Overview / Commentary
Front Royal Federal Credit Union is headquartered in Front Royal and is the 57th largest credit union in the state of Virginia. It is also the 2,085th largest credit union in the nation. It was established in 1949 and as of December of 2019, it had grown to 12 employees and 6,402 members at 2 locations. Front Royal Federal Credit Union has an A health rating.
Field of Membership Restrictions
To join Front Royal Federal Credit Union you must reside, worship, attend school, or work in Warren County.
See current membership details
Health
A
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Front Royal Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 6084 |
| Year Chartered | 1949 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.23% |
| Return on Equity - YTD | 8.28% |
| Annual Interest Income | $1.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $64.1MM$62.0MM |
| Loans | Q4 2019vs Q4 2018 | $14.5MM$13.4MM |
| Deposits | Q4 2019vs Q4 2018 | $54.3MM$53.1MM |
| Equity Capital | Q4 2019vs Q4 2018 | $9.5MM$8.7MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $40.00K$144.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $52.00K$69.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |