Genesee Regional Bank

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CURRENT TOP RATE

7 Month CD Special w/ 50 % New Money

Overview / Commentary

www.grbbank.com

585-249-1540

1850 South Winton Rd
Rochester, NY 14618

Genesee Regional Bank is headquartered in ROCHESTER and is the 52^nd largest bank in the state of New York. It is also the 884^th largest bank in the nation. It was established in 1985 and as of March of 2023, it had grown to 162 employees at 3 locations. Genesee Regional Bank's money market rates are 2X the national average, and it has a B health rating.

Related Posts

View all posts from:

2012

3/5 - Genesee Regional Bank in Rochester, NY, Dropping the Rate On Its Variable CDs Tomorrow
2/28 - Genesee Regional Bank In Rochester Offering 2-Year CD At 1.63% APY, 4-Year At 2.11% APY, Available Nationally -- And Can Rise

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Health

B

Data as of Q1 2023

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Health Grade Components

Overall
FDIC Certificate #	26333
Year Established	1985
Employees	162
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.79%
Return on Equity - YTD	11.28%
Annual Interest Income	$12.6MM

Assets and Liabilities
Assets	Q1 2023vs Q1 2022	$1.15B$1.05B
Loans	Q1 2023vs Q1 2022	$757.9MM$618.8MM
Deposits	Q1 2023vs Q1 2022	$872.1MM$907.5MM
Equity Capital	Q1 2023vs Q1 2022	$82.0MM$87.6MM
Loan Loss Allowance	Q1 2023vs Q1 2022	$8.2MM$8.1MM
Unbacked Noncurrent Loans	Q1 2023vs Q1 2022	$505.00K$610.00K
Real Estate Owned	Q1 2023vs Q1 2022	$600.00K$600.00K

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Regional Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%^*	$25k^*	-	Health Savings Account
OTHER TIERS: 0.05% → Up to $2.5k \| 0.15% → $2.5k - $5k \| 0.25% → $5k - $10k \| 0.35% → $10k - $25k
0.10%	$100	-	Statement Savings

Genesee Regional Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$5m^*	-	Money Market Account
OTHER TIERS: 0.25% → $2.5k - $25k \| 0.40% → $25k - $50k \| 0.45% → $50k - $100k \| 0.55% → $100k - $5m
1.00%^*	$500k^*	-	Elite Money Market
OTHER TIERS: 0.40% → Up to $50k \| 0.55% → $50k - $100k \| 0.65% → $100k - $250k \| 0.80% → $250k - $500k
0.15%^*	$250k^*	-	Business Money Market Account
OTHER TIERS: 0.01% → $2.5k - $10k \| 0.03% → $10k - $25k \| 0.05% → $25k - $50k \| 0.10% → $50k - $250k

Genesee Regional Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%	-	-	Reward Checking
2.00%	-	-	Elite Checking
0.01%	$2.5k	-	Business Checking with Interest

Genesee Regional Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.50%	$5k	$1m	7 Month CD Special w/ 50 % New Money
4.00%	$500	-	13 Month CD Special w/ 50 % New Money
4.00%	$500	$1m	7 Month CD Special w/o New Money
3.50%	$500	$1m	13 Month CD Special w/o New Money
1.50%	$500	-	48 - 59 Month Elite CD
1.50%	$500	-	60 Month Elite CD
1.26%	$500	-	24 - 29 Month Elite CD
1.26%	$500	-	30 - 35 Month Elite CD
1.26%	$500	-	36 - 47 Month Elite CD
1.25%	$500	-	48 - 59 Month CD
1.25%	$500	-	60 Month CD
1.00%	$500	-	24 - 29 Month CD
1.00%	$500	-	30 - 35 Month CD
1.00%	$500	-	36 - 47 Month CD
1.00%	$500	-	18 - 23 Month Elite CD
0.75%	$500	-	18 - 23 Month CD
0.75%	$500	-	12 - 17 Month Elite CD
0.50%	$500	-	12 - 17 Month CD
0.50%	$500	-	6 - 11 Month Elite CD
0.45%	$500	-	32 Day - 5 Month Elite CD
0.40%	$500	-	7 - 31 Day Elite CD
0.25%	$500	-	6 - 11 Month CD
0.20%	$500	-	32 Day - 5 Month CD
0.15%	$500	-	7 - 31 Day CD

Genesee Regional Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.50%	$5k	$1m	7 Month IRA Special w/ 50 % New Money
4.00%	$500	$1m	7 Month IRA Special w/o New Money
4.00%	$500	-	13 Month IRA Special w/ 50 % New Money
3.50%	$500	$1m	13 Month IRA Special w/o New Money
1.50%	$500	-	48 - 59 Month Elite IRA
1.50%	$500	-	60 Month Elite IRA
1.26%	$500	-	24 - 29 Month Elite IRA
1.26%	$500	-	30 - 35 Month Elite IRA
1.26%	$500	-	36 - 47 Month Elite IRA
1.25%	$500	-	48 - 59 Month IRA
1.25%	$500	-	60 Month IRA
1.00%	$500	-	24 - 29 Month IRA
1.00%	$500	-	30 - 35 Month IRA
1.00%	$500	-	36 - 47 Month IRA
1.00%	$500	-	18 - 23 Month Elite IRA
0.75%	$500	-	18 - 23 Month IRA
0.75%	$500	-	12 - 17 Month Elite IRA
0.50%	$500	-	12 - 17 Month IRA
0.50%	$500	-	6 - 11 Month Elite IRA
0.45%	$500	-	32 Day - 5 Month Elite IRA
0.40%	$500	-	7 - 31 Day Elite IRA
0.25%	$500	-	6 - 11 Month IRA
0.20%	$500	-	32 Day - 5 Month IRA
0.15%	$500	-	7 - 31 Day IRA

Locations

Genesee Regional Bank Locations
Linden Oaks Branch	3380 Monroe Ave	Rochester, NY 14618
Greece Branch	4180 West Ridge Rd	Rochester, NY 14626
Genesee Regional Bank	1850 Winton Rd S	Rochester, NY 14618

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