GEFCU is headquartered in Austin and is the 110th largest credit union in the state of Texas. It is also the 1,337th largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 30 employees and 9,876 members at 6 locations. GEFCU's CD rates are 4X the national average, and it has a B+ health rating.
Must be an employee of the U.S. Government living or working in Travis County or the surrounding counties which border on Travis County or several other Government institution. Also open to employees of several Select Employee Groups.
See current membership details
Overall | |
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NCUA # | 24465 |
Year Chartered | 1934 |
Employees | 30 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.79% |
Return on Equity - YTD | 9.1% |
Annual Interest Income | $1.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $183.6MM$184.3MM |
Loans | Q1 2025vs Q1 2024 | $112MM$112.6MM |
Deposits | Q1 2025vs Q1 2024 | $166.9MM$168.9MM |
Equity Capital | Q1 2025vs Q1 2024 | $15.8MM$13.3MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $232K$227K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $457K$463K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.30%* | $50k* | - | Share Savings | ||
OTHER TIERS: 0.20% → $25 - $5k | 0.25% → $5k - $50k | |||||
0.30%* | $5 | $15k | Holiday Club | ||
OTHER TIERS: 0.01% → $15k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.05%* | $100k* | - | Money Market Savings | ||
OTHER TIERS: 0.70% → $2.5k - $25k | 0.85% → $25k - $75k | 0.95% → $75k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.15%* | $5k* | - | Interest Bearing Checking | ||
OTHER TIERS: 0.10% → $500 - $5k |
GEFCU Locations | ||
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Branch Office | 900 FM 685 | Pflugerville, TX 78660 |
Branch Office | 1821 DIRECTORS BLVD | Austin, TX 78744-1144 |
Branch Office | 3651 S Interstate 35 | Austin, TX 78741-7855 |
Branch Office | 6314 S 1st St | Austin, TX 78745-3912 |
Branch Office | 1507 Bunton Creek Rd | Kyle, TX 78640 |
Branch Office | 10806 Metric Blvd | Austin, TX 78758 |