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Overview / Commentary
5 Perryridge Rd
Greenwich, CT 06830-4608

Gha Federal Credit Union is headquartered in Greenwich and is the 45th largest credit union in the state of Connecticut. It is also the 3,127th largest credit union in the nation. It was established in 1974 and as of December of 2016, it had grown to 4 employees and 2,404 members at 1 location. Gha Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees, staff, physicians, nurses and technicians working in Greenwich Hospital or affiliated with Greenwich Hospital and employees of Oxford Health,
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Gha Federal Credit Union has a low asset base.

Health Grade Components

NCUA #21774
Year Chartered1974
Primary Regulator
Profit Margin
Return on Assets - YTD0.21%
Return on Equity - YTD2.09%
Annual Interest Income$746.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$25.5MM$23.7MM
LoansQ4 2016vs Q4 2015$6.4MM$6.3MM
DepositsQ4 2016vs Q4 2015$22.9MM$21.1MM
Equity CapitalQ4 2016vs Q4 2015$2.5MM$2.5MM
Loan Loss AllowanceQ4 2016vs Q4 2015$73.00K$84.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$193.00K$174.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gha Federal Credit Union Savings Account Rates

0.10%$500-Regular Shares
0.10%--Christmas Club
0.10%--Vacation Club

Gha Federal Credit Union Money Market Rates

0.20%*$25k*-Money Market Account
OTHER TIERS: 0.10% $2,500 - $10k | 0.15% $10k - $25k

Gha Federal Credit Union CD Rates

1.41%$1k-5 Year CD
1.00%$1k-4 Year CD
0.75%$1k-3 Year CD
0.50%$1k-2 Year CD
0.35%$1k-1 Year CD
0.35%$1k-18 Month CD
0.20%$1k-6 Month CD
0.18%$1k-90 Day CD

Gha Federal Credit Union Locations
Branch Office5 Perryridge RdGreenwich, CT 06830-4608