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Gateway Metro Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
gogmfcu.org
314-621-4575
848 N Green Mount Rd
Shiloh, IL 62221

Gateway Metro Federal Credit Union is headquartered in Shiloh and is the 42nd largest credit union in the state of Illinois. It is also the 1,394th largest credit union in the nation. It was established in 1935 and as of December of 2024, it had grown to 55 employees and 10,080 members at 6 locations. Gateway Metro Federal Credit Union's CD rates are 4X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Gateway Metro Federal Credit Union is open to anyone who lives, works, worships, or attends school in the City of St. Louis, or the Missouri counties of Charles, Jefferson, or St. Louis, or the Illinois counties of Madison, Monroe, or St. Clair. Eligibility also extends to immediate family members.
See current membership details

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Health
C+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #24797
Year Chartered1935
Employees55
Primary Regulator
Profit Margin
Return on Assets - YTD-0.55%
Return on Equity - YTD-8.74%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$169MM$174.3MM
LoansQ4 2024vs Q4 2023$99.4MM$108.2MM
DepositsQ4 2024vs Q4 2023$157.6MM$162.8MM
Equity CapitalQ4 2024vs Q4 2023$10.8MM$11MM
Loan Loss AllowanceQ4 2024vs Q4 2023$1.2MM$1,000K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$1.7MM$614K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Gateway Metro Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gateway Metro Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$101-Savings
0.01%$0-Holiday Club
0.01%$0-Health Savings Account

Gateway Metro Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%*$150k*-Money Market
OTHER TIERS: 1.00% → $1k - $25k | 1.05% → $25k - $100k | 1.15% → $100k - $150k

Gateway Metro Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$0$2.5kRewards 365 - Qualifying
0.05%$1.5k-Priority III
0.03%$500-Priority II

Gateway Metro Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
10.00%$100$3kMoney Master Youth Certificate (Age 15 - 18)
7.00%$75$2kEconomic Explorer Youth Certificate (Age 10 - 15)
5.00%$50$1kSuper Saver Youth Certificate (Age 2 - 10)
4.00%$100-9 Month Youth CD Special - New Money
4.00%$500-9 Month CD Special - New Money
3.90%$500-HSA 1 Year Certificate
3.75%$500-1 Year Share Certificate
3.75%$100-1 Year Youth Share Certificate
3.75%$25-Save To Win Share Certificate
3.75%$100-6 Month Youth CD Special - New Money
3.75%$500-6 Month CD Special - New Money
3.55%$500-HSA 3 Year Certificate
3.55%$500-3 Year Share Certificate
3.55%$100-3 Year Youth Share Certificate
3.45%$500-HSA 2 Year Certificate
3.45%$500-2 Year Share Certificate
3.45%$100-2 Year Youth Share Certificate
3.20%$500-18 Month Share Certificate
3.20%$100-18 Month Youth Share Certificate
2.90%$500-6 Month Share Certificate
2.90%$100-6 Month Youth Share Certificate
2.80%$500-6 Year Share Certificate
2.80%$100-6 Year Youth Share Certificate
2.75%$500-5 Year Share Certificate
2.75%$100-5 Year Youth Share Certificate
2.60%$500-4 Year Share Certificate
2.60%$100-4 Year Youth Share Certificate
0.15%$500-3 Month Share Certificate
0.15%$100-3 Month Youth Share Certificate

Gateway Metro Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-9 Month IRA Special - New Money
3.75%$500-1 Year IRA Share Certificate
3.75%$500-6 Month IRA Special - New Money
3.55%$500-3 Year IRA Share Certificate
3.45%$500-2 Year IRA Share Certificate
3.20%$500-18 Month IRA Share Certificate
2.90%$500-6 Month IRA Share Certificate
2.80%$500-6 Year IRA Share Certificate
2.75%$500-5Year IRA Share Certificate
2.60%$500-4 Year IRA Share Certificate
0.15%$500-3 Month IRA Share Certificate
0.01%$25-IRA Contributory
Locations


Gateway Metro Federal Credit Union Locations
Branch Office848 N Green Mount RdShiloh, IL 62221-3354
Branch Office9992 Lin Ferry DrSaint Louis, MO 63123-6914
Branch Office2129 Charbonier RdFlorissant, MO 63031-5500
Branch Office1001 Pine StSaint Louis, MO 63101
Branch Office1421 Jungermann RdSaint Peters, MO 63376-7376
Branch Office840 Meramec Station RdValley Park, MO 63088

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