Georgia Banking Company


Overview / Commentary
404-835-7272
1776 Peachtree St Nw
Atlanta, GA 30309

Georgia Banking Company is headquartered in ATLANTA and is the 10th largest bank in the state of Georgia. It is also the 620th largest bank in the nation. It was established in 2001 and as of June of 2024, it had grown to 189 employees at 7 locations. Georgia Banking Company has a B+ health rating.

Reviews (2)

AWFUL ONLINE ACCOUNT OPENING EXPERIENCE

I have been trying to open a Connect checking account t online to use the account only to have my maturing CD’s deposited into the account. (Georgia Banking will not ACH the maturing funds back to my original funding account but are making me open a checking account that will accept the funds and I will have to execute an ACH debit into this account from an external account!)

However, Georgia Banking’s pathetic website will not open the checking account. It just hangs and then fails to open the account. It gives no feedback at all. It’s useless!

DATA SECURITY BREACH - Comprised Personal Data And Inaccurate Credit Reporting

DATA SECURITY BREACH: NO DATA SECURITY AND INACCURATE CREDIT REPORTING

Georgia Banking Company’s poorly managed data security resulted in my credit information being compromised by a phishing attack.

Additionally, I have been a victim of their inaccurate credit reporting. They inaccurately reported me 30 days late despite recognizing that I submitted my payment prior to the 30 day mark.

I recommend that you take your business to a better equipped financial institution that will take your personal information and credit history seriously.



Health
B+

Health Grade Components

Overall
FDIC Certificate #57071
Year Established2001
Employees189
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD3.42%
Annual Interest Income$59.9MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$1.84B$1.58B
LoansQ2 2024vs Q2 2023$1.5B$1.25B
DepositsQ2 2024vs Q2 2023$1.54B$1.35B
Equity CapitalQ2 2024vs Q2 2023$157.2MM$146.1MM
Loan Loss AllowanceQ2 2024vs Q2 2023$18.1MM$16.9MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$17.3MM$3.6MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Georgia Banking Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$25k*-Premier Checking
OTHER TIERS: 0.15% $0 - $25k
Locations


Georgia Banking Company Locations
Griffin Branch1624 North ExpresswayGriffin, GA 30223
Georgia Banking Company1776 Peachtree St NwAtlanta, GA 30309
Duluth Branch6340 Sugarloaf PkwyDuluth, GA 30097
Lawrenceville Branch690 Collins Hill RoadLawrenceville, GA 30046
Alpharetta Office Branch5225 Windward ParkwayAlpharetta, GA 30004
Marietta Office Branch4895 Lower Roswell RoadMarietta, GA 30062

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