2. Garland County Educators Federal Credit Union

Garland County Educators Federal Credit Union


Overview / Commentary
www.gcefcuhotsprings.org
501-623-9230
190 Aviation Plz Ste E
Hot Springs, AR 71913

Garland County Educators Federal Credit Union is headquartered in Hot Springs and is the 45th largest credit union in the state of Arkansas. It is also the 4,782nd largest credit union in the nation. It was established in 1968 and as of December of 2018, it had grown to 2 employees and 808 members at 1 location. Garland County Educators Federal Credit Union's savings rates are 25% higher than the national average, but it has a C health rating.

Field of Membership Restrictions

Membership in Garland County Educators Federal Credit Union is open to employees of Garland County school districts.
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Health
C

Data as of Q4 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Garland County Educators Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #18814
Year Chartered1968
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD5.9%
Annual Interest Income$186.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$3.8MM$3.7MM
LoansQ4 2018vs Q4 2017$2.9MM$2.6MM
DepositsQ4 2018vs Q4 2017$3.3MM$3.4MM
Equity CapitalQ4 2018vs Q4 2017$390.00K$366.00K
Loan Loss AllowanceQ4 2018vs Q4 2017$10.00K$11.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$41.00K$43.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Garland County Educators Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$5k*-Regular Share Account
OTHER TIERS: 0.50% → $100 - $5k

Garland County Educators Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$2.5k-12 Month CD
0.30%$2.5k-6 Month CD
Locations


Garland County Educators Federal Credit Union Locations
Branch Office190 Aviation Plz Ste EHot Springs, AR 71913-5531

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