Gather Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.gatherfcu.org

808-245-6791

4493 Pahee St
Lihue, HI 96766

Gather Federal Credit Union is headquartered in Lihue and is the 7^th largest credit union in the state of Hawaii. It is also the 513^th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 98 employees and 39,170 members at 6 locations. Gather Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Gather Federal Credit Union is open to those who live, work, worship, attend school, or operate a business on the islands of Kauai or Niihau in Hawaii. Immediate family members of those eligible to join qualify for membership.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	9381
Year Chartered	1954
Employees	98
Primary Regulator

Profit Margin
Return on Assets - YTD	1.48%
Return on Equity - YTD	15.19%
Annual Interest Income	$10.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$863MM$770.8MM
Loans	Q1 2025vs Q1 2024	$453.6MM$420.3MM
Deposits	Q1 2025vs Q1 2024	$782.5MM$701.2MM
Equity Capital	Q1 2025vs Q1 2024	$82.1MM$64.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5.5MM$5.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3.7MM$2.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Gather Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gather Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$0	$40k	Kasasa Saver
0.10%	$100	-	Share Savings Account
0.10%	$100	-	Sub Share Account
0.10%	$100	-	Multiple Signature Account
0.10%	$0	-	Christmas Club
0.10%	$100	-	Coverdell ESA Share Account
0.10%	$100	-	Business Savings

Gather Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$100k	-	Signature CUMMSA
0.50%	$25k	-	Premier CUMMSA
0.25%^*	$2k^*	-	CUMMSA
OTHER TIERS: 0.05% → $0 - $2k

Gather Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%^*	$0	$20k	Kasasa Cash
OTHER TIERS: 0.10% → $20k+
0.05%	$0	-	Share Draft Checking
0.05%	$10k	-	Business Checking

Gather Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$1k	-	5 Month Share Certificate
3.75%	$1k	-	1 Year Share Certificate
2.00%	$1k	-	3 Year Share Certificate
1.75%	$1k	-	2 Year Share Certificate
1.50%	$1k	-	18 Month Share Certificate
0.50%	$1k	-	3 Month Share Certificate

Gather Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.75%	$500	-	1 Year IRA Share Certificate
3.75%	$500	-	1 Year Roth IRA Share Certificate
3.75%	$500	-	1 Year Roth Conversion IRA Share Certificate
3.75%	$500	-	1 Year Coverdell ESA Share Certificate
0.10%	$100	-	IRA Share Account
0.10%	$100	-	Roth IRA Share Account
0.10%	$100	-	Roth Conversion IRA Share Account

Locations

Gather Federal Credit Union Locations
Branch Office	9936 Kaumualii Hwy	Waimea, HI 96796
Branch Office	985 Kipuni Way	Kapaa, HI 96746
Branch Office	4493 Pahee St	Lihue, HI 96766
Branch Office	4469 Waialo Rd Eleele Shopping Center	Eleele, HI 96705
Branch Office	3483 Weliweli Rd # 4	Koloa, HI 96756
Branch Office	3-3300 Kuhio Hwy	Lihue, HI 96766

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.