Georgia Heritage Federal Credit Union is headquartered in Savannah and is the 29th largest credit union in the state of Georgia. It is also the 1,559th largest credit union in the nation. It was established in 1940 and as of September of 2022, it had grown to 43 employees and 13,396 members at 4 locations. Georgia Heritage Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.
Membership is open to those who live, work, worship, or attend school in Chatham, Effingham, or Bryan counties in Georgia and their immediate family.
See current membership details
Overall | |
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NCUA # | 3800 |
Year Chartered | 1940 |
Employees | 43 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.56% |
Return on Equity - YTD | 5.78% |
Annual Interest Income | $3.1MM |
Assets and Liabilities | ||
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Assets | Q3 2022vs Q3 2021 | $136.8MM$127.9MM |
Loans | Q3 2022vs Q3 2021 | $85.4MM$77.7MM |
Deposits | Q3 2022vs Q3 2021 | $121.8MM$113.8MM |
Equity Capital | Q3 2022vs Q3 2021 | $13.3MM$12.7MM |
Loan Loss Allowance | Q3 2022vs Q3 2021 | $266.00K$370.00K |
Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $403.00K$259.00K |
Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Georgia Heritage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.90%* | $25k* | - | Money Market Plus | ||
OTHER TIERS: 0.70% → $2.5k - $10k | 0.80% → $10k - $25k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | - | - | Premium Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.90% | $500 | - | 60 Month IRA | |
1.80% | $500 | - | 48 Month IRA | |
1.75% | $500 | - | 36 Month IRA | |
1.65% | $500 | - | 24 Month IRA | |
1.35% | $500 | - | 12 Month IRA | |
1.25% | $500 | - | 6 Month IRA |
Georgia Heritage Federal Credit Union Locations | ||
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Branch Office | 1085 W Lathrop Ave | Savannah, GA 31415 |
Branch Office | 102 Park Ave | Pooler, GA 31322 |
Branch Office | 200 Stephenson Ave Ste 100 | Savannah, GA 31405-5492 |
Branch Office | 5745 GA Highway 21 S | Rincon, GA 31326-5554 |