Genesee Regional Bank


Overview / Commentary
585-249-1540
1850 South Winton Rd
Rochester, NY 14618

Genesee Regional Bank is headquartered in ROCHESTER and is the 52nd largest bank in the state of New York. It is also the 884th largest bank in the nation. It was established in 1985 and as of March of 2023, it had grown to 162 employees at 3 locations. Genesee Regional Bank's money market rates are 2X the national average, and it has a B health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #26333
Year Established1985
Employees162
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD11.28%
Annual Interest Income$12.6MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$1.15B$1.05B
LoansQ1 2023vs Q1 2022$757.9MM$618.8MM
DepositsQ1 2023vs Q1 2022$872.1MM$907.5MM
Equity CapitalQ1 2023vs Q1 2022$82.0MM$87.6MM
Loan Loss AllowanceQ1 2023vs Q1 2022$8.2MM$8.1MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$505.00K$610.00K
Real Estate OwnedQ1 2023vs Q1 2022$600.00K$600.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Genesee Regional Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Regional Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$25k*-Health Savings Account
OTHER TIERS: 0.05% Up to $2.5k | 0.15% $2.5k - $5k | 0.25% $5k - $10k | 0.35% $10k - $25k
0.10%$100-Statement Savings

Genesee Regional Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$5m*-Money Market Account
OTHER TIERS: 0.25% $2.5k - $25k | 0.40% $25k - $50k | 0.45% $50k - $100k | 0.55% $100k - $5m
1.00%*$500k*-Elite Money Market
OTHER TIERS: 0.40% Up to $50k | 0.55% $50k - $100k | 0.65% $100k - $250k | 0.80% $250k - $500k
0.15%*$250k*-Business Money Market Account
OTHER TIERS: 0.01% $2.5k - $10k | 0.03% $10k - $25k | 0.05% $25k - $50k | 0.10% $50k - $250k

Genesee Regional Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%--Reward Checking
2.00%--Elite Checking
0.01%$2.5k-Business Checking with Interest

Genesee Regional Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$5k$1m7 Month CD Special w/ 50 % New Money
4.00%$500-13 Month CD Special w/ 50 % New Money
4.00%$500$1m7 Month CD Special w/o New Money
3.50%$500$1m13 Month CD Special w/o New Money
1.50%$500-48 - 59 Month Elite CD
1.50%$500-60 Month Elite CD
1.26%$500-24 - 29 Month Elite CD
1.26%$500-30 - 35 Month Elite CD
1.26%$500-36 - 47 Month Elite CD
1.25%$500-48 - 59 Month CD
1.25%$500-60 Month CD
1.00%$500-24 - 29 Month CD
1.00%$500-30 - 35 Month CD
1.00%$500-36 - 47 Month CD
1.00%$500-18 - 23 Month Elite CD
0.75%$500-18 - 23 Month CD
0.75%$500-12 - 17 Month Elite CD
0.50%$500-12 - 17 Month CD
0.50%$500-6 - 11 Month Elite CD
0.45%$500-32 Day - 5 Month Elite CD
0.40%$500-7 - 31 Day Elite CD
0.25%$500-6 - 11 Month CD
0.20%$500-32 Day - 5 Month CD
0.15%$500-7 - 31 Day CD

Genesee Regional Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$5k$1m7 Month IRA Special w/ 50 % New Money
4.00%$500$1m7 Month IRA Special w/o New Money
4.00%$500-13 Month IRA Special w/ 50 % New Money
3.50%$500$1m13 Month IRA Special w/o New Money
1.50%$500-48 - 59 Month Elite IRA
1.50%$500-60 Month Elite IRA
1.26%$500-24 - 29 Month Elite IRA
1.26%$500-30 - 35 Month Elite IRA
1.26%$500-36 - 47 Month Elite IRA
1.25%$500-48 - 59 Month IRA
1.25%$500-60 Month IRA
1.00%$500-24 - 29 Month IRA
1.00%$500-30 - 35 Month IRA
1.00%$500-36 - 47 Month IRA
1.00%$500-18 - 23 Month Elite IRA
0.75%$500-18 - 23 Month IRA
0.75%$500-12 - 17 Month Elite IRA
0.50%$500-12 - 17 Month IRA
0.50%$500-6 - 11 Month Elite IRA
0.45%$500-32 Day - 5 Month Elite IRA
0.40%$500-7 - 31 Day Elite IRA
0.25%$500-6 - 11 Month IRA
0.20%$500-32 Day - 5 Month IRA
0.15%$500-7 - 31 Day IRA
Locations


Genesee Regional Bank Locations
Linden Oaks Branch3380 Monroe AveRochester, NY 14618
Greece Branch4180 West Ridge RdRochester, NY 14626
Genesee Regional Bank1850 Winton Rd SRochester, NY 14618

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