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Overview / Commentary
18 Georgia Heritage Place
Dallas, GA 30132

Georgia Heritage Bank is headquartered in Dallas and is the 163rd largest bank in the state of Georgia. It is also the 4,805th largest bank in the nation. It was established in 2005 and as of September of 2016, it had grown to 17 employees at 2 locations. Georgia Heritage Bank has a C+ health rating.

Reviews (3)

I Love Georgia Heritage

Posted by: twoboys | Jan 27, 2015

You can never get the personal service from a large institution that you get from this bank or a hometown bank. Federal legislation is killing your local banks. Get to know your local banker.

Bad Expierence

Posted by: Joesmith | Jun 16, 2016

I thought a hometown bank would be a nice and friendly place to bank. When going into the bank NO one spoke to me it took forever for someone to see what I needed. I finally got tired of waiting and left.. I wouldn't go back to that bank again.. Very upset and if they treat the customers that way wonder if that is how they treat the employees!!!!!!! Went to a credit union and I love them!!!!!

Bad Expierence

Posted by: Anonymous | Dec 27, 2011

They are not consumer friendly.

Go elsewhere.



Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Georgia Heritage Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #58005
Year Established2005
Employees17
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.42%
Return on Equity - YTD17.59%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$78.4MM$74.1MM
LoansQ3 2016vs Q3 2015$52.2MM$48.2MM
DepositsQ3 2016vs Q3 2015$68.2MM$65.1MM
Equity CapitalQ3 2016vs Q3 2015$6.7MM$5.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$650.00K$581.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$735.00K$488.00K
Real Estate OwnedQ3 2016vs Q3 2015$3.1MM$3.4MM
Rates

Sorry, we do not have rate data for Georgia Heritage Bank.

Locations


Georgia Heritage Bank Locations
Georgia Heritage Bank18 Georgia Heritage PlaceDallas, GA 30132
Marietta Branch3622 Dallas HighwayMarietta, GA 30064