Advertising Disclosure

Genesee Regional Bank

Overview | Eligibility Requirements | Receive alerts for this bank

View health report

CURRENT TOP RATE

Reward Checking w/ 12+ Transactions

Overview / Commentary

www.grbbank.com

585-249-1540

1850 South Winton Rd
Rochester, NY 14618

Genesee Regional Bank is headquartered in Rochester and is the 65^th largest bank in the state of New York. It is also the 1,179^th largest bank in the nation. It was established in 1985 and as of December of 2020, it had grown to 139 employees at 3 locations. Genesee Regional Bank has an A+ health rating.

Related Posts

View all posts from:

2012

3/5 - Genesee Regional Bank in Rochester, NY, Dropping the Rate On Its Variable CDs Tomorrow
2/28 - Genesee Regional Bank In Rochester Offering 2-Year CD At 1.63% APY, 4-Year At 2.11% APY, Available Nationally -- And Can Rise

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	26333
Year Established	1985
Employees	139
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.23%
Return on Equity - YTD	20.38%
Annual Interest Income	$28.9MM

Assets and Liabilities
Assets	Q4 2020vs Q4 2019	$751.4MM$574.7MM
Loans	Q4 2020vs Q4 2019	$543.5MM$434.6MM
Deposits	Q4 2020vs Q4 2019	$666.6MM$494.1MM
Equity Capital	Q4 2020vs Q4 2019	$81.5MM$68.3MM
Loan Loss Allowance	Q4 2020vs Q4 2019	$8.8MM$5.5MM
Unbacked Noncurrent Loans	Q4 2020vs Q4 2019	$635.00K$473.00K
Real Estate Owned	Q4 2020vs Q4 2019	$1,000.00K$1,000.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Genesee Regional Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Regional Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$25k^*	-	Health Savings Account
OTHER TIERS: 0.01% → Up to $2.5k \| 0.03% → $2.5k - $5k \| 0.05% → $5k - $10k \| 0.10% → $10k - $25k
0.01%	$100	-	Statement Savings

Genesee Regional Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$500k^*	-	Elite Money Market
OTHER TIERS: 0.05% → Up to $50k \| 0.10% → $50k - $100k \| 0.15% → $100k - $250k \| 0.20% → $250k - $500k
0.15%^*	$5m^*	-	Money Market Account
OTHER TIERS: 0.01% → $2.5k - $25k \| 0.03% → $25k - $50k \| 0.05% → $50k - $100k \| 0.10% → $100k - $5m
0.15%^*	$250k^*	-	Business Money Market Account
OTHER TIERS: 0.01% → $2.5k - $10k \| 0.03% → $10k - $25k \| 0.05% → $25k - $50k \| 0.10% → $50k - $250k

Genesee Regional Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	-	$15k	Reward Checking w/ 12+ Transactions
OTHER TIERS: 0.01% → $15k+
2.00%^*	-	$15k	Elite Checking
OTHER TIERS: 0.03% → $15k+
0.01%	$2.5k	-	Business Checking with Interest
0.01%	-	-	Reward Checking w/ Under 12 Transactions

Genesee Regional Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	$500	-	48 - 59 Month Elite CD
0.40%	$500	-	60 Month Elite CD
0.35%	$500	-	24 - 29 Month Elite CD
0.35%	$500	-	30 - 35 Month Elite CD
0.35%	$500	-	36 - 47 Month Elite CD
0.30%	$500	-	6 - 11 Month Elite CD
0.30%	$500	-	12 - 17 Month Elite CD
0.30%	$500	-	18 - 23 Month Elite CD
0.15%	$500	-	48 - 59 Month CD
0.15%	$500	-	60 Month CD
0.10%	$500	-	24 - 29 Month CD
0.10%	$500	-	30 - 35 Month CD
0.10%	$500	-	36 - 47 Month CD
0.05%	$500	-	12 - 17 Month CD
0.05%	$500	-	18 - 23 Month CD
0.05%	$500	-	6 - 11 Month CD

Genesee Regional Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	$500	-	48 - 59 Month Elite IRA
0.40%	$500	-	60 Month Elite IRA
0.35%	$500	-	24 - 29 Month Elite IRA
0.35%	$500	-	30 - 35 Month Elite IRA
0.35%	$500	-	36 - 47 Month Elite IRA
0.30%	$500	-	6 - 11 Month Elite IRA
0.30%	$500	-	12 - 17 Month Elite IRA
0.30%	$500	-	18 - 23 Month Elite IRA
0.15%	$500	-	48 - 59 Month IRA
0.15%	$500	-	60 Month IRA
0.10%	$500	-	24 - 29 Month IRA
0.10%	$500	-	30 - 35 Month IRA
0.10%	$500	-	36 - 47 Month IRA
0.05%	$500	-	6 - 11 Month IRA
0.05%	$500	-	12 - 17 Month IRA
0.05%	$500	-	18 - 23 Month IRA

Locations

Genesee Regional Bank Locations
Linden Oaks Branch	3380 Monroe Ave	Rochester, NY 14618
Greece Branch	4180 West Ridge Rd	Rochester, NY 14626
Genesee Regional Bank	1850 South Winton Rd	Rochester, NY 14618

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.