Generations Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.97%	5-year CD	60 Month Regular Term Share Certificate 2.35% - Synchrony Bank 60 Month CD
1.77%	4-year CD	48 Month Regular Term Share Certificate 1.50% - Ally Bank Raise Your Rate 4-Year CD
1.97%	5-year IRA	60 Month IRA Term Share Certificate (Traditional, Roth, CESA) 1.55% - National Average

View all Generations Federal Credit Union rates »

Overview / Commentary

www.mygenfcu.org

210-229-1800

9311 San Pedro Ave Ste 1100
San Antonio, TX 78216-4466

Generations Federal Credit Union is headquartered in San Antonio and is the 42^nd largest credit union in the state of Texas. It is also the 482^nd largest credit union in the nation. It was established in 1940 and as of June of 2017, it had grown to 230 employees and 52,592 members at 14 locations. Generations Federal Credit Union's CD rates are 40% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Generations Federal Credit Union is open to anyone who lives, works, worships, volunteers, attends school, or owns a business in the Texas counties of Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, and/or Wilson. In addition, immediate family members of current GFCU members are also eligible for membership.
See current membership details

GEFCU Is A Cut Above the Rest

Posted by: Krystal1 | Apr 21, 2016

I remember when I was with Generations Federal Credit Union. I had never worked with a credit union before as opposed to a traditional bank so I didn't know what to expect. For one, the customer service is excellent. It's a cut above regular banks. Everyone from customer service representatives on the phone to the tellers in the bank lobby and drive thru are extremely helpful. Credit Unions also offer a variety of different options for how you would like your money deposited, as well as fees that are affordable and fit my budget. I'd heard about Generations from my best friend who was using them at the time and she raved about them. Since I was already dissatisfied with my then bank Wells Fargo, I decided to give Generations a try. It was well worth the plunge and I would and have recommended them to anyone looking to change their bank and have a new experience and a wider base of options where their finances are concerned.

Comment

1

Fantastic 14 Mo CD, 1.60% $100K, 1.50% Less Than $100K

Posted by: pattyb53 | Feb 28, 2014

Easy online membership. Reps very helpful.
I filled out the online application and got an e-mail reply within a couple days. Savings acct requires $5.00 to open.

Comment

7

Health

B

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	4015
Year Chartered	1940
Employees	230
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.57%
Return on Equity - YTD	-7.46%
Annual Interest Income	$12.3MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$563.9MM$615.8MM
Loans	Q2 2017vs Q2 2016	$405.9MM$449.7MM
Deposits	Q2 2017vs Q2 2016	$511.0MM$553.3MM
Equity Capital	Q2 2017vs Q2 2016	$44.5MM$52.1MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$5.6MM$4.7MM
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$4.6MM$5.9MM
Real Estate Owned	Q2 2017vs Q2 2016	$78.00K$0

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