Generations Federal Credit Union

Overview / Commentary
9311 San Pedro Ave Ste 1100
San Antonio, TX 78216

Generations Federal Credit Union is headquartered in Castle Hills and is the 49th largest credit union in the state of Texas. It is also the 559th largest credit union in the nation. It was established in 1940 and as of March of 2024, it had grown to 195 employees and 47,184 members at 5 locations. Generations Federal Credit Union's savings rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Generations Federal Credit Union is open to anyone who lives, works, worships, volunteers, attends school, or owns a business in the Texas counties of Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, and/or Wilson. In addition, immediate family members of current GFCU members are also eligible for membership.
See current membership details

Reviews (3)

GEFCU Is A Cut Above the Rest

Posted by: |

I remember when I was with Generations Federal Credit Union. I had never worked with a credit union before as opposed to a traditional bank so I didn't know what to expect. For one, the customer service is excellent. It's a cut above regular banks. Everyone from customer service representatives on the phone to the tellers in the bank lobby and drive thru are extremely helpful. Credit Unions also offer a variety of different options for how you would like your money deposited, as well as fees that are affordable and fit my budget. I'd heard about Generations from my best friend who was using them at the time and she raved about them. Since I was already dissatisfied with my then bank Wells Fargo, I decided to give Generations a try. It was well worth the plunge and I would and have recommended them to anyone looking to change their bank and have a new experience and a wider base of options where their finances are concerned.

Fantastic 14 Mo CD, 1.60% $100K, 1.50% Less Than $100K

Posted by: |

Easy online membership. Reps very helpful.
I filled out the online application and got an e-mail reply within a couple days. Savings acct requires $5.00 to open.

Small In Assets And Not Growing

Posted by: |

Not able to offer you a lot of credit based on their size and their online access now has you login in to another site (external) in order to view your credit card.


Health Grade Components

NCUA #4015
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD-0.32%
Return on Equity - YTD-4.36%
Annual Interest Income$9.4MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$758MM$757.3MM
LoansQ1 2024vs Q1 2023$565.4MM$544.6MM
DepositsQ1 2024vs Q1 2023$625.5MM$694.3MM
Equity CapitalQ1 2024vs Q1 2023$54.9MM$53.2MM
Loan Loss AllowanceQ1 2024vs Q1 2023$3.8MM$2.6MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$3.3MM$2.3MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Generations Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Generations Federal Credit Union Savings Account Rates

1.51%*$0$5kPreferred Savings Account -New Money
OTHER TIERS: 0.45% $80k+ | 0.50% $20k - $80k | 0.60% $10k - $20k | 1.00% $5k - $10k
0.10%$5-Share Savings
0.10%$5-Christmas Club
0.10%$5-Vacation Club

Generations Federal Credit Union Money Market Rates

0.35%*$50k*-Money Market
OTHER TIERS: 0.25% $2k - $25k | 0.30% $25k - $50k

Generations Federal Credit Union CD Rates

5.00%$100k-18 Month Jumbo Term Share Certificate Special
5.00%$1k-18 Month Regular Term Share Certificate Special
3.35%$1k-60 Month Regular Term Share Certificate
3.35%$100k-60 Month Jumbo Regular Term Share Certificate
2.65%$1k-36 Month Regular Term Share Certificate
2.65%$100k-36 Month Jumbo Term Share Certificate
2.65%$100k-48 Month Jumbo Term Share Certificate
2.65%$1k-48 Month Regular Term Share Certificate
2.40%$1k-24 Month Regular Term Share Certificate
2.40%$100k-24 Month Jumbo Term Share Certificate
2.20%$1k-12 Month Regular Term Share Certificate
2.20%$100k-12 Month Jumbo Term Share Certificate
1.00%$100k-6 Month Jumbo Term Share Certificate
0.90%$1k-6 Month Regular Term Share Certificate

Generations Federal Credit Union IRA Rates

3.35%$250-60 Month IRA Term Share Certificate
2.65%$250-36 Month IRA Term Share Certificate
2.65%$250-48 Month IRA Term Share Certificate
2.40%$250-24 Month IRA Term Share Certificate
2.20%$250-12 Month IRA Term Share Certificate
2.20%$250-18 Month IRA Term Share Certificate

Generations Federal Credit Union Locations
Branch Office1828 N Saint Marys StSan Antonio, TX 78212-4540
Branch Office7503 Yarrow BlvdSan Antonio, TX 78224
Corporate Office1100 NW Loop 410 Suite 800Castle Hills, TX 78213
Branch Office6000 NW Loop 410San Antonio, TX 78238-3304
Branch Office4005 Fredericksburg RdSan Antonio, TX 78201-1958

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.