Garden Island Federal Credit Union


Overview / Commentary
808-245-2712
2973 Kele St
Lihue, HI 96766

Garden Island Federal Credit Union is headquartered in Lihue and is the 22nd largest credit union in the state of Hawaii. It is also the 1,686th largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 24 employees and 7,153 members at 3 locations. Garden Island Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Garden Island Federal Credit Union is open to those who live, work, worship, or attend school on Kaua'i. Family members (related by blood or marriage) of any member of Garden Island FCU are also eligible to join.
See current membership details

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Health

Health Grade Components

Overall
NCUA #24796
Year Chartered1938
Employees24
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD2.48%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$119.6MM$120.3MM
LoansQ1 2025vs Q1 2024$57.4MM$54.6MM
DepositsQ1 2025vs Q1 2024$103.6MM$105MM
Equity CapitalQ1 2025vs Q1 2024$15.7MM$15MM
Loan Loss AllowanceQ1 2025vs Q1 2024$513K$488K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$496K$597K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Garden Island Federal Credit Union are currently being reviewed.

Locations


Garden Island Federal Credit Union Locations
Branch Office2973 Kele StLihue, HI 96766
Branch Office3417 Poipu Rd # 701Koloa, HI 96756-8517
Branch Office4-1105 Kuhio Hwy Ste A2Kapaa, HI 96746

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