Overview / Commentary
100 Church Street
German Valley, IL 61039

German American State Bank is headquartered in German Valley and is the 157th largest bank in the state of Illinois. It is also the 2,508th largest bank in the nation. It was established in 1907 and as of June of 2018, it had grown to 44 employees at 4 locations. German American State Bank's money market rates are 2X the national average, and it has a B health rating.


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Health Grade Components

FDIC Certificate #5749
Year Established1907
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD13.71%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$249.7MM$238.2MM
LoansQ2 2018vs Q2 2017$170.5MM$160.1MM
DepositsQ2 2018vs Q2 2017$223.9MM$211.8MM
Equity CapitalQ2 2018vs Q2 2017$22.6MM$22.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$2.0MM$2.1MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$3.2MM$1.1MM
Real Estate OwnedQ2 2018vs Q2 2017$93.00K$183.00K
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Always verify rates and promotions with the bank or credit union. We are not German American State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

German American State Bank Savings Account Rates

1.00%*-$50kKasasa Saver
OTHER TIERS: 0.25% $50k+
0.10%--Lifetime Savings
0.10%--Youth Savings (Club Bucks)
0.10%--Santa Savings
0.10%--Vacation Savings

German American State Bank Money Market Rates

1.00%*$100k*-Money Market Accounts
OTHER TIERS: 0.10% Up to $50k | 0.50% $50k - $100k

German American State Bank Checking Account Rates

2.01%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+

German American State Bank CD Rates

2.68%$10k-5 Year Step Up CD Special
2.50%$5k$100k48 Month CD Special
2.25%$5k$10k24 Month Special CD
1.00%*$50k*-60 Month CD
OTHER TIERS: 0.75% $1k - $50k
0.60%*$50k*-36 Month CD
OTHER TIERS: 0.35% $1k - $50k
0.60%*$50k*-48 Month CD
OTHER TIERS: 0.35% $1k - $50k
0.45%*$50k*-30 Month CD
OTHER TIERS: 0.35% $1k - $50k
0.25%*$50k*-24 Month CD
OTHER TIERS: 0.15% $1k - $50k
0.20%*$50k*-18 Month CD
OTHER TIERS: 0.10% $1k - $50k
0.15%*$50k*-12 Month CD
OTHER TIERS: 0.10% $1k - $50k
0.10%$1k-6 Month CD

German American State Bank Locations
German-American State Bank100 Church StreetGerman Valley, IL 61039
Pecatonica Facility1305 Main StreetPecatonica, IL 61063
Seward3034 S. Pecatonica Rd.Seward, IL 61077
Winnebago Branch809 Cannell-Puri CourtWinnebago, IL 61088

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