Georgia Heritage Federal Credit Union is headquartered in Savannah and is the 30th largest credit union in the state of Georgia. It is also the 1,606th largest credit union in the nation. It was established in 1940 and as of December of 2020, it had grown to 42 employees and 12,174 members at 4 locations. Georgia Heritage Federal Credit Union has an A health rating.
Membership is open to those who live, work, worship, or attend school in Chatham, Effingham, or Bryan counties in Georgia and their immediate family.
See current membership details
Overall | |
---|---|
NCUA # | 3800 |
Year Chartered | 1940 |
Employees | 42 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.16% |
Return on Equity - YTD | 1.45% |
Annual Interest Income | $4.1MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2020vs Q4 2019 | $118.5MM$105.7MM |
Loans | Q4 2020vs Q4 2019 | $73.0MM$78.0MM |
Deposits | Q4 2020vs Q4 2019 | $104.5MM$91.6MM |
Equity Capital | Q4 2020vs Q4 2019 | $12.6MM$12.4MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $366.00K$378.00K |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $480.00K$450.00K |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Georgia Heritage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.30%* | $25k* | - | Money Market Plus | ||
OTHER TIERS: 0.15% → $2.5k - $10k | 0.20% → $10k - $25k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
6.00%* | - | $500 | E-Account Checking | ||
OTHER TIERS: 0.10% → $500+ | |||||
0.10% | - | - | Premier Checking | ||
0.05% | - | - | Heritage Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.60% | $10k | - | 60 Month IRA | |
0.50% | $10k | - | 48 Month IRA | |
0.40% | $500 | - | 36 Month IRA | |
0.35% | $500 | - | 24 Month IRA | |
0.25% | $500 | - | 12 Month IRA | |
0.15% | $500 | - | 6 Month IRA |
Georgia Heritage Federal Credit Union Locations | ||
---|---|---|
Branch Office | 1085 W Lathrop Ave | Savannah, GA 31415 |
Branch Office | 102 Park Ave | Pooler, GA 31322 |
Branch Office | 200 Stephenson Ave Ste 100 | Savannah, GA 31405-5492 |
Branch Office | 5745 GA Highway 21 S | Rincon, GA 31326-5554 |