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Genesee Valley Federal Credit Union


Overview / Commentary
geneseevalleyfcu.com
585-243-1500
4621 Millennium Dr
Geneseo, NY 14454

Genesee Valley Federal Credit Union is headquartered in Geneseo and is the 69th largest credit union in the state of New York. It is also the 1,527th largest credit union in the nation. It was established in 1974 and as of December of 2022, it had grown to 32 employees and 9,595 members at 4 locations. Genesee Valley Federal Credit Union's money market rates are 25% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Genesee Valley Federal Credit Union is open to anyone who lives, works, worships, attends school, or volunteers in Wyoming or Livingston counties. Immediate family are also eligible to join.
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Health
A

Data as of Q4 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #21658
Year Chartered1974
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD1.43%
Return on Equity - YTD12.46%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$142.5MM$137.3MM
LoansQ4 2022vs Q4 2021$88.5MM$83.7MM
DepositsQ4 2022vs Q4 2021$124.9MM$121.9MM
Equity CapitalQ4 2022vs Q4 2021$16.4MM$14.5MM
Loan Loss AllowanceQ4 2022vs Q4 2021$121.00K$146.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$71.00K$35.00K
Real Estate OwnedQ4 2022vs Q4 2021$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Valley Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$5-Regular Savings
0.10%--Holiday Club
0.10%$5-Youth Savings
0.10%--Business Holiday Club
0.10%$5-Business Regular Savings

Genesee Valley Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Money Market Account
OTHER TIERS: 0.10% → Up to $2.5k | 0.15% → $2.5k - $10k | 0.30% → $10k - $25k | 0.35% → $25k - $50k | 0.50% → $50k - $100k
0.55%*$100k*-Business Money Market Account
OTHER TIERS: 0.10% → Up to $2.5k | 0.15% → $2.5k - $10k | 0.30% → $10k - $25k | 0.35% → $25k - $50k | 0.50% → $50k - $100k

Genesee Valley Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.13%--Premium Checking Account
0.13%--Premium Business Checking

Genesee Valley Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-15 Month Relationship Share Certificate
0.60%$500-5 Year Share Certificate
0.45%$500-4 Year Share Certificate
0.40%$500-3 Year Share Certificate
0.30%$500-2 Year Share Certificate
0.20%$500-1 Year Share Certificate
0.10%$500-6 Month Share Certificate

Genesee Valley Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-15 Month Relationship IRA Certificate
0.60%$500-5 Year IRA Certificate
0.45%$500-4 Year IRA Certificate
0.40%$500-3 Year IRA Certificate
0.30%$500-2 Year IRA Certificate
0.20%$500-1 Year IRA Certificate
0.10%$500-6 Month IRA Certificate
Locations


Genesee Valley Federal Credit Union Locations
Branch Office184 Main StDansville, NY 14437
Branch Office4621 Millennium DrGeneseo, NY 14454
Branch Office445 N Main StWarsaw, NY 14569-1020
Branch Office1 college Cir SUNY GeneseoGeneseo, NY 14454-1401

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