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FreeStar Financial Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.00%Reward CheckingBoomerang Rewards Checking
2.05%5-year CD5 Year CD
0.40%1-year CDSave to Win

Overview / Commentary
586-466-7800
37570 S Gratiot Ave
Clinton Township, MI 48036

FreeStar Financial Credit Union is headquartered in Clinton Township and is the 53rd largest credit union in the state of Michigan. It is also the 1,001st largest credit union in the nation. It was established in 1957 and as of September of 2017, it had grown to 53 employees and 19,624 members at 4 locations. FreeStar Financial Credit Union's money market rates are 70% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

FreeStar Financial Credit Union offers membership to the residents of the following Michigan counties: Genesee, Lapeer, Lenawee, Livingston, Macomb, Monroe, Oakland, St. Clair, Washtenaw, and Wayne. In addition, all military members who live anywhere in Michigan are eligible to join.
See current membership details

Reviews (1)

A credit union is better than pre paid debit cards!!

Posted by: cgouch47 | Jan 19, 2016

I choose my credit union because of frustrations from prepaid debit card fees. At CMCCU their are no monthly maintenance fees to eat up your balances and it is nice to have a savings option too. My credit union has convenient deposit options and you can take your balance down to 0 with no penalty. I appreciate the simplicity of the website access of CMCCU very helpful.



Health
B+

Health Grade Components

Overall
NCUA #60406
Year Chartered1957
Employees53
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD6.3%
Annual Interest Income$6.0MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$212.3MM$194.3MM
LoansQ3 2017vs Q3 2016$176.0MM$145.9MM
DepositsQ3 2017vs Q3 2016$178.5MM$172.8MM
Equity CapitalQ3 2017vs Q3 2016$20.8MM$19.7MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.6MM$1.1MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.7MM$1.4MM
Real Estate OwnedQ3 2017vs Q3 2016$290.00K$192.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FreeStar Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$250-IRA Savings Account
0.50%--IRA Rollover Account
0.20%--Regular Share Savings Account
0.20%--Special Savings Account
0.20%--Christmas Club Account
0.20%--Vacation Club Account

FreeStar Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$75k-Money Management Account - Diamond Anniversary Special
0.35%*$150k*-Money Management Accounts
OTHER TIERS: 0.10% Up to $2,500 | 0.20% $2,500 - $5k | 0.25% $5k - $25k | 0.30% $25k - $150k
0.35%*$150k*-Business Money Management Account
OTHER TIERS: 0.10% Up to $2,500 | 0.20% $2,500 - $5k | 0.25% $5k - $25k | 0.30% $25k - $150k

FreeStar Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kBoomerang Rewards Checking
OTHER TIERS: 0.05% $10k+
2.00%-$10kCash High Interest Checking

FreeStar Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.35%$5k-5 Year Bump CD
2.30%$500-66 Month CD Special
2.05%$500-5 Year CD
2.00%$500-34 Month CD Special
2.00%$5k-3 Year Bump CD
1.75%$500-22 Month CD Special
1.65%$500-4 Year CD
1.50%$500-3 Year CD
1.25%$500-2 Year CD
0.75%$500-1 Year CD
0.40%$100-1 Year Youth CD
0.40%$500-6 Month CD
0.40%$25-Save to Win

FreeStar Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.35%$5k-5 Year Bump IRA
2.30%$500-66 Month IRA Special
2.05%$500-5 Year IRA
2.00%$500-34 Month IRA Special
2.00%$5k-3 Year Bump IRA
1.75%$500-22 Month IRA Special
1.65%$500-4 Year IRA
1.50%$500-3 Year IRA
1.25%$500-2 Year IRA
0.75%$500-1 Year IRA
0.40%$500-6 Month IRA
0.40%$25-1 Year Youth IRA
Locations


FreeStar Financial Credit Union Locations
Branch Office37570 S Gratiot AveClinton Township, MI 48036
Branch Office44200 N Jefferson Ave # 715Selfridge ANGB, MI 48045-5263
Branch Office34642 Van Dyke AveSterling Heights, MI 48312
Branch Office47011 Sugarbush RdChesterfield, MI 48047