iGObanking
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.15% | 2-year CD | 24 Month iGOCD 2.25% - Synchrony Bank 24 Month CD |
| 1.70% | Money Market | iGOmoneymarket (New Money Only) 1.00% - Ally Bank Money Market Account |
| 2.87% | 5-year CD | 60 Month iGOCD 2.50% - Ally Bank High Yield 5 Year CD |
iGObanking.com®, a division of Flushing Savings Bank, FSB, is an online bank that allows you to manage your money simply and securely. We offer high-yielding savings, money market savings, checking and CD products that can be opened online, or by mail. Once your iGObanking® account is opened, you can automatically make deposits and withdrawals to and from your regular banking account.
Related Posts
3/2 - iGObanking Adds 210 Basis Points To 18-Month iGOCD
2/6 - iGObanking Ups 24-Month CD Rate
5/13 - iGObanking Hikes 18-Month CD Rate
4/13 - iGObanking Boosts 24- And 36-Month iGOCD Rates
12/24 - 6-Month CD--1.10% APY
3/29 - iGObanking Hikes Rate On 24-Month iGOCD
3/28 - Igobanking 2 Year CD Rate Hike
5/27/15 - iGobanking Raises Rates On 24-Month CD And Money Market Account
5/26/15 - Money Market Rate Hike To 1.10%
2/10/15 - iGObanking Offers Top Rate 12-month CD, Available Nationally
11/24/14 - Igobanking 3 Year CD Rate Hike
11/9/14 - iGObanking Raises Rate On 24-month CD To Competitive Level
9/25/14 - Igobanking Ups 5-Year CD To 2.05% APY
9/18/14 - iGObanking Raises Rate on iGOsavings and Offers New 6-month CD
9/16/14 - Igobanking--1% APY 6-Month CD
9/4/14 - 6 Month 1.00% APY CD, Igobanking.
5/14/14 - Igo Banking 5 Year CD Rate Drop
12/16/13 - Top Internet Bank 5-Year CD Rate at iGObanking.com
12/14/13 - New 5-Year Rate
10/4/13 - Big Increase in Money Market Rate at iGObanking.com
10/2/13 - Igo 5Yr CD Rate Cut
8/17/13 - Drivers License Required For Existing Customer To Open CD
7/18/13 - Big Increase in 5-Year CD Rate at iGObanking.com
7/23/12 - Big Increase in iGObanking.com's Early Withdrawal Penalty
7/20/12 - Change Of Withdrawal Policy
7/17/12 - New Competitive CD Rates at iGObanking.com
11/14/11 - Two Top CD & IRA CD Rates at iGObanking.com
8/11/11 - iGObanking Slashes Their Long-Term CD Rates
7/5/11 - New Long-Term CDs with Top Rates at iGObanking.com - Available Nationwide
12/9/10 - Igobanking.Com Slashes Savings Account Rate
11/22/10 - iGObanking.Com Cuts Savings Account Rates
11/18/10 - CD Rates Drastically Slashed At Igo Banking
11/16/10 - 1.50% 15-Month CD At Igobanking.Com
11/10/10 - CD Rate Changes at iGObanking.com & iPad Gift Package at GiftsforBanking.com
10/20/10 - Hot 2-Year CD Rate at iGObanking.com - Available Nationwide
9/16/10 - Igobanking Raises 2-Year CD Rate As It Lowers Its 3-Month CD Rate
3/9/10 - iGObanking.com Savings Account Yield Falls to 1.21%
3/4/10 - CD Gift Program and Competitive CD Rates at GiftsforBanking.com
3/3/10 - New CD Gift Program at iGOBanking.com
2/3/10 - Competitive 5-Year CD at iGOBanking.com - Available Nationwide
12/19/09 - New 5.30% No-Min Online Savings Account - iGObanking
7/26/09 - 3.25% 24-Month CD at iGObanking.com - Nationally Available
2/22/09 - 3.80% Online Checking Account and $50 Bonus at iGObanking.com
11/22/08 - iGObanking.com Update - 4.30% 15-Month CD, 3.80% Checking Account, $50 Bonus
11/6/08 - 4.15% 9-Month CD at iGObanking.com
8/8/08 - $50 Checking Account Bonus at iGObanking.com
5/13/08 - iGObanking.com Launches High Interest Checking
3/6/08 - 4.30% 60-Month and 4.00% 15-Month Online CDs at iGObanking.com
2/15/08 - More Savings Account and CD Rate Cuts
No Problems
No idea what everyone is complaining about...
Easy to setup...website does what I need it to do.
Rates are worth considering. I have transferred money in and out of my account depending on how competitive the rates move...never had a problem!
