Genesee Valley Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.41%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

geneseevalleyfcu.com

585-243-1500

4621 Millennium Dr
Geneseo, NY 14454

Genesee Valley Federal Credit Union is headquartered in Geneseo and is the 66^th largest credit union in the state of New York. It is also the 1,457^th largest credit union in the nation. It was established in 1974 and as of December of 2024, it had grown to 28 employees and 9,615 members at 4 locations. Genesee Valley Federal Credit Union's money market rates are 48% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Genesee Valley Federal Credit Union is open to anyone who lives, works, worships, attends school, or volunteers in Wyoming or Livingston counties. Immediate family are also eligible to join.
See current membership details

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Health

A+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	21658
Year Chartered	1974
Employees	28
Primary Regulator

Profit Margin
Return on Assets - YTD	2.5%
Return on Equity - YTD	16.5%
Annual Interest Income	$7.6MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$155.2MM$142.2MM
Loans	Q4 2024vs Q4 2023	$85.3MM$89.8MM
Deposits	Q4 2024vs Q4 2023	$131.1MM$121.5MM
Equity Capital	Q4 2024vs Q4 2023	$23.2MM$19.4MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$423K$499K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$156K$116K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.41%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genesee Valley Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$5	-	Regular Savings
0.10%	$0	-	Holiday Club
0.10%	$5	-	Youth Savings
0.10%	$0	-	Business Holiday Club
0.10%	$5	-	Business Regular Savings

Genesee Valley Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.10% → $0 - $2.5k \| 0.15% → $2.5k - $10k \| 0.30% → $10k - $25k \| 0.40% → $25k - $50k \| 0.50% → $50k - $100k
0.65%^*	$100k^*	-	Business Money Market Account
OTHER TIERS: 0.10% → $0 - $2.5k \| 0.15% → $2.5k - $10k \| 0.30% → $10k - $25k \| 0.40% → $25k - $50k \| 0.50% → $50k - $100k

Genesee Valley Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$0	-	Premium Checking Account
0.15%	$0	-	Premium Business Checking

Genesee Valley Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.90%	$500	-	15 Month Relationship Share Certificate
0.60%	$500	-	5 Year Share Certificate
0.45%	$500	-	4 Year Share Certificate
0.40%	$500	-	3 Year Share Certificate
0.30%	$500	-	2 Year Share Certificate
0.20%	$500	-	1 Year Share Certificate
0.10%	$500	-	6 Month Share Certificate

Genesee Valley Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.90%	$500	-	15 Month Relationship IRA Certificate
0.60%	$500	-	5 Year IRA Certificate
0.45%	$500	-	4 Year IRA Certificate
0.40%	$500	-	3 Year IRA Certificate
0.30%	$500	-	2 Year IRA Certificate
0.20%	$500	-	1 Year IRA Certificate
0.10%	$500	-	6 Month IRA Certificate

Locations

Genesee Valley Federal Credit Union Locations
Branch Office	184 Main St	Dansville, NY 14437
Branch Office	4621 Millennium Dr	Geneseo, NY 14454
Branch Office	445 N Main St	Warsaw, NY 14569-1020
Branch Office	1 college Cir SUNY Geneseo	Geneseo, NY 14454-1401

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