Galaxy Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.45%	1-year CD	13-24 Month Share Certificate 1.50% - Goldman Sachs Bank USA 12 Month CD
0.25%	Savings	Share Account 1.20% - Goldman Sachs Bank USA Online Savings
1.00%	4-year CD	49-60 Month Share Certificate 1.90% - Goldman Sachs Bank USA 4 Year CD

View all Galaxy Federal Credit Union rates »

Overview / Commentary

www.galaxyfcu.com

814-432-1207

1313 Liberty St
Franklin, PA 16323

Galaxy Federal Credit Union is headquartered in Franklin and is the 107^th largest credit union in the state of Pennsylvania. It is also the 2,244^th largest credit union in the nation. It was established in 1940 and as of June of 2017, it had grown to 9 employees and 4,813 members at 2 locations. Galaxy Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school or volunteer in Venango County.
See current membership details

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Health

B+

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Galaxy Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	4116
Year Chartered	1940
Employees	9
Primary Regulator

Profit Margin
Return on Assets - YTD	0.52%
Return on Equity - YTD	3.32%
Annual Interest Income	$674.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$54.7MM$54.9MM
Loans	Q2 2017vs Q2 2016	$20.4MM$17.7MM
Deposits	Q2 2017vs Q2 2016	$46.0MM$46.5MM
Equity Capital	Q2 2017vs Q2 2016	$8.7MM$8.4MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$99.00K$98.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$281.00K$185.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$71.00K

Rates

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Savings
Checking
CD
IRA

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Galaxy Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%	$50	-	IRA Share
0.25%	$200	-	Share Account
0.25%	$20	-	Youth Share
0.25%	-	$5k	Christmas Club

Galaxy Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$5k	-	Share Draft

Galaxy Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$500	-	49-60 Month Share Certificate
0.70%	$500	-	37-48 Month Share Certificate
0.60%	$500	-	25-36 Month Share Certificate
0.45%	$500	-	13-24 Month Share Certificate
0.30%	$500	-	3-12 Month Share Certificate

Galaxy Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$500	-	49-60 Month IRA Certificate
0.70%	$500	-	37-48 Month IRA Certificate
0.60%	$500	-	25-36 Month IRA Certificate
0.45%	$500	-	13-24 Month IRA Certificate
0.30%	$500	-	3-12 Month IRA Certificate

Locations

Galaxy Federal Credit Union Locations
Branch Office	1313 Liberty St	Franklin, PA 16323
Branch Office	1283 Liberty St	Franklin, PA 16323