Genesee Regional Bank

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CURRENT TOP RATE

Reward Checking w/ 12+ Transactions

Overview / Commentary

www.grbbank.com

585-249-1540

1850 South Winton Rd
Rochester, NY 14618

Genesee Regional Bank is headquartered in Rochester and is the 59^th largest bank in the state of New York. It is also the 990^th largest bank in the nation. It was established in 1985 and as of December of 2021, it had grown to 157 employees at 3 locations. Genesee Regional Bank has an A+ health rating.

Related Posts

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2012

3/5 - Genesee Regional Bank in Rochester, NY, Dropping the Rate On Its Variable CDs Tomorrow
2/28 - Genesee Regional Bank In Rochester Offering 2-Year CD At 1.63% APY, 4-Year At 2.11% APY, Available Nationally -- And Can Rise

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Health

A+

Data as of Q4 2021

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Health Grade Components

Overall
FDIC Certificate #	26333
Year Established	1985
Employees	157
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.22%
Return on Equity - YTD	21.6%
Annual Interest Income	$31.4MM

Assets and Liabilities
Assets	Q4 2021vs Q4 2020	$979.6MM$751.4MM
Loans	Q4 2021vs Q4 2020	$610.5MM$543.5MM
Deposits	Q4 2021vs Q4 2020	$827.8MM$666.6MM
Equity Capital	Q4 2021vs Q4 2020	$95.9MM$81.5MM
Loan Loss Allowance	Q4 2021vs Q4 2020	$7.8MM$8.8MM
Unbacked Noncurrent Loans	Q4 2021vs Q4 2020	$381.00K$635.00K
Real Estate Owned	Q4 2021vs Q4 2020	$600.00K$1,000.00K

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Regional Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$25k^*	-	Health Savings Account
OTHER TIERS: 0.01% → Up to $2.5k \| 0.03% → $2.5k - $5k \| 0.05% → $5k - $10k \| 0.10% → $10k - $25k
0.01%	$100	-	Statement Savings

Genesee Regional Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$500k^*	-	Elite Money Market
OTHER TIERS: 0.05% → Up to $50k \| 0.10% → $50k - $100k \| 0.15% → $100k - $250k \| 0.20% → $250k - $500k
0.15%^*	$5m^*	-	Money Market Account
OTHER TIERS: 0.01% → $2.5k - $25k \| 0.03% → $25k - $50k \| 0.05% → $50k - $100k \| 0.10% → $100k - $5m
0.15%^*	$250k^*	-	Business Money Market Account
OTHER TIERS: 0.01% → $2.5k - $10k \| 0.03% → $10k - $25k \| 0.05% → $25k - $50k \| 0.10% → $50k - $250k

Genesee Regional Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	-	$15k	Reward Checking w/ 12+ Transactions
OTHER TIERS: 0.01% → $15k+
2.00%^*	-	$15k	Elite Checking
OTHER TIERS: 0.03% → $15k+
0.01%	$2.5k	-	Business Checking with Interest
0.01%	-	-	Reward Checking w/ Under 12 Transactions

Genesee Regional Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	$500	-	48 - 59 Month Elite CD
0.40%	$500	-	60 Month Elite CD
0.35%	$500	-	24 - 29 Month Elite CD
0.35%	$500	-	30 - 35 Month Elite CD
0.35%	$500	-	36 - 47 Month Elite CD
0.30%	$500	-	6 - 11 Month Elite CD
0.30%	$500	-	12 - 17 Month Elite CD
0.30%	$500	-	18 - 23 Month Elite CD
0.15%	$500	-	48 - 59 Month CD
0.15%	$500	-	60 Month CD
0.10%	$500	-	24 - 29 Month CD
0.10%	$500	-	30 - 35 Month CD
0.10%	$500	-	36 - 47 Month CD
0.05%	$500	-	12 - 17 Month CD
0.05%	$500	-	18 - 23 Month CD
0.05%	$500	-	6 - 11 Month CD

Genesee Regional Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	$500	-	48 - 59 Month Elite IRA
0.40%	$500	-	60 Month Elite IRA
0.35%	$500	-	24 - 29 Month Elite IRA
0.35%	$500	-	30 - 35 Month Elite IRA
0.35%	$500	-	36 - 47 Month Elite IRA
0.30%	$500	-	6 - 11 Month Elite IRA
0.30%	$500	-	12 - 17 Month Elite IRA
0.30%	$500	-	18 - 23 Month Elite IRA
0.15%	$500	-	48 - 59 Month IRA
0.15%	$500	-	60 Month IRA
0.10%	$500	-	24 - 29 Month IRA
0.10%	$500	-	30 - 35 Month IRA
0.10%	$500	-	36 - 47 Month IRA
0.05%	$500	-	6 - 11 Month IRA
0.05%	$500	-	12 - 17 Month IRA
0.05%	$500	-	18 - 23 Month IRA

Locations

Genesee Regional Bank Locations
Linden Oaks Branch	3380 Monroe Ave	Rochester, NY 14618
Greece Branch	4180 West Ridge Rd	Rochester, NY 14626
Genesee Regional Bank	1850 South Winton Rd	Rochester, NY 14618

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