GEFCU


Overview / Commentary
512-339-9812
10806 Metric Blvd
Austin, TX 78758

GEFCU is headquartered in Austin and is the 110th largest credit union in the state of Texas. It is also the 1,337th largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 30 employees and 9,876 members at 6 locations. GEFCU's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Must be an employee of the U.S. Government living or working in Travis County or the surrounding counties which border on Travis County or several other Government institution. Also open to employees of several Select Employee Groups.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #24465
Year Chartered1934
Employees30
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD9.1%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$183.6MM$184.3MM
LoansQ1 2025vs Q1 2024$112MM$112.6MM
DepositsQ1 2025vs Q1 2024$166.9MM$168.9MM
Equity CapitalQ1 2025vs Q1 2024$15.8MM$13.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$232K$227K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$457K$463K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not GEFCU; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

GEFCU Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Share Savings
OTHER TIERS: 0.20% $25 - $5k | 0.25% $5k - $50k
0.30%*$5$15kHoliday Club
OTHER TIERS: 0.01% $15k+

GEFCU Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%*$100k*-Money Market Savings
OTHER TIERS: 0.70% $2.5k - $25k | 0.85% $25k - $75k | 0.95% $75k - $100k

GEFCU Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$5k*-Interest Bearing Checking
OTHER TIERS: 0.10% $500 - $5k

GEFCU CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-12 Month Share Certificate
2.50%$1k-24 Month Share Certificate
2.25%$1k-36 Month Share Certificate
1.50%$1k-6 Month Share Certificate
1.00%$1k-3 Month Share Certificate
Locations


GEFCU Locations
Branch Office900 FM 685Pflugerville, TX 78660
Branch Office1821 DIRECTORS BLVDAustin, TX 78744-1144
Branch Office3651 S Interstate 35Austin, TX 78741-7855
Branch Office6314 S 1st StAustin, TX 78745-3912
Branch Office1507 Bunton Creek RdKyle, TX 78640
Branch Office10806 Metric BlvdAustin, TX 78758

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