Genesee Co-Op Federal Credit Union

Overview / Commentary
395 Gregory St
Rochester, NY 14620-1327

Genesee Co-Op Federal Credit Union is headquartered in ROCHESTER and is the 170th largest credit union in the state of New York. It is also the 3,208th largest credit union in the nation. It was established in 1981 and as of March of 2020, it had grown to 11 employees and 3,869 members at 1 location. Genesee Co-Op Federal Credit Union has a B health rating.

Field of Membership Restrictions

Genesee Co-op Federal Credit Union is open to those who live, work, attend school or worship in the Rochester neighborhoods of Ellwanger-Barry, Corn Hill, Highland, Pearl-Meigs-Monroe, Neighborhood of the Arts, Downtown Rochester, Plymouth-Exchange, South Wedge, Swillburg, Strong, Upper Monroe, Wadsworth Square. Membership is also open to members of Amvets, Gay Alliance of Genesee Valley, Community Darkroom, Genesee Co-op Natural Foodstore, Metro-Justice, Open Sky Yoga, 19th Ward Community Association, Rochester Friends Monthly Meeting, South East Area Coalition. Additionally membership is availble to family members of a Genesee Co-op FCU member.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Genesee Co-Op Federal Credit Union has a low asset base.

Health Grade Components

NCUA #23848
Year Chartered1981
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD9.85%
Annual Interest Income$235.00K
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$22.9MM$21.9MM
LoansQ1 2020vs Q1 2019$13.5MM$12.8MM
DepositsQ1 2020vs Q1 2019$20.4MM$19.6MM
Equity CapitalQ1 2020vs Q1 2019$1.7MM$1.5MM
Secondary CapitalQ1 2020vs Q1 2019$300.00K
Loan Loss AllowanceQ1 2020vs Q1 2019$99.00K$109.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$141.00K$168.00K
Real Estate OwnedQ1 2020vs Q1 2019$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Co-Op Federal Credit Union Savings Account Rates

3.01%*$25*$500Member Share E-Statement Savings Account
OTHER TIERS: 0.05% $500+
0.05%$25-Member Share Savings Account
0.05%$25-Club Savings Account
0.05%$25-Special Savings Account

Genesee Co-Op Federal Credit Union CD Rates

0.50%$500-3 Year Quarterly Dividends Share Certificate
0.40%$500-2 Year Quarterly Dividends Share Certificate
0.30%$500-1 Year Quarterly Dividends Share Certificate

Genesee Co-Op Federal Credit Union Locations
Branch Office395 GREGORY STROCHESTER, NY 14620

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