Freedom Northwest Credit Union
Overview / Commentary
Freedom Northwest Credit Union is headquartered in Kamiah and is the 15th largest credit union in the state of Idaho. It is also the 1,825th largest credit union in the nation. It was established in 1963 and as of June of 2016, it had grown to 20 employees and 5,742 members at 2 locations. Freedom Northwest Credit Union has a B+ health rating.
Field of Membership Restrictions
Kamiah Community Credit Union of Idaho is open to the businesses, accredited institutions, and residents of Lewis or Idaho Counties, credit union member affiliated organizations, credit union employees, and the family members of the current credit union members.
See current membership details
Health
B+
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Freedom Northwest Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 65722 |
| Year Chartered | 1963 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.6% |
| Return on Equity - YTD | 13.25% |
| Annual Interest Income | $1.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $77.7MM$60.9MM |
| Loans | Q2 2016vs Q2 2015 | $60.0MM$49.0MM |
| Deposits | Q2 2016vs Q2 2015 | $59.6MM$51.6MM |
| Equity Capital | Q2 2016vs Q2 2015 | $9.2MM$8.0MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $242.00K$220.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $1.2MM$788.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $107.00K$136.00K |
Rates
Sorry, we do not have rate data for Freedom Northwest Credit Union.
Locations
| Freedom Northwest Credit Union Locations | ||
|---|---|---|
| Branch Office | 201 Rivers Loop | Kooskia, ID 83539 |
| Branch Office | 303 Main Street | Kamiah, ID 83536 |