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Geico Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.51%5-year CD60 Month Savings Certificate
0.80%1-year CD12 Month Savings Certificate
0.10%SavingsSpecial Shares

Overview / Commentary
800-542-7896
5260 Western Ave
Chevy Chase, MD 20815

Geico Federal Credit Union is headquartered in Washington and is the 10th largest credit union in the District of Columbia. It is also the 1,288th largest credit union in the nation. It was established in 1950 and as of March of 2018, it had grown to 45 employees and 22,395 members at 10 locations. Geico Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to associates of the GEICO Corporation and its subsidiaries, employees of Banner Life Insurance Company, and immediate family of those eligible.
See current membership details

Reviews (6)

Great Service

The customer service at this great credit union is absolutely outstanding, with top notch online banking services, low fees, atm, checking, savings, investment accounts also. They have great interest rates and easy and professional staff. They also offer car loans, home loans, and every service that you could possibly think need to meet your family's financial service needs! Plus...it's Geico. They are a top rated insurance company so why wouldn't you want to bank with them! They have branches located in many US states.

Why I love my credit union

Posted by: Mattertyho | Oct 6, 2017

I have been a member for over 25 years. About 7 years ago, I opened a checking account. At the time I was working so I opted for direct deposit.When I left my employment 2 years ago, I opted to keep my accounts there. I love the customer service. The employees are always friendly and helpful. It feels more like a family than a customer/client relationship. Their services overall are competitive with other credit unions and they have better rates and fees than most banks. Their hours are a little different as they are open most bank holidays except the major ones but they are closed on Saturday and have no late hours. Their debit card is accepted at more ATM's than any other financial institution I know of so I rarely have to pay any fee. The only two drawbacks are that they do not have mobile banking (yet), so in order to make a deposit I have to either find an ATM that is capable of doing it or I have to travel to the credit union itself. Since they are only located inside the company offices, this will mean I will most likely leave them once I move too far away to conveniently travel to a physical office. I also wish they would accept direct deposit from institutions other than the company as it makes it very difficult when I am trying to transfer money from other places. Overall, I love the credit union and have not felt that the small inconveniences are enough to make me leave them just yet.

AWFUL BANK

Posted by: cjivey1026 | Mar 8, 2018

If I could give a zero overall rating I would!!! First my direct deposit keeps getting delayed due to "posting delays" (that has happened three times). Now I authorized a payment to be withdrew from my account ($800) and they withdrew it TWICE. Finally got someone on the phone and they admitted that it was an ACH matter and that it should be returned between 2 and 3 p.m. that day BUT it has been three days and still no money has been returned to my account. No one will answer the phone either at the main location or the branch in this area. I have emailed also - no response. I have already opened an account at another bank because this bank STINKS!!!!

DO NOT BANK HERE!!!

I requested a new card on 1/12/2017, I just got it yesterday 2/6/2017 & I haven't received the PIN that's supposed to come with it to activate the card to use it!! so I still can't touch my money!!!! I haven't touch my money since we got paid on 1/25/2017!! I'm late with my rent, my phone just got turned off TODAY & this is with the extension I was given b/c I didn't have my card!! I barely got enough gas to get to work!! IM SO MAD RIGHT NOW!!!! I just got off the phone with USAA, I'm going back home to them! & we get paid tomorrow & I have no access!!! THE WORLD'S MOST HORRIBLE BANK!!!

No one picks up the phone when you call & when you think someone picks up, it hangs up on you, I even submitted a request thurough their website, no response, I don't understand why you can't pick out your own PIN & you have to go to the ATM to activate its so 1980's!!

Stay Away From Them

I have never experienced such bad customer service. They can't solve your problems if you're not at the branch. Their phone rings and rings. No one answers. If you need a more flexible bank that you're able to reach when you're not available to walk-in, do not go with GFCU. They will mess you up from sending something as simple as A DEBIT CARD (it's been a month and I'm still awaiting mine). I will be getting a cashiers check, extracting all of my monies and closing the accounts. They have pissed me off!

Customer Service???

This branch phone service is horrible especially if you're trying to speak with someone for assistance. Don't get me wrong the teller service is actually good but the customer service line definitely needs improvement.



Health
B+

Health Grade Components

Overall
NCUA #6912
Year Chartered1950
Employees45
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD3.89%
Annual Interest Income$934.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$145.5MM$141.4MM
LoansQ1 2018vs Q1 2017$55.8MM$55.5MM
DepositsQ1 2018vs Q1 2017$132.5MM$128.8MM
Equity CapitalQ1 2018vs Q1 2017$12.2MM$11.8MM
Loan Loss AllowanceQ1 2018vs Q1 2017$561.00K$428.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$327.00K$378.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Geico Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%-$250kIRA Share Account
0.10%$300-Share Savings Account
0.10%$300-Special Shares
0.10%--Holiday/Vacation Club

Geico Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$75k*-Money Market Advantage Account
OTHER TIERS: 0.20% $5k - $25k | 0.25% $25k - $75k

Geico Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-60 Month Savings Certificate
1.31%$1k-48 Month Savings Certificate
1.20%$1k-36 Month Savings Certificate
1.10%$1k-24 Month Savings Certificate
0.90%$1k-18 Month Savings Certificate
0.85%$1k-14 Month Savings Certificate
0.80%*$1k*-12 Month Savings Certificate
OTHER TIERS: 0.40% $25 - $1k
0.70%$1k-8 Month Savings Certificate
0.65%*$1k*-6 Month Savings Certificate
OTHER TIERS: 0.45% $500 - $1k

Geico Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k$250k60 Month IRA Savings Certificate
1.31%$1k$250k48 Month IRA Savings Certificate
1.20%$1k$250k36 Month IRA Savings Certificate
1.10%$1k$250k24 Month IRA Savings Certificate
0.90%$1k$250k18 Month IRA Savings Certificate
0.85%$1k$250k14 Month IRA Savings Certificate
0.80%$1k$250k12 Month IRA Savings Certificate
0.70%$1k$250k8 Month IRA Savings Certificate
0.65%$1k$250k6 Month IRA Savings Certificate
Locations


Cities: Fredericksburg, Getzville, Lakeland, Macon, Poway, Richardson, Virginia Beach, Washington, Woodbury

Fredericksburg Branches
Branch Office1 Geico BlvdFredericksburg, VA 22412-9000

Getzville Branches
Branch Office300 Crosspoint PkwyGetzville, NY 14068-1606

Lakeland Branches
Branch Office3535 W Pipkin RdLakeland, FL 33811-2882

Macon Branches
Branch Office4400 Ocmulgee East BlvdMacon, GA 31217-5642
Branch Office4295 E Ocmulgee BlvdMacon, GA 31295-0001

Poway Branches
Branch Office14111 Danielson StPoway, CA 92064-6886

Richardson Branches
Branch Office2280 N Greenville AveRichardson, TX 75082-4412

Virginia Beach Branches
Branch Office1 Geico LndgVirginia Beach, VA 23454-5693

Washington Branches
Branch Office5260 Western AveWashington, DC 20076-0001

Woodbury Branches
Branch Office750 Woodbury RdWoodbury, NY 11797-2519

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