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100 West Houston Street
San Antonio, TX 78205

Frost Bank is headquartered in San Antonio and is the 3rd largest bank in the state of Texas. It is also the 55th largest bank in the nation. It was established in 1899 and as of December of 2016, it had grown to 4,217 employees at 149 locations. Frost Bank has an A health rating.

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Reviews (2)

Great service, easy to deal with

I switched to Frost Bank over six years ago and I'll never go back. My previous bank seemed alright initially. But after changing ownership multiple times, things continued to go down hill. Fees started to increase, customer service was sub-par and erratic, and I did not feel like a valued customer at all.

Over the years I've heard many great things about Frost, so I decided to give them a shot. I've used them for both my personal and business accounts and couldn't be happier. Fees (if any) are reasonable and clearly stated. Customer service is top notch, no matter if speaking to someone directly at a local branch or through their telephone support line. I highly recommend Frost for banking in addition to many other financial services.

On Line Banking

Posted by: Sueirwin | May 7, 2012

Frost Bank has been making changes to it's on-line access.

It no longer supports Quickbooks. Simple things that I have preformed through Quickbooks for years can no longer be done. Example, if you try to transfer funds from one account to another, Frost erases files from Quickbooks. Meaning you can no longer use it and you get the privage of speaking with somebody in India for 5 to 6 hours while they rebiuld you QB files. I was actually lucky enough to spend two days talking to India, because I tried it a second time.

Now, you cannot download your transactions through Quickbooks either.

I cannot in my wild dreams imagine why Frost Bank would choose to NOT support Quickbooks. I would think that that biggest magority of small businesses in the US utilize Quickbooks. ---- Bad Dicision!



Health Grade Components

FDIC Certificate #5510
Year Established1899
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD10.18%
Annual Interest Income$794.8MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$30.22B$28.60B
LoansQ4 2016vs Q4 2015$11.82B$11.35B
DepositsQ4 2016vs Q4 2015$25.88B$24.40B
Equity CapitalQ4 2016vs Q4 2015$2.94B$2.91B
Loan Loss AllowanceQ4 2016vs Q4 2015$153.0MM$135.9MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$124.2MM$91.0MM
Real Estate OwnedQ4 2016vs Q4 2015$2.4MM$2.3MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Frost Bank Savings Account Rates

0.01%--Health Savings

Frost Bank Money Market Rates

0.06%--Personal Money Market

Frost Bank CD Rates

0.20%$1k-2 Year CD
0.20%$1k$100k2 Year Business CD
0.20%$100k-2 Year Jumbo Business CD
0.10%$1k-18 Month CD
0.10%$1k$100k18 Month Business CD
0.10%$100k-18 Month Jumbo Business CD
0.05%$1k-1 Year CD
0.05%$1k$100k1 Year Business CD
0.05%$100k-1 Year Jumbo Business CD
0.03%$1k-90 Day CD
0.03%$1k-180 Day CD
0.03%$100k-14 Day Jumbo CD
0.03%$100k-30 Day Jumbo CD
0.03%$100k-60 Day Jumbo CD
0.03%$1k$100k90 Day Business CD
0.03%$1k$100k180 Day Business CD
0.03%$100k-14 Day Jumbo Business CD
0.03%$100k-30 Day Jumbo Business CD
0.03%$100k-60 Day Jumbo Business CD
0.03%$100k-90 Day Jumbo Business CD
0.03%$100k-180 Day Jumbo Business CD

Frost Bank has 146 locations. Click to view all Frost Bank locations.