Geovista Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.50% | Reward Checking | 2.09% - National Average |
| 0.40% | Reward Savings | 0.95% - National Average |
| 2.53% | 5-year CD |
Geovista Federal Credit Union is headquartered in Hinesville and is the 25th largest credit union in the state of Georgia. It is also the 1,301st largest credit union in the nation. It was established in 1964 and as of September of 2018, it had grown to 77 employees and 27,861 members at 7 locations. Geovista Federal Credit Union's CD rates are 66% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Bryan, Bulloch, Chatham, Effingham or Liberty counties.
See current membership details
Great service
Excellent customer service with outstanding products. Their savings rate is pretty good compared to other banks. Their free checking account is great, no need to keep track of daily balances and such. Their loan rates are very competitive as well.
I have tried several other BIG banks but their checking account had so many limitations that I had to look for other options. True there are banks and credit unions that provide the 'no-atm fee' feature. But due to legal authorization, no utility bills in my name, or high 'minimum monthly balances' my options were limited.
Enter GeoVista: A Bank with: 1) No minimum monthly balance {Funding is required to activate accounts}, 2) Free Bill Pay {even to those who need paper checks}, 3) Free Transfer of Funds {between CS and other U.S. based banks}, 4) Free Personal Checks and 5) No-atm fee {nationally or internationally} & no foreign transaction fee.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 16168 |
| Year Chartered | 1964 |
| Employees | 77 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.35% |
| Return on Equity - YTD | 3.84% |
| Annual Interest Income | $4.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $143.3MM$136.7MM |
| Loans | Q3 2018vs Q3 2017 | $82.7MM$80.5MM |
| Deposits | Q3 2018vs Q3 2017 | $128.6MM$122.5MM |
| Equity Capital | Q3 2018vs Q3 2017 | $13.0MM$12.4MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $1.6MM$1.8MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $1.1MM$1.7MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Geovista Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Geovista Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | - | $3k | Kasasa Saver | ||
| OTHER TIERS: 0.10% → $3k+ | |||||
| 0.25% | - | - | IRA Share | ||
| 0.05% | $5 | - | Share Savings | ||
| 0.05% | $5 | - | Christmas Club | ||
| 0.05% | $5 | - | Vacation Club | ||
| 0.05% | $5 | - | Strike Fund | ||
Geovista Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.50%* | - | $5k | Kasasa Cash | ||
| OTHER TIERS: 0.35% → $5k+ | |||||
| 0.05% | $2.5k | - | Senior Checking | ||
Geovista Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.53% | $500 | - | 60 Month CD | |
| 2.02% | $500 | - | 48 Month CD | |
| 1.81% | $500 | - | 36 Month CD | |
| 1.69% | $500 | - | 24 Month CD | |
| 1.49% | $500 | - | 12 Month CD | |
| 1.39% | $500 | - | 18 Month CD | |
| 1.20% | $500 | - | 6 Month CD | |
| 1.01% | $500 | - | 91 Day CD |
| Geovista Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 60 Exchange St Ste B-3 | Richmond Hill, GA 31324 |
| Branch Office | 793 Hase Road Bldg 416 | Fort Stewart, GA 31314 |
| Branch Office | 133 Haley Ave Bldg 1282 | Savannah, GA 31409 |
| Branch Office | 271 S Columbia Ave | Rincon, GA 31326 |
| Branch Office | 107 Grand Central Blvd Ste 201 | Pooler, GA 31322 |
| Branch Office | 620 S Zetterower Ave | Statesboro, GA 30458 |
| Branch Office | 601 W Oglethorpe Hwy | Hinesville, GA 31313 |