Genesee Co-Op Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
3.01%	Reward Savings	0.96% - National Average
0.50%	1-year CD	2.65% - Barclays 12 Month Online CD
0.10%	Savings	2.20% - Barclays Online Savings Account

View all Genesee Co-Op Federal Credit Union rates »

Overview / Commentary

www.genesee.coop

585-461-2230

395 Gregory St
Rochester, NY 14620

Genesee Co-Op Federal Credit Union is headquartered in ROCHESTER and is the 177^th largest credit union in the state of New York. It is also the 3,354^th largest credit union in the nation. It was established in 1981 and as of September of 2018, it had grown to 9 employees and 3,810 members at 1 location. Genesee Co-Op Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership to Genesee Co-op Federal Credit Union is open to those who live, work, attend school or worship in the Rochester neighborhoods of Ellwanger-Barry, Corn Hill, Highland, Pearl-Meigs-Monroe, Neighborhood of the Arts, Downtown Rochester, Plymouth-Exchange, South Wedge, Swillburg, Strong, Upper Monroe, Wadsworth Square. Membership is also open to members of Amvets, Gay Alliance of Genesee Valley, Community Darkroom, Genesee Co-op Natural Foodstore, Metro-Justice, Open Sky Yoga, 19th Ward Community Association, Rochester Friends Monthly Meeting, South East Area Coalition. Additionally membership is availble to family members of a Genesee Co-op FCU member.
See current membership details

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Health

C+

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Genesee Co-Op Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	23848
Year Chartered	1981
Employees	9
Primary Regulator

Profit Margin
Return on Assets - YTD	0.38%
Return on Equity - YTD	6.47%
Annual Interest Income	$572.00K

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$20.4MM$19.5MM
Loans	Q3 2018vs Q3 2017	$12.7MM$12.5MM
Deposits	Q3 2018vs Q3 2017	$18.4MM$17.7MM
Equity Capital	Q3 2018vs Q3 2017	$1.2MM$1.1MM
Secondary Capital	Q3 2018vs Q3 2017	$435.00K
Loan Loss Allowance	Q3 2018vs Q3 2017	$72.00K$89.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$99.00K$50.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Co-Op Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.01%^*	$25^*	$500	Member Share E-Statement Savings Account
OTHER TIERS: 0.10% → $500+
0.10%	$25	-	Member Share Savings Account
0.10%	$25	-	Club Savings Account
0.10%	$25	-	Special Savings Account

Genesee Co-Op Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$500	-	3 Year Quarterly Dividends Share Certificate
1.00%	$500	-	3 Year Dividends Paid At Maturity Share Certificate
0.75%	$500	-	2 Year Quarterly Dividends Share Certificate
0.75%	$500	-	2 Year Dividends Paid At Maturity Share Certificate
0.50%	$500	-	1 Year Quarterly Dividends Share Certificate
0.50%	$500	-	1 Year Dividends Paid At Maturity Share Certificate

Locations

Genesee Co-Op Federal Credit Union Locations
Branch Office	395 GREGORY ST	ROCHESTER, NY 14620

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