Genesee Valley Federal Credit Union


Overview / Commentary
585-243-1500
4621 Millennium Dr
Geneseo, NY 14454

Genesee Valley Federal Credit Union is headquartered in Geneseo and is the 66th largest credit union in the state of New York. It is also the 1,457th largest credit union in the nation. It was established in 1974 and as of December of 2024, it had grown to 28 employees and 9,615 members at 4 locations. Genesee Valley Federal Credit Union's money market rates are 48% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Genesee Valley Federal Credit Union is open to anyone who lives, works, worships, attends school, or volunteers in Wyoming or Livingston counties. Immediate family are also eligible to join.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #21658
Year Chartered1974
Employees28
Primary Regulator
Profit Margin
Return on Assets - YTD2.5%
Return on Equity - YTD16.5%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$155.2MM$142.2MM
LoansQ4 2024vs Q4 2023$85.3MM$89.8MM
DepositsQ4 2024vs Q4 2023$131.1MM$121.5MM
Equity CapitalQ4 2024vs Q4 2023$23.2MM$19.4MM
Loan Loss AllowanceQ4 2024vs Q4 2023$423K$499K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$156K$116K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Genesee Valley Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Valley Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$5-Regular Savings
0.10%$0-Holiday Club
0.10%$5-Youth Savings
0.10%$0-Business Holiday Club
0.10%$5-Business Regular Savings

Genesee Valley Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$100k*-Money Market Account
OTHER TIERS: 0.10% $0 - $2.5k | 0.15% $2.5k - $10k | 0.30% $10k - $25k | 0.40% $25k - $50k | 0.50% $50k - $100k
0.65%*$100k*-Business Money Market Account
OTHER TIERS: 0.10% $0 - $2.5k | 0.15% $2.5k - $10k | 0.30% $10k - $25k | 0.40% $25k - $50k | 0.50% $50k - $100k

Genesee Valley Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$0-Premium Checking Account
0.15%$0-Premium Business Checking

Genesee Valley Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.90%$500-15 Month Relationship Share Certificate
0.60%$500-5 Year Share Certificate
0.45%$500-4 Year Share Certificate
0.40%$500-3 Year Share Certificate
0.30%$500-2 Year Share Certificate
0.20%$500-1 Year Share Certificate
0.10%$500-6 Month Share Certificate

Genesee Valley Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.90%$500-15 Month Relationship IRA Certificate
0.60%$500-5 Year IRA Certificate
0.45%$500-4 Year IRA Certificate
0.40%$500-3 Year IRA Certificate
0.30%$500-2 Year IRA Certificate
0.20%$500-1 Year IRA Certificate
0.10%$500-6 Month IRA Certificate
Locations


Genesee Valley Federal Credit Union Locations
Branch Office184 Main StDansville, NY 14437
Branch Office4621 Millennium DrGeneseo, NY 14454
Branch Office445 N Main StWarsaw, NY 14569-1020
Branch Office1 college Cir SUNY GeneseoGeneseo, NY 14454-1401

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