Overview / Commentary
2300 Buffalo Rd Bldg 500B
Rochester, NY 14624-1370

Gates Chili Federal Credit Union is headquartered in Rochester and is the 167th largest credit union in the state of New York. It is also the 3,097th largest credit union in the nation. It was established in 1964 and as of June of 2018, it had grown to 4 employees and 1,969 members at 1 location. Gates Chili Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Gates or in Chili, New York.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Gates Chili Federal Credit Union has a low asset base.

Health Grade Components

NCUA #16236
Year Chartered1964
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD7.22%
Annual Interest Income$344.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$25.7MM$24.2MM
LoansQ2 2018vs Q2 2017$9.4MM$10.0MM
DepositsQ2 2018vs Q2 2017$23.9MM$22.5MM
Equity CapitalQ2 2018vs Q2 2017$1.8MM$1.6MM
Loan Loss AllowanceQ2 2018vs Q2 2017$28.00K$31.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$68.00K$30.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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Gates Chili Federal Credit Union Savings Account Rates

0.10%$25-Primary Savings
0.10%--Holiday Club Account
0.10%--Summer Living Account
0.10%$25-Youth Accounts

Gates Chili Federal Credit Union Money Market Rates

0.10%$2.5k-Money Market Account

Gates Chili Federal Credit Union CD Rates

0.10%$500-6 Month CD
0.10%$500-12 Month CD

Gates Chili Federal Credit Union Locations
Branch Office2300 Buffalo Rd Bldg 500BRochester, NY 14624-1370

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