FreeStar Financial Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.05%	5-year CD	5 Year CD 2.35% - Synchrony Bank 60 Month CD
0.40%	1-year CD	Save to Win 1.40% - Synchrony Bank 12 Month CD
0.20%	Savings	Special Savings Account 1.20% - Synchrony Bank High Yield Savings

View all FreeStar Financial Credit Union rates »

Overview / Commentary

www.freestarfinancial.com

586-466-7800

37570 S Gratiot Ave
Clinton Township, MI 48036

FreeStar Financial Credit Union is headquartered in Clinton Township and is the 57^th largest credit union in the state of Michigan. It is also the 1,036^th largest credit union in the nation. It was established in 1957 and as of March of 2017, it had grown to 56 employees and 18,715 members at 4 locations. FreeStar Financial Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

FreeStar Financial Credit Union expanded its field of membership to include the following counties and all military members throughout Michigan: **Genesee **Lapeer **Lenawee **Livingston **Macomb **Monroe **Oakland **St. Clair **Washtenaw **Wayne.
See current membership details

Reviews (1)

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Featured Account Options

A credit union is better than pre paid debit cards!!

Posted by: cgouch47 | Jan 19, 2016

I choose my credit union because of frustrations from prepaid debit card fees. At CMCCU their are no monthly maintenance fees to eat up your balances and it is nice to have a savings option too. My credit union has convenient deposit options and you can take your balance down to 0 with no penalty. I appreciate the simplicity of the website access of CMCCU very helpful.

Comment

1

Health

A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	60406
Year Chartered	1957
Employees	56
Primary Regulator

Profit Margin
Return on Assets - YTD	0.33%
Return on Equity - YTD	3.23%
Annual Interest Income	$1.9MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$199.0MM$185.5MM
Loans	Q1 2017vs Q1 2016	$154.3MM$140.9MM
Deposits	Q1 2017vs Q1 2016	$176.9MM$164.4MM
Equity Capital	Q1 2017vs Q1 2016	$19.9MM$19.2MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.3MM$1.0MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$806.00K$764.00K
Real Estate Owned	Q1 2017vs Q1 2016	$180.00K$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FreeStar Financial Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$250	-	IRA Savings Account
0.50%	-	-	IRA Rollover Account
0.20%	-	-	Regular Share Savings Account
0.20%	-	-	Special Savings Account
0.20%	-	-	Christmas Club Account
0.20%	-	-	Vacation Club Account

FreeStar Financial Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%	$150k	-	Money Management Account - Diamond Anniversary Special
0.35%^*	$150k^*	-	Money Management Accounts
OTHER TIERS: 0.10% → Up to $2,500 \| 0.20% → $2,500 - $5k \| 0.25% → $5k - $25k \| 0.30% → $25k - $150k

FreeStar Financial Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.30%	$500	-	66 Month CD Special
2.05%	$500	-	5 Year CD
2.00%	$500	-	34 Month CD Special
1.75%	$500	-	22 Month CD Special
1.65%	$500	-	4 Year CD
1.50%	$500	-	3 Year CD
1.25%	$500	-	2 Year CD
0.75%	$500	-	1 Year CD
0.40%	$100	-	1 Year Youth CD
0.40%	$500	-	6 Month CD
0.40%	$25	-	Save to Win

FreeStar Financial Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.30%	$500	-	66 Month IRA Special
2.05%	$500	-	5 Year IRA
2.00%	$500	-	34 Month IRA Special
1.75%	$500	-	22 Month IRA Special
1.65%	$500	-	4 Year IRA
1.50%	$500	-	3 Year IRA
1.25%	$500	-	2 Year IRA
0.75%	$500	-	1 Year IRA
0.40%	$500	-	6 Month IRA
0.40%	$25	-	1 Year Youth IRA

Locations

FreeStar Financial Credit Union Locations
Branch Office	37570 S Gratiot Ave	Clinton Township, MI 48036
Branch Office	44200 N Jefferson Ave # 715	Selfridge ANGB, MI 48045-5263
Branch Office	34642 Van Dyke Ave	Sterling Heights, MI 48312
Branch Office	47011 Sugarbush Rd	Chesterfield, MI 48047