GENCO Federal Credit Union

Overview / Commentary
731 N Valley Mills Dr
Waco, TX 76710

GENCO Federal Credit Union is headquartered in Waco and is the 67th largest credit union in the state of Texas. It is also the 786th largest credit union in the nation. It was established in 1953 and as of September of 2022, it had grown to 89 employees and 41,003 members at 5 locations. GENCO Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in McLennan or Angelina counties in Texas.
See current membership details


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Health Grade Components

NCUA #8585
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD8.54%
Annual Interest Income$7.9MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$428.5MM$409.4MM
LoansQ3 2022vs Q3 2021$229.8MM$227.7MM
DepositsQ3 2022vs Q3 2021$379.9MM$363.5MM
Equity CapitalQ3 2022vs Q3 2021$46.9MM$44.2MM
Loan Loss AllowanceQ3 2022vs Q3 2021$763.00K$873.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$282.00K$233.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for GENCO Federal Credit Union are currently being reviewed.


GENCO Federal Credit Union Locations
Branch Office1402 S John Redditt DrLufkin, TX 75904-4826
Branch Office105 Archway DrWoodway, TX 76712-6104
Branch Office1500 N Loop 340Waco, TX 76705-2494
Branch Office230 N Frontage RdLorena, TX 76655
Branch Office731 N Valley Mills DrWaco, TX 76710-4848

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