Overview / Commentary
814-535-4165
111 Franklin St Rm 224
Johnstown, PA 15901

G.A.P. Federal Credit Union is headquartered in Johnstown and is the 120th largest credit union in the state of Pennsylvania. It is also the 2,408th largest credit union in the nation. It was established in 1937 and as of June of 2018, it had grown to 9 employees and 5,180 members at 4 locations. G.A.P. Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must be an employee of the United States Government including all branches of the military who live or work in Johnstown, PA or in Cambria or Somerset County, PA. Also open to employees of other select companies.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. G.A.P. Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #2405
Year Chartered1937
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD4.34%
Annual Interest Income$704.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$46.7MM$46.3MM
LoansQ2 2018vs Q2 2017$18.4MM$19.6MM
DepositsQ2 2018vs Q2 2017$40.9MM$40.6MM
Equity CapitalQ2 2018vs Q2 2017$5.7MM$5.5MM
Loan Loss AllowanceQ2 2018vs Q2 2017$213.00K$143.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$129.00K$219.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not G.A.P. Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

G.A.P. Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Christmas Club Account
0.30%--IRA Shares Account
0.10%$50-Regular Share Savings Account
0.10%--Vacation Shares Account
0.10%--Tax Shares Account
0.10%--Special Shares Account

G.A.P. Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Money Market Shares Account
OTHER TIERS: 0.25% $1k - $10k | 0.30% $10k - $100k

G.A.P. Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$500-36 Month Share Certificate
0.75%$500-30 Month Share Certificate
0.65%$500-24 Month Share Certificate
0.50%$500-18 Month Share Certificate
0.40%$500-12 Month Share Certificate
0.30%$500-9 Month Share Certificate
0.20%$500-6 Month Share Certificate

G.A.P. Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$500-36 Month IRA Certificate
0.85%$500-24 Month IRA Certificate
0.75%$500-12 Month IRA Certificate
Locations


G.A.P. Federal Credit Union Locations
Branch Office111 Franklin St Rm 224Johnstown, PA 15901
Branch Office194 Donald Ln Ste 3Johnstown, PA 15904-2840
Branch Office1342 William Penn AveJohnstown, PA 15906
Branch Office2907 Pleasant Valley Blvd Rm 9Altoona, PA 16602

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.