Georgia Banking Company


Overview / Commentary
404-835-7272
1776 Peachtree St Nw
Atlanta, GA 30309

Georgia Banking Company is headquartered in Atlanta and is the 13th largest bank in the state of Georgia. It is also the 775th largest bank in the nation. It was established in 2001 and as of June of 2022, it had grown to 167 employees at 4 locations. Georgia Banking Company has an A health rating.

Great Customer Service

I recently found Georgia Banking Company on this website because of their high rates, boy am I happy that I did. They have the best service, any time I ever had to call they pick up almost immediately and are very knowledgeable. I would recommend giving them a try!

Kasasa Checking Requirements

I called before opening a reward checking account to get as much info as possible. Reps were very pleasant, however, the opening process requires the use of separate email / DocuSign system. You will likely be required to scan & upload ID and utility statements, etc. They did not inform me that an Equifax credit pull would be required until I was most of the way through the process (second day). Very disappointing as I keep my credit reports frozen and had to jump through a bunch of hoops.and wait an even longer period of time. For those who want simplicity or don't want a credit pull, you'll want to avoid. Thanks.

Restrictions On ACH Transfer And Beneficiary Designation

Posted by: |

Wanted to open an online CD and called the customer service. The staff was great, but they informed me that they have $25000 limit on ACH transfer for funding the account. Anything more, you have to MAIL a check. Also, no beneficiary designation available during online application. Once the account is funded, you have to call them to add a beneficiary. A bit of hoops to go through...

AWFUL ONLINE ACCOUNT OPENING EXPERIENCE

I have been trying to open a Connect checking account t online to use the account only to have my maturing CD’s deposited into the account. (Georgia Banking will not ACH the maturing funds back to my original funding account but are making me open a checking account that will accept the funds and I will have to execute an ACH debit into this account from an external account!)

However, Georgia Banking’s pathetic website will not open the checking account. It just hangs and then fails to open the account. It gives no feedback at all. It’s useless!

VIEW MORE REVIEWS

Health

Health Grade Components

Overall
FDIC Certificate #57071
Year Established2001
Employees167
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.05%
Return on Equity - YTD-0.53%
Annual Interest Income$22.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.32B$738.5MM
LoansQ2 2022vs Q2 2021$1.13B$519.3MM
DepositsQ2 2022vs Q2 2021$1.19B$625.5MM
Equity CapitalQ2 2022vs Q2 2021$121.8MM$104.9MM
Loan Loss AllowanceQ2 2022vs Q2 2021$10.9MM$4.1MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$2.9MM$3.4MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Georgia Banking Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Georgia Banking Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--GBC Regular Savings

Georgia Banking Company Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%--GBC Platinum Money Market Account

Georgia Banking Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*-$25kGBC Premier Checking
OTHER TIERS: 0.25% $25k+
Locations


Georgia Banking Company Locations
Griffin Branch1624 North ExpresswayGriffin, GA 30223
Georgia Banking Company1776 Peachtree St NwAtlanta, GA 30309
Duluth Branch6340 Sugarloaf PkwyDuluth, GA 30097
Lawrenceville Branch690 Collins Hill RoadLawrenceville, GA 30046
Alpharetta Office Branch5225 Windward ParkwayAlpharetta, GA 30004
Marietta Office Branch4895 Lower Roswell RoadMarietta, GA 30062

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.