Overview / Commentary
6190 Powers Ferry Road
Atlanta, GA 30339

Georgia Banking Company is headquartered in Atlanta and is the 39th largest bank in the state of Georgia. It is also the 1,942nd largest bank in the nation. It was established in 2001 and as of December of 2018, it had grown to 108 employees at 2 locations. Georgia Banking Company has a B+ health rating.

Related Posts

Georgia Banking Company Has Nationally Available 4-Year CD - 10/16/2018

Georgia Banking Company now offers nationally available Ceretificates, including 2-year (3.00% APY), 4-year (3.35% APY), and 5-year (3.50% APY). Minimum deposit is $500.

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Reviews (4)

Great Little Bank . . .

Posted by: GregNYC | Feb 20, 2019

I'm surprised this wonderful Atlanta-based bank doesn't get more love. They just dropped their 5-year CD rate by 30 bps, but at 3.5%, they were among the very best, with a low 180 day EWP. The rates still aren't bad. Extremely nice, personal service.

Great Customer Service

I recently found Georgia Banking Company on this website because of their high rates, boy am I happy that I did. They have the best service, any time I ever had to call they pick up almost immediately and are very knowledgeable. I would recommend giving them a try!

Kasasa Checking Requirements

I called before opening a reward checking account to get as much info as possible. Reps were very pleasant, however, the opening process requires the use of separate email / DocuSign system. You will likely be required to scan & upload ID and utility statements, etc. They did not inform me that an Equifax credit pull would be required until I was most of the way through the process (second day). Very disappointing as I keep my credit reports frozen and had to jump through a bunch of hoops.and wait an even longer period of time. For those who want simplicity or don't want a credit pull, you'll want to avoid. Thanks.

Restrictions On ACH Transfer And Beneficiary Designation

Posted by: Ravaan | Nov 20, 2018

Wanted to open an online CD and called the customer service. The staff was great, but they informed me that they have $25000 limit on ACH transfer for funding the account. Anything more, you have to MAIL a check. Also, no beneficiary designation available during online application. Once the account is funded, you have to call them to add a beneficiary. A bit of hoops to go through...


Health Grade Components

FDIC Certificate #57071
Year Established2001
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD12.96%
Annual Interest Income$22.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$350.1MM$499.1MM
LoansQ4 2018vs Q4 2017$272.1MM$436.0MM
DepositsQ4 2018vs Q4 2017$302.9MM$390.5MM
Equity CapitalQ4 2018vs Q4 2017$41.8MM$38.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.6MM$1.8MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$5.8MM$4.8MM
Real Estate OwnedQ4 2018vs Q4 2017$2.2MM$2.7MM

Rates for Georgia Banking Company are currently being reviewed.


Georgia Banking Company Locations
Griffin Branch1624 North ExpresswayGriffin, GA 30223
Georgia Banking Company6190 Powers Ferry RoadAtlanta, GA 30339

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