2. Garden Island Federal Credit Union

Garden Island Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
0.30%Savings
0.26% - National Average
0.30%Savings
0.26% - National Average
0.10%Checking
0.19% - National Average
View all Garden Island Federal Credit Union rates »

Overview / Commentary
www.gardenislandfcu.com
808-245-2712
2973 Kele St
Lihue, HI 96766

Garden Island Federal Credit Union is headquartered in Lihue and is the 21st largest credit union in the state of Hawaii. It is also the 1,647th largest credit union in the nation. It was established in 1938 and as of December of 2018, it had grown to 17 employees and 7,418 members at 2 locations. Garden Island Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school on Kauai and to immediate family of current members.
See current membership details

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Health
A

Data as of Q4 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Garden Island Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #24796
Year Chartered1938
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD2.23%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$96.0MM$95.7MM
LoansQ4 2018vs Q4 2017$22.9MM$22.5MM
DepositsQ4 2018vs Q4 2017$82.3MM$81.7MM
Equity CapitalQ4 2018vs Q4 2017$13.8MM$13.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$297.00K$269.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$450.00K$532.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Garden Island Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$25-Individual Retirement Account
0.30%*$40k*-Primary Regular Share
OTHER TIERS: 0.10% → $100 - $10k | 0.20% → $10k - $40k
0.30%*$40k*-Special Share Account
OTHER TIERS: 0.10% → $5 - $10k | 0.20% → $10k - $40k
0.10%$5-Christmas Savings
0.10%$5-Vacation Account

Garden Island Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$5-Share Draft Checking
Locations


Garden Island Federal Credit Union Locations
Branch Office2973 Kele StLihue, HI 96766
Branch Office3417 Poipu Rd # 701Koloa, HI 96756-8517

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