Gather Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.25% | Reward Checking | 2.09% - National Average |
| 2.00% | Reward Savings | 0.95% - National Average |
| 1.35% | 1-year CD | 1.29% - National Average |
Gather Federal Credit Union is headquartered in Lihue and is the 9th largest credit union in the state of Hawaii. It is also the 541st largest credit union in the nation. It was established in 1954 and as of September of 2018, it had grown to 87 employees and 35,070 members at 5 locations. Gather Federal Credit Union's money market rates are 59% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school on the islands of Kauai and Niihau in Hawaii.
See current membership details
Kasasa Account
I recently signed up for Kasasa with KCFCU and am
very happy with the process and very impressed with the earnings potential in comparison to what the regular accounts offer.
I have already encouraged my daughter to sign up for a Kasasa account and she has. I plan to encourage
my son to do so as well and any other friends or family who are members of KCFCU.
Thank you,
Helene Sheehan
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 9381 |
| Year Chartered | 1954 |
| Employees | 87 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.03% |
| Return on Equity - YTD | 10.53% |
| Annual Interest Income | $14.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $509.0MM$478.7MM |
| Loans | Q3 2018vs Q3 2017 | $280.6MM$256.0MM |
| Deposits | Q3 2018vs Q3 2017 | $453.8MM$427.8MM |
| Equity Capital | Q3 2018vs Q3 2017 | $49.9MM$45.7MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $3.3MM$2.7MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $1.9MM$1.8MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $913.00K$928.00K |
Always verify rates and promotions with the bank or credit union. We are not Gather Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Gather Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $20k | Kasasa Saver | ||
| OTHER TIERS: 0.30% → $20k+ | |||||
| 0.30% | $100 | - | Share Savings Account | ||
| 0.30% | $100 | - | Sub Share Account | ||
| 0.30% | $100 | - | Multiple Signature Account | ||
| 0.30% | - | - | Christmas Club | ||
| 0.30% | $100 | - | IRA Share Account | ||
| 0.30% | $100 | - | Roth IRA Share Account | ||
| 0.30% | $100 | - | Roth Conversion IRA Share Account | ||
| 0.30% | $100 | - | Coverdell ESA Share Account | ||
| 0.30% | $100 | - | Business Savings | ||
Gather Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.70% | $25k | - | Premier CUMMSA | ||
| 0.60%* | $2k* | - | CUMMSA | ||
| OTHER TIERS: 0.10% → Up to $2k | |||||
Gather Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.25%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.30% → $10k+ | |||||
| 0.25% | - | - | Share Draft Checking | ||
| 0.25% | $10k | - | Business Checking | ||
Gather Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.90% | $1k | - | 3 Year Share Certificate | ||
| 1.70% | $1k | - | 2 Year Share Certificate | ||
| 1.60% | $1k | - | 18 Month Share Certificate | ||
| 1.35% | $1k | - | 1 Year Share Certificate | ||
| 1.15%* | $500* | $1k | 24 Month Sure Account | ||
| OTHER TIERS: 1.05% → $25 - $200 | 1.10% → $200 - $500 | |||||
| 1.10%* | $500* | $1k | 12 Month Sure Account | ||
| OTHER TIERS: 1.00% → $25 - $200 | 1.05% → $200 - $500 | |||||
| 0.90% | $1k | - | 6 Month Share Certificate | ||
| 0.75% | $1k | - | 3 Month Share Certificate | ||
Gather Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.35% | $500 | - | 1 Year IRA Share Certificate | |
| 1.25% | $500 | - | 1 Year Roth IRA Share Certificate | |
| 1.25% | $500 | - | 1 Year Roth Conversion IRA Share Certificate | |
| 1.25% | $500 | - | 1 Year Coverdell ESA Share Certificate |
| Gather Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 9936 Kaumualii Hwy | Waimea, HI 96796 |
| Branch Office | 985 Kipuni Way | Kapaa, HI 96746 |
| Branch Office | 4493 Pahee St | Lihue, HI 96766 |
| Branch Office | 4469 Waialo Rd Unit 15A Eleele Shopping Center | Eleele, HI 96705 |
| Branch Office | 4434 Hardy St | Lihue, HI 96766 |