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Freestone Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.freestonecu.org
254-739-2594
613 Main St
Teague, TX 75860

Freestone Credit Union is headquartered in Teague and is the 174th largest credit union in the state of Texas. It is also the 2,175th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 16 employees and 5,592 members at 3 locations. Freestone Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Freestone Credit Union is open to the residents of the Texas counties of Freestone, Leon, Limestone, Madison, or Navarro, as well as the employees of the Burlington Northern Santa-Fe Railroad.
See current membership details

Reviews

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Health
A

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Freestone Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #68005
Year Chartered1952
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD10.72%
Annual Interest Income$734K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$67.9MM$61.5MM
LoansQ1 2025vs Q1 2024$35.4MM$32.2MM
DepositsQ1 2025vs Q1 2024$60.6MM$55MM
Equity CapitalQ1 2025vs Q1 2024$7.1MM$6.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$80K$80K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$20K$29K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Freestone Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Freestone Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$0-Christmas Club
0.50%$0-Vacation Club
0.50%$0-Kirby Kangaroo Account
0.50%$0-CU Succeed Account
0.50%$0-Other Savings Account
0.05%$100-Share Account

Freestone Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*$25kMoney Market Account
OTHER TIERS: 0.15% → $25k+ | 0.20% → $2.5k - $10k

Freestone Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Checking Account

Freestone Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.33%$1k-6 Month Regular CD
4.33%$25k-6 Month Super CD
4.33%$50k-6 Month Jumbo CD
4.33%$100-6 Month Kirby Kangaroo CD
4.33%$100-6 Month Teen CU Succeed CD
4.33%$1k-6 Month CD Special
4.23%$1k-12 Month Regular CD
4.23%$25k-12 Month Super CD
4.23%$50k-12 Month Jumbo CD
4.23%$100-12 Month Kirby Kangaroo CD
4.23%$100-12 Month Teen CU Succeed CD
4.23%$1k-12 Month CD Special
3.87%$1k-60 Month Regular CD
3.87%$25k-60 Month Super CD
3.87%$50k-60 Month Jumbo CD
3.87%$100-60 Month Kirby Kangaroo CD
3.87%$100-60 Month Teen CU Succeed CD
2.63%$1k-36 Month Regular CD
2.63%$1k-48 Month Regular CD
2.63%$25k-36 Month Super CD
2.63%$25k-48 Month Super CD
2.63%$50k-36 Month Jumbo CD
2.63%$50k-48 Month Jumbo CD
2.63%$100-36 Month Kirby Kangaroo CD
2.63%$100-48 Month Kirby Kangaroo CD
2.63%$100-36 Month Teen CU Succeed CD
2.63%$100-48 Month Teen CU Succeed CD
2.58%$1k-24 Month Regular CD
2.58%$25k-24 Month Super CD
2.58%$50k-24 Month Jumbo CD
2.58%$100-24 Month Kirby Kangaroo CD
2.58%$100-24 Month Teen CU Succeed CD

Freestone Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$0-IRA
Locations


Freestone Credit Union Locations
Branch Office613 Main StTeague, TX 75860-1627
Branch Office480 E Main StFairfield, TX 75840-4313
Branch Office8812 U S Hwy 79 WJewett, TX 75846

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