Genesee Co-Op Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.50%	1-year CD	1 Year Dividends Paid At Maturity Share Certificate 1.40% - Synchrony Bank 12 Month CD
0.05%	Savings	Special Savings Account 1.15% - CIT Bank Spring Savings
1.00%	3-year CD	3 Year Dividends Paid At Maturity Share Certificate 1.85% - Synchrony Bank 36 Month CD

View all Genesee Co-Op Federal Credit Union rates »

Overview / Commentary

www.genesee.coop

585-461-2230

395 Gregory St
Rochester, NY 14620

Genesee Co-Op Federal Credit Union is headquartered in ROCHESTER and is the 180^th largest credit union in the state of New York. It is also the 3,433^rd largest credit union in the nation. It was established in 1981 and as of March of 2017, it had grown to 7 employees and 3,655 members at 1 location. Genesee Co-Op Federal Credit Union's savings rates are 6X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the Rochester neighborhoods of Ellwanger-Barry, Corn Hill, Highland, Pearl-Meigs-Monroe, Neighborhood of the Arts, Downtown Rochester, Plymouth-Exchange, South Wedge, Swillburg, Strong, Upper Monroe, Wadsworth Square. Membership is also open to members of Amvets, Gay Alliance of Genesee Valley, Community Darkroom, Genesee Co-op Natural Foodstore, Metro-Justice, Open Sky Yoga, 19th Ward Community Association, Rochester Friends Monthly Meeting, South East Area Coalition.
See current membership details

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Health

B

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Genesee Co-Op Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	23848
Year Chartered	1981
Employees	7
Primary Regulator

Profit Margin
Return on Assets - YTD	0.34%
Return on Equity - YTD	6.29%
Annual Interest Income	$167.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$20.3MM$17.6MM
Loans	Q1 2017vs Q1 2016	$12.2MM$11.0MM
Deposits	Q1 2017vs Q1 2016	$18.6MM$15.9MM
Equity Capital	Q1 2017vs Q1 2016	$1.1MM$987.00K
Secondary Capital	Q1 2017vs Q1 2016	$450.00K
Loan Loss Allowance	Q1 2017vs Q1 2016	$97.00K$108.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$20.00K$38.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Genesee Co-Op Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.01%	$25	$500	Member Share E-Statement Savings Account
0.05%	$25	-	Member Share Savings Account
0.05%	$25	-	Club Savings Account
0.05%	$25	-	Special Savings Account

Genesee Co-Op Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$500	-	3 Year Quarterly Dividends Share Certificate
1.00%	$500	-	3 Year Dividends Paid At Maturity Share Certificate
0.75%	$500	-	2 Year Quarterly Dividends Share Certificate
0.75%	$500	-	2 Year Dividends Paid At Maturity Share Certificate
0.50%	$500	-	1 Year Quarterly Dividends Share Certificate
0.50%	$500	-	1 Year Dividends Paid At Maturity Share Certificate

Locations

Genesee Co-Op Federal Credit Union Locations
Branch Office	395 GREGORY ST	ROCHESTER, NY 14620