Georgia Power Valdosta Federal Credit Union


Overview / Commentary
229-253-1111
1707 Dow St
Valdosta, GA 31601

Georgia Power Valdosta Federal Credit Union is headquartered in Valdosta and is the 46th largest credit union in the state of Georgia. It is also the 3,077th largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 4 employees and 2,792 members at 1 location. Georgia Power Valdosta Federal Credit Union's CD rates are 11% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Georgia Power Valdosta Federal Credit Union is open to employees of Georgia Power Company, U.S. Marine-Bayliner Division and over 60 other Select Employer Groups.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Georgia Power Valdosta Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #12291
Year Chartered1958
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD10.7%
Annual Interest Income$318K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$24.3MM$24.9MM
LoansQ1 2025vs Q1 2024$13.1MM$14MM
DepositsQ1 2025vs Q1 2024$21MM$21.7MM
Equity CapitalQ1 2025vs Q1 2024$3.2MM$3.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$153K$79K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$111K$67K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Georgia Power Valdosta Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$100-Regular Share
0.20%$0-Christmas Club
0.20%$0-Vacation Club
0.20%$0-Passbook Share

Georgia Power Valdosta Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$25k*-Money Market Account
OTHER TIERS: 0.30% $2.5k - $10k | 0.35% $10k - $25k

Georgia Power Valdosta Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$100k*-24 Month CD
OTHER TIERS: 0.75% $1k - $50k | 1.00% $50k - $100k
1.00%*$100k*-12 Month CD
OTHER TIERS: 0.55% $1k - $50k | 0.75% $50k - $100k
0.55%*$100k*-6 Month CD
OTHER TIERS: 0.35% $1k - $50k | 0.45% $50k - $100k

Georgia Power Valdosta Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$100k*-24 Month IRA
OTHER TIERS: 0.75% $1k - $50k | 1.00% $50k - $100k
1.00%*$100k*-12 Month IRA
OTHER TIERS: 0.55% $1k - $50k | 0.75% $50k - $100k
0.55%*$100k*-6 Month IRA
OTHER TIERS: 0.35% $1k - $50k | 0.45% $50k - $100k
0.30%$0-Passbook IRA
Locations


Georgia Power Valdosta Federal Credit Union Locations
Branch Office1707 Dow StValdosta, GA 31601

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