Genesee Regional Bank

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CURRENT TOP RATE

5 Month CD Special

Overview / Commentary

www.grbbank.com

585-249-1540

1850 South Winton Rd
Rochester, NY 14618

Genesee Regional Bank is headquartered in ROCHESTER and is the 51^st largest bank in the state of New York. It is also the 886^th largest bank in the nation. It was established in 1985 and as of June of 2024, it had grown to 155 employees at 3 locations. Genesee Regional Bank's CD rates are 3X the national average, and it has an A health rating.

Related Posts

View all posts from:

2012

3/5 - Genesee Regional Bank in Rochester, NY, Dropping the Rate On Its Variable CDs Tomorrow
2/28 - Genesee Regional Bank In Rochester Offering 2-Year CD At 1.63% APY, 4-Year At 2.11% APY, Available Nationally -- And Can Rise

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Health

A

Data as of Q2 2024

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Health Grade Components

Overall
FDIC Certificate #	26333
Year Established	1985
Employees	155
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.75%
Return on Equity - YTD	9.84%
Annual Interest Income	$29.9MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$1.18B$1.18B
Loans	Q2 2024vs Q2 2023	$859.4MM$786.3MM
Deposits	Q2 2024vs Q2 2023	$905.4MM$823.4MM
Equity Capital	Q2 2024vs Q2 2023	$90.4MM$82.7MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$10.3MM$8.5MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$602K$386K
Real Estate Owned	Q2 2024vs Q2 2023	$0$600K

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Regional Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%^*	$25k^*	-	Health Savings Account
OTHER TIERS: 0.05% → $0 - $2.5k \| 0.15% → $2.5k - $5k \| 0.25% → $5k - $10k \| 0.35% → $10k - $25k
0.10%	$0	-	Statement Savings

Genesee Regional Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$5m^*	-	Money Market Account
OTHER TIERS: 0.25% → $2.5k - $25k \| 0.40% → $25k - $50k \| 0.45% → $50k - $100k \| 0.55% → $100k - $5m
1.00%^*	$500k^*	-	Elite Money Market
OTHER TIERS: 0.40% → $0 - $50k \| 0.55% → $50k - $100k \| 0.65% → $100k - $250k \| 0.80% → $250k - $500k
0.15%^*	$250k^*	-	Business Money Market Account
OTHER TIERS: 0.01% → $2.5k - $10k \| 0.03% → $10k - $25k \| 0.05% → $25k - $50k \| 0.10% → $50k - $250k

Genesee Regional Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.00%^*	$0	$15k	Reward Checking
OTHER TIERS: 0.03% → $15k+
4.00%^*	$0	$15k	Elite Checking
OTHER TIERS: 0.05% → $15k+
0.01%	$0	-	Business Checking with Interest

Genesee Regional Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.25%	$500	$1m	5 Month CD Special
2.75%	$500	-	6 - 11 Month Elite CD
2.50%	$500	-	6 - 11 Month CD
2.50%	$500	-	32 Day - 5 Month Elite CD
2.25%	$500	-	32 Day - 5 Month CD
2.25%	$500	-	7 - 31 Day Elite CD
2.25%	$500	-	12 - 17 Month Elite CD
2.25%	$500	-	18 - 23 Month Elite CD
2.25%	$500	-	24 - 29 Month Elite CD
2.25%	$500	-	30 - 35 Month Elite CD
2.25%	$500	-	36 - 47 Month Elite CD
2.25%	$500	-	48 - 59 Month Elite CD
2.25%	$500	-	60 Month Elite CD
2.00%	$500	-	7 - 31 Day CD
2.00%	$500	-	12 - 17 Month CD
2.00%	$500	-	18 - 23 Month CD
2.00%	$500	-	24 - 29 Month CD
2.00%	$500	-	30 - 35 Month CD
2.00%	$500	-	36 - 47 Month CD
2.00%	$500	-	48 - 59 Month CD
2.00%	$500	-	60 Month CD

Genesee Regional Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.25%	$500	$1m	5 Month IRA Special
2.75%	$500	-	6 - 11 Month Elite IRA
2.50%	$500	-	6 - 11 Month IRA
2.50%	$500	-	32 Day - 5 Month Elite IRA
2.25%	$500	-	32 Day - 5 Month IRA
2.25%	$500	-	7 - 31 Day Elite IRA
2.25%	$500	-	12 - 17 Month Elite IRA
2.25%	$500	-	18 - 23 Month Elite IRA
2.25%	$500	-	24 - 29 Month Elite IRA
2.25%	$500	-	30 - 35 Month Elite IRA
2.25%	$500	-	36 - 47 Month Elite IRA
2.25%	$500	-	48 - 59 Month Elite IRA
2.25%	$500	-	60 Month Elite IRA
2.00%	$500	-	7 - 31 Day IRA
2.00%	$500	-	12 - 17 Month IRA
2.00%	$500	-	18 - 23 Month IRA
2.00%	$500	-	24 - 29 Month IRA
2.00%	$500	-	30 - 35 Month IRA
2.00%	$500	-	36 - 47 Month IRA
2.00%	$500	-	48 - 59 Month IRA
2.00%	$500	-	60 Month IRA

Locations

Genesee Regional Bank Locations
Linden Oaks Branch	3380 Monroe Ave	Rochester, NY 14618
Greece Branch	4180 West Ridge Rd	Rochester, NY 14626
Genesee Regional Bank	1850 Winton Rd S	Rochester, NY 14618

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