Fulton Savings Bank

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

fultonsavings.com

315-592-4201

75 South First Street
Fulton, NY 13069

Fulton Savings Bank is headquartered in FULTON and is the 77^th largest bank in the state of New York. It is also the 1,852^nd largest bank in the nation. It was established in 1871 and as of December of 2024, it had grown to 72 employees at 6 locations. Fulton Savings Bank has an A health rating.

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Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	15966
Year Established	1871
Employees	72
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.86%
Return on Equity - YTD	7.34%
Annual Interest Income	$17.9MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$476.1MM$462.3MM
Loans	Q4 2024vs Q4 2023	$245.2MM$232.7MM
Deposits	Q4 2024vs Q4 2023	$294.2MM$296.4MM
Equity Capital	Q4 2024vs Q4 2023	$122MM$114.8MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$1.1MM$866K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$1.3MM$2.6MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fulton Savings Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$5	-	Day of Deposit Account

Fulton Savings Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$100	-	Money Market Management Accounts (MMMA)

Fulton Savings Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$2.5k^*	-	Wall Street Checking
OTHER TIERS: 0.05% → $0 - $2.5k
0.05%	$25	-	Interest Bearing Checking
0.05%	$25	-	VIP Free Interest Checking Accounts
0.05%	$25	-	50+ Free Interest Checking Accounts

Fulton Savings Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$500	-	4 Year CD
0.40%	$500	-	3 Year CD
0.30%	$500	-	2 Year CD
0.25%	$500	-	1 Year CD
0.25%	$100k	-	7 Day CD
0.15%	$500	-	6 Month CD

Locations

Fulton Savings Bank Locations
Constantia Branch	45 Redfield Street	Constantia, NY 13044
Brewerton Branch	5501 Bartell Road	Brewerton, NY 13029
Fulton Savings Bank	75 S 1st St	Fulton, NY 13069
Central Square Branch	Route 49 and Green Acres Drive	Central Square, NY 13036
Phoenix Branch	Cr 57	Phoenix, NY 13135
Village Green Branch	State Fair and Village Blvds. South	Van Buren Township, NY 13027

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