Genesee Regional Bank


Overview / Commentary
585-249-1540
1850 South Winton Rd
Rochester, NY 14618

Genesee Regional Bank is headquartered in Rochester and is the 70th largest bank in the state of New York. It is also the 1,258th largest bank in the nation. It was established in 1985 and as of December of 2018, it had grown to 119 employees at 3 locations. Genesee Regional Bank's money market rates are 2X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #26333
Year Established1985
Employees119
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD9.55%
Annual Interest Income$25.8MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$581.7MM$549.1MM
LoansQ4 2018vs Q4 2017$428.0MM$420.8MM
DepositsQ4 2018vs Q4 2017$480.2MM$476.6MM
Equity CapitalQ4 2018vs Q4 2017$58.6MM$55.5MM
Loan Loss AllowanceQ4 2018vs Q4 2017$5.1MM$5.3MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$2.2MM$9.4MM
Real Estate OwnedQ4 2018vs Q4 2017$3.5MM$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Genesee Regional Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Regional Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$25k*-Health Savings Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $10k | 0.20% $10k - $25k
0.15%$100-Statement Savings

Genesee Regional Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%--Elite Money Market
1.00%*$100k*$5mMoney Market Account
OTHER TIERS: 0.25% $2.5k - $25k | 0.50% $25k - $50k | 0.75% $50k+
0.80%*$250k*-Business Money Market Account
OTHER TIERS: 0.10% $2.5k - $10k | 0.20% $10k - $25k | 0.35% $25k - $50k | 0.65% $50k - $250k

Genesee Regional Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$15kReward Checking w/ 12+ Transactions
OTHER TIERS: 0.10% $15k+
0.75%*$100k*-Elite Checking
OTHER TIERS: 0.10% Up to $10k | 0.25% $10k - $50k | 0.50% $50k - $100k
0.10%$2.5k-Business Checking with Interest
0.10%--Reward Checking w/ Under 12 Transactions

Genesee Regional Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$500-6 Month Elite CD Special
2.50%$500-6 Month CD Special
2.00%$500-24 - 29 Month Elite CD
2.00%$500-30 - 35 Month Elite CD
2.00%$500-36 - 47 Month Elite CD
2.00%$500-48 - 59 Month Elite CD
2.00%$500-60 Month Elite CD
1.85%$500-18 - 23 Month Elite CD
1.75%$500-24 - 29 Month CD
1.75%$500-30 - 35 Month CD
1.75%$500-36 - 47 Month CD
1.75%$500-48 - 59 Month CD
1.75%$500-60 Month CD
1.75%$500-12 - 17 Month Elite CD
1.60%$500-18 - 23 Month CD
1.50%$500-12 - 17 Month CD
1.50%$500-6 - 11 Month Elite CD
1.25%$500-6 - 11 Month CD

Genesee Regional Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$500-6 Month Elite IRA Special
2.50%$500-6 Month IRA Special
2.00%$500-24 - 29 Month Elite IRA
2.00%$500-30 - 35 Month Elite IRA
2.00%$500-36 - 47 Month Elite IRA
2.00%$500-48 - 59 Month Elite IRA
2.00%$500-60 Month Elite IRA
1.85%$500-18 - 23 Month Elite IRA
1.75%$500-24 - 29 Month IRA
1.75%$500-30 - 35 Month IRA
1.75%$500-36 - 47 Month IRA
1.75%$500-48 - 59 Month IRA
1.75%$500-60 Month IRA
1.75%$500-12 - 17 Month Elite IRA
1.60%$500-18 - 23 Month IRA
1.50%$500-12 - 17 Month IRA
1.50%$500-6 - 11 Month Elite IRA
1.25%$500-6 - 11 Month IRA
Locations


Genesee Regional Bank Locations
Linden Oaks Branch3380 Monroe AveRochester, NY 14618
Greece Branch2300 West Ridge RoadRochester, NY 14626
Genesee Regional Bank1850 South Winton RdRochester, NY 14618
Greece Branch Office4180 West Ridge RoadRochester, NY 14626

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