Gather Federal Credit Union

Overview / Commentary
4493 Pahee St
Lihue, HI 96766

Gather Federal Credit Union is headquartered in Lihue and is the 8th largest credit union in the state of Hawaii. It is also the 548th largest credit union in the nation. It was established in 1954 and as of September of 2022, it had grown to 85 employees and 37,210 members at 6 locations. Gather Federal Credit Union's CD rates are 39% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Gather Federal Credit Union is open to those who live, work, worship, attend school, or operate a business on the islands of Kauai or Niihau in Hawaii. Immediate family members of those eligible to join qualify for membership.
See current membership details

Reviews (1)

Kasasa Account

I recently signed up for Kasasa with KCFCU and am
very happy with the process and very impressed with the earnings potential in comparison to what the regular accounts offer.

I have already encouraged my daughter to sign up for a Kasasa account and she has. I plan to encourage
my son to do so as well and any other friends or family who are members of KCFCU.

Thank you,
Helene Sheehan


Health Grade Components

NCUA #9381
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.54%
Return on Equity - YTD25.44%
Annual Interest Income$17.0MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$738.8MM$717.4MM
LoansQ3 2022vs Q3 2021$340.4MM$315.8MM
DepositsQ3 2022vs Q3 2021$689.5MM$648.8MM
Equity CapitalQ3 2022vs Q3 2021$44.8MM$64.2MM
Loan Loss AllowanceQ3 2022vs Q3 2021$6.0MM$7.4MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$2.0MM$1.7MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not Gather Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gather Federal Credit Union Savings Account Rates

1.50%-$20kKasasa Saver
0.10%$100-Share Savings Account
0.10%$100-Sub Share Account
0.10%$100-Multiple Signature Account
0.10%--Christmas Club
0.10%$100-IRA Share Account
0.10%$100-Roth IRA Share Account
0.10%$100-Roth Conversion IRA Share Account
0.10%$100-Coverdell ESA Share Account
0.10%$100-Business Savings

Gather Federal Credit Union Money Market Rates

0.35%$25k-Premier CUMMSA
OTHER TIERS: 0.05% Up to $2k

Gather Federal Credit Union Checking Account Rates

2.75%*-$10kKasasa Cash
OTHER TIERS: 0.20% $10k+
0.05%--Share Draft Checking
0.05%$10k-Business Checking

Gather Federal Credit Union CD Rates

2.00%$1k-3 Year Share Certificate
1.75%$1k-2 Year Share Certificate
1.50%$1k-18 Month Share Certificate
1.25%$1k-1 Year Share Certificate
0.75%$1k-6 Month Share Certificate
0.50%$1k-3 Month Share Certificate

Gather Federal Credit Union IRA Rates

1.25%$500-1 Year IRA Share Certificate
1.25%$500-1 Year Roth IRA Share Certificate
1.25%$500-1 Year Roth Conversion IRA Share Certificate
1.25%$500-1 Year Coverdell ESA Share Certificate

Gather Federal Credit Union Locations
Branch Office9936 Kaumualii HwyWaimea, HI 96796
Branch Office985 Kipuni WayKapaa, HI 96746
Branch Office4493 Pahee StLihue, HI 96766
Branch Office4469 Waialo Rd Unit C02 Eleele Shopping CenterEleele, HI 96705
Branch Office3483 Weliweli Rd # 4Koloa, HI 96756
Branch Office3-3300 Kuhio HwyLihue, HI 96766

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