Generations Federal Credit Union


Overview / Commentary
210-229-1128
9311 San Pedro Ave Ste 1100
San Antonio, TX 78216

Generations Federal Credit Union is headquartered in Castle Hills and is the 49th largest credit union in the state of Texas. It is also the 553rd largest credit union in the nation. It was established in 1940 and as of June of 2024, it had grown to 194 employees and 47,029 members at 6 locations. Generations Federal Credit Union's CD rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Generations Federal Credit Union is open to anyone who lives, works, worships, volunteers, attends school, or owns a business in the Texas counties of Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, and/or Wilson. In addition, immediate family members of current GFCU members are also eligible for membership.
See current membership details

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Health

Health Grade Components

Overall
NCUA #4015
Year Chartered1940
Employees194
Primary Regulator
Profit Margin
Return on Assets - YTD-0.24%
Return on Equity - YTD-3.38%
Annual Interest Income$19.2MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$769.5MM$794.3MM
LoansQ2 2024vs Q2 2023$572.2MM$544.5MM
DepositsQ2 2024vs Q2 2023$638MM$664.5MM
Equity CapitalQ2 2024vs Q2 2023$54.8MM$53.2MM
Loan Loss AllowanceQ2 2024vs Q2 2023$4.5MM$2.6MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$3.5MM$3.2MM
Real Estate OwnedQ2 2024vs Q2 2023$136K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Generations Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Generations Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$0$5kPreferred Savings Account -New Money
OTHER TIERS: 0.45% $80k+ | 0.50% $20k - $80k | 0.60% $10k - $20k | 1.00% $5k - $10k
0.10%$5-Share Savings
0.10%$5-Christmas Club
0.10%$5-Vacation Club

Generations Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$50k*-Money Market
OTHER TIERS: 0.25% $2k - $25k | 0.30% $25k - $50k

Generations Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-My Advantage Checking

Generations Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$100k-6 Month Jumbo Term Share Certificate Special
4.65%$1k-6 Month Regular Term Share Certificate
4.50%$100k-18 Month Jumbo Term Share Certificate
4.40%$1k-18 Month Regular Term Share Certificate
3.75%$100k-24 Month Jumbo Term Share Certificate
3.65%$1k-24 Month Regular Term Share Certificate
3.35%$1k-60 Month Regular Term Share Certificate
3.35%$100k-60 Month Jumbo Regular Term Share Certificate
3.00%$100k-12 Month Jumbo Term Share Certificate
3.00%$100k-36 Month Jumbo Term Share Certificate
3.00%$100k-48 Month Jumbo Term Share Certificate
2.90%$1k-12 Month Regular Term Share Certificate
2.90%$1k-36 Month Regular Term Share Certificate
2.90%$1k-48 Month Regular Term Share Certificate

Generations Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.40%$250-18 Month IRA Term Share Certificate
4.40%$0-18 Month IRA Term Share Certificate Special
3.65%$250-24 Month IRA Term Share Certificate
3.35%$250-60 Month IRA Term Share Certificate
2.90%$250-12 Month IRA Term Share Certificate
2.90%$250-36 Month IRA Term Share Certificate
2.90%$250-48 Month IRA Term Share Certificate
Locations


Generations Federal Credit Union Locations
Branch Office1828 N Saint Marys StSan Antonio, TX 78212-4540
Branch Office7503 Yarrow BlvdSan Antonio, TX 78224
Corporate Office1100 NW Loop 410 Suite 800Castle Hills, TX 78213
Branch Office6000 NW Loop 410San Antonio, TX 78238-3304
Branch Office4005 Fredericksburg RdSan Antonio, TX 78201-1958
Branch Office109 Empresario DrSan Antonio, TX 78245

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