Garden City Teachers Federal Credit Union
Overview / Commentary
Garden City Teachers Federal Credit Union is headquartered in garden city and is the 45th largest credit union in the state of Kansas. It is also the 3,396th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 6 employees and 2,002 members at 1 location. Garden City Teachers Federal Credit Union has a B health rating.
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Garden City Teachers Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7662 |
| Year Chartered | 1952 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.17% |
| Return on Equity - YTD | 2.11% |
| Annual Interest Income | $191K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $15.1MM$14.8MM |
| Loans | Q1 2025vs Q1 2024 | $8.3MM$8.4MM |
| Deposits | Q1 2025vs Q1 2024 | $13.7MM$13.5MM |
| Equity Capital | Q1 2025vs Q1 2024 | $1.2MM$1.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $65K$43K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $13K$12K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |