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Reviews (2)

So Far So Good

Posted by: buskya | Nov 15, 2011

Last time they had simillar deal with gift certificates (Apple and iTunes) , I had no issue what so ever going through the process of opening CD and receiving gifts. I contacted them multiple times (iGoBanking and people who issue gifts) since it sounded fishy back then and I had no issues. The one thing that they can imporve is the look and feel of their website. It looks like some college passout came up with the website to learn the technology...it's going to cost this bank one star in rating.


Posted by: pb1333 | Nov 17, 2010

I opened an account. Took about a week to get the email that the account was funded. I then tried to call, over and over. Can never get anyone on the phone. So I emailed and emailed again. I left phone messages for them to call me back. Nothing! Its' been three weeks since my account was funded and I haven't got the email for the free gift. I haven't gotten a reply. It's like they have fallen off the face of the earth. Now I'm worried about the money I deposited. .


Health Grade Components

FDIC Certificate #58564
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD8.69%
Annual Interest Income$62.0MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$6.48B$6.24B
LoansQ1 2018vs Q1 2017$5.29B$4.95B
DepositsQ1 2018vs Q1 2017$4.71B$4.43B
Equity CapitalQ1 2018vs Q1 2017$639.0MM$622.6MM
Loan Loss AllowanceQ1 2018vs Q1 2017$20.5MM$22.2MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$22.3MM$18.8MM
Real Estate OwnedQ1 2018vs Q1 2017$638.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

GiftsforBanking.com CD Rates

2.50%$25k-3 Year CD Gifts
1.85%$25k-2 Year CD Gifts
0.25%$25k-5 Year CD Gifts

GiftsforBanking.com is an Internet only bank and does not have branch locations. Its headquarters is located at 260E Rxr Plaza - Uniondale, NY 11556

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