Overview / Commentary
Front Royal Federal Credit Union is headquartered in Front Royal and is the 59th largest credit union in the state of Virginia. It is also the 2,114th largest credit union in the nation. It was established in 1949 and as of June of 2019, it had grown to 13 employees and 6,441 members at 2 locations. Front Royal Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
To join Front Royal Federal Credit Union you must reside, worship, attend school, or work in Warren County.
See current membership details
Health
B+
Data as of Q2 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Front Royal Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 6084 |
| Year Chartered | 1949 |
| Employees | 13 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.32% |
| Return on Equity - YTD | 9.06% |
| Annual Interest Income | $891.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $62.0MM$63.3MM |
| Loans | Q2 2019vs Q2 2018 | $13.7MM$13.3MM |
| Deposits | Q2 2019vs Q2 2018 | $52.4MM$54.5MM |
| Equity Capital | Q2 2019vs Q2 2018 | $9.1MM$8.4MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $119.00K$89.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $22.00K$120.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
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Front Royal Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $50 | - | Share Account | |
| 0.05% | $50 | - | Custodial Account | |
| 0.05% | - | - | Vacation Club Account | |
| 0.05% | - | - | Christmas Club Account | |
| 0.05% | - | - | IRA Account |
Front Royal Federal Credit Union CD Rates
Front Royal Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.85% | $500 | - | 5 Year IRA Certificate | |
| 0.80% | $500 | - | 4 Year IRA Certificate | |
| 0.45% | $500 | - | 3 Year IRA Certificate | |
| 0.40% | $500 | - | 2 Year IRA Certificate | |
| 0.35% | $500 | - | 1 Year IRA Certificate |
Locations
| Front Royal Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 230 N Royal Ave | Front Royal, VA 22630-2616 |
| Branch Office | 113 South St | Front Royal, VA 22630-2221 |