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Geddes Federal Savings and Loan Association


Overview / Commentary
www.geddesfederal.com
315-468-6281
2208 West Genesee St
Syracuse, NY 13219

Geddes Federal Savings and Loan Association is headquartered in SYRACUSE and is the 69th largest bank in the state of New York. It is also the 1,457th largest bank in the nation. It was established in 1948 and as of June of 2023, it had grown to 44 employees at 1 location. Geddes Federal Savings and Loan Association's money market rates are 82% higher than the national average, and it has an A health rating.

Related Posts

Geddes Federal S&L Adds Rate-Leading 30-Month CD Special - 6/27/2023

Geddes Federal Savings & Loan Association (NY) has added a rate-leading 30-month CD Special. Minimum deposit is $500, with no stated balance cap.

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Health
A

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #30397
Year Established1948
Employees44
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD1.78%
Annual Interest Income$10.6MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$616.5MM$606.8MM
LoansQ2 2023vs Q2 2022$522.6MM$495.5MM
DepositsQ2 2023vs Q2 2022$433.7MM$447.2MM
Equity CapitalQ2 2023vs Q2 2022$99.0MM$96.5MM
Loan Loss AllowanceQ2 2023vs Q2 2022$1.0MM$707.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$1.3MM$1.5MM
Real Estate OwnedQ2 2023vs Q2 2022$260.00K$260.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Geddes Federal Savings and Loan Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$25-Passbook Savings
0.05%$25-Statement Savings

Geddes Federal Savings and Loan Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$250k*-Premier Money Market
OTHER TIERS: 0.30% → $1k - $50k | 0.55% → $50k - $100k | 0.70% → $100k - $250k
0.70%*$250k*-Money Market Savings
OTHER TIERS: 0.30% → $1k - $50k | 0.45% → $50k - $100k | 0.60% → $100k - $250k

Geddes Federal Savings and Loan Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Super NOW Checking
OTHER TIERS: 0.10% → $1k - $50k
0.05%$25-NOW Checking

Geddes Federal Savings and Loan Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.34%$500$1m14 Month CD Special
5.34%$500-18 Month CD Special
5.34%$500$1m4 Month CD Special
2.52%$500$1m72 Month CD
2.52%$500$1m65 Month Bump Rate CD
2.12%$500$1m60 Month CD
1.91%$500$1m48 Month CD
1.86%$500$1m36 Month CD
1.76%$500$1m24 Month CD
1.56%$500$1m12 Month CD
1.30%$500$1m6 Month CD
1.30%$500-9 Month CD

Geddes Federal Savings and Loan Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$500-60 Month IRA
3.30%$500-65 Month IRA
3.30%$500-72 Month IRA
2.78%$500-18 Month IRA
2.42%$500-48 Month IRA
2.12%$500-36 Month IRA
2.02%$500-24 Month IRA
2.02%$500-30 Month IRA
1.81%$500-12 Month IRA
Locations


Geddes Federal Savings and Loan Association Locations
Geddes Federal Savings and Loan Association2208 W Genesee StSyracuse, NY 13219
Manlius Branch 240 West Seneca StreetManlius, NY 13104

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