German American Bancorp is headquartered in Jasper and is the 8th largest bank in the state of Indiana. It is also the 303rd largest bank in the nation. It was established in 1910 and as of June of 2016, it had grown to 600 employees at 52 locations. German American Bancorp has an A+ health rating.
I've been banking with German American for the past four years and would highly recommend it to anyone in the Southern Indiana region. The staff are very friendly and treat you like one of their own. They are very judicious with their fees, and wait several days to charge a late fee if you've had trouble overdrawing your account. The online banking function and services they offer are adequate and work well for a regional bank. I've banked with larger sized institutions and the services that GA provides are comparable across the board. Though I've never had to personally request one, I know people who have gotten loans through the institution and have spoke favorably of the process. Overall, I would highly recommend German American as a local bank.
|FDIC Certificate #||17393|
|Return on Assets - YTD||1.17%|
|Return on Equity - YTD||11.02%|
|Annual Interest Income||$49.5MM|
|Assets and Liabilities|
|Assets||Q2 2016vs Q2 2015||$2.91B$2.25B|
|Loans||Q2 2016vs Q2 2015||$1.95B$1.47B|
|Deposits||Q2 2016vs Q2 2015||$2.29B$1.78B|
|Equity Capital||Q2 2016vs Q2 2015||$324.1MM$219.2MM|
|Loan Loss Allowance||Q2 2016vs Q2 2015||$15.3MM$15.3MM|
|Unbacked Noncurrent Loans||Q2 2016vs Q2 2015||$9.3MM$5.2MM|
|Real Estate Owned||Q2 2016vs Q2 2015||$416.00K$317.00K|
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