Generations Federal Credit Union

Overview / Commentary
9311 San Pedro Ave Ste 1100
San Antonio, TX 78216

Generations Federal Credit Union is headquartered in San Antonio and is the 49th largest credit union in the state of Texas. It is also the 573rd largest credit union in the nation. It was established in 1940 and as of June of 2022, it had grown to 182 employees and 48,324 members at 5 locations. Generations Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Generations Federal Credit Union is open to anyone who lives, works, worships, volunteers, attends school, or owns a business in the Texas counties of Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, and/or Wilson. In addition, immediate family members of current GFCU members are also eligible for membership.
See current membership details

Reviews (3)

GEFCU Is A Cut Above the Rest

Posted by: |

I remember when I was with Generations Federal Credit Union. I had never worked with a credit union before as opposed to a traditional bank so I didn't know what to expect. For one, the customer service is excellent. It's a cut above regular banks. Everyone from customer service representatives on the phone to the tellers in the bank lobby and drive thru are extremely helpful. Credit Unions also offer a variety of different options for how you would like your money deposited, as well as fees that are affordable and fit my budget. I'd heard about Generations from my best friend who was using them at the time and she raved about them. Since I was already dissatisfied with my then bank Wells Fargo, I decided to give Generations a try. It was well worth the plunge and I would and have recommended them to anyone looking to change their bank and have a new experience and a wider base of options where their finances are concerned.

Fantastic 14 Mo CD, 1.60% $100K, 1.50% Less Than $100K

Posted by: |

Easy online membership. Reps very helpful.
I filled out the online application and got an e-mail reply within a couple days. Savings acct requires $5.00 to open.

Small In Assets And Not Growing

Posted by: |

Not able to offer you a lot of credit based on their size and their online access now has you login in to another site (external) in order to view your credit card.


Health Grade Components

NCUA #4015
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD11.25%
Annual Interest Income$11.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$697.9MM$665.4MM
LoansQ2 2022vs Q2 2021$484.2MM$464.6MM
DepositsQ2 2022vs Q2 2021$636.9MM$605.5MM
Equity CapitalQ2 2022vs Q2 2021$48.6MM$49.9MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.4MM$2.4MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$2.3MM$2.0MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for Generations Federal Credit Union are currently being reviewed.


Generations Federal Credit Union Locations
Branch Office1828 N Saint Marys StSan Antonio, TX 78212-4540
Branch Office7503 Yarrow BlvdSan Antonio, TX 78224
Branch Office9311 San Pedro Ave Ste 1100San Antonio, TX 78216-4466
Branch Office6000 NW Loop 410San Antonio, TX 78238-3304
Branch Office4005 Fredericksburg RdSan Antonio, TX 78201-1958

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