FreeStar Financial Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	Reward Checking	Boomerang Rewards Checking 1.95% - National Average
2.35%	5-year CD	5 Year Bump CD - New Money Special 2.90% - Goldman Sachs Bank USA High-yield 5 Year CD
0.40%	1-year CD	Save to Win 2.35% - Synchrony Bank 14 Month CD Special

View all FreeStar Financial Credit Union rates »

Overview / Commentary

www.freestarfinancial.com

586-466-7800

37570 S Gratiot Ave
Clinton Township, MI 48036

FreeStar Financial Credit Union is headquartered in Clinton Township and is the 54^th largest credit union in the state of Michigan. It is also the 1,007^th largest credit union in the nation. It was established in 1957 and as of March of 2018, it had grown to 56 employees and 19,691 members at 4 locations. FreeStar Financial Credit Union's money market rates are 70% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

FreeStar Financial Credit Union offers membership to the residents of the following Michigan counties: Genesee, Lapeer, Lenawee, Livingston, Macomb, Monroe, Oakland, St. Clair, Washtenaw, and Wayne. In addition, all military members who live anywhere in Michigan are eligible to join.
See current membership details

Reviews (1)

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Featured Account Options

A credit union is better than pre paid debit cards!!

Posted by: cgouch47 | Jan 19, 2016

I choose my credit union because of frustrations from prepaid debit card fees. At CMCCU their are no monthly maintenance fees to eat up your balances and it is nice to have a savings option too. My credit union has convenient deposit options and you can take your balance down to 0 with no penalty. I appreciate the simplicity of the website access of CMCCU very helpful.

Comment

2

Health

B+

Data as of Q1 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	60406
Year Chartered	1957
Employees	56
Primary Regulator

Profit Margin
Return on Assets - YTD	0.62%
Return on Equity - YTD	6.05%
Annual Interest Income	$2.2MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$216.4MM$199.0MM
Loans	Q1 2018vs Q1 2017	$171.1MM$154.3MM
Deposits	Q1 2018vs Q1 2017	$186.6MM$176.9MM
Equity Capital	Q1 2018vs Q1 2017	$21.7MM$19.9MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$1.7MM$1.3MM
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$2.2MM$806.00K
Real Estate Owned	Q1 2018vs Q1 2017	$86.00K$180.00K

Rates

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Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FreeStar Financial Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$250	-	IRA Savings Account
0.50%	-	-	IRA Rollover Account
0.20%	-	-	Regular Share Savings Account
0.20%	-	-	Special Savings Account
0.20%	-	-	Christmas Club Account
0.20%	-	-	Vacation Club Account

FreeStar Financial Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%	$75k	-	Money Management Account - Diamond Anniversary Special
0.35%^*	$150k^*	-	Money Management Accounts
OTHER TIERS: 0.10% → $1k - $2,500 \| 0.20% → $2,500 - $5k \| 0.25% → $5k - $25k \| 0.30% → $25k - $150k

FreeStar Financial Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	-	$10k	Boomerang Rewards Checking
OTHER TIERS: 0.05% → $10k+

FreeStar Financial Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%	$500	-	5 Year CD
2.50%	$500	-	34 Month CD Special
2.35%	$5k	-	5 Year Bump CD - New Money Special
2.25%	$500	-	4 Year CD
2.15%	$500	-	3 Year CD
2.15%	$500	-	22 Month CD Special
2.05%	$500	-	2 Year CD
2.00%	$5k	-	3 Year Bump CD - New Money Special
1.90%	$500	-	18 Month CD Special
1.40%	$500	-	1 Year CD
1.40%	$500	-	12 Month CD Special
0.75%	$500	-	6 Month CD
0.40%	$100	-	1 Year Youth CD
0.40%	$25	-	Save to Win

FreeStar Financial Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%	$500	-	5 Year IRA
2.50%	$500	-	34 Month IRA Special
2.35%	$5k	-	5 Year Bump IRA - New Money Special
2.25%	$500	-	4 Year IRA
2.15%	$500	-	3 Year IRA
2.15%	$500	-	22 Month IRA Special
2.05%	$500	-	2 Year IRA
2.00%	$5k	-	3 Year Bump IRA - New Money Special
1.90%	$500	-	18 Month IRA Special
1.40%	$500	-	1 Year IRA
1.40%	$500	-	12 Month IRA Special
0.75%	$500	-	6 Month IRA
0.40%	$25	-	1 Year Youth IRA

Locations

FreeStar Financial Credit Union Locations
Branch Office	37570 S Gratiot Ave	Clinton Township, MI 48036
Branch Office	44200 N Jefferson Ave # 715	Selfridge ANGB, MI 48045-5263
Branch Office	34642 Van Dyke Ave	Sterling Heights, MI 48312
Branch Office	47011 Sugarbush Rd	Chesterfield, MI 48047

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