GENCO Federal Credit Union is headquartered in Waco and is the 67th largest credit union in the state of Texas. It is also the 782nd largest credit union in the nation. It was established in 1953 and as of March of 2022, it had grown to 87 employees and 40,957 members at 5 locations. GENCO Federal Credit Union has an A+ health rating.
Membership is open to those who live or work in McLennan or Angelina counties in Texas.
See current membership details
Overall | |
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NCUA # | 8585 |
Year Chartered | 1953 |
Employees | 87 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.04% |
Return on Equity - YTD | 9.78% |
Annual Interest Income | $2.4MM |
Assets and Liabilities | ||
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Assets | Q1 2022vs Q1 2021 | $432.2MM$400.0MM |
Loans | Q1 2022vs Q1 2021 | $223.4MM$225.1MM |
Deposits | Q1 2022vs Q1 2021 | $385.1MM$355.8MM |
Equity Capital | Q1 2022vs Q1 2021 | $45.4MM$42.4MM |
Loan Loss Allowance | Q1 2022vs Q1 2021 | $788.00K$1.0MM |
Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $147.00K$251.00K |
Real Estate Owned | Q1 2022vs Q1 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not GENCO Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.40%* | $100k* | - | Money Market Account | ||
OTHER TIERS: 0.15% → $100 - $2.5k | 0.20% → $2.5k - $5k | 0.25% → $5k - $20k | 0.30% → $20k - $50k | 0.35% → $50k - $100k |
GENCO Federal Credit Union Locations | ||
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Branch Office | 1402 S John Redditt Dr | Lufkin, TX 75904-4826 |
Branch Office | 105 Archway Dr | Woodway, TX 76712-6104 |
Branch Office | 1500 N Loop 340 | Waco, TX 76705-2494 |
Branch Office | 230 N Frontage Rd | Lorena, TX 76655 |
Branch Office | 731 N Valley Mills Dr | Waco, TX 76710-4848 |