GEFCU
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.25% | 1-year CD | 12-23 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD |
| 0.15% | Savings | Share Savings 1.00% - Ally Bank Online Savings Account |
| 0.50% | 3-year CD | 36 Month Share Certificate 1.55% - Ally Bank High Yield 3 Year CD |
GEFCU is headquartered in Austin and is the 100th largest credit union in the state of Texas. It is also the 1,292nd largest credit union in the nation. It was established in 1934 and as of June of 2016, it had grown to 29 employees and 9,585 members at 6 locations. GEFCU has a B+ health rating.
Field of Membership Restrictions
Must be an employee of the U.S. Government living or working in Travis County or the surrounding counties which border on Travis County or several other Government institution. Also open to employees of several Select Employee Groups.
See current membership details
The Best Credit Union
I have been a customer in this credit union for 30 years now. I have received the best of service for the entire time I have been with them. I opened it while I was working on Fort Bliss in El Paso Texas. I have been in Tennessee now for 16 years and have retained my account there and always will.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24465 |
| Year Chartered | 1934 |
| Employees | 29 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.16% |
| Return on Equity - YTD | -1.9% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $135.1MM$132.3MM |
| Loans | Q2 2016vs Q2 2015 | $54.5MM$53.4MM |
| Deposits | Q2 2016vs Q2 2015 | $123.0MM$120.2MM |
| Equity Capital | Q2 2016vs Q2 2015 | $11.5MM$11.4MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $33.00K$31.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $22.00K$75.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not GEFCU; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
GEFCU Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $25* | $15k | Holiday Club | ||
| OTHER TIERS: 0.01% → $15k+ | |||||
| 0.15%* | $50k* | - | Share Savings | ||
| OTHER TIERS: 0.05% → $25 - $5k | 0.10% → $5k - $50k | |||||
GEFCU Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $100k* | - | Money Market Savings | ||
| OTHER TIERS: 0.05% → $2,500 - $25k | 0.10% → $25k - $75k | 0.15% → $75k - $100k | |||||
GEFCU Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.05%* | $5k* | - | Share Draft | ||
| OTHER TIERS: 0.01% → $500 - $5k | |||||
GEFCU CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $1k | - | 36 Month Share Certificate | |
| 0.30% | $1k | - | 24-30 Month Share Certificate | |
| 0.25% | $1k | - | 12-23 Month Share Certificate | |
| 0.20% | $2,500 | - | 1-3 Month Share Certificate | |
| 0.20% | $2,500 | - | 4-11 Month Share Certificate |
| GEFCU Locations | ||
|---|---|---|
| Branch Office | 900 FM 685 | Pflugerville, TX 78660 |
| Branch Office | 1821 DIRECTORS BLVD | Austin, TX 78744-1144 |
| Branch Office | 3651 S Interstate 35 | Austin, TX 78741-7855 |
| Branch Office | 6314 S 1st St | Austin, TX 78745-3912 |
| Branch Office | 1507 Goforth Rd | Kyle, TX 78640 |
| Branch Office | 10806 Metric Blvd | Austin, TX 78758 |