Garland County Educators Federal Credit Union
LOCATIONS
1
View locations
HEALTH RATING
C+
View health report
CURRENT TOP RATE
1.00% APY
12 Month CD
View all rates
Overview / Commentary
Garland County Educators Federal Credit Union is headquartered in Hot Springs and is the 45th largest credit union in the state of Arkansas. It is also the 4,651st largest credit union in the nation. It was established in 1968 and as of March of 2020, it had grown to 2 employees and 810 members at 1 location. Garland County Educators Federal Credit Union's CD rates are 11% higher than the national average, and it has a C+ health rating.
Field of Membership Restrictions
Membership in Garland County Educators Federal Credit Union is open to employees of Garland County school districts.
See current membership details
Health
C+
Data as of Q1 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Garland County Educators Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 18814 |
| Year Chartered | 1968 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.37% |
| Return on Equity - YTD | 13.3% |
| Annual Interest Income | $58.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2020vs Q1 2019 | $3.8MM$3.6MM |
| Loans | Q1 2020vs Q1 2019 | $3.5MM$3.0MM |
| Deposits | Q1 2020vs Q1 2019 | $3.2MM$3.2MM |
| Equity Capital | Q1 2020vs Q1 2019 | $391.00K$382.00K |
| Loan Loss Allowance | Q1 2020vs Q1 2019 | $15.00K$24.00K |
| Unbacked Noncurrent Loans | Q1 2020vs Q1 2019 | $7.00K$32.00K |
| Real Estate Owned | Q1 2020vs Q1 2019 | $0$0 |