Overview / Commentary
Gateway Credit Union (OR) is headquartered in Springfield and is the 43rd largest credit union in the state of Oregon. It is also the 2,919th largest credit union in the nation. It was established in 1963 and as of March of 2025, it had grown to 4 employees and 2,075 members at 1 location. Gateway Credit Union (OR) has a B health rating.
Field of Membership Restrictions
Membership in Gateway Credit Union is open to individuals who live, work, or worship in Lane County, Oregon. Immediate family members of those eligible to join also qualify for membership.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Gateway Credit Union (OR) has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 63476 |
| Year Chartered | 1963 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.68% |
| Return on Equity - YTD | 3.03% |
| Annual Interest Income | $325K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $29.4MM$31.3MM |
| Loans | Q1 2025vs Q1 2024 | $20.4MM$21.7MM |
| Deposits | Q1 2025vs Q1 2024 | $22.6MM$24.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $6.6MM$6.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $42K$49K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $5K$15K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |