Gather Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
3.25%	Reward Checking	2.11% - National Average
2.00%	Reward Savings	0.97% - National Average
1.35%	1-year CD	2.75% - Barclays 12 Month Online CD

View all Gather Federal Credit Union rates »

Overview / Commentary

www.gatherfcu.org

808-245-6791

4493 Pahee St
Lihue, HI 96766

Gather Federal Credit Union is headquartered in Lihue and is the 9^th largest credit union in the state of Hawaii. It is also the 541^st largest credit union in the nation. It was established in 1954 and as of September of 2018, it had grown to 87 employees and 35,070 members at 5 locations. Gather Federal Credit Union's money market rates are 59% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school on the islands of Kauai and Niihau in Hawaii.
See current membership details

Reviews (1)

Write a Review

Featured Account Options

Kasasa Account

Posted by: Helene Sheehan | May 2, 2016

I recently signed up for Kasasa with KCFCU and am
very happy with the process and very impressed with the earnings potential in comparison to what the regular accounts offer.

I have already encouraged my daughter to sign up for a Kasasa account and she has. I plan to encourage
my son to do so as well and any other friends or family who are members of KCFCU.

Thank you,
Helene Sheehan

Comment

Health

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	9381
Year Chartered	1954
Employees	87
Primary Regulator

Profit Margin
Return on Assets - YTD	1.03%
Return on Equity - YTD	10.53%
Annual Interest Income	$14.6MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$509.0MM$478.7MM
Loans	Q3 2018vs Q3 2017	$280.6MM$256.0MM
Deposits	Q3 2018vs Q3 2017	$453.8MM$427.8MM
Equity Capital	Q3 2018vs Q3 2017	$49.9MM$45.7MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$3.3MM$2.7MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$1.9MM$1.8MM
Real Estate Owned	Q3 2018vs Q3 2017	$913.00K$928.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Gather Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gather Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	-	$20k	Kasasa Saver
OTHER TIERS: 0.30% → $20k+
0.30%	$100	-	Share Savings Account
0.30%	$100	-	Sub Share Account
0.30%	$100	-	Multiple Signature Account
0.30%	-	-	Christmas Club
0.30%	$100	-	IRA Share Account
0.30%	$100	-	Roth IRA Share Account
0.30%	$100	-	Roth Conversion IRA Share Account
0.30%	$100	-	Coverdell ESA Share Account
0.30%	$100	-	Business Savings

Gather Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	$25k	-	Premier CUMMSA
0.60%^*	$2k^*	-	CUMMSA
OTHER TIERS: 0.10% → Up to $2k

Gather Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.25%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.30% → $10k+
0.25%	-	-	Share Draft Checking
0.25%	$10k	-	Business Checking

Gather Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.90%	$1k	-	3 Year Share Certificate
1.70%	$1k	-	2 Year Share Certificate
1.60%	$1k	-	18 Month Share Certificate
1.35%	$1k	-	1 Year Share Certificate
1.15%^*	$500^*	$1k	24 Month Sure Account
OTHER TIERS: 1.05% → $25 - $200 \| 1.10% → $200 - $500
1.10%^*	$500^*	$1k	12 Month Sure Account
OTHER TIERS: 1.00% → $25 - $200 \| 1.05% → $200 - $500
0.90%	$1k	-	6 Month Share Certificate
0.75%	$1k	-	3 Month Share Certificate

Gather Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.35%	$500	-	1 Year IRA Share Certificate
1.25%	$500	-	1 Year Roth IRA Share Certificate
1.25%	$500	-	1 Year Roth Conversion IRA Share Certificate
1.25%	$500	-	1 Year Coverdell ESA Share Certificate

Locations

Gather Federal Credit Union Locations
Branch Office	9936 Kaumualii Hwy	Waimea, HI 96796
Branch Office	985 Kipuni Way	Kapaa, HI 96746
Branch Office	4493 Pahee St	Lihue, HI 96766
Branch Office	4469 Waialo Rd Unit 15A Eleele Shopping Center	Eleele, HI 96705
Branch Office	4434 Hardy St	Lihue, HI 96766

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.