Fulton Savings Bank

Overview / Commentary
75 South First Street
Fulton, NY 13069

Fulton Savings Bank is headquartered in Fulton and is the 83rd largest bank in the state of New York. It is also the 1,895th largest bank in the nation. It was established in 1871 and as of June of 2022, it had grown to 68 employees at 6 locations. Fulton Savings Bank has an A health rating.


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Health Grade Components

FDIC Certificate #15966
Year Established1871
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.29%
Return on Equity - YTD-1.12%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$444.1MM$453.5MM
LoansQ2 2022vs Q2 2021$188.9MM$173.5MM
DepositsQ2 2022vs Q2 2021$326.7MM$317.4MM
Equity CapitalQ2 2022vs Q2 2021$107.1MM$120.8MM
Loan Loss AllowanceQ2 2022vs Q2 2021$696.00K$702.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.5MM$1.1MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fulton Savings Bank Savings Account Rates

0.05%$5-Day of Deposit Account

Fulton Savings Bank Money Market Rates

0.05%$100-Money Market Management Accounts (MMMA)

Fulton Savings Bank Checking Account Rates

0.10%*$2.5k*-Wall Street Checking
OTHER TIERS: 0.05% Up to $2.5k
0.05%$25-Interest Bearing Checking
0.05%$25-VIP Free Interest Checking Accounts
0.05%$25-50+ Free Interest Checking Accounts

Fulton Savings Bank CD Rates

0.50%$500-4 Year CD
0.40%$500-3 Year CD
0.30%$500-2 Year CD
0.25%$500-1 Year CD
0.25%$100k-7 Day CD
0.15%$500-6 Month CD

Fulton Savings Bank Locations
Constantia Branch45 Redfield StreetConstantia, NY 13044
Brewerton Branch5501 Bartell RoadBrewerton, NY 13029
Fulton Savings Bank75 S 1st StFulton, NY 13069
Central Square BranchRoute 49 and Green Acres DriveCentral Square, NY 13036
Phoenix BranchCr 57Phoenix, NY 13135
Village Green BranchState Fair and Village Blvds. SouthVan Buren Township, NY 13027

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