Geovista Federal Credit Union is headquartered in Hinesville and is the 20th largest credit union in the state of Georgia. It is also the 1,215th largest credit union in the nation. It was established in 1964 and as of June of 2023, it had grown to 76 employees and 24,778 members at 7 locations. Geovista Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in GeoVista Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Bryan, Bulloch, Chatham, Effingham or Liberty.
See current membership details
Great service
Excellent customer service with outstanding products. Their savings rate is pretty good compared to other banks. Their free checking account is great, no need to keep track of daily balances and such. Their loan rates are very competitive as well.
I have tried several other BIG banks but their checking account had so many limitations that I had to look for other options. True there are banks and credit unions that provide the 'no-atm fee' feature. But due to legal authorization, no utility bills in my name, or high 'minimum monthly balances' my options were limited.
Enter GeoVista: A Bank with: 1) No minimum monthly balance {Funding is required to activate accounts}, 2) Free Bill Pay {even to those who need paper checks}, 3) Free Transfer of Funds {between CS and other U.S. based banks}, 4) Free Personal Checks and 5) No-atm fee {nationally or internationally} & no foreign transaction fee.
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 16168 |
| Year Chartered | 1964 |
| Employees | 76 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.48% |
| Return on Equity - YTD | 32.18% |
| Annual Interest Income | $3.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $213.1MM$207.3MM |
| Loans | Q2 2023vs Q2 2022 | $100.2MM$88.6MM |
| Deposits | Q2 2023vs Q2 2022 | $195.4MM$193.0MM |
| Equity Capital | Q2 2023vs Q2 2022 | $16.4MM$12.3MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$1.3MM |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $562.00K$843.00K |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |