Overview / Commentary
Freestone Credit Union is headquartered in Teague and is the 174th largest credit union in the state of Texas. It is also the 2,175th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 16 employees and 5,592 members at 3 locations. Freestone Credit Union has an A health rating.
Field of Membership Restrictions
Freestone Credit Union is open to the residents of the Texas counties of Freestone, Leon, Limestone, Madison, or Navarro, as well as the employees of the Burlington Northern Santa-Fe Railroad.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Freestone Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68005 |
| Year Chartered | 1952 |
| Employees | 16 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.13% |
| Return on Equity - YTD | 10.72% |
| Annual Interest Income | $734K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $67.9MM$61.5MM |
| Loans | Q1 2025vs Q1 2024 | $35.4MM$32.2MM |
| Deposits | Q1 2025vs Q1 2024 | $60.6MM$55MM |
| Equity Capital | Q1 2025vs Q1 2024 | $7.1MM$6.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $80K$80K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $20K$29K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |