German American Bancorp is headquartered in Jasper and is the 8th largest bank in the state of Indiana. It is also the 309th largest bank in the nation. It was established in 1910 and as of December of 2016, it had grown to 605 employees at 51 locations. German American Bancorp has an A+ health rating.
I have banked with German American for almost 1 year. I set up a checking account to have my paycheck deposited electronically. I have found their website to be easy to use. It has a clean look and is very easy to navigate. They also have a mobile app downloadable through the Google Play store or Apple iOs. The app is very easy to set-up and use. I have only had to contact customer service once but it was a very enjoyable experience. They also have on-line customer support during business hours. I have really enjoyed my time with German American Bank and I would recommend it to anyone.
I've been banking with German American for the past four years and would highly recommend it to anyone in the Southern Indiana region. The staff are very friendly and treat you like one of their own. They are very judicious with their fees, and wait several days to charge a late fee if you've had trouble overdrawing your account. The online banking function and services they offer are adequate and work well for a regional bank. I've banked with larger sized institutions and the services that GA provides are comparable across the board. Though I've never had to personally request one, I know people who have gotten loans through the institution and have spoke favorably of the process. Overall, I would highly recommend German American as a local bank.
|FDIC Certificate #||17393|
|Return on Assets - YTD||1.3%|
|Return on Equity - YTD||12.03%|
|Annual Interest Income||$103.3MM|
|Assets and Liabilities|
|Assets||Q4 2016vs Q4 2015||$2.95B$2.37B|
|Loans||Q4 2016vs Q4 2015||$1.99B$1.56B|
|Deposits||Q4 2016vs Q4 2015||$2.36B$1.85B|
|Equity Capital||Q4 2016vs Q4 2015||$322.1MM$227.4MM|
|Loan Loss Allowance||Q4 2016vs Q4 2015||$14.8MM$14.4MM|
|Unbacked Noncurrent Loans||Q4 2016vs Q4 2015||$3.8MM$3.2MM|
|Real Estate Owned||Q4 2016vs Q4 2015||$242.00K$169.00K|
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