Genesee Valley Federal Credit Union

Overview / Commentary

585-243-1500

4621 Millennium Dr
Geneseo, NY 14454

Genesee Valley Federal Credit Union is headquartered in Geneseo and is the 69^th largest credit union in the state of New York. It is also the 1,506^th largest credit union in the nation. It was established in 1974 and as of June of 2023, it had grown to 31 employees and 9,644 members at 4 locations. Genesee Valley Federal Credit Union's money market rates are 25% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Genesee Valley Federal Credit Union is open to anyone who lives, works, worships, attends school, or volunteers in Wyoming or Livingston counties. Immediate family are also eligible to join.
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Health

Data as of Q2 2023

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Health Grade Components

Overall
NCUA #	21658
Year Chartered	1974
Employees	31
Primary Regulator

Profit Margin
Return on Assets - YTD	2.4%
Return on Equity - YTD	19.43%
Annual Interest Income	$3.3MM

Assets and Liabilities
Assets	Q2 2023vs Q2 2022	$144.5MM$142.7MM
Loans	Q2 2023vs Q2 2022	$90.6MM$84.4MM
Deposits	Q2 2023vs Q2 2022	$125.7MM$126.8MM
Equity Capital	Q2 2023vs Q2 2022	$17.8MM$15.1MM
Loan Loss Allowance	Q2 2023vs Q2 2022	$0$132.00K
Unbacked Noncurrent Loans	Q2 2023vs Q2 2022	$202.00K$45.00K
Real Estate Owned	Q2 2023vs Q2 2022	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Valley Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$5	-	Regular Savings
0.10%	-	-	Holiday Club
0.10%	$5	-	Youth Savings
0.10%	-	-	Business Holiday Club
0.10%	$5	-	Business Regular Savings

Genesee Valley Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.10% → Up to $2.5k \| 0.15% → $2.5k - $10k \| 0.30% → $10k - $25k \| 0.35% → $25k - $50k \| 0.50% → $50k - $100k
0.55%^*	$100k^*	-	Business Money Market Account
OTHER TIERS: 0.10% → Up to $2.5k \| 0.15% → $2.5k - $10k \| 0.30% → $10k - $25k \| 0.35% → $25k - $50k \| 0.50% → $50k - $100k

Genesee Valley Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.13%	-	-	Premium Checking Account
0.13%	-	-	Premium Business Checking

Genesee Valley Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%	$500	-	15 Month Relationship Share Certificate
0.60%	$500	-	5 Year Share Certificate
0.45%	$500	-	4 Year Share Certificate
0.40%	$500	-	3 Year Share Certificate
0.30%	$500	-	2 Year Share Certificate
0.20%	$500	-	1 Year Share Certificate
0.10%	$500	-	6 Month Share Certificate

Genesee Valley Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%	$500	-	15 Month Relationship IRA Certificate
0.60%	$500	-	5 Year IRA Certificate
0.45%	$500	-	4 Year IRA Certificate
0.40%	$500	-	3 Year IRA Certificate
0.30%	$500	-	2 Year IRA Certificate
0.20%	$500	-	1 Year IRA Certificate
0.10%	$500	-	6 Month IRA Certificate

Locations

Genesee Valley Federal Credit Union Locations
Branch Office	184 Main St	Dansville, NY 14437
Branch Office	4621 Millennium Dr	Geneseo, NY 14454
Branch Office	445 N Main St	Warsaw, NY 14569-1020
Branch Office	1 college Cir SUNY Geneseo	Geneseo, NY 14454-1401

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