Garland County Educators Federal Credit Union

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SPONSORED LISTINGS

11-Month No-Penalty CD

Security & Flexibility
with Access to Funds.
Member FDIC.

1.45% APY

Online Savings

GS Bank offers
online savings accounts that
routinely beat the competition

1.20% APY

Overview / Commentary

www.gcefcuhotsprings.org

501-623-9230

190 Aviation Plz Ste E
Hot Springs, AR 71913

Garland County Educators Federal Credit Union is headquartered in Hot Springs and is the 48^th largest credit union in the state of Arkansas. It is also the 5,007^th largest credit union in the nation. It was established in 1968 and as of June of 2017, it had grown to 2 employees and 843 members at 1 location. Garland County Educators Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in Garland County Educators Federal Credit Union is open to employees of Garland County school districts.
See current membership details

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Health

C+

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Garland County Educators Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	18814
Year Chartered	1968
Employees	2
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.05%
Return on Equity - YTD	-0.54%
Annual Interest Income	$83.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$3.8MM$3.7MM
Loans	Q2 2017vs Q2 2016	$2.2MM$2.5MM
Deposits	Q2 2017vs Q2 2016	$3.4MM$3.4MM
Equity Capital	Q2 2017vs Q2 2016	$367.00K$369.00K
Loan Loss Allowance	Q2 2017vs Q2 2016	$12.00K$16.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$2.00K$0
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Garland County Educators Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$5k^*	-	Regular Share Account
OTHER TIERS: 0.15% → $100 - $5k
0.25%^*	$5k^*	-	Christmas Club Account
OTHER TIERS: 0.15% → $100 - $5k
0.25%^*	$5k^*	-	Youth Account
OTHER TIERS: 0.15% → $100 - $5k
0.25%^*	$5k^*	-	Vacation Account
OTHER TIERS: 0.15% → $100 - $5k

Garland County Educators Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%	$2,500	-	12 Month CD
0.30%	$2,500	-	6 Month CD

Locations

Garland County Educators Federal Credit Union Locations
Branch Office	190 Aviation Plz Ste E	Hot Springs, AR 71913-5531