Gather Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
3.25%	Reward Checking	1.75% - National Average
2.00%	Reward Savings	0.85% - National Average
2.00%	1-year CD	2.70% - Goldman Sachs Bank USA High-yield 12 Month CD

View all Gather Federal Credit Union rates »

Overview / Commentary

www.gatherfcu.org

808-245-6791

4493 Pahee St
Lihue, HI 96766

Gather Federal Credit Union is headquartered in Lihue and is the 9^th largest credit union in the state of Hawaii. It is also the 545^th largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 89 employees and 35,054 members at 5 locations. Gather Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school on the islands of Kauai and Niihau in Hawaii.
See current membership details

Reviews (1)

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Featured Account Options

Kasasa Account

Posted by: Helene Sheehan | May 2, 2016

I recently signed up for Kasasa with KCFCU and am
very happy with the process and very impressed with the earnings potential in comparison to what the regular accounts offer.

I have already encouraged my daughter to sign up for a Kasasa account and she has. I plan to encourage
my son to do so as well and any other friends or family who are members of KCFCU.

Thank you,
Helene Sheehan

Comment

Health

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	9381
Year Chartered	1954
Employees	89
Primary Regulator

Profit Margin
Return on Assets - YTD	1.05%
Return on Equity - YTD	10.37%
Annual Interest Income	$19.7MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$508.7MM$486.1MM
Loans	Q4 2018vs Q4 2017	$286.7MM$266.1MM
Deposits	Q4 2018vs Q4 2017	$452.7MM$434.5MM
Equity Capital	Q4 2018vs Q4 2017	$51.4MM$46.3MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$3.3MM$3.3MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$1.8MM$2.6MM
Real Estate Owned	Q4 2018vs Q4 2017	$621.00K$913.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gather Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	-	$20k	Kasasa Saver
0.30%	$100	-	Share Savings Account
0.30%	$100	-	Sub Share Account
0.30%	$100	-	Multiple Signature Account
0.30%	-	-	Christmas Club
0.30%	$100	-	IRA Share Account
0.30%	$100	-	Roth IRA Share Account
0.30%	$100	-	Roth Conversion IRA Share Account
0.30%	$100	-	Coverdell ESA Share Account
0.30%	$100	-	Business Savings

Gather Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	$25k	-	Premier CUMMSA
0.60%^*	$2k^*	-	CUMMSA
OTHER TIERS: 0.10% → Up to $2k

Gather Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.25%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.30% → $10k+
0.25%	-	-	Share Draft Checking
0.25%	$10k	-	Business Checking

Gather Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$1k	-	1 Year Share Certificate
1.90%	$1k	-	3 Year Share Certificate
1.70%	$1k	-	2 Year Share Certificate
1.60%	$1k	-	18 Month Share Certificate
1.15%^*	$500^*	$1k	24 Month Sure Account
OTHER TIERS: 1.05% → $25 - $200 \| 1.10% → $200 - $500
1.10%^*	$500^*	$1k	12 Month Sure Account
OTHER TIERS: 1.00% → $25 - $200 \| 1.05% → $200 - $500
0.90%	$1k	-	6 Month Share Certificate
0.75%	$1k	-	3 Month Share Certificate

Gather Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.35%	$500	-	1 Year IRA Share Certificate
1.35%	$500	-	1 Year Roth IRA Share Certificate
1.35%	$500	-	1 Year Roth Conversion IRA Share Certificate
1.35%	$500	-	1 Year Coverdell ESA Share Certificate

Locations

Gather Federal Credit Union Locations
Branch Office	9936 Kaumualii Hwy	Waimea, HI 96796
Branch Office	985 Kipuni Way	Kapaa, HI 96746
Branch Office	4493 Pahee St	Lihue, HI 96766
Branch Office	4469 Waialo Rd Unit 15A Eleele Shopping Center	Eleele, HI 96705
Branch Office	4434 Hardy St	Lihue, HI 96766

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