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Ft. Randall Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
ftrandallfcu.com
605-384-5332
231 NW Lake Street
Wagner, SD 57380

Ft. Randall Federal Credit Union is headquartered in Wagner and is the 17th largest credit union in the state of South Dakota. It is also the 2,567th largest credit union in the nation. It was established in 1951 and as of March of 2025, it had grown to 9 employees and 3,271 members at 3 locations. Ft. Randall Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Fort Randall Federal Credit Union membership is open to those who live, work, worship, attend school, or volunteer in the South Dakota counties of Bon Homme, Brule, Douglas, Charles Mix, Hutchinson, or Gregory. Eligibility also extends to the immediate family of current credit union members.
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ft. Randall Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #7067
Year Chartered1951
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD3.5%
Return on Equity - YTD31.1%
Annual Interest Income$639K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$43.1MM$39.7MM
LoansQ1 2025vs Q1 2024$24.7MM$21.3MM
DepositsQ1 2025vs Q1 2024$35.7MM$32.8MM
Equity CapitalQ1 2025vs Q1 2024$4.8MM$3.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$343K$202K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$144K$100K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Ft. Randall Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ft. Randall Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$0-Christmas Club Share
0.50%$25-Share Savings

Ft. Randall Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$2.5k-Money Market Savings

Ft. Randall Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Share Draft

Ft. Randall Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%*$10k*-6 Month CD
OTHER TIERS: 3.54% → $500 - $10k
3.54%*$10k*-3 Month CD
OTHER TIERS: 3.29% → $500 - $10k
3.54%$250$10k6 Month Youth CD
3.54%*$50k*-12 Month CD
OTHER TIERS: 3.03% → $500 - $10k | 3.29% → $10k - $50k
3.29%$250$10k3 Month Youth CD
3.29%$100-12 Month Saver CD
3.03%$250$10k12 Month Youth CD
3.03%$500-18 Month CD
3.03%$250$10k18 Month Youth CD
3.03%$500-24 Month CD
3.03%$250$10k24 Month Youth CD

Ft. Randall Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$25-Share IRA
Locations


Ft. Randall Federal Credit Union Locations
Branch Office100 W 7th StreetPlatte, SD 57369
Branch Office231 Lake St NWWagner, SD 57380
Corporate Office4726 HILLS AND DALES RD NWCANTON, OH 44708-1571

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