Overview / Commentary
Funeral Service Credit Union is headquartered in Springfield and is the 128th largest credit union in the state of Illinois. It is also the 3,654th largest credit union in the nation. It was established in 1983 and as of March of 2025, it had grown to 2 employees and 698 members at 1 location. Funeral Service Credit Union has a C+ health rating.
Field of Membership Restrictions
Funeral Service Credit Union membership is currently offered to employees and family members of: Illinois Funeral Directors, Federated Funeral Directors of America, National Funeral Directors & Morticians Association, Inc., Iowa Funeral Directors Association, Missouri Funeral Directors Association and several more organizations listed on the bank's website.
See current membership details
Health
C+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Funeral Service Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 66253 |
| Year Chartered | 1983 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.23% |
| Return on Equity - YTD | 1.25% |
| Annual Interest Income | $147K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $10MM$11.8MM |
| Loans | Q1 2025vs Q1 2024 | $9.1MM$9.9MM |
| Deposits | Q1 2025vs Q1 2024 | $8MM$9.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $1.9MM$1.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $14K$7K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $101K$0 |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |