Gha Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.41%	5-year CD	5 Year CD 1.85% - Synchrony Bank 60 Month CD
0.35%	1-year CD	1 Year CD 1.05% - Ally Bank High Yield 12-Month CD
0.10%	Savings	Regular Shares 1.00% - Ally Bank Online Savings Account

View all Gha Federal Credit Union rates »

Overview / Commentary

www.ghafcu.org

203-863-3186

5 Perryridge Rd
Greenwich, CT 06830-4608

Gha Federal Credit Union is headquartered in Greenwich and is the 47^th largest credit union in the state of Connecticut. It is also the 3,188^th largest credit union in the nation. It was established in 1974 and as of June of 2016, it had grown to 4 employees and 2,404 members at 1 location. Gha Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees, staff, physicians, nurses and technicians working in Greenwich Hospital or affiliated with Greenwich Hospital and employees of Oxford Health,
See current membership details

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Health

B

Data as of Q2 2016

Learn more about bank health

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Gha Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	21774
Year Chartered	1974
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	0.07%
Return on Equity - YTD	0.64%
Annual Interest Income	$361.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$24.5MM$23.1MM
Loans	Q2 2016vs Q2 2015	$6.4MM$5.7MM
Deposits	Q2 2016vs Q2 2015	$21.9MM$20.6MM
Equity Capital	Q2 2016vs Q2 2015	$2.5MM$2.4MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$116.00K$88.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$158.00K$142.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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Money Market
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gha Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$500	-	Regular Shares
0.10%	-	-	Christmas Club
0.10%	-	-	Vacation Club
0.10%	-	-	IRA

Gha Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$25k^*	-	Money Market Account
OTHER TIERS: 0.10% → $2,500 - $10k \| 0.15% → $10k - $25k

Gha Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.41%	$1k	-	5 Year CD
1.00%	$1k	-	4 Year CD
0.75%	$1k	-	3 Year CD
0.50%	$1k	-	2 Year CD
0.35%	$1k	-	1 Year CD
0.35%	$1k	-	18 Month CD
0.20%	$1k	-	6 Month CD
0.18%	$1k	-	90 Day CD

Locations

Gha Federal Credit Union Locations
Branch Office	5 Perryridge Rd	Greenwich, CT 06830-4608