Genesee Regional Bank

Overview | Eligibility Requirements | Receive alerts for this bank

View health report

CURRENT TOP RATE

13 Month CD Special w/ 50 % New Money

Overview / Commentary

www.grbbank.com

585-249-1540

1850 South Winton Rd
Rochester, NY 14618

Genesee Regional Bank is headquartered in ROCHESTER and is the 51^st largest bank in the state of New York. It is also the 866^th largest bank in the nation. It was established in 1985 and as of June of 2023, it had grown to 166 employees at 3 locations. Genesee Regional Bank's money market rates are 2X the national average, and it has a B health rating.

Related Posts

View all posts from:

2012

3/5 - Genesee Regional Bank in Rochester, NY, Dropping the Rate On Its Variable CDs Tomorrow
2/28 - Genesee Regional Bank In Rochester Offering 2-Year CD At 1.63% APY, 4-Year At 2.11% APY, Available Nationally -- And Can Rise

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	26333
Year Established	1985
Employees	166
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.8%
Return on Equity - YTD	11.38%
Annual Interest Income	$26.8MM

Assets and Liabilities
Assets	Q2 2023vs Q2 2022	$1.18B$1.05B
Loans	Q2 2023vs Q2 2022	$786.3MM$682.3MM
Deposits	Q2 2023vs Q2 2022	$823.4MM$903.3MM
Equity Capital	Q2 2023vs Q2 2022	$82.7MM$77.8MM
Loan Loss Allowance	Q2 2023vs Q2 2022	$8.5MM$8.4MM
Unbacked Noncurrent Loans	Q2 2023vs Q2 2022	$386.00K$612.00K
Real Estate Owned	Q2 2023vs Q2 2022	$600.00K$600.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Genesee Regional Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Regional Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%^*	$25k^*	-	Health Savings Account
OTHER TIERS: 0.05% → Up to $2.5k \| 0.15% → $2.5k - $5k \| 0.25% → $5k - $10k \| 0.35% → $10k - $25k
0.10%	-	-	Statement Savings

Genesee Regional Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$5m^*	-	Money Market Account
OTHER TIERS: 0.25% → $2.5k - $25k \| 0.40% → $25k - $50k \| 0.45% → $50k - $100k \| 0.55% → $100k - $5m
1.00%^*	$500k^*	-	Elite Money Market
OTHER TIERS: 0.40% → Up to $50k \| 0.55% → $50k - $100k \| 0.65% → $100k - $250k \| 0.80% → $250k - $500k
0.15%^*	$250k^*	-	Business Money Market Account
OTHER TIERS: 0.01% → $2.5k - $10k \| 0.03% → $10k - $25k \| 0.05% → $25k - $50k \| 0.10% → $50k - $250k

Genesee Regional Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.00%^*	-	$15k	Reward Checking
OTHER TIERS: 0.03% → $15k+
4.00%^*	-	$15k	Elite Checking
OTHER TIERS: 0.05% → $15k+
0.01%	-	-	Business Checking with Interest

Genesee Regional Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.25%	$500	-	13 Month CD Special w/ 50 % New Money
5.25%	$5k	$1m	7 Month CD Special w/ 50 % New Money
5.00%	$500	$1m	7 Month CD Special w/o New Money
5.00%	$500	$1m	13 Month CD Special w/o New Money
5.00%	$500	$1m	24 Month CD Special
4.50%	$500	$1m	36 Month CD Special
1.50%	$500	-	48 - 59 Month Elite CD
1.50%	$500	-	60 Month Elite CD
1.26%	$500	-	24 - 29 Month Elite CD
1.26%	$500	-	30 - 35 Month Elite CD
1.26%	$500	-	36 - 47 Month Elite CD
1.25%	$500	-	48 - 59 Month CD
1.25%	$500	-	60 Month CD
1.00%	$500	-	24 - 29 Month CD
1.00%	$500	-	30 - 35 Month CD
1.00%	$500	-	36 - 47 Month CD
1.00%	$500	-	18 - 23 Month Elite CD
0.75%	$500	-	18 - 23 Month CD
0.75%	$500	-	12 - 17 Month Elite CD
0.50%	$500	-	12 - 17 Month CD
0.50%	$500	-	6 - 11 Month Elite CD
0.45%	$500	-	32 Day - 5 Month Elite CD
0.40%	$500	-	7 - 31 Day Elite CD
0.25%	$500	-	6 - 11 Month CD
0.20%	$500	-	32 Day - 5 Month CD
0.15%	$500	-	7 - 31 Day CD

Genesee Regional Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.25%	$5k	$1m	7 Month IRA Special w/ 50 % New Money
5.25%	$500	-	13 Month IRA Special w/ 50 % New Money
5.00%	$500	$1m	7 Month IRA Special w/o New Money
5.00%	$500	$1m	13 Month IRA Special w/o New Money
5.00%	$500	$1m	24 Month IRA Special
4.50%	$500	$1m	36 Month IRA Special
1.50%	$500	-	48 - 59 Month Elite IRA
1.50%	$500	-	60 Month Elite IRA
1.26%	$500	-	24 - 29 Month Elite IRA
1.26%	$500	-	30 - 35 Month Elite IRA
1.26%	$500	-	36 - 47 Month Elite IRA
1.25%	$500	-	48 - 59 Month IRA
1.25%	$500	-	60 Month IRA
1.00%	$500	-	24 - 29 Month IRA
1.00%	$500	-	30 - 35 Month IRA
1.00%	$500	-	36 - 47 Month IRA
1.00%	$500	-	18 - 23 Month Elite IRA
0.75%	$500	-	18 - 23 Month IRA
0.75%	$500	-	12 - 17 Month Elite IRA
0.50%	$500	-	12 - 17 Month IRA
0.50%	$500	-	6 - 11 Month Elite IRA
0.45%	$500	-	32 Day - 5 Month Elite IRA
0.40%	$500	-	7 - 31 Day Elite IRA
0.25%	$500	-	6 - 11 Month IRA
0.20%	$500	-	32 Day - 5 Month IRA
0.15%	$500	-	7 - 31 Day IRA

Locations

Genesee Regional Bank Locations
Linden Oaks Branch	3380 Monroe Ave	Rochester, NY 14618
Greece Branch	4180 West Ridge Rd	Rochester, NY 14626
Genesee Regional Bank	1850 Winton Rd S	Rochester, NY 14618

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.