Geovista Federal Credit Union is headquartered in Hinesville and is the 25th largest credit union in the state of Georgia. It is also the 1,265th largest credit union in the nation. It was established in 1964 and as of December of 2020, it had grown to 79 employees and 24,611 members at 7 locations. Geovista Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Bryan, Bulloch, Chatham, Effingham or Liberty counties.
See current membership details
Great service
Excellent customer service with outstanding products. Their savings rate is pretty good compared to other banks. Their free checking account is great, no need to keep track of daily balances and such. Their loan rates are very competitive as well.
I have tried several other BIG banks but their checking account had so many limitations that I had to look for other options. True there are banks and credit unions that provide the 'no-atm fee' feature. But due to legal authorization, no utility bills in my name, or high 'minimum monthly balances' my options were limited.
Enter GeoVista: A Bank with: 1) No minimum monthly balance {Funding is required to activate accounts}, 2) Free Bill Pay {even to those who need paper checks}, 3) Free Transfer of Funds {between CS and other U.S. based banks}, 4) Free Personal Checks and 5) No-atm fee {nationally or internationally} & no foreign transaction fee.
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 16168 |
| Year Chartered | 1964 |
| Employees | 79 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.64% |
| Return on Equity - YTD | -9.7% |
| Annual Interest Income | $5.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $177.7MM$147.8MM |
| Loans | Q4 2020vs Q4 2019 | $79.7MM$75.2MM |
| Deposits | Q4 2020vs Q4 2019 | $163.7MM$132.5MM |
| Equity Capital | Q4 2020vs Q4 2019 | $11.6MM$12.8MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $1.2MM$1.5MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $1.3MM$972.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |