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Geico Federal Credit Union

Popular Accounts at this Credit Union

1.26%5-year CD5 Year Savings Certificate
0.55%1-year CD12 Month Savings Certificate
0.10%SavingsSpecial Shares

Overview / Commentary
5260 Western Ave
Washington, DC 20076-0001

Geico Federal Credit Union is headquartered in Washington and is the 10th largest credit union in the District of Columbia. It is also the 1,335th largest credit union in the nation. It was established in 1950 and as of December of 2016, it had grown to 46 employees and 22,535 members at 10 locations. Geico Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to associates of the GEICO Corporation and its subsidiaries, employees of Banner Life Insurance Company, and immediate family of those eligible.
See current membership details

Reviews (4)

Great Service

The customer service at this great credit union is absolutely outstanding, with top notch online banking services, low fees, atm, checking, savings, investment accounts also. They have great interest rates and easy and professional staff. They also offer car loans, home loans, and every service that you could possibly think need to meet your family's financial service needs! Plus...it's Geico. They are a top rated insurance company so why wouldn't you want to bank with them! They have branches located in many US states.


I requested a new card on 1/12/2017, I just got it yesterday 2/6/2017 & I haven't received the PIN that's supposed to come with it to activate the card to use it!! so I still can't touch my money!!!! I haven't touch my money since we got paid on 1/25/2017!! I'm late with my rent, my phone just got turned off TODAY & this is with the extension I was given b/c I didn't have my card!! I barely got enough gas to get to work!! IM SO MAD RIGHT NOW!!!! I just got off the phone with USAA, I'm going back home to them! & we get paid tomorrow & I have no access!!! THE WORLD'S MOST HORRIBLE BANK!!!

No one picks up the phone when you call & when you think someone picks up, it hangs up on you, I even submitted a request thurough their website, no response, I don't understand why you can't pick out your own PIN & you have to go to the ATM to activate its so 1980's!!

Stay Away From Them

I have never experienced such bad customer service. They can't solve your problems if you're not at the branch. Their phone rings and rings. No one answers. If you need a more flexible bank that you're able to reach when you're not available to walk-in, do not go with GFCU. They will mess you up from sending something as simple as A DEBIT CARD (it's been a month and I'm still awaiting mine). I will be getting a cashiers check, extracting all of my monies and closing the accounts. They have pissed me off!

Customer Service???

This branch phone service is horrible especially if you're trying to speak with someone for assistance. Don't get me wrong the teller service is actually good but the customer service line definitely needs improvement.


Health Grade Components

NCUA #6912
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD1.7%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$129.7MM$128.2MM
LoansQ4 2016vs Q4 2015$54.4MM$58.7MM
DepositsQ4 2016vs Q4 2015$117.5MM$115.8MM
Equity CapitalQ4 2016vs Q4 2015$11.8MM$10.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$557.00K$697.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$380.00K$513.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Geico Federal Credit Union Savings Account Rates

0.10%--Share Savings Account
0.10%$300-Special Shares
0.10%--Holiday Club
0.10%--Vacation Club

Geico Federal Credit Union Money Market Rates

0.35%*$75k*-Money Market Advantage Account
OTHER TIERS: 0.20% $5k - $25k | 0.25% $25k - $75k

Geico Federal Credit Union CD Rates

1.26%$1k-5 Year Savings Certificate
1.06%$1k-4 Year Savings Certificate
0.95%$1k-3 Year Savings Certificate
0.85%$1k-2 Year Savings Certificate
0.65%$1k-18 Month Savings Certificate
0.60%$1k-14 Month Savings Certificate
0.55%*$1k*-12 Month Savings Certificate
OTHER TIERS: 0.15% $25 - $1k
0.45%$1k-8 Month Savings Certificate
0.40%*$1k*-6 Month Savings Certificate
OTHER TIERS: 0.20% $500 - $1k

Geico Federal Credit Union IRA Rates

1.26%$1k-5 Year IRA Savings Certificate
1.06%$1k-4 Year IRA Savings Certificate
0.95%$1k-3 Year IRA Savings Certificate
0.85%$1k-2 Year IRA Savings Certificate
0.75%$1k-18 Month IRA Savings Certificate
0.60%$1k-14 Month IRA Savings Certificate
0.45%$1k-12 Month IRA Savings Certificate
0.40%$1k-8 Month IRA Savings Certificate
0.10%$1k-6 Month IRA Savings Certificate

Geico Federal Credit Union Locations
Branch Office14111 Danielson StPoway, CA 92064-6886
Branch Office5260 Western AveWashington, DC 20076-0001
Branch Office3535 W Pipkin RdLakeland, FL 33811-2882
Branch Office4400 Ocmulgee East BlvdMacon, GA 31217-5642
Branch Office4295 E Ocmulgee BlvdMacon, GA 31295-0001
Branch Office300 Crosspoint PkwyAmherst, NY 14226
Branch Office750 Woodbury RdWoodbury, NY 11797-2519
Branch Office2280 N Greenville AveRichardson, TX 75082-4412
Branch Office1 Geico LndgVirginia Beach, VA 23454-5693
Branch Office1 Geico BlvdFredericksburg, VA 22412-9000