GEFCU is headquartered in Austin and is the 104th largest credit union in the state of Texas. It is also the 1,325th largest credit union in the nation. It was established in 1934 and as of December of 2018, it had grown to 30 employees and 9,651 members at 6 locations. GEFCU has a B+ health rating.
Field of Membership Restrictions
Must be an employee of the U.S. Government living or working in Travis County or the surrounding counties which border on Travis County or several other Government institution. Also open to employees of several Select Employee Groups.
See current membership details
The Best Credit Union
I have been a customer in this credit union for 30 years now. I have received the best of service for the entire time I have been with them. I opened it while I was working on Fort Bliss in El Paso Texas. I have been in Tennessee now for 16 years and have retained my account there and always will.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24465 |
| Year Chartered | 1934 |
| Employees | 30 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.47% |
| Return on Equity - YTD | 5.53% |
| Annual Interest Income | $3.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $139.1MM$137.1MM |
| Loans | Q4 2018vs Q4 2017 | $76.2MM$63.3MM |
| Deposits | Q4 2018vs Q4 2017 | $125.7MM$124.0MM |
| Equity Capital | Q4 2018vs Q4 2017 | $11.7MM$11.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $58.00K$49.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $266.00K$98.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not GEFCU; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
GEFCU Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $5 | $15k | Holiday Club | ||
| OTHER TIERS: 0.02% → $15k+ | |||||
| 0.30%* | $50k* | - | Share Savings | ||
| OTHER TIERS: 0.10% → $25 - $5k | 0.20% → $5k - $50k | |||||
GEFCU Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | Money Market Savings | ||
| OTHER TIERS: 0.10% → $2.5k - $25k | 0.20% → $25k - $75k | 0.30% → $75k - $100k | |||||
GEFCU Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $5k* | - | Share Draft | ||
| OTHER TIERS: 0.02% → $500 - $5k | |||||
GEFCU CD Rates
| GEFCU Locations | ||
|---|---|---|
| Branch Office | 900 FM 685 | Pflugerville, TX 78660 |
| Branch Office | 1821 DIRECTORS BLVD | Austin, TX 78744-1144 |
| Branch Office | 3651 S Interstate 35 | Austin, TX 78741-7855 |
| Branch Office | 6314 S 1st St | Austin, TX 78745-3912 |
| Branch Office | 1507 Goforth Rd | Kyle, TX 78640 |
| Branch Office | 10806 Metric Blvd | Austin, TX 78758 |