Georgetown Kraft Credit Union

Overview / Commentary
1379 N Fraser St
Georgetown, SC 29440

Georgetown Kraft Credit Union is headquartered in Georgetown and is the 20th largest credit union in the state of South Carolina. It is also the 1,404th largest credit union in the nation. It was established in 1952 and as of December of 2021, it had grown to 56 employees and 15,802 members at 5 locations. Georgetown Kraft Credit Union has an A+ health rating.

Field of Membership Restrictions

Georgetown Kraft Credit Union is open to those who live, work, or attend school in Georgetown or Williamsburg counties in South Carolina.
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Health Grade Components

NCUA #60791
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD1.36%
Return on Equity - YTD11.84%
Annual Interest Income$5.7MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$164.1MM$143.6MM
LoansQ4 2021vs Q4 2020$89.4MM$81.3MM
DepositsQ4 2021vs Q4 2020$144.2MM$125.7MM
Equity CapitalQ4 2021vs Q4 2020$18.8MM$16.6MM
Loan Loss AllowanceQ4 2021vs Q4 2020$750.00K$810.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$186.00K$310.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Georgetown Kraft Credit Union Savings Account Rates

0.10%$100-Share Savings Account
0.10%--IRA Share Account
0.10%--Christmas Club
0.10%--Vacation Club
0.10%--Congratulations Club
0.10%--CU Save Kids Savings

Georgetown Kraft Credit Union Money Market Rates

0.25%*$25k*-Money Market Account
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $25k

Georgetown Kraft Credit Union Checking Account Rates

0.05%$2.5k-Checking Account

Georgetown Kraft Credit Union CD Rates

0.55%$500-60 Month Share Certificate
0.50%$500-48 Month Share Certificate
0.45%$500-36 Month Share Certificate
0.40%$500-24 Month Share Certificate
0.35%$500-18 Month Share Certificate
0.30%$500-12 Month Share Certificate
0.20%$500-6 Month Share Certificate
0.15%$500-90 Day Share Certificate

Georgetown Kraft Credit Union IRA Rates

0.30%$500-12 Month IRA

Georgetown Kraft Credit Union Locations
Branch Office49 Jetty DrPawleys Island, SC 29585-8425
Branch Office103 S Morgan AveAndrews, SC 29510-2647
Branch Office488 Nelson BlvdKingstree, SC 29556-4025
Branch Office1530 Bourne StGeorgetown, SC 29440-4775
Corporate Office1379 N Fraser StGeorgetown, SC 29440-2825

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