Georgia Power Valdosta Federal Credit Union is headquartered in Valdosta and is the 46th largest credit union in the state of Georgia. It is also the 3,077th largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 4 employees and 2,792 members at 1 location. Georgia Power Valdosta Federal Credit Union's CD rates are 11% higher than the national average, and it has a B health rating.
Georgia Power Valdosta Federal Credit Union is open to employees of Georgia Power Company, U.S. Marine-Bayliner Division and over 60 other Select Employer Groups.
See current membership details
Overall | |
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NCUA # | 12291 |
Year Chartered | 1958 |
Employees | 4 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.4% |
Return on Equity - YTD | 10.7% |
Annual Interest Income | $318K |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $24.3MM$24.9MM |
Loans | Q1 2025vs Q1 2024 | $13.1MM$14MM |
Deposits | Q1 2025vs Q1 2024 | $21MM$21.7MM |
Equity Capital | Q1 2025vs Q1 2024 | $3.2MM$3.1MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $153K$79K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $111K$67K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.20% | $100 | - | Regular Share | |
0.20% | $0 | - | Christmas Club | |
0.20% | $0 | - | Vacation Club | |
0.20% | $0 | - | Passbook Share |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.40%* | $25k* | - | Money Market Account | ||
OTHER TIERS: 0.30% → $2.5k - $10k | 0.35% → $10k - $25k |
Georgia Power Valdosta Federal Credit Union Locations | ||
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Branch Office | 1707 Dow St | Valdosta, GA 31601 |