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Overview / Commentary
395 Gregory St
Rochester, NY 14620

Genesee Co-Op Federal Credit Union is headquartered in ROCHESTER and is the 183rd largest credit union in the state of New York. It is also the 3,479th largest credit union in the nation. It was established in 1981 and as of December of 2016, it had grown to 7 employees and 3,602 members at 1 location. Genesee Co-Op Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the Rochester neighborhoods of Ellwanger-Barry, Corn Hill, Highland, Pearl-Meigs-Monroe, Neighborhood of the Arts, Downtown Rochester, Plymouth-Exchange, South Wedge, Swillburg, Strong, Upper Monroe, Wadsworth Square. Membership is also open to members of Amvets, Gay Alliance of Genesee Valley, Community Darkroom, Genesee Co-op Natural Foodstore, Metro-Justice, Open Sky Yoga, 19th Ward Community Association, Rochester Friends Monthly Meeting, South East Area Coalition.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Genesee Co-Op Federal Credit Union has a low asset base.

Health Grade Components

NCUA #23848
Year Chartered1981
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD8.38%
Annual Interest Income$622.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$19.2MM$17.9MM
LoansQ4 2016vs Q4 2015$11.8MM$11.3MM
DepositsQ4 2016vs Q4 2015$17.4MM$16.4MM
Equity CapitalQ4 2016vs Q4 2015$1.1MM$972.00K
Secondary CapitalQ4 2016vs Q4 2015$450.00K
Loan Loss AllowanceQ4 2016vs Q4 2015$97.00K$104.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$78.00K$74.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0

Rates for Genesee Co-Op Federal Credit Union are currently being reviewed.


Genesee Co-Op Federal Credit Union Locations
Branch Office395 GREGORY STROCHESTER, NY 14620