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Germania Credit Union


Overview / Commentary
www.germaniacreditunion.com
800-392-2202
507 Highway 290 E
Brenham, TX 77833

Germania Credit Union is headquartered in Brenham and is the 296th largest credit union in the state of Texas. It is also the 3,626th largest credit union in the nation. It was established in 1985 and as of December of 2019, it had grown to 4 employees and 2,457 members at 1 location. Germania Credit Union's money market rates are 70% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Germani Credit Union of Texas is open to the businesses, residents, church members, registered students, and the people that maintain employment within a distance of 10-miles from the credit union office, as well as members, employees, and affiliated organization members of Germania Farm Mutual Insurance, along with the employees of the partner companies that are listed on the credit union website, the family members of credit union members, and the widows/widowers of deceased members.
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Health
B+

Data as of Q4 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Germania Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #66857
Year Chartered1985
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD5.42%
Annual Interest Income$423.00K
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$14.7MM$10.4MM
LoansQ4 2019vs Q4 2018$10.7MM$6.6MM
DepositsQ4 2019vs Q4 2018$13.1MM$9.0MM
Equity CapitalQ4 2019vs Q4 2018$1.5MM$1.4MM
Loan Loss AllowanceQ4 2019vs Q4 2018$11.00K$29.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$7.00K$12.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Germania Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$25-Regular Share

Germania Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$50k*-Money Market
OTHER TIERS: 0.25% → $2.5k - $10k | 0.50% → $10k - $50k

Germania Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$500-60 Month Share Certificate
1.00%$500-48 Month Share Certificate
0.90%$500-36 Month Share Certificate
0.75%$500-24 Month Share Certificate
0.60%$500-18 Month Share Certificate
0.50%$500-6 Month Share Certificate
0.50%$500-12 Month Share Certificate
Locations


Germania Credit Union Locations
Branch Office507 Highway 290 EBrenham, TX 77833

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