Generations Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.04% | 5-year CD | |
| 2.79% | 4-year CD | 1.99% - National Average |
| 3.04% | 5-year IRA | 2.28% - National Average |
Generations Federal Credit Union is headquartered in San Antonio and is the 47th largest credit union in the state of Texas. It is also the 550th largest credit union in the nation. It was established in 1940 and as of December of 2018, it had grown to 209 employees and 50,320 members at 14 locations. Generations Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in Generations Federal Credit Union is open to anyone who lives, works, worships, volunteers, attends school, or owns a business in the Texas counties of Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, and/or Wilson. In addition, immediate family members of current GFCU members are also eligible for membership.
See current membership details
Related Posts
2/18 - Promotional 14-Month Share Certificate Offered At 1.50% APY
4/13/10 - Best 18-Month CD Rate in Texas at Generations FCU in San Antonio - Local Only
12/19/08 - One Year CD Yield as High as 4.40% at Generations FCU in Texas
10/28/08 - 4.40% 12-Month / 4.10% 6-Month Jumbo CDs at Generations FCU in Texas
3/15/08 - 6.00% 6-Month CD at a San Antonio CU (Generations).
6/9/07 - 5.70% 9-Month CD at a Texas CU Continues (San Antonio City Employees).
3/9/07 - 5.70% 9-Month CD at a Texas CU (San Antonio City Employees)
10/9/06 - 6.15% 6-Month CD at a San Antonio, Texas CU
GEFCU Is A Cut Above the Rest
I remember when I was with Generations Federal Credit Union. I had never worked with a credit union before as opposed to a traditional bank so I didn't know what to expect. For one, the customer service is excellent. It's a cut above regular banks. Everyone from customer service representatives on the phone to the tellers in the bank lobby and drive thru are extremely helpful. Credit Unions also offer a variety of different options for how you would like your money deposited, as well as fees that are affordable and fit my budget. I'd heard about Generations from my best friend who was using them at the time and she raved about them. Since I was already dissatisfied with my then bank Wells Fargo, I decided to give Generations a try. It was well worth the plunge and I would and have recommended them to anyone looking to change their bank and have a new experience and a wider base of options where their finances are concerned.
Fantastic 14 Mo CD, 1.60% $100K, 1.50% Less Than $100K
Easy online membership. Reps very helpful.
I filled out the online application and got an e-mail reply within a couple days. Savings acct requires $5.00 to open.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 4015 |
| Year Chartered | 1940 |
| Employees | 209 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.38% |
| Return on Equity - YTD | 4.05% |
| Annual Interest Income | $22.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $505.7MM$546.5MM |
| Loans | Q4 2018vs Q4 2017 | $369.3MM$402.6MM |
| Deposits | Q4 2018vs Q4 2017 | $449.4MM$476.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $47.6MM$47.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $4.4MM$6.0MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $3.1MM$4.9MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $39.00K$55.00K |
Always verify rates and promotions with the bank or credit union. We are not Generations Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Generations Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $5 | - | Share Savings | |
| 0.10% | $5 | - | Christmas Club | |
| 0.10% | $5 | - | Vacation Club |
Generations Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $50k* | - | Money Market | ||
| OTHER TIERS: 0.40% → $2k - $25k | 0.45% → $25k - $50k | |||||
| 0.50%* | $50k* | - | Business Money Market | ||
| OTHER TIERS: 0.40% → $2k - $25k | 0.45% → $25k - $50k | |||||
Generations Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1.5k | - | My Advantage Checking |
Generations Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.04% | $1k | - | 60 Month Regular Term Share Certificate | |
| 3.04% | $1k | - | Business 60 Month Term Share Certificate | |
| 3.04% | $100k | - | 60 Month Jumbo Regular Term Share Certificate | |
| 3.04% | $100k | - | Business 60 Month Jumbo Term Share Certificate | |
| 2.79% | $100k | - | 48 Month Jumbo Term Share Certificate | |
| 2.79% | $1k | - | 48 Month Regular Term Share Certificate | |
| 2.79% | $100k | - | Business 48 Month Jumbo Term Share Certificate | |
| 2.79% | $1k | - | Business 48 Month Term Share Certificate | |
| 2.74% | $1k | - | 36 Month Regular Term Share Certificate | |
| 2.74% | $100k | - | 36 Month Jumbo Term Share Certificate | |
| 2.74% | $1k | - | Business 36 Month Term Share Certificate | |
| 2.74% | $100k | - | Business 36 Month Jumbo Term Share Certificate | |
| 2.58% | $1k | - | 24 Month Regular Term Share Certificate | |
| 2.58% | $100k | - | 24 Month Jumbo Term Share Certificate | |
| 2.58% | $1k | - | Business 24 Month Term Share Certificate | |
| 2.58% | $100k | - | Business 24 Month Jumbo Term Share Certificate | |
| 2.38% | $100k | - | 18 Month Jumbo Term Share Certificate | |
| 2.38% | $1k | - | 18 Month Regular Term Share Certificate | |
| 2.38% | $100k | - | Business 18 Month Jumbo Term Share Certificate | |
| 2.38% | $1k | - | Business 18 Month Term Share Certificate | |
| 2.32% | $1k | - | 12 Month Regular Term Share Certificate | |
| 2.32% | $100k | - | 12 Month Jumbo Term Share Certificate | |
| 2.32% | $1k | - | Business 12 Month Term Share Certificate | |
| 2.32% | $100k | - | Business 12 Month Jumbo Term Share Certificate | |
| 1.71% | $1k | - | 6 Month Regular Term Share Certificate | |
| 1.71% | $100k | - | 6 Month Jumbo Term Share Certificate | |
| 1.71% | $1k | - | Business 6 Month Term Share Certificate | |
| 1.71% | $100k | - | Business 6 Month Jumbo Term Share Certificate |
Generations Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.04% | $250 | - | 60 Month IRA Term Share Certificate | |
| 3.04% | $250 | - | Business 60 Month SEP IRA | |
| 2.79% | $250 | - | 48 Month IRA Term Share Certificate | |
| 2.79% | $250 | - | Business 48 Month SEP IRA | |
| 2.74% | $250 | - | 36 Month IRA Term Share Certificate | |
| 2.74% | $250 | - | Business 36 Month SEP IRA | |
| 2.58% | $250 | - | 24 Month IRA Term Share Certificate | |
| 2.58% | $250 | - | Business 24 Month SEP IRA | |
| 2.38% | $250 | - | 18 Month IRA Term Share Certificate | |
| 2.38% | $250 | - | Business 18 Month SEP IRA | |
| 2.32% | $250 | - | 12 Month IRA Term Share Certificate | |
| 2.32% | $250 | - | Business 12 Month SEP IRA |
