Garden Island Federal Credit Union is headquartered in Lihue and is the 22nd largest credit union in the state of Hawaii. It is also the 1,686th largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 24 employees and 7,153 members at 3 locations. Garden Island Federal Credit Union has an A health rating.
Membership in Garden Island Federal Credit Union is open to those who live, work, worship, or attend school on Kaua'i. Family members (related by blood or marriage) of any member of Garden Island FCU are also eligible to join.
See current membership details
Overall | |
---|---|
NCUA # | 24796 |
Year Chartered | 1938 |
Employees | 24 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.33% |
Return on Equity - YTD | 2.48% |
Annual Interest Income | $1.3MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $119.6MM$120.3MM |
Loans | Q1 2025vs Q1 2024 | $57.4MM$54.6MM |
Deposits | Q1 2025vs Q1 2024 | $103.6MM$105MM |
Equity Capital | Q1 2025vs Q1 2024 | $15.7MM$15MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $513K$488K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $496K$597K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Rates for Garden Island Federal Credit Union are currently being reviewed.
Garden Island Federal Credit Union Locations | ||
---|---|---|
Branch Office | 2973 Kele St | Lihue, HI 96766 |
Branch Office | 3417 Poipu Rd # 701 | Koloa, HI 96756-8517 |
Branch Office | 4-1105 Kuhio Hwy Ste A2 | Kapaa, HI 96746 |