Gateway Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.gateway.bank

651-209-4800

745 Market Street
Mendota Heights, MN 55118

Gateway Bank is headquartered in MENDOTA HEIGHTS and is the 86^th largest bank in the state of Minnesota. It is also the 2,534^th largest bank in the nation. It was established in 2004 and as of March of 2025, it had grown to 29 employees at 2 locations. Gateway Bank's savings rates are 5X the national average, and it boasts an A+ health rating.

Reviews (2)

Write a Review

Good Neighborhood Bank.

Posted by: BGraham16 | Sep 26, 2021

Good bank with friendly tellers!

Comment

CD Opening Requires In-Person Visit

Posted by: depacc21ry | Apr 19, 2021

I just called Gateway Bank in Minnesota to explore funding of a new 36-month CD via an ach transfer from my personal checking account at an Ohio bank. They said they will not do an ach or wire transfer to open an account for a new customer, nor will they accept a mailed check. I'm 800 miles away.

Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	57644
Year Established	2004
Employees	29
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.12%
Return on Equity - YTD	10.84%
Annual Interest Income	$3.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$291.9MM$261.9MM
Loans	Q1 2025vs Q1 2024	$220.6MM$199.7MM
Deposits	Q1 2025vs Q1 2024	$258.2MM$232.6MM
Equity Capital	Q1 2025vs Q1 2024	$29.6MM$26.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3MM$3.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Gateway Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gateway Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.58%^*	$50k^*	-	Treasury Savings
OTHER TIERS: 0.05% → $0 - $2.5k \| 0.10% → $2.5k - $10k \| 0.20% → $10k - $25k \| 0.30% → $25k - $50k
0.30%^*	$50k^*	-	Health Savings Checking
OTHER TIERS: 0.10% → $0 - $1k \| 0.15% → $1k - $10k \| 0.20% → $10k - $25k \| 0.25% → $25k - $50k
0.05%	$0	-	Statement Savings

Gateway Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$10k^*	-	Money Market Savings
OTHER TIERS: 0.05% → $0 - $2.5k \| 0.10% → $2.5k - $10k

Gateway Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$50k^*	-	Treasury Checking
OTHER TIERS: 0.05% → $0 - $10k \| 0.10% → $10k - $50k
0.05%	$100	-	Interest Checking
0.05%	$0	-	50 Plus Checking

Gateway Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.20%	$1k	-	9 Month CD
4.20%	$1k	-	8 Month CD Special
4.16%	$1k	-	12 Month CD
4.09%	$1k	-	6 Month CD
4.06%	$1k	-	13 Month CD
3.34%	$1k	-	3 Month CD
3.30%	$1k	-	15 Month CD
2.59%	$1k	-	60 Month CD
2.54%	$1k	-	48 Month CD
2.49%	$1k	-	36 Month CD
2.45%	$1k	-	24 Month CD
2.40%	$1k	-	18 Month CD

Gateway Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.20%	$1k	-	9 Month IRA
4.20%	$1k	-	8 Month IRA Special
4.16%	$1k	-	12 Month IRA
4.09%	$1k	-	6 Month IRA
4.06%	$1k	-	13 Month IRA
3.34%	$1k	-	3 Month IRA
3.30%	$1k	-	15 Month IRA
2.59%	$1k	-	60 Month IRA
2.54%	$1k	-	48 Month IRA
2.49%	$1k	-	36 Month IRA
2.45%	$1k	-	24 Month IRA
2.40%	$1k	-	18 Month IRA

Locations

Gateway Bank Locations
Gateway Bank	745 Market St	Mendota Heights, MN 55118
Edina Branch	4530 France Avenue South	Edina, MN 55410

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