GEFCU

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.gefcu-austin.org

512-339-9812

10806 Metric Blvd
Austin, TX 78758

GEFCU is headquartered in Austin and is the 110^th largest credit union in the state of Texas. It is also the 1,337^th largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 30 employees and 9,876 members at 6 locations. GEFCU's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Must be an employee of the U.S. Government living or working in Travis County or the surrounding counties which border on Travis County or several other Government institution. Also open to employees of several Select Employee Groups.
See current membership details

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	24465
Year Chartered	1934
Employees	30
Primary Regulator

Profit Margin
Return on Assets - YTD	0.79%
Return on Equity - YTD	9.1%
Annual Interest Income	$1.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$183.6MM$184.3MM
Loans	Q1 2025vs Q1 2024	$112MM$112.6MM
Deposits	Q1 2025vs Q1 2024	$166.9MM$168.9MM
Equity Capital	Q1 2025vs Q1 2024	$15.8MM$13.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$232K$227K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$457K$463K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

GEFCU Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$50k^*	-	Share Savings
OTHER TIERS: 0.20% → $25 - $5k \| 0.25% → $5k - $50k
0.30%^*	$5	$15k	Holiday Club
OTHER TIERS: 0.01% → $15k+

GEFCU Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.05%^*	$100k^*	-	Money Market Savings
OTHER TIERS: 0.70% → $2.5k - $25k \| 0.85% → $25k - $75k \| 0.95% → $75k - $100k

GEFCU Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$5k^*	-	Interest Bearing Checking
OTHER TIERS: 0.10% → $500 - $5k

GEFCU CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$1k	-	12 Month Share Certificate
2.50%	$1k	-	24 Month Share Certificate
2.25%	$1k	-	36 Month Share Certificate
1.50%	$1k	-	6 Month Share Certificate
1.00%	$1k	-	3 Month Share Certificate

Locations

GEFCU Locations
Branch Office	900 FM 685	Pflugerville, TX 78660
Branch Office	1821 DIRECTORS BLVD	Austin, TX 78744-1144
Branch Office	3651 S Interstate 35	Austin, TX 78741-7855
Branch Office	6314 S 1st St	Austin, TX 78745-3912
Branch Office	1507 Bunton Creek Rd	Kyle, TX 78640
Branch Office	10806 Metric Blvd	Austin, TX 78758

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