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Genesee Valley Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
geneseevalleyfcu.com
585-243-1500
4621 Millennium Dr
Geneseo, NY 14454

Genesee Valley Federal Credit Union is headquartered in Geneseo and is the 65th largest credit union in the state of New York. It is also the 1,441st largest credit union in the nation. It was established in 1974 and as of March of 2025, it had grown to 28 employees and 9,649 members at 4 locations. Genesee Valley Federal Credit Union's money market rates are 48% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Genesee Valley Federal Credit Union is open to anyone who lives, works, worships, attends school, or volunteers in Wyoming or Livingston counties. Immediate family are also eligible to join.
See current membership details

Reviews

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #21658
Year Chartered1974
Employees28
Primary Regulator
Profit Margin
Return on Assets - YTD2.27%
Return on Equity - YTD14.95%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$161.7MM$146.1MM
LoansQ1 2025vs Q1 2024$82.9MM$88.1MM
DepositsQ1 2025vs Q1 2024$136.7MM$124.3MM
Equity CapitalQ1 2025vs Q1 2024$24.1MM$20.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$415K$505K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$131K$108K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Genesee Valley Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Valley Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$5-Regular Savings
0.10%$0-Holiday Club
0.10%$5-Youth Savings
0.10%$0-Business Holiday Club
0.10%$5-Business Regular Savings

Genesee Valley Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$100k*-Money Market Account
OTHER TIERS: 0.10% → $0 - $2.5k | 0.15% → $2.5k - $10k | 0.30% → $10k - $25k | 0.40% → $25k - $50k | 0.50% → $50k - $100k
0.65%*$100k*-Business Money Market Account
OTHER TIERS: 0.10% → $0 - $2.5k | 0.15% → $2.5k - $10k | 0.30% → $10k - $25k | 0.40% → $25k - $50k | 0.50% → $50k - $100k

Genesee Valley Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$0-Premium Checking Account
0.15%$0-Premium Business Checking

Genesee Valley Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$500-15 Month Relationship Share Certificate
0.60%$500-5 Year Share Certificate
0.55%$500-4 Year Share Certificate
0.50%$500-3 Year Share Certificate
0.40%$500-2 Year Share Certificate
0.30%$500-1 Year Share Certificate
0.20%$500-6 Month Share Certificate

Genesee Valley Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$500-15 Month Relationship IRA Certificate
0.60%$500-5 Year IRA Certificate
0.55%$500-4 Year IRA Certificate
0.50%$500-3 Year IRA Certificate
0.40%$500-2 Year IRA Certificate
0.30%$500-1 Year IRA Certificate
0.20%$500-6 Month IRA Certificate
Locations


Genesee Valley Federal Credit Union Locations
Branch Office184 Main StDansville, NY 14437
Branch Office4621 Millennium DrGeneseo, NY 14454
Branch Office445 N Main StWarsaw, NY 14569-1020
Branch Office1 college Cir SUNY GeneseoGeneseo, NY 14454-1401

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