Used to be one of the higher rates out there....not so much any more. But that would be the only reason I would move on to another institution.
igoBanking - Good Products, Barebones Interface
I've been using igobanking products for over 7 years now. Specifically, I've had a savings and checking account, although I abandoned the checking account long ago. But I can't say I've ever run into any problems with the bank or any of my funds. It's a pretty straight forward Internet-only bank. The set-up was minimal and the rates were some of the best I could find at the time (over 1% on savings), although still nothing that will really make you any money. I've been able to link to all my numerous other accounts and freely transfer money in and out as needed. I've changed addresses a few times with no problems and have received all necessary documents (tax and otherwise) as needed. The interface is a little clunky, but you get use to it fast enough. If you know what you're doing and have experience with Internet-only banks, I think the rates are good enough to give it a try.
Customer Service
If you are used to dealing with Ally Bank or American Express bank or Discover bank etc, do not expect same service from IGo bank. Customer service is non existent and reps not knowledgeable. Customer service hours- Few, Wait time very long.It is a regular brick and mortar bank which wants to dabble into on line banking. Good rates bad service. Very bad service. Reps have no knowledge of on-line banking side.
Variable Rates
I've had a few issues with this bank but not at first. I've tried to set my account up with other banks for the purposes of being able to do electronic transfers into and out of the account through other banks (because they have transfer limits through their interface) but when my other banks try to do those small verification deposits, I never receive them even though my bank says they were able to deposit and withdraw those funds. So I can't seem to verify this bank for that purpose even after talking to customer service and re-verifying my account data, attempting the small deposits multiple times. It seems like they don't want you to be able to make withdrawals on purpose! Then their money market accounts are supposed to be a "variable rate." When they decide to lower it, they have no problem getting that done as quickly as possible but when the rate goes up, you have to complain before they will increase it. All other online banks I have dealt with have just automatically increased the "variable rate". I'm DONE with this bank.
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 58564 |
| Year Established | 2007 |
| Employees | 456 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.7% |
| Return on Equity - YTD | 6.98% |
| Annual Interest Income | $239.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $6.30B$6.06B |
| Loans | Q4 2017vs Q4 2016 | $5.16B$4.81B |
| Deposits | Q4 2017vs Q4 2016 | $4.39B$4.22B |
| Equity Capital | Q4 2017vs Q4 2016 | $634.1MM$612.4MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $20.4MM$22.2MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $24.1MM$20.1MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$533.00K |
Always verify rates and promotions with the bank or credit union. We are not iGObanking; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
iGObanking Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | iGOsavings |
iGObanking Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.70% | $25k | - | iGOmoneymarket (New Money Only) |
iGObanking Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | iGOchecking |
iGObanking CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.87% | $1k | - | 60 Month iGOCD | |
| 2.20% | $1k | - | 12 Month iGOCD | |
| 0.35% | $1k | - | 36 Month iGOCD | |
| 0.35% | $1k | - | 48 Month iGOCD | |
| 0.35% | $1k | - | 29 Month iGOCD | |
| 0.35% | $1k | - | 7 Year iGOCD | |
| 0.35% | $1k | - | 10 Year iGOCD | |
| 0.15% | $1k | - | 3 Month iGOCD | |
| 0.15% | $1k | - | 6 Month iGOCD | |
| 0.15% | $1k | - | 8 Month iGOCD | |
| 0.15% | $1k | - | 9 Month iGOCD | |
| 0.15% | $1k | - | 13 Month iGOCD | |
| 0.15% | $1k | - | 15 Month iGOCD | |
| 0.15% | $1k | - | 18 Month iGOCD | |
| 0.15% | $1k | - | 24 Month iGOCD |
iGObanking IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $1k | - | 36 Month iGOIRA | |
| 0.35% | $1k | - | 48 Month iGOIRA | |
| 0.35% | $1k | - | 60 Month iGOIRA | |
| 0.35% | $1k | - | 29 Month iGOIRA | |
| 0.15% | $1k | - | 6 Month iGOIRA | |
| 0.15% | $1k | - | 8 Month iGOIRA | |
| 0.15% | $1k | - | 9 Month iGOIRA | |
| 0.15% | $1k | - | 12 Month iGOIRA | |
| 0.15% | $1k | - | 13 Month iGOIRA | |
| 0.15% | $1k | - | 15 Month iGOIRA | |
| 0.15% | $1k | - | 18 Month iGOIRA | |
| 0.15% | $1k | - | 24 Month iGOIRA |
iGObanking is an Internet only bank and does not have branch locations. Its headquarters is located at 144-51 Northern Boulevard - Flushing, NY 11354