Genesee Regional Bank


Overview / Commentary
585-249-1540
1850 South Winton Rd
Rochester, NY 14618

Genesee Regional Bank is headquartered in ROCHESTER and is the 50th largest bank in the state of New York. It is also the 904th largest bank in the nation. It was established in 1985 and as of December of 2023, it had grown to 153 employees at 3 locations. Genesee Regional Bank's money market rates are 2X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #26333
Year Established1985
Employees153
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD7.02%
Annual Interest Income$55.3MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$1.14B$1.12B
LoansQ4 2023vs Q4 2022$825.8MM$741.6MM
DepositsQ4 2023vs Q4 2022$852.6MM$886.6MM
Equity CapitalQ4 2023vs Q4 2022$87.9MM$77MM
Loan Loss AllowanceQ4 2023vs Q4 2022$9.4MM$8.1MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$743K$689K
Real Estate OwnedQ4 2023vs Q4 2022$0$600K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Genesee Regional Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Regional Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$25k*-Health Savings Account
OTHER TIERS: 0.05% Up to $2.5k | 0.15% $2.5k - $5k | 0.25% $5k - $10k | 0.35% $10k - $25k
0.10%--Statement Savings

Genesee Regional Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$5m*-Money Market Account
OTHER TIERS: 0.25% $2.5k - $25k | 0.40% $25k - $50k | 0.45% $50k - $100k | 0.55% $100k - $5m
1.00%*$500k*-Elite Money Market
OTHER TIERS: 0.40% Up to $50k | 0.55% $50k - $100k | 0.65% $100k - $250k | 0.80% $250k - $500k
0.15%*$250k*-Business Money Market Account
OTHER TIERS: 0.01% $2.5k - $10k | 0.03% $10k - $25k | 0.05% $25k - $50k | 0.10% $50k - $250k

Genesee Regional Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*-$15kReward Checking
OTHER TIERS: 0.03% $15k+
4.00%*-$15kElite Checking
OTHER TIERS: 0.05% $15k+
0.01%--Business Checking with Interest

Genesee Regional Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$5k$1m7 Month CD Special w/ 50 % New Money
4.75%$500$1m7 Month CD Special w/o New Money
4.50%$500-13 Month CD Special w/ 50 % New Money
4.25%$500$1m13 Month CD Special w/o New Money
1.50%$500-48 - 59 Month Elite CD
1.50%$500-60 Month Elite CD
1.26%$500-24 - 29 Month Elite CD
1.26%$500-30 - 35 Month Elite CD
1.26%$500-36 - 47 Month Elite CD
1.25%$500-48 - 59 Month CD
1.25%$500-60 Month CD
1.00%$500-24 - 29 Month CD
1.00%$500-30 - 35 Month CD
1.00%$500-36 - 47 Month CD
1.00%$500-18 - 23 Month Elite CD
0.75%$500-18 - 23 Month CD
0.75%$500-12 - 17 Month Elite CD
0.50%$500-12 - 17 Month CD
0.50%$500-6 - 11 Month Elite CD
0.45%$500-32 Day - 5 Month Elite CD
0.40%$500-7 - 31 Day Elite CD
0.25%$500-6 - 11 Month CD
0.20%$500-32 Day - 5 Month CD
0.15%$500-7 - 31 Day CD

Genesee Regional Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$5k$1m7 Month IRA Special w/ 50 % New Money
4.75%$500$1m7 Month IRA Special w/o New Money
4.50%$500-13 Month IRA Special w/ 50 % New Money
4.25%$500$1m13 Month IRA Special w/o New Money
1.50%$500-48 - 59 Month Elite IRA
1.50%$500-60 Month Elite IRA
1.26%$500-24 - 29 Month Elite IRA
1.26%$500-30 - 35 Month Elite IRA
1.26%$500-36 - 47 Month Elite IRA
1.25%$500-48 - 59 Month IRA
1.25%$500-60 Month IRA
1.00%$500-24 - 29 Month IRA
1.00%$500-30 - 35 Month IRA
1.00%$500-36 - 47 Month IRA
1.00%$500-18 - 23 Month Elite IRA
0.75%$500-18 - 23 Month IRA
0.75%$500-12 - 17 Month Elite IRA
0.50%$500-12 - 17 Month IRA
0.50%$500-6 - 11 Month Elite IRA
0.45%$500-32 Day - 5 Month Elite IRA
0.40%$500-7 - 31 Day Elite IRA
0.25%$500-6 - 11 Month IRA
0.20%$500-32 Day - 5 Month IRA
0.15%$500-7 - 31 Day IRA
Locations


Genesee Regional Bank Locations
Linden Oaks Branch3380 Monroe AveRochester, NY 14618
Greece Branch4180 West Ridge RdRochester, NY 14626
Genesee Regional Bank1850 Winton Rd SRochester, NY 14618

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