German American State Bank

Overview / Commentary

www.germanamericanstatebank.com

815-362-2310

100 Church Street
German Valley, IL 61039

German American State Bank is headquartered in German Valley and is the 154^th largest bank in the state of Illinois. It is also the 2,494^th largest bank in the nation. It was established in 1907 and as of December of 2020, it had grown to 45 employees at 4 locations. German American State Bank has a B health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	5749
Year Established	1907
Employees	45
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.85%
Return on Equity - YTD	8.54%
Annual Interest Income	$10.3MM

Assets and Liabilities
Assets	Q4 2020vs Q4 2019	$282.1MM$249.4MM
Loans	Q4 2020vs Q4 2019	$194.2MM$175.3MM
Deposits	Q4 2020vs Q4 2019	$246.8MM$220.9MM
Equity Capital	Q4 2020vs Q4 2019	$27.3MM$25.4MM
Loan Loss Allowance	Q4 2020vs Q4 2019	$2.3MM$2.1MM
Unbacked Noncurrent Loans	Q4 2020vs Q4 2019	$4.3MM$711.00K
Real Estate Owned	Q4 2020vs Q4 2019	$195.00K$144.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not German American State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

German American State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	-	$50k	Kasasa Saver
OTHER TIERS: 0.15% → $50k+
0.05%	-	-	Lifetime Savings
0.05%	-	-	Club Bucks
0.05%	$25	-	Santa Savings
0.05%	$25	-	Vacation Savings
0.05%	-	-	Teen Savings

German American State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$100k^*	-	Money Market Accounts
OTHER TIERS: 0.08% → Up to $50k \| 0.12% → $50k - $100k

German American State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	-	$10k	Kasasa Cash

German American State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%	$10k	-	60 Month CD Special
0.50%	$1k	-	60 Month CD
0.21%	$1k	-	30 Month CD
0.21%	$1k	-	36 Month CD
0.21%	$1k	-	48 Month CD
0.10%	$1k	-	6 Month CD
0.10%	$1k	-	12 Month CD
0.10%	$1k	-	18 Month CD
0.10%	$1k	-	24 Month CD

Locations

German American State Bank Locations
German-American State Bank	100 Church Street	German Valley, IL 61039
Pecatonica Facility	1305 Main Street	Pecatonica, IL 61063
Seward	3034 S. Pecatonica Rd.	Seward, IL 61077
Winnebago Branch	809 Cannell-Puri Court	Winnebago, IL 61088

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.