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Geddes Federal Savings and Loan Association

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CURRENT TOP RATE

60 Month IRA (Traditional, Roth)

Overview / Commentary

www.geddesfederal.com

315-468-6281

2208 West Genesee St
Syracuse, NY 13219

Geddes Federal Savings and Loan Association is headquartered in Syracuse and is the 76^th largest bank in the state of New York. It is also the 1,327^th largest bank in the nation. It was established in 1948 and as of March of 2019, it had grown to 39 employees at 1 location. Geddes Federal Savings and Loan Association's money market rates are 3X the national average, and it has an A health rating.

Related Posts

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2018
2010

3/12 - Geddes Federal S&L (NY) Adds 63-Month CD

3/29 - Top Rates for CDs, IRAs and Money Market Account at Geddes Federal Savings in NY - Local Only

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Health

A

Data as of Q1 2019

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Health Grade Components

Overall
FDIC Certificate #	30397
Year Established	1948
Employees	39
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.51%
Return on Equity - YTD	3.11%
Annual Interest Income	$4.7MM

Assets and Liabilities
Assets	Q1 2019vs Q1 2018	$545.7MM$537.5MM
Loans	Q1 2019vs Q1 2018	$499.6MM$489.5MM
Deposits	Q1 2019vs Q1 2018	$417.6MM$411.2MM
Equity Capital	Q1 2019vs Q1 2018	$88.9MM$85.7MM
Loan Loss Allowance	Q1 2019vs Q1 2018	$428.00K$432.00K
Unbacked Noncurrent Loans	Q1 2019vs Q1 2018	$1.2MM$1.3MM
Real Estate Owned	Q1 2019vs Q1 2018	$665.00K$892.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Geddes Federal Savings and Loan Association Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$25	-	Passbook Savings
0.10%	$25	-	Statement Savings

Geddes Federal Savings and Loan Association Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.25%^*	$50k^*	-	Premier Money Market
OTHER TIERS: 0.40% → $1k - $50k
1.00%^*	$50k^*	-	Money Market Deposit Account
OTHER TIERS: 0.40% → $1k - $50k

Geddes Federal Savings and Loan Association Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$50k^*	-	Super NOW Checking
OTHER TIERS: 0.25% → $2.5k - $50k
0.15%	$250	-	NOW Checking

Geddes Federal Savings and Loan Association CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.75%	$500	-	72 Month CD
2.52%	$500	-	60 Month CD
2.40%	$500	-	40 Month CD Special
2.15%	$500	$250k	20 Month CD Special
1.60%	$500	-	48 Month CD
1.40%	$500	-	9 Month CD Special
1.40%	$500	-	44 Month CD
1.20%	$500	-	36 Month CD
1.00%	$500	-	26 Month CD
1.00%	$500	-	30 Month CD
0.85%	$500	-	24 Month CD
0.85%	$500	-	25 Month CD
0.80%	$500	-	13 Month CD
0.80%	$500	-	18 Month CD
0.80%	$500	-	14 Month CD
0.80%	$500	-	17 Month CD
0.75%	$500	-	12 Month CD
0.60%	$500	-	11 Month CD
0.60%	$500	-	7 Month CD
0.40%	$500	-	6 Month CD
0.20%	$500	-	4 Month CD

Geddes Federal Savings and Loan Association IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.78%	$500	-	60 Month IRA
2.40%	$500	-	40 Month IRA Special
2.15%	$500	-	20 Month IRA Special
1.85%	$500	-	48 Month IRA
1.65%	$500	-	44 Month IRA
1.45%	$500	-	36 Month IRA
1.25%	$500	-	26 Month IRA
1.25%	$500	-	30 Month IRA
1.10%	$500	-	24 Month IRA
1.10%	$500	-	25 Month IRA
1.05%	$500	-	13 Month IRA
1.05%	$500	-	18 Month IRA
1.00%	$500	-	12 Month IRA

Locations

Geddes Federal Savings and Loan Association Locations
Geddes Federal Savings and Loan Association	2208 West Genesee St	Syracuse, NY 13219
Manlius Branch	240 West Seneca Street	Manlius, NY 13104

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