Genesee Valley Federal Credit Union


Overview / Commentary
585-243-1500
4621 Millennium Dr
Geneseo, NY 14454

Genesee Valley Federal Credit Union is headquartered in Geneseo and is the 83rd largest credit union in the state of New York. It is also the 1,732nd largest credit union in the nation. It was established in 1974 and as of June of 2019, it had grown to 32 employees and 8,576 members at 3 locations. Genesee Valley Federal Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Genesee Valley Federal Credit Union is open to anyone who lives, works, worships, attends school, or volunteers in Wyoming or Livingston counties. Immediate family are also eligible to join.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Genesee Valley Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #21658
Year Chartered1974
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD1.48%
Return on Equity - YTD13.77%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$89.3MM$84.5MM
LoansQ2 2019vs Q2 2018$76.8MM$69.6MM
DepositsQ2 2019vs Q2 2018$79.1MM$75.9MM
Equity CapitalQ2 2019vs Q2 2018$9.4MM$8.1MM
Loan Loss AllowanceQ2 2019vs Q2 2018$260.00K$245.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$72.00K$283.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Genesee Valley Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Valley Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$5-Regular Savings
0.05%--Holiday Club
0.05%$5-Youth Savings
0.05%--Additional Savings
0.05%--Business Additional Savings
0.05%--Business Holiday Club
0.05%$5-Business Regular Savings

Genesee Valley Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-Money Market Account
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $10k | 0.15% $10k - $25k | 0.35% $25k - $50k | 0.50% $50k - $100k
0.75%*$100k*-Business Money Market Account
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $10k | 0.15% $10k - $25k | 0.35% $25k - $50k | 0.50% $50k - $100k

Genesee Valley Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Premium Checking Account
0.10%--Premium Business Checking

Genesee Valley Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-15 Month Relationship Share Certificate
1.50%$500-5 Year Share Certificate
1.00%$500-4 Year Share Certificate
0.80%$500-3 Year Share Certificate
0.60%$500-2 Year Share Certificate
0.40%$500-1 Year Share Certificate
0.30%$500-6 Month Share Certificate

Genesee Valley Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-15 Month Relationship IRA Certificate
1.50%$500-5 Year IRA Certificate
1.00%$500-4 Year IRA Certificate
0.80%$500-3 Year IRA Certificate
0.60%$500-2 Year IRA Certificate
0.40%$500-1 Year IRA Certificate
0.30%$500-6 Month IRA Certificate
Locations


Genesee Valley Federal Credit Union Locations
Branch Office184 Main StDansville, NY 14437
Branch Office4621 Millennium DrGeneseo, NY 14454
Branch Office445 N Main StWarsaw, NY 14569-1020

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