Genesee Co-Op Federal Credit Union


Overview / Commentary
585-461-2230
395 Gregory St
Rochester, NY 14620

Genesee Co-Op Federal Credit Union is headquartered in ROCHESTER and is the 174th largest credit union in the state of New York. It is also the 3,276th largest credit union in the nation. It was established in 1981 and as of December of 2018, it had grown to 10 employees and 3,846 members at 1 location. Genesee Co-Op Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership to Genesee Co-op Federal Credit Union is open to those who live, work, attend school or worship in the Rochester neighborhoods of Ellwanger-Barry, Corn Hill, Highland, Pearl-Meigs-Monroe, Neighborhood of the Arts, Downtown Rochester, Plymouth-Exchange, South Wedge, Swillburg, Strong, Upper Monroe, Wadsworth Square. Membership is also open to members of Amvets, Gay Alliance of Genesee Valley, Community Darkroom, Genesee Co-op Natural Foodstore, Metro-Justice, Open Sky Yoga, 19th Ward Community Association, Rochester Friends Monthly Meeting, South East Area Coalition. Additionally membership is availble to family members of a Genesee Co-op FCU member.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Genesee Co-Op Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #23848
Year Chartered1981
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD7.25%
Annual Interest Income$780.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$21.3MM$20.4MM
LoansQ4 2018vs Q4 2017$12.8MM$12.3MM
DepositsQ4 2018vs Q4 2017$19.4MM$18.4MM
Equity CapitalQ4 2018vs Q4 2017$1.3MM$1.2MM
Secondary CapitalQ4 2018vs Q4 2017$435.00K
Loan Loss AllowanceQ4 2018vs Q4 2017$74.00K$88.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$145.00K$105.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Co-Op Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.01%*$25*$500Member Share E-Statement Savings Account
OTHER TIERS: 0.10% $500+
0.10%$25-Member Share Savings Account
0.10%$25-Club Savings Account
0.10%$25-Special Savings Account

Genesee Co-Op Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-3 Year Quarterly Dividends Share Certificate
1.00%$500-3 Year Dividends Paid At Maturity Share Certificate
0.75%$500-2 Year Quarterly Dividends Share Certificate
0.75%$500-2 Year Dividends Paid At Maturity Share Certificate
0.50%$500-1 Year Quarterly Dividends Share Certificate
0.50%$500-1 Year Dividends Paid At Maturity Share Certificate
Locations


Genesee Co-Op Federal Credit Union Locations
Branch Office395 GREGORY STROCHESTER, NY 14620

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