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Genesee Regional Bank

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CURRENT TOP RATE

Reward Checking w/ 12+ Transactions

Overview / Commentary

www.grbbank.com

585-249-1540

1850 South Winton Rd
Rochester, NY 14618

Genesee Regional Bank is headquartered in Rochester and is the 69^th largest bank in the state of New York. It is also the 1,246^th largest bank in the nation. It was established in 1985 and as of September of 2019, it had grown to 128 employees at 3 locations. Genesee Regional Bank's money market rates are 2X the national average, and it has an A health rating.

Related Posts

View all posts from:

2012

3/5 - Genesee Regional Bank in Rochester, NY, Dropping the Rate On Its Variable CDs Tomorrow
2/28 - Genesee Regional Bank In Rochester Offering 2-Year CD At 1.63% APY, 4-Year At 2.11% APY, Available Nationally -- And Can Rise

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Health

A

Data as of Q3 2019

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Health Grade Components

Overall
FDIC Certificate #	26333
Year Established	1985
Employees	128
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.3%
Return on Equity - YTD	12.39%
Annual Interest Income	$21.2MM

Assets and Liabilities
Assets	Q3 2019vs Q3 2018	$596.5MM$582.0MM
Loans	Q3 2019vs Q3 2018	$441.6MM$429.0MM
Deposits	Q3 2019vs Q3 2018	$497.9MM$512.5MM
Equity Capital	Q3 2019vs Q3 2018	$66.2MM$57.0MM
Loan Loss Allowance	Q3 2019vs Q3 2018	$5.5MM$5.7MM
Unbacked Noncurrent Loans	Q3 2019vs Q3 2018	$647.00K$7.9MM
Real Estate Owned	Q3 2019vs Q3 2018	$1,000.00K$1.3MM

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Regional Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	$25k^*	-	Health Savings Account
OTHER TIERS: 0.25% → Up to $5k \| 0.50% → $5k - $25k
0.15%	$100	-	Statement Savings

Genesee Regional Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.50%^*	$500k^*	-	Elite Money Market
OTHER TIERS: 0.80% → Up to $50k \| 1.00% → $50k - $100k \| 1.20% → $100k - $250k \| 1.30% → $250k - $500k
1.00%^*	$100k^*	$5m	Money Market Account
OTHER TIERS: 0.25% → $2.5k - $25k \| 0.50% → $25k - $50k \| 0.75% → $50k+
0.80%^*	$250k^*	-	Business Money Market Account
OTHER TIERS: 0.10% → $2.5k - $10k \| 0.20% → $10k - $25k \| 0.35% → $25k - $50k \| 0.65% → $50k - $250k

Genesee Regional Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	-	$15k	Reward Checking w/ 12+ Transactions
OTHER TIERS: 0.10% → $15k+
2.00%^*	-	$15k	Elite Checking
OTHER TIERS: 0.15% → $15k+
0.10%	$2.5k	-	Business Checking with Interest
0.10%	-	-	Reward Checking w/ Under 12 Transactions

Genesee Regional Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.35%	$500	-	6 - 11 Month Elite CD
1.26%	$500	-	12 - 17 Month Elite CD
1.25%	$500	-	18 - 23 Month Elite CD
1.10%	$500	-	6 - 11 Month CD
1.00%	$500	-	12 - 17 Month CD
1.00%	$500	-	18 - 23 Month CD
1.00%	$500	-	24 - 29 Month Elite CD
1.00%	$500	-	30 - 35 Month Elite CD
1.00%	$500	-	36 - 47 Month Elite CD
1.00%	$500	-	48 - 59 Month Elite CD
1.00%	$500	-	60 Month Elite CD
0.75%	$500	-	24 - 29 Month CD
0.75%	$500	-	30 - 35 Month CD
0.75%	$500	-	36 - 47 Month CD
0.75%	$500	-	48 - 59 Month CD
0.75%	$500	-	60 Month CD

Genesee Regional Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.35%	$500	-	6 - 11 Month Elite IRA
1.26%	$500	-	12 - 17 Month Elite IRA
1.25%	$500	-	18 - 23 Month Elite IRA
1.10%	$500	-	6 - 11 Month IRA
1.00%	$500	-	12 - 17 Month IRA
1.00%	$500	-	18 - 23 Month IRA
1.00%	$500	-	24 - 29 Month Elite IRA
1.00%	$500	-	30 - 35 Month Elite IRA
1.00%	$500	-	36 - 47 Month Elite IRA
1.00%	$500	-	48 - 59 Month Elite IRA
1.00%	$500	-	60 Month Elite IRA
0.75%	$500	-	24 - 29 Month IRA
0.75%	$500	-	30 - 35 Month IRA
0.75%	$500	-	36 - 47 Month IRA
0.75%	$500	-	48 - 59 Month IRA
0.75%	$500	-	60 Month IRA

Locations

Genesee Regional Bank Locations
Linden Oaks Branch	3380 Monroe Ave	Rochester, NY 14618
Greece Branch	4180 West Ridge Rd	Rochester, NY 14626
Genesee Regional Bank	1850 South Winton Rd	Rochester, NY 14618

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