GHA Federal Credit Union


Overview / Commentary
203-863-3452
5 Perryridge Rd
Greenwich, CT 06830

GHA Federal Credit Union is headquartered in Greenwich and is the 47th largest credit union in the state of Connecticut. It is also the 2,870th largest credit union in the nation. It was established in 1974 and as of March of 2025, it had grown to 4 employees and 2,411 members at 1 location. GHA Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in GHA Federal Credit Union is open to employees, doctors, nurses, medical staff, technicians and volunteers of Greenwich Hospital or affiliated with Greenwich Hospital, who work in Greenwich, Connecticut: i.e. Doctors Offices, Employees of Oxford Health/United Health Care; also included are persons retired as pensioners or annuitants from the above employment, members of their immediate families, and organizations of such persons.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. GHA Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #21774
Year Chartered1974
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD1.25%
Return on Equity - YTD8.4%
Annual Interest Income$326K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$31.1MM$31.4MM
LoansQ1 2025vs Q1 2024$11.1MM$9.7MM
DepositsQ1 2025vs Q1 2024$26.5MM$27.2MM
Equity CapitalQ1 2025vs Q1 2024$4.5MM$4.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$93K$86K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$4K$17K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for GHA Federal Credit Union are currently being reviewed.

Locations


GHA Federal Credit Union Locations
Branch Office5 Perryridge RdGreenwich, CT 06830-4608

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