2. Generations Federal Credit Union

Generations Federal Credit Union


Overview / Commentary
www.mygenfcu.org
210-229-1800
9311 San Pedro Ave Ste 1100
San Antonio, TX 78216-4466

Generations Federal Credit Union is headquartered in San Antonio and is the 47th largest credit union in the state of Texas. It is also the 550th largest credit union in the nation. It was established in 1940 and as of December of 2018, it had grown to 209 employees and 50,320 members at 14 locations. Generations Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Generations Federal Credit Union is open to anyone who lives, works, worships, volunteers, attends school, or owns a business in the Texas counties of Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, and/or Wilson. In addition, immediate family members of current GFCU members are also eligible for membership.
See current membership details

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Reviews (2)

GEFCU Is A Cut Above the Rest

Posted by: Krystal1 | Apr 21, 2016

I remember when I was with Generations Federal Credit Union. I had never worked with a credit union before as opposed to a traditional bank so I didn't know what to expect. For one, the customer service is excellent. It's a cut above regular banks. Everyone from customer service representatives on the phone to the tellers in the bank lobby and drive thru are extremely helpful. Credit Unions also offer a variety of different options for how you would like your money deposited, as well as fees that are affordable and fit my budget. I'd heard about Generations from my best friend who was using them at the time and she raved about them. Since I was already dissatisfied with my then bank Wells Fargo, I decided to give Generations a try. It was well worth the plunge and I would and have recommended them to anyone looking to change their bank and have a new experience and a wider base of options where their finances are concerned.

1

Fantastic 14 Mo CD, 1.60% $100K, 1.50% Less Than $100K

Posted by: pattyb53 | Feb 28, 2014

Easy online membership. Reps very helpful.
I filled out the online application and got an e-mail reply within a couple days. Savings acct requires $5.00 to open.

7


Health
B+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #4015
Year Chartered1940
Employees209
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD4.05%
Annual Interest Income$22.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$505.7MM$546.5MM
LoansQ4 2018vs Q4 2017$369.3MM$402.6MM
DepositsQ4 2018vs Q4 2017$449.4MM$476.7MM
Equity CapitalQ4 2018vs Q4 2017$47.6MM$47.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$4.4MM$6.0MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$3.1MM$4.9MM
Real Estate OwnedQ4 2018vs Q4 2017$39.00K$55.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Generations Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Generations Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$5-Share Savings
0.10%$5-Christmas Club
0.10%$5-Vacation Club

Generations Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Money Market
OTHER TIERS: 0.40% → $2k - $25k | 0.45% → $25k - $50k
0.50%*$50k*-Business Money Market
OTHER TIERS: 0.40% → $2k - $25k | 0.45% → $25k - $50k

Generations Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1.5k-My Advantage Checking

Generations Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$1k-60 Month Regular Term Share Certificate
3.04%$1k-Business 60 Month Term Share Certificate
3.04%$100k-60 Month Jumbo Regular Term Share Certificate
3.04%$100k-Business 60 Month Jumbo Term Share Certificate
2.79%$100k-48 Month Jumbo Term Share Certificate
2.79%$1k-48 Month Regular Term Share Certificate
2.79%$100k-Business 48 Month Jumbo Term Share Certificate
2.79%$1k-Business 48 Month Term Share Certificate
2.74%$1k-36 Month Regular Term Share Certificate
2.74%$100k-36 Month Jumbo Term Share Certificate
2.74%$1k-Business 36 Month Term Share Certificate
2.74%$100k-Business 36 Month Jumbo Term Share Certificate
2.58%$1k-24 Month Regular Term Share Certificate
2.58%$100k-24 Month Jumbo Term Share Certificate
2.58%$1k-Business 24 Month Term Share Certificate
2.58%$100k-Business 24 Month Jumbo Term Share Certificate
2.38%$100k-18 Month Jumbo Term Share Certificate
2.38%$1k-18 Month Regular Term Share Certificate
2.38%$100k-Business 18 Month Jumbo Term Share Certificate
2.38%$1k-Business 18 Month Term Share Certificate
2.32%$1k-12 Month Regular Term Share Certificate
2.32%$100k-12 Month Jumbo Term Share Certificate
2.32%$1k-Business 12 Month Term Share Certificate
2.32%$100k-Business 12 Month Jumbo Term Share Certificate
1.71%$1k-6 Month Regular Term Share Certificate
1.71%$100k-6 Month Jumbo Term Share Certificate
1.71%$1k-Business 6 Month Term Share Certificate
1.71%$100k-Business 6 Month Jumbo Term Share Certificate

Generations Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$250-60 Month IRA Term Share Certificate
3.04%$250-Business 60 Month SEP IRA
2.79%$250-48 Month IRA Term Share Certificate
2.79%$250-Business 48 Month SEP IRA
2.74%$250-36 Month IRA Term Share Certificate
2.74%$250-Business 36 Month SEP IRA
2.58%$250-24 Month IRA Term Share Certificate
2.58%$250-Business 24 Month SEP IRA
2.38%$250-18 Month IRA Term Share Certificate
2.38%$250-Business 18 Month SEP IRA
2.32%$250-12 Month IRA Term Share Certificate
2.32%$250-Business 12 Month SEP IRA
Locations

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