Overview / Commentary
1850 South Winton Rd
Rochester, NY 14618

Genesee Regional Bank is headquartered in Rochester and is the 72nd largest bank in the state of New York. It is also the 1,250th largest bank in the nation. It was established in 1985 and as of June of 2018, it had grown to 115 employees at 3 locations. Genesee Regional Bank's money market rates are 3X the national average, and it has a B+ health rating.

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Health Grade Components

FDIC Certificate #26333
Year Established1985
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD10.92%
Annual Interest Income$12.3MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$573.6MM$559.7MM
LoansQ2 2018vs Q2 2017$423.3MM$422.6MM
DepositsQ2 2018vs Q2 2017$489.9MM$458.8MM
Equity CapitalQ2 2018vs Q2 2017$56.8MM$53.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$6.1MM$5.0MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$7.5MM$6.8MM
Real Estate OwnedQ2 2018vs Q2 2017$1.3MM$2.2MM
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Always verify rates and promotions with the bank or credit union. We are not Genesee Regional Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Regional Bank Savings Account Rates

0.25%*$25k*-Health Savings Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $10k | 0.20% $10k - $25k
0.15%$100-Statement Savings
0.15%$25-Statement Junior Savings

Genesee Regional Bank Money Market Rates

1.40%--Elite Money Market
0.75%*$50k*-Money Market Account
OTHER TIERS: 0.10% $2.5k - $10k | 0.25% $10k - $25k | 0.50% $25k - $50k
0.65%*$50k*-Business Money Market Account
OTHER TIERS: 0.10% $2.5k - $10k | 0.20% $10k - $25k | 0.35% $25k - $50k

Genesee Regional Bank Checking Account Rates

0.75%*$100k*-Elite Checking
OTHER TIERS: 0.10% Up to $10k | 0.25% $10k - $50k | 0.50% $50k - $100k
0.10%$2.5k-Business Checking with Interest
0.10%$1k-NOW Checking Account
0.10%$50-College Checking

Genesee Regional Bank CD Rates

2.50%$500-48 - 59 Month Elite CD
2.50%$500-60 Month Elite CD
2.25%$500-60 Month CD
2.25%$500-36 - 47 Month Elite CD
2.25%$500-18 Month Elite CD Special
2.10%$500-48 - 59 Month CD
2.00%$500-36 - 47 Month CD
2.00%$500-24 - 29 Month Elite CD
2.00%$500-18 Month CD Special
1.85%$500-18 - 23 Month Elite CD
1.75%$500-24 - 29 Month CD
1.75%$500-12 - 17 Month Elite CD
1.75%$500-6 Month Elite CD Special
1.60%$500-18 - 23 Month CD
1.50%$500-12 - 17 Month CD
1.50%$500-6 - 11 Month Elite CD
1.50%$500-6 Month CD Special
1.25%$500-6 - 11 Month CD

Genesee Regional Bank IRA Rates

2.50%$500-48 - 59 Month Elite IRA
2.50%$500-60 Month Elite IRA
2.25%$500-60 Month IRA
2.25%$500-36 - 47 Month Elite IRA
2.25%$500-18 Month Elite IRA Special
2.10%$500-48 - 59 Month IRA
2.00%$500-36 - 47 Month IRA
2.00%$500-24 - 29 Month Elite IRA
2.00%$500-18 Month IRA Special
1.85%$500-18 - 23 Month Elite IRA
1.75%$500-24 - 29 Month IRA
1.75%$500-12 - 17 Month Elite IRA
1.75%$500-6 Month Elite IRA Special
1.60%$500-18 - 23 Month IRA
1.50%$500-12 - 17 Month IRA
1.50%$500-6 - 11 Month Elite IRA
1.50%$500-6 Month IRA Special
1.25%$500-6 - 11 Month IRA

Genesee Regional Bank Locations
Linden Oaks Branch3380 Monroe AveRochester, NY 14618
Greece Branch2300 West Ridge RoadRochester, NY 14626
Genesee Regional Bank1850 South Winton RdRochester, NY 14618

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