Featured Savings Rates
Featured Accounts

Garden State Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.43%5-year CD60 Month Share Certificate
1.72%1-year CD12 Month Share Certificate
0.25%SavingsPersonal Savings Account

Overview / Commentary
800-713-2274
144 W Route 38
Moorestown, NJ 08057-3223

Garden State Federal Credit Union is headquartered in MOORESTOWN and is the 55th largest credit union in the state of New Jersey. It is also the 2,801st largest credit union in the nation. It was established in 1960 and as of March of 2018, it had grown to 3,932 members at 2 locations. Garden State Federal Credit Union's money market rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, worship, work or attend school in Camden, Audubon Park, Gloucester City, Collingswood, Haddon, Palmyra, Mount Ephraim, Pennsauken, or Woodlynne. Membership is also open to employees of the credit union's select member group.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Garden State Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #14015
Year Chartered1960
Employees0
Primary Regulator
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD1.95%
Annual Interest Income$288.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$33.1MM$28.7MM
LoansQ1 2018vs Q1 2017$19.1MM$16.4MM
DepositsQ1 2018vs Q1 2017$30.0MM$26.0MM
Equity CapitalQ1 2018vs Q1 2017$3.1MM$2.7MM
Loan Loss AllowanceQ1 2018vs Q1 2017$201.00K$151.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$367.00K$187.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Garden State Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$5k*-Personal Savings Account
OTHER TIERS: 0.10% $250 - $2k | 0.15% $2k - $5k
0.15%*$5k*-Primary Business Savings
OTHER TIERS: 0.05% $250 - $5k
0.05%$250-Holiday/Vacation Club Account

Garden State Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%*$100k*-Platinum Money Market Savings Account
OTHER TIERS: 0.40% $10k - $25k | 0.50% $25k - $50k | 0.65% $50k - $100k
1.01%*$100k*-Platinum Money Market Checking Account
OTHER TIERS: 0.40% $10k - $25k | 0.50% $25k - $50k | 0.65% $50k - $100k
0.60%*$100k*-IRA Money Market Account
OTHER TIERS: 0.10% $1k - $20k | 0.35% $20k - $50k | 0.55% $50k - $100k
0.50%*$25k*-Gold Money Market Savings Account
OTHER TIERS: 0.40% $10k - $25k
0.50%*$25k*-Gold Money Market Checking Account
OTHER TIERS: 0.40% $10k - $25k
0.40%*$100k*-Business Money Market Checking
OTHER TIERS: 0.30% $2,500 - $100k
0.30%$2.5k-Silver Money Market Savings Account
0.30%$2.5k-Silver Money Market Checking Account

Garden State Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$2k*-Primary Checking Account
OTHER TIERS: 0.10% $250 - $2k
0.15%*$2k*-Other Checking Account
OTHER TIERS: 0.10% $250 - $2k
0.10%*$2k*-Sunrise Checking
OTHER TIERS: 0.05% $250 - $2k
0.05%$25k-Business Checking Account

Garden State Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.43%*$50k*-60 Month Share Certificate
OTHER TIERS: 1.92% $1k - $20k | 2.17% $20k - $50k
2.37%*$50k*-48 Month Share Certificate
OTHER TIERS: 1.87% $1k - $20k | 2.12% $20k - $50k
2.32%*$50k*-36 Month Share Certificate
OTHER TIERS: 1.82% $1k - $20k | 2.07% $20k - $50k
2.22%*$50k*-30 Month Share Certificate
OTHER TIERS: 1.72% $1k - $20k | 1.97% $20k - $50k
2.12%*$50k*-24 Month Share Certificate
OTHER TIERS: 1.62% $1k - $20k | 1.87% $20k - $50k
1.92%*$50k*-18 Month Share Certificate
OTHER TIERS: 1.42% $1k - $20k | 1.67% $20k - $50k
1.72%*$50k*-12 Month Share Certificate
OTHER TIERS: 1.22% $1k - $20k | 1.47% $20k - $50k
1.47%*$50k*-9 Month Share Certificate
OTHER TIERS: 1.01% $1k - $20k | 1.22% $20k - $50k
1.27%*$50k*-6 Month Share Certificate
OTHER TIERS: 0.75% $1k - $20k | 1.01% $20k - $50k
1.01%*$50k*-3 Month Share Certificate
OTHER TIERS: 0.50% $1k - $20k | 0.75% $20k - $50k

Garden State Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.43%*$50k*-60 Month IRA Certificate
OTHER TIERS: 1.92% $1k - $20k | 2.17% $20k - $50k
2.37%*$50k*-48 Month IRA Certificate
OTHER TIERS: 1.87% $1k - $20k | 2.12% $20k - $50k
2.32%*$50k*-36 Month IRA Certificate
OTHER TIERS: 1.82% $1k - $20k | 2.07% $20k - $50k
2.22%*$50k*-30 Month IRA Certificate
OTHER TIERS: 1.72% $1k - $20k | 1.97% $20k - $50k
2.12%*$50k*-24 Month IRA Certificate
OTHER TIERS: 1.62% $1k - $20k | 1.87% $20k - $50k
1.92%*$50k*-18 Month IRA Certificate
OTHER TIERS: 1.42% $1k - $20k | 1.67% $20k - $50k
1.72%*$50k*-12 Month IRA Certificate
OTHER TIERS: 1.22% $1k - $20k | 1.47% $20k - $50k
1.47%*$50k*-9 Month IRA Certificate
OTHER TIERS: 1.01% $1k - $20k | 1.22% $20k - $50k
1.27%*$50k*-6 Month IRA Certificate
OTHER TIERS: 0.75% $1k - $20k | 1.01% $20k - $50k
1.01%*$50k*-3 Month IRA Certificate
OTHER TIERS: 0.50% $1k - $20k | 0.75% $20k - $50k
Locations


Garden State Federal Credit Union Locations
Branch Office144 W ROUTE 38MOORESTOWN, NJ 08057-3223
Branch Office401 DELAWARE AVECAMDEN, NJ 08102

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