Genesee Regional Bank


Overview / Commentary
585-249-1540
1850 South Winton Rd
Rochester, NY 14618

Genesee Regional Bank is headquartered in Rochester and is the 66th largest bank in the state of New York. It is also the 1,193rd largest bank in the nation. It was established in 1985 and as of June of 2020, it had grown to 133 employees at 3 locations. Genesee Regional Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #26333
Year Established1985
Employees133
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.6%
Return on Equity - YTD14.35%
Annual Interest Income$13.1MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$715.0MM$610.8MM
LoansQ2 2020vs Q2 2019$564.6MM$445.1MM
DepositsQ2 2020vs Q2 2019$637.5MM$505.2MM
Equity CapitalQ2 2020vs Q2 2019$73.3MM$63.4MM
Loan Loss AllowanceQ2 2020vs Q2 2019$6.7MM$5.3MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.3MM$711.00K
Real Estate OwnedQ2 2020vs Q2 2019$1,000.00K$1.1MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Genesee Regional Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Regional Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$25k*-Health Savings Account
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $5k | 0.15% $5k - $10k | 0.20% $10k - $25k
0.05%$100-Statement Savings

Genesee Regional Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$500k*-Elite Money Market
OTHER TIERS: 0.15% Up to $50k | 0.20% $50k - $100k | 0.25% $100k - $250k | 0.30% $250k - $500k
0.25%*$5m*-Money Market Account
OTHER TIERS: 0.05% $2.5k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k | 0.20% $100k - $5m
0.25%*$250k*-Business Money Market Account
OTHER TIERS: 0.05% $2.5k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $250k

Genesee Regional Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$15kReward Checking w/ 12+ Transactions
OTHER TIERS: 0.05% $15k+
2.00%*-$15kElite Checking
OTHER TIERS: 0.10% $15k+
0.05%$2.5k-Business Checking with Interest
0.05%--Reward Checking w/ Under 12 Transactions

Genesee Regional Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$500-48 - 59 Month Elite CD
0.40%$500-60 Month Elite CD
0.35%$500-24 - 29 Month Elite CD
0.35%$500-30 - 35 Month Elite CD
0.35%$500-36 - 47 Month Elite CD
0.30%$500-6 - 11 Month Elite CD
0.30%$500-12 - 17 Month Elite CD
0.30%$500-18 - 23 Month Elite CD
0.15%$500-48 - 59 Month CD
0.15%$500-60 Month CD
0.10%$500-24 - 29 Month CD
0.10%$500-30 - 35 Month CD
0.10%$500-36 - 47 Month CD
0.05%$500-12 - 17 Month CD
0.05%$500-18 - 23 Month CD
0.05%$500-6 - 11 Month CD

Genesee Regional Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$500-48 - 59 Month Elite IRA
0.40%$500-60 Month Elite IRA
0.35%$500-24 - 29 Month Elite IRA
0.35%$500-30 - 35 Month Elite IRA
0.35%$500-36 - 47 Month Elite IRA
0.30%$500-6 - 11 Month Elite IRA
0.30%$500-12 - 17 Month Elite IRA
0.30%$500-18 - 23 Month Elite IRA
0.15%$500-48 - 59 Month IRA
0.15%$500-60 Month IRA
0.10%$500-24 - 29 Month IRA
0.10%$500-30 - 35 Month IRA
0.10%$500-36 - 47 Month IRA
0.05%$500-6 - 11 Month IRA
0.05%$500-12 - 17 Month IRA
0.05%$500-18 - 23 Month IRA
Locations


Genesee Regional Bank Locations
Linden Oaks Branch3380 Monroe AveRochester, NY 14618
Greece Branch4180 West Ridge RdRochester, NY 14626
Genesee Regional Bank1850 South Winton RdRochester, NY 14618

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