Genesee Regional Bank

Overview / Commentary
1850 South Winton Rd
Rochester, NY 14618

Genesee Regional Bank is headquartered in Rochester and is the 64th largest bank in the state of New York. It is also the 1,153rd largest bank in the nation. It was established in 1985 and as of March of 2021, it had grown to 150 employees at 3 locations. Genesee Regional Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #26333
Year Established1985
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.94%
Return on Equity - YTD18.32%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$805.3MM$598.0MM
LoansQ1 2021vs Q1 2020$601.0MM$433.7MM
DepositsQ1 2021vs Q1 2020$717.4MM$496.7MM
Equity CapitalQ1 2021vs Q1 2020$83.7MM$69.2MM
Loan Loss AllowanceQ1 2021vs Q1 2020$8.9MM$5.9MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$1.8MM$2.0MM
Real Estate OwnedQ1 2021vs Q1 2020$1,000.00K$1,000.00K

Rates for Genesee Regional Bank are currently being reviewed.


Genesee Regional Bank Locations
Linden Oaks Branch3380 Monroe AveRochester, NY 14618
Greece Branch4180 West Ridge RdRochester, NY 14626
Genesee Regional Bank1850 South Winton RdRochester, NY 14618

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