Georgetown Kraft Credit Union is headquartered in Georgetown and is the 20th largest credit union in the state of South Carolina. It is also the 1,404th largest credit union in the nation. It was established in 1952 and as of December of 2021, it had grown to 56 employees and 15,802 members at 5 locations. Georgetown Kraft Credit Union has an A+ health rating.
Georgetown Kraft Credit Union is open to those who live, work, or attend school in Georgetown or Williamsburg counties in South Carolina.
See current membership details
Overall | |
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NCUA # | 60791 |
Year Chartered | 1952 |
Employees | 56 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.36% |
Return on Equity - YTD | 11.84% |
Annual Interest Income | $5.7MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $164.1MM$143.6MM |
Loans | Q4 2021vs Q4 2020 | $89.4MM$81.3MM |
Deposits | Q4 2021vs Q4 2020 | $144.2MM$125.7MM |
Equity Capital | Q4 2021vs Q4 2020 | $18.8MM$16.6MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $750.00K$810.00K |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $186.00K$310.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $100 | - | Share Savings Account | |
0.10% | - | - | IRA Share Account | |
0.10% | - | - | Christmas Club | |
0.10% | - | - | Vacation Club | |
0.10% | - | - | Congratulations Club | |
0.10% | - | - | CU Save Kids Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25%* | $25k* | - | Money Market Account | ||
OTHER TIERS: 0.10% → $1k - $10k | 0.15% → $10k - $25k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $2.5k | - | Checking Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.30% | $500 | - | 12 Month IRA |
Georgetown Kraft Credit Union Locations | ||
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Branch Office | 49 Jetty Dr | Pawleys Island, SC 29585-8425 |
Branch Office | 103 S Morgan Ave | Andrews, SC 29510-2647 |
Branch Office | 488 Nelson Blvd | Kingstree, SC 29556-4025 |
Branch Office | 1530 Bourne St | Georgetown, SC 29440-4775 |
Corporate Office | 1379 N Fraser St | Georgetown, SC 29440-2825 |