Overview / Commentary
254-776-9550
731 N Valley Mills Dr
Waco, TX 76710-4848

GENCO Federal Credit Union is headquartered in Waco and is the 67th largest credit union in the state of Texas. It is also the 801st largest credit union in the nation. It was established in 1953 and as of December of 2018, it had grown to 88 employees and 38,380 members at 5 locations. GENCO Federal Credit Union's CD rates are 2X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in McLennan or Angelina counties in Texas.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Health Grade Components

Overall
NCUA #8585
Year Chartered1953
Employees88
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD5.44%
Annual Interest Income$9.2MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$302.8MM$291.3MM
LoansQ4 2018vs Q4 2017$212.9MM$191.6MM
DepositsQ4 2018vs Q4 2017$264.8MM$255.9MM
Equity CapitalQ4 2018vs Q4 2017$37.1MM$35.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.0MM$996.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$669.00K$952.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not GENCO Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

GENCO Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*$50k*-IRA Accumulator Account
OTHER TIERS: 0.45% $25 - $5k | 0.60% $5k - $20k | 0.70% $20k - $50k
0.45%*$5k*-Share (Savings) Account
OTHER TIERS: 0.20% Up to $2.5k | 0.30% $2.5k - $5k
0.45%$5-Christmas Club Account
0.45%*$100*-Savings Safari Club Account
OTHER TIERS: 0.10% Up to $100

GENCO Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$100k*-Money Market Account
OTHER TIERS: 0.25% $100 - $2.5k | 0.35% $2.5k - $5k | 0.50% $5k - $20k | 0.60% $20k - $50k | 0.70% $50k - $100k

GENCO Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*-$10kGENCO Kasasa Cash
OTHER TIERS: 0.25% $10k+
1.00%-$25kAdvantage Checking
0.10%$100-First Class Checking
0.10%$100-Senior Checking
0.10%$100-Business Checking

GENCO Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.78%$1k-60 Month Term Share Certificate
2.52%$5k-27 Month Term Share Certificate Special
2.37%$1k-48 Month Term Share Certificate
2.27%$5k-18 Month Term Share Certificate Special
2.17%$1k-36 Month Term Share Certificate
2.01%$1k-24 Month Term Share Certificate
1.86%$1k-12 Month Term Share Certificate
1.15%$1k-6 Month Term Share Certificate

GENCO Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.93%*$50k*-60 Month IRA Certificate
OTHER TIERS: 2.78% $1k - $10k | 2.83% $10k - $25k | 2.88% $25k - $50k
2.52%*$50k*-48 Month IRA Certificate
OTHER TIERS: 2.37% $1k - $10k | 2.42% $10k - $25k | 2.47% $25k - $50k
2.32%*$50k*-36 Month IRA Certificate
OTHER TIERS: 2.17% $1k - $10k | 2.22% $10k - $25k | 2.27% $25k - $50k
2.17%*$50k*-24 Month IRA Certificate
OTHER TIERS: 2.02% $1k - $10k | 2.07% $10k - $25k | 2.12% $25k - $50k
2.02%*$50k*-12 Month IRA Certificate
OTHER TIERS: 1.86% $1k - $10k | 1.91% $10k - $25k | 1.96% $25k - $50k
1.30%*$50k*-6 Month IRA Certificate
OTHER TIERS: 1.15% $1k - $10k | 1.20% $10k - $25k | 1.25% $25k - $50k
Locations


GENCO Federal Credit Union Locations
Branch Office1402 S John Redditt DrLufkin, TX 75904-4826
Branch Office105 Archway DrWoodway, TX 76712-6104
Branch Office1500 N Loop 340Waco, TX 76705-2494
Branch Office230 N Frontage RdLorena, TX 76655
Branch Office731 N Valley Mills DrWaco, TX 76710-4848

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.