Geovista Federal Credit Union


Overview / Commentary
912-368-2477
601 W Oglethorpe Hwy
Hinesville, GA 31313

Geovista Federal Credit Union is headquartered in Hinesville and is the 21st largest credit union in the state of Georgia. It is also the 1,210th largest credit union in the nation. It was established in 1964 and as of December of 2023, it had grown to 74 employees and 24,026 members at 7 locations. Geovista Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in GeoVista Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Bryan, Bulloch, Chatham, Effingham or Liberty.
See current membership details

Reviews (1)

Great service

Posted by: |

Excellent customer service with outstanding products. Their savings rate is pretty good compared to other banks. Their free checking account is great, no need to keep track of daily balances and such. Their loan rates are very competitive as well.



I have tried several other BIG banks but their checking account had so many limitations that I had to look for other options. True there are banks and credit unions that provide the 'no-atm fee' feature. But due to legal authorization, no utility bills in my name, or high 'minimum monthly balances' my options were limited.



Enter GeoVista: A Bank with: 1) No minimum monthly balance {Funding is required to activate accounts}, 2) Free Bill Pay {even to those who need paper checks}, 3) Free Transfer of Funds {between CS and other U.S. based banks}, 4) Free Personal Checks and 5) No-atm fee {nationally or internationally} & no foreign transaction fee.



Health
B+

Health Grade Components

Overall
NCUA #16168
Year Chartered1964
Employees74
Primary Regulator
Profit Margin
Return on Assets - YTD1.57%
Return on Equity - YTD19.82%
Annual Interest Income$8MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$215.2MM$206.4MM
LoansQ4 2023vs Q4 2022$105.3MM$95.2MM
DepositsQ4 2023vs Q4 2022$196.9MM$190.6MM
Equity CapitalQ4 2023vs Q4 2022$17MM$13.8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$997K$1.1MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1MM$1.4MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates

Rates for Geovista Federal Credit Union are currently being reviewed.

Locations


Geovista Federal Credit Union Locations
Branch Office11090 Ford AveRichmond Hill, GA 31324-4682
Branch Office793 Hase Road Bldg 416Fort Stewart, GA 31314
Branch Office133 Haley Ave Bldg 1282Savannah, GA 31409
Branch Office271 S Columbia AveRincon, GA 31326
Branch Office107 Grand Central Blvd Ste 201Pooler, GA 31322
Branch Office620 S Zetterower AveStatesboro, GA 30458
Branch Office601 W Oglethorpe HwyHinesville, GA 31313

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