Overview / Commentary
Gates Chili Federal Credit Union is headquartered in Rochester and is the 165th largest credit union in the state of New York. It is also the 3,089th largest credit union in the nation. It was established in 1964 and as of March of 2019, it had grown to 5 employees and 1,965 members at 1 location. Gates Chili Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Gates or in Chili, New York.
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Health
B
Data as of Q1 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Gates Chili Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 16236 |
| Year Chartered | 1964 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.14% |
| Return on Equity - YTD | 1.97% |
| Annual Interest Income | $182.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $25.5MM$25.0MM |
| Loans | Q1 2019vs Q1 2018 | $9.6MM$9.8MM |
| Deposits | Q1 2019vs Q1 2018 | $23.7MM$23.2MM |
| Equity Capital | Q1 2019vs Q1 2018 | $1.8MM$1.7MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $20.00K$24.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $53.00K$60.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Rates
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Gates Chili Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $25 | - | Primary Savings | |
| 0.10% | - | - | Holiday Club Account | |
| 0.10% | - | - | Summer Living Account | |
| 0.10% | $25 | - | Youth Accounts |
Gates Chili Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $2.5k | - | Money Market Account |
Gates Chili Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $500 | - | 6 Month CD | |
| 0.10% | $500 | - | 12 Month CD |
Locations
| Gates Chili Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2870 Buffalo Rd | Rochester, NY 14624-1340 |