Geico Credit Union is open to employees of any one of the elite employer groups which are partnered with the credit union, or anyone who lives or works in Cook (north of 95th St; south side Chicago), DuPage, Lake, Kane, or McHenry County, Illinois or Kenosha County, Wisconsin.
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Health

B+

Data as of Q2 2024

Data displayed below is for insuring bank: BCU

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Health Grade Components

Overall
NCUA #	68187
Year Chartered	1980
Employees	756
Primary Regulator

Profit Margin
Return on Assets - YTD	0.35%
Return on Equity - YTD	4%
Annual Interest Income	$177.8MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$5.91B$5.82B
Loans	Q2 2024vs Q2 2023	$4.88B$4.87B
Deposits	Q2 2024vs Q2 2023	$4.61B$4.54B
Equity Capital	Q2 2024vs Q2 2023	$530.8MM$501MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$54.2MM$56MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$44MM$28.3MM
Real Estate Owned	Q2 2024vs Q2 2023	$207K$25K

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Geico Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Geico Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%^*	$25k^*	$50k	Rainy Day Savings
OTHER TIERS: 0.01% → $50k+ \| 2.00% → $25 - $25k
0.01%	$0	-	Regular Savings

Geico Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%^*	$15k^*	-	Money Market Special - New Money - Before 6 Month
OTHER TIERS: 0.05% → $0 - $15k
1.40%^*	$15k^*	-	Money Market Special - New Money - After 6 Month
OTHER TIERS: 0.05% → $0 - $15k
0.45%^*	$500k^*	-	Money Market Account
OTHER TIERS: 0.05% → $1k - $25k \| 0.10% → $25k - $100k \| 0.15% → $100k - $250k \| 0.35% → $250k - $500k
0.20%^*	$1k^*	-	IRA Money Market
OTHER TIERS: 0.05% → $0 - $1k

Geico Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
8.00%^*	$0	$15k	PowerPlus Checking Level 2 Intro Rate - Before 3 Month
OTHER TIERS: 0.01% → $15k+
4.00%^*	$0	$15k	PowerPlus Checking Level 2 - After 3 Month
OTHER TIERS: 0.01% → $15k+
4.00%^*	$0	$15k	PowerPlus Checking Level 1 Intro Rate - Before 3 Month
OTHER TIERS: 0.01% → $15k+
2.00%^*	$0	$15k	PowerPlus Checking Level 1 - After 3 Month
OTHER TIERS: 0.01% → $15k+
0.25%	$5k	-	Premier Business Checking

Geico Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.60%	$500	-	11 Month Reward Certificate Special
3.50%	$500	-	11 Month Certificate Special
3.50%	$500	-	22 Month Reward Certificate Special
3.40%	$500	-	30 Month Reward Certificate Special
3.25%	$500	-	65 Month Reward Certificate Special
3.24%	$500	-	22 Month Certificate Special
3.14%	$500	-	30 Month Certificate Special
3.00%	$500	-	7 Month No Penalty Rewards Certificate Special
2.99%	$500	-	65 Month Certificate Special
2.90%	$500	-	7 Month No Penalty Certificate Special
2.50%	$500	-	13 Month No Penalty Rewards Certificate Special
2.24%	$500	-	13 Month No Penalty Certificate Special
2.00%	$500	-	60 Month Rewards Certificate
1.90%	$500	-	48 Month Rewards Certificate
1.85%	$500	-	36 Month Rewards Certificate
1.80%	$500	-	24 Month Rewards Certificate
1.75%	$500	-	60 Month Certificate
1.75%	$500	-	6 Month Rewards Certificate
1.75%	$500	-	12 Month Rewards Certificate
1.65%	$500	-	6 Month Certificate
1.65%	$500	-	48 Month Certificate
1.65%	$500	-	12 Month Certificate
1.60%	$500	-	36 Month Certificate
1.55%	$500	-	24 Month Certificate
0.75%	$500	-	3 Month Rewards Certificate
0.65%	$500	-	3 Month Certificate

Geico Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.60%	$500	-	11 Month Rewards IRA Special
3.50%	$500	-	11 Month IRA Special
3.40%	$500	-	30 Month Rewards IRA Special
3.25%	$500	-	65 Month Rewards IRA Special
3.14%	$500	-	30 Month IRA Special
2.99%	$500	-	65 Month IRA Special
2.00%	$500	-	60 Month Rewards IRA
1.90%	$500	-	48 Month Rewards IRA
1.85%	$500	-	36 Month Rewards IRA
1.80%	$500	-	24 Month Rewards IRA
1.75%	$500	-	60 Month IRA
1.75%	$500	-	12 Month Rewards IRA
1.65%	$500	-	12 Month IRA
1.65%	$500	-	48 Month IRA
1.60%	$500	-	36 Month IRA
1.55%	$500	-	24 Month IRA

Locations

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