Front Royal Federal Credit Union
LOCATIONS
2
View locations
HEALTH RATING
A
View health report
CURRENT TOP RATE
0.85% APY
5 Year Share Certificate
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.85% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.35% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.05% | Savings | 0.26% - National Average |
Overview / Commentary
Front Royal Federal Credit Union is headquartered in Front Royal and is the 60th largest credit union in the state of Virginia. It is also the 2,091st largest credit union in the nation. It was established in 1949 and as of December of 2018, it had grown to 13 employees and 6,452 members at 2 locations. Front Royal Federal Credit Union has an A health rating.
Field of Membership Restrictions
To join Front Royal Federal Credit Union you must reside, worship, attend school, or work in Warren County.
See current membership details
Health
A
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Front Royal Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 6084 |
| Year Chartered | 1949 |
| Employees | 13 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.84% |
| Return on Equity - YTD | 6.01% |
| Annual Interest Income | $1.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $62.0MM$60.8MM |
| Loans | Q4 2018vs Q4 2017 | $13.4MM$13.5MM |
| Deposits | Q4 2018vs Q4 2017 | $53.1MM$52.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $8.7MM$8.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $144.00K$123.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $69.00K$83.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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Front Royal Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $50 | - | Share Account | |
| 0.05% | $50 | - | Custodial Account | |
| 0.05% | - | - | Vacation Club Account | |
| 0.05% | - | - | Christmas Club Account | |
| 0.05% | - | - | IRA Account |
Front Royal Federal Credit Union CD Rates
Front Royal Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.85% | $500 | - | 5 Year IRA Certificate | |
| 0.80% | $500 | - | 4 Year IRA Certificate | |
| 0.45% | $500 | - | 3 Year IRA Certificate | |
| 0.40% | $500 | - | 2 Year IRA Certificate | |
| 0.35% | $500 | - | 1 Year IRA Certificate |
Locations
| Front Royal Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 230 N Royal Ave | Front Royal, VA 22630-2616 |
| Branch Office | 113 South St | Front Royal, VA 22630-2221 |