Genesee Regional Bank


Overview / Commentary
585-249-1540
1850 South Winton Rd
Rochester, NY 14618

Genesee Regional Bank is headquartered in Rochester and is the 54th largest bank in the state of New York. It is also the 931st largest bank in the nation. It was established in 1985 and as of June of 2022, it had grown to 163 employees at 3 locations. Genesee Regional Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #26333
Year Established1985
Employees163
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.66%
Return on Equity - YTD19.6%
Annual Interest Income$16.6MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.05B$824.5MM
LoansQ2 2022vs Q2 2021$682.3MM$582.1MM
DepositsQ2 2022vs Q2 2021$903.3MM$729.0MM
Equity CapitalQ2 2022vs Q2 2021$77.8MM$91.3MM
Loan Loss AllowanceQ2 2022vs Q2 2021$8.4MM$8.6MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$612.00K$1.5MM
Real Estate OwnedQ2 2022vs Q2 2021$600.00K$1,000.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Genesee Regional Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Regional Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-Health Savings Account
OTHER TIERS: 0.01% Up to $2.5k | 0.03% $2.5k - $5k | 0.05% $5k - $10k | 0.10% $10k - $25k
0.05%$100-Statement Savings

Genesee Regional Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$500k*-Elite Money Market
OTHER TIERS: 0.15% Up to $50k | 0.20% $50k - $100k | 0.30% $100k - $250k | 0.35% $250k - $500k
0.30%*$5m*-Money Market Account
OTHER TIERS: 0.05% $2.5k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k | 0.25% $100k - $5m
0.15%*$250k*-Business Money Market Account
OTHER TIERS: 0.01% $2.5k - $10k | 0.03% $10k - $25k | 0.05% $25k - $50k | 0.10% $50k - $250k

Genesee Regional Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%-$15kReward Checking
2.00%-$15kElite Checking
0.01%$2.5k-Business Checking with Interest

Genesee Regional Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$500-11 Month CD Special
2.50%$5k-7 Month CD Special
1.50%$500-48 - 59 Month Elite CD
1.50%$500-60 Month Elite CD
1.26%$500-24 - 29 Month Elite CD
1.26%$500-30 - 35 Month Elite CD
1.26%$500-36 - 47 Month Elite CD
1.25%$500-48 - 59 Month CD
1.25%$500-60 Month CD
1.00%$500-24 - 29 Month CD
1.00%$500-30 - 35 Month CD
1.00%$500-36 - 47 Month CD
1.00%$500-18 - 23 Month Elite CD
0.75%$500-18 - 23 Month CD
0.75%$500-12 - 17 Month Elite CD
0.50%$500-12 - 17 Month CD
0.50%$500-6 - 11 Month Elite CD
0.25%$500-6 - 11 Month CD

Genesee Regional Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-48 - 59 Month Elite IRA
1.50%$500-60 Month Elite IRA
1.26%$500-24 - 29 Month Elite IRA
1.26%$500-30 - 35 Month Elite IRA
1.26%$500-36 - 47 Month Elite IRA
1.25%$500-48 - 59 Month IRA
1.25%$500-60 Month IRA
1.00%$500-24 - 29 Month IRA
1.00%$500-30 - 35 Month IRA
1.00%$500-36 - 47 Month IRA
1.00%$500-18 - 23 Month Elite IRA
0.75%$500-18 - 23 Month IRA
0.75%$500-12 - 17 Month Elite IRA
0.50%$500-12 - 17 Month IRA
0.50%$500-6 - 11 Month Elite IRA
0.25%$500-6 - 11 Month IRA
Locations


Genesee Regional Bank Locations
Linden Oaks Branch3380 Monroe AveRochester, NY 14618
Greece Branch4180 West Ridge RdRochester, NY 14626
Genesee Regional Bank1850 Winton Rd SRochester, NY 14618

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