Garden Island Federal Credit Union is headquartered in Lihue and is the 22nd largest credit union in the state of Hawaii. It is also the 1,659th largest credit union in the nation. It was established in 1938 and as of June of 2019, it had grown to 17 employees and 7,320 members at 2 locations. Garden Island Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school on Kauai and to immediate family of current members.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24796 |
| Year Chartered | 1938 |
| Employees | 17 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.76% |
| Return on Equity - YTD | 5.05% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $96.6MM$96.6MM |
| Loans | Q2 2019vs Q2 2018 | $26.8MM$20.6MM |
| Deposits | Q2 2019vs Q2 2018 | $81.9MM$82.8MM |
| Equity Capital | Q2 2019vs Q2 2018 | $14.5MM$13.7MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $313.00K$238.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $389.00K$375.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Garden Island Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Garden Island Federal Credit Union Savings Account Rates
Garden Island Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $5 | - | Share Draft Checking |
| Garden Island Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2973 Kele St | Lihue, HI 96766 |
| Branch Office | 3417 Poipu Rd # 701 | Koloa, HI 96756-8517 |