Garland County Educators Federal Credit Union
LOCATIONS
1
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HEALTH RATING
C+
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CURRENT TOP RATE
1.00% APY
12 Month CD
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Overview / Commentary
Garland County Educators Federal Credit Union is headquartered in Hot Springs and is the 45th largest credit union in the state of Arkansas. It is also the 4,666th largest credit union in the nation. It was established in 1968 and as of December of 2019, it had grown to 2 employees and 801 members at 1 location. Garland County Educators Federal Credit Union's CD rates are 11% higher than the national average, and it has a C+ health rating.
Field of Membership Restrictions
Membership in Garland County Educators Federal Credit Union is open to employees of Garland County school districts.
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Health
C+
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Garland County Educators Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 18814 |
| Year Chartered | 1968 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.28% |
| Return on Equity - YTD | -2.91% |
| Annual Interest Income | $213.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $3.8MM$3.8MM |
| Loans | Q4 2019vs Q4 2018 | $3.6MM$2.9MM |
| Deposits | Q4 2019vs Q4 2018 | $3.1MM$3.3MM |
| Equity Capital | Q4 2019vs Q4 2018 | $378.00K$390.00K |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $13.00K$10.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $15.00K$41.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |