Garland County Educators Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.45%	1-year CD	12 Month CD 1.05% - Ally Bank High Yield 12-Month CD
0.25%	Savings	Regular Share Account 1.00% - Ally Bank Online Savings Account
0.25%	Savings	Vacation Account 1.00% - Ally Bank Online Savings Account

View all Garland County Educators Federal Credit Union rates »

Overview / Commentary

www.gcefcuhotsprings.org

501-623-9230

190 Aviation Plz Ste E
Hot Springs, AR 71913

Garland County Educators Federal Credit Union is headquartered in Hot Springs and is the 49^th largest credit union in the state of Arkansas. It is also the 5,133^rd largest credit union in the nation. It was established in 1968 and as of June of 2016, it had grown to 3 employees and 871 members at 1 location. Garland County Educators Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in Garland County Educators Federal Credit Union is open to employees of Garland County school districts.
See current membership details

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Health

C+

Data as of Q2 2016

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Garland County Educators Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	18814
Year Chartered	1968
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.49%
Return on Equity - YTD	-4.88%
Annual Interest Income	$87.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$3.7MM$3.6MM
Loans	Q2 2016vs Q2 2015	$2.5MM$2.5MM
Deposits	Q2 2016vs Q2 2015	$3.4MM$3.3MM
Equity Capital	Q2 2016vs Q2 2015	$369.00K$377.00K
Loan Loss Allowance	Q2 2016vs Q2 2015	$16.00K$22.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$0$39.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Garland County Educators Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$5k^*	-	Regular Share Account
OTHER TIERS: 0.15% → $100 - $5k
0.25%^*	$5k^*	-	Christmas Club Account
OTHER TIERS: 0.15% → $100 - $5k
0.25%^*	$5k^*	-	Youth Account
OTHER TIERS: 0.15% → $100 - $5k
0.25%^*	$5k^*	-	Vacation Account
OTHER TIERS: 0.15% → $100 - $5k

Garland County Educators Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%	$2,500	-	12 Month CD
0.30%	$2,500	-	6 Month CD

Locations

Garland County Educators Federal Credit Union Locations
Branch Office	190 Aviation Plz Ste E	Hot Springs, AR 71913-5531