Georgia Heritage Federal Credit Union

Overview / Commentary
1085 W Lathrop Ave
Savannah, GA 31415

Georgia Heritage Federal Credit Union is headquartered in Savannah and is the 30th largest credit union in the state of Georgia. It is also the 1,598th largest credit union in the nation. It was established in 1940 and as of December of 2021, it had grown to 42 employees and 13,097 members at 4 locations. Georgia Heritage Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Chatham, Effingham, or Bryan counties in Georgia and their immediate family.
See current membership details


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Health Grade Components

NCUA #3800
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.06%
Return on Equity - YTD0.59%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$129.2MM$118.5MM
LoansQ4 2021vs Q4 2020$78.0MM$73.0MM
DepositsQ4 2021vs Q4 2020$115.1MM$104.5MM
Equity CapitalQ4 2021vs Q4 2020$12.7MM$12.6MM
Loan Loss AllowanceQ4 2021vs Q4 2020$320.00K$366.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$189.00K$480.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Georgia Heritage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Georgia Heritage Federal Credit Union Savings Account Rates

0.25%*$50k*-IRA Savings
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $50k
0.05%--Heritage Savings
0.05%--Secondary Savings
0.05%--Secured Savings
0.05%--Christmas Club
0.05%--Primary Saving
0.05%--Freedom Saving
0.05%--Kids Club

Georgia Heritage Federal Credit Union Money Market Rates

0.25%*$25k*-Money Market Plus
OTHER TIERS: 0.10% $2.5k - $10k | 0.15% $10k - $25k

Georgia Heritage Federal Credit Union Checking Account Rates

6.00%*-$500E-Account Checking
OTHER TIERS: 0.05% $500+
0.05%--Premier Checking
0.05%--Premium Checking
0.01%--Heritage Checking

Georgia Heritage Federal Credit Union CD Rates

0.60%$500-60 Month Share Certificate
0.50%$500-48 Month Share Certificate
0.40%$500-36 Month Share Certificate
0.35%$500-24 Month Share Certificate
0.25%$500-12 Month Share Certificate
0.25%$500-24 Month 3-Step Share Certificate
0.15%$500-6 Month Share Certificate

Georgia Heritage Federal Credit Union IRA Rates

0.60%$10k-60 Month IRA
0.50%$10k-48 Month IRA
0.40%$500-36 Month IRA
0.35%$500-24 Month IRA
0.25%$500-12 Month IRA
0.15%$500-6 Month IRA

Georgia Heritage Federal Credit Union Locations
Branch Office1085 W Lathrop AveSavannah, GA 31415
Branch Office102 Park AvePooler, GA 31322
Branch Office200 Stephenson Ave Ste 100Savannah, GA 31405-5492
Branch Office5745 GA Highway 21 SRincon, GA 31326-5554

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