Gather Federal Credit Union is headquartered in Lihue and is the 9th largest credit union in the state of Hawaii. It is also the 553rd largest credit union in the nation. It was established in 1954 and as of June of 2019, it had grown to 95 employees and 35,311 members at 5 locations. Gather Federal Credit Union's money market rates are 59% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school on the islands of Kauai and Niihau in Hawaii.
See current membership details
Kasasa Account
I recently signed up for Kasasa with KCFCU and am
very happy with the process and very impressed with the earnings potential in comparison to what the regular accounts offer.
I have already encouraged my daughter to sign up for a Kasasa account and she has. I plan to encourage
my son to do so as well and any other friends or family who are members of KCFCU.
Thank you,
Helene Sheehan
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 9381 |
| Year Chartered | 1954 |
| Employees | 95 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.05% |
| Return on Equity - YTD | 10.13% |
| Annual Interest Income | $10.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $525.1MM$510.4MM |
| Loans | Q2 2019vs Q2 2018 | $289.7MM$279.1MM |
| Deposits | Q2 2019vs Q2 2018 | $466.3MM$457.2MM |
| Equity Capital | Q2 2019vs Q2 2018 | $54.5MM$48.2MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $4.0MM$3.1MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $3.7MM$1.9MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$753.00K |
Always verify rates and promotions with the bank or credit union. We are not Gather Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Gather Federal Credit Union Savings Account Rates
Gather Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.70% | $25k | - | Premier CUMMSA | ||
| 0.60%* | $2k* | - | CUMMSA | ||
| OTHER TIERS: 0.10% → Up to $2k | |||||
Gather Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.25%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.30% → $10k+ | |||||
| 0.25% | - | - | Share Draft Checking | ||
| 0.25% | $10k | - | Business Checking | ||
Gather Federal Credit Union CD Rates
Gather Federal Credit Union IRA Rates
| Gather Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 9936 Kaumualii Hwy | Waimea, HI 96796 |
| Branch Office | 985 Kipuni Way | Kapaa, HI 96746 |
| Branch Office | 4493 Pahee St | Lihue, HI 96766 |
| Branch Office | 4469 Waialo Rd Unit 15A Eleele Shopping Center | Eleele, HI 96705 |
| Branch Office | 4434 Hardy St | Lihue, HI 96766 |