Fulton Savings Bank


Overview / Commentary
315-592-4201
75 South First Street
Fulton, NY 13069

Fulton Savings Bank is headquartered in FULTON and is the 80th largest bank in the state of New York. It is also the 1,880th largest bank in the nation. It was established in 1871 and as of December of 2023, it had grown to 75 employees at 6 locations. Fulton Savings Bank has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #15966
Year Established1871
Employees75
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.59%
Return on Equity - YTD6.91%
Annual Interest Income$17MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$460.9MM$474.3MM
LoansQ4 2023vs Q4 2022$232.6MM$220.1MM
DepositsQ4 2023vs Q4 2022$296.4MM$318.9MM
Equity CapitalQ4 2023vs Q4 2022$112.6MM$103.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$932K$781K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$2.6MM$2.1MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Fulton Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fulton Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$5-Day of Deposit Account

Fulton Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Money Market Management Accounts (MMMA)

Fulton Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$2.5k*-Wall Street Checking
OTHER TIERS: 0.05% Up to $2.5k
0.05%$25-Interest Bearing Checking
0.05%$25-VIP Free Interest Checking Accounts
0.05%$25-50+ Free Interest Checking Accounts

Fulton Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-4 Year CD
0.40%$500-3 Year CD
0.30%$500-2 Year CD
0.25%$500-1 Year CD
0.25%$100k-7 Day CD
0.15%$500-6 Month CD
Locations


Fulton Savings Bank Locations
Constantia Branch45 Redfield StreetConstantia, NY 13044
Brewerton Branch5501 Bartell RoadBrewerton, NY 13029
Fulton Savings Bank75 S 1st StFulton, NY 13069
Central Square BranchRoute 49 and Green Acres DriveCentral Square, NY 13036
Phoenix BranchCr 57Phoenix, NY 13135
Village Green BranchState Fair and Village Blvds. SouthVan Buren Township, NY 13027

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