Overview / Commentary
Field of Membership Restrictions
Generations Credit Union of Washington is open to anyone who lives or works in the state of Washington and also to members of organizations listed in credit union's website.
See current membership details
Health
C+
Data as of Q3 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Generations Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68220 |
| Year Chartered | 1939 |
| Employees | 10 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.06% |
| Return on Equity - YTD | 13.31% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $38.2MM$32.8MM |
| Loans | Q3 2018vs Q3 2017 | $26.1MM$26.8MM |
| Deposits | Q3 2018vs Q3 2017 | $32.9MM$29.6MM |
| Equity Capital | Q3 2018vs Q3 2017 | $3.1MM$2.7MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $110.00K$144.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $91.00K$115.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $148.00K$148.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Generations Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | College Club | |
| 0.25% | - | - | Holiday Club | |
| 0.10% | $100 | - | Regular Savings | |
| 0.10% | $100 | - | Prime Time Savings | |
| 0.10% | $100 | - | Kid's Club Savings | |
| 0.10% | $100 | - | Teen Club Savings |
Generations Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $75k* | - | Money Market Account | ||
| OTHER TIERS: 0.15% → $2.5k - $25k | 0.20% → $25k - $50k | 0.30% → $50k - $75k | |||||
Generations Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $500 | - | Capital Checking |
Generations Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.21% | $500 | - | 60 Month CD | |
| 0.90% | $500 | - | 48 Month CD | |
| 0.70% | $500 | - | 36 Month CD | |
| 0.30% | $100 | - | 12 Month Kids Club CD | |
| 0.30% | $500 | - | 18 Month CD | |
| 0.20% | $100 | - | 6 Month Kids Club CD |
Locations
| Generations Credit Union Locations | ||
|---|---|---|
| Branch Office | 929 Eastside St SE | Olympia, WA 98501-1650 |