Last time they had simillar deal with gift certificates (Apple and iTunes) , I had no issue what so ever going through the process of opening CD and receiving gifts. I contacted them multiple times (iGoBanking and people who issue gifts) since it sounded fishy back then and I had no issues. The one thing that they can imporve is the look and feel of their website. It looks like some college passout came up with the website to learn the technology...it's going to cost this bank one star in rating.
I opened an account. Took about a week to get the email that the account was funded. I then tried to call, over and over. Can never get anyone on the phone. So I emailed and emailed again. I left phone messages for them to call me back. Nothing! Its' been three weeks since my account was funded and I haven't got the email for the free gift. I haven't gotten a reply. It's like they have fallen off the face of the earth. Now I'm worried about the money I deposited. .
|FDIC Certificate #||58564|
|Return on Assets - YTD||0.97%|
|Return on Equity - YTD||9.82%|
|Annual Interest Income||$262.0MM|
|Assets and Liabilities|
|Assets||Q4 2018vs Q4 2017||$6.83B$6.30B|
|Loans||Q4 2018vs Q4 2017||$5.53B$5.16B|
|Deposits||Q4 2018vs Q4 2017||$4.96B$4.39B|
|Equity Capital||Q4 2018vs Q4 2017||$661.0MM$634.1MM|
|Loan Loss Allowance||Q4 2018vs Q4 2017||$20.9MM$20.4MM|
|Unbacked Noncurrent Loans||Q4 2018vs Q4 2017||$18.9MM$24.1MM|
|Real Estate Owned||Q4 2018vs Q4 2017||$0$0|
Always verify rates and promotions with the bank or credit union. We are not GiftsforBanking.com; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|2.75%||$25k||-||5 Year CD Gifts|
|2.50%||$25k||-||3 Year CD Gifts|
|1.50%||$25k||-||2 Year CD Gifts|
GiftsforBanking.com is an Internet only bank and does not have branch locations. Its headquarters is located at 260E Rxr Plaza - Uniondale, NY 11556