German American State Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

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Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

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Member FDIC

4.44%

Our Rating

4.3 / 5

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Member FDIC

up to $300

Our Rating

4.2 / 5

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Overview / Commentary

www.germanamericanstatebank.com

815-362-2310

100 Church Street
German Valley, IL 61039

German American State Bank is headquartered in WINNEBAGO and is the 143^rd largest bank in the state of Illinois. It is also the 2,339^th largest bank in the nation. It was established in 1907 and as of March of 2025, it had grown to 34 employees at 3 locations. German American State Bank has a B health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	5749
Year Established	1907
Employees	34
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.9%
Return on Equity - YTD	10.37%
Annual Interest Income	$4.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$334.8MM$334MM
Loans	Q1 2025vs Q1 2024	$222MM$242.8MM
Deposits	Q1 2025vs Q1 2024	$295.3MM$298MM
Equity Capital	Q1 2025vs Q1 2024	$29.5MM$27.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3MM$3.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$6.8MM$6.5MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for German American State Bank are currently being reviewed.

Locations

German American State Bank Locations
German-American State Bank	100 Church St	German Valley, IL 61039
Pecatonica Facility	1305 Main Street	Pecatonica, IL 61063
Seward	3034 S. Pecatonica Rd.	Seward, IL 61077
Winnebago Branch	809 Cannell-Puri Court	Winnebago, IL 61088

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