Frost Bank

Overview / Commentary
111 W. Houston St.
San Antonio, TX 78205

Frost Bank is headquartered in San Antonio and is the 4th largest bank in the state of Texas. It is also the 50th largest bank in the nation. It was established in 1899 and as of June of 2022, it had grown to 4,795 employees at 173 locations. Frost Bank's money market rates are 5X the national average, and it has an A health rating.

Related Posts

Frost Bank (TX) 12-Month CD Has New Rate-Leading APY - 3/28/2022

Frost Bank has raised its 12-month and 24-month CD rates to very competitive levels. Market area includes 28 Texas counties (major metropolitan areas).

Frost Bank (TX) Has Rate-Leading 12-Month CD - 3/8/2022

Frost Bank currently has three competitive shorter term CDs, including a rate-leading 12-month CD, which are available in 28 Texas counties (major metropolitan areas).

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Very Impressed And Grateful

The outstanding service provided by this bank has ensured our dreams and goals.

Thankful to Scott, Nathan, and Lai-Yee.

Holly and Damian with Mobility City of Fort Worth.

Are You Kidding? 5 Stars

Any reviews under one star are fake. This bank has personal relationship managers. You can reach customer service 24/7 and there is minimal to no wait time! The rates are average, the app is simple but does the job, and the company is not full of vultures. If all banks were like this, the world would be a happy place. Give the bank a try, you will be surprised, I was! A checking account has no annual fee if you maintain a balance of 1000. Really fair bank, free ATMs at HEB.

Happy Frost Customer

Best bank Ever!! I lost my card but had a old one. Frost was able to activate. A real person always answers the phone. They are always so flexible. They are not like wells Fargo or BBVA always so strict on policies and procedures. They are so understanding.

Favorite Bank

Posted by: |

Very friendly and professional bank. I’ve never had any trouble with deposits or withdrawals and I’ve been a Frost customer for over 10 years. Very nice staff and always willing to help! Mobile application is easy to use.



Health Grade Components

FDIC Certificate #5510
Year Established1899
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD12.29%
Annual Interest Income$564.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$51.85B$46.73B
LoansQ2 2022vs Q2 2021$16.50B$16.34B
DepositsQ2 2022vs Q2 2021$46.11B$39.20B
Equity CapitalQ2 2022vs Q2 2021$3.17B$4.18B
Loan Loss AllowanceQ2 2022vs Q2 2021$239.6MM$255.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$34.7MM$84.4MM
Real Estate OwnedQ2 2022vs Q2 2021$1.8MM$4.0MM
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Always verify rates and promotions with the bank or credit union. We are not Frost Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Frost Bank Savings Account Rates

0.28%$500-Business Savings
0.07%--Health Savings

Frost Bank Money Market Rates

2.03%*$1m*-Personal Money Market
OTHER TIERS: 0.78% Up to $25k | 0.83% $25k - $100k | 1.17% $100k - $250k | 1.30% $250k - $1m
2.03%*$1m*-Business High Yield Money Market Account
OTHER TIERS: 0.78% $1 - $10k | 0.83% $25k - $100k | 1.17% $100k - $250k | 1.30% $250k - $1m
1.25%*$1m*-Business Money Market Account
OTHER TIERS: 0.54% $1 - $50k | 0.59% $50k - $100k | 0.95% $100k - $1m

Frost Bank Checking Account Rates

0.07%--Frost Plus Account

Frost Bank CD Rates

2.30%*$100k*-24 Month CD
OTHER TIERS: 1.95% $1k - $100k
2.30%*$100k*-Business 2 Year CD
OTHER TIERS: 1.95% $1k - $100k
2.20%*$100k*-12 Month CD
OTHER TIERS: 1.85% $1k - $100k
2.20%*$100k*-Business 1 Year CD
OTHER TIERS: 1.85% $1k - $100k
1.90%*$100k*-180 Day CD
OTHER TIERS: 1.65% $1k - $100k
1.90%*$100k*-Business 180 Day CD
OTHER TIERS: 1.65% $1k - $100k
1.05%*$100k*-90 Day CD
OTHER TIERS: 0.85% $1k - $100k
1.05%*$100k*-Business 90 Day CD
OTHER TIERS: 0.85% $1k - $100k
0.20%$100k-60 Day Jumbo CD
0.20%$100k-Business 60 Day CD
0.10%$100k-30 Day Jumbo CD
0.10%$100k-Business 30 Day CD
0.05%$100k-14 Day Jumbo CD
0.05%$100k-Business 14 Day CD


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