iGObanking
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.75% | 2-year CD | 24 Month iGOCD |
| 2.00% | Money Market | iGOmoneymarket (New Money Only) 1.85% - CIT Bank Money Market Account |
| 0.35% | 5-year CD | 60 Month iGOCD 3.00% - Barclays 60 Month Online CD |
iGObanking.com®, a division of Flushing Savings Bank, FSB, is an online bank that allows you to manage your money simply and securely. We offer high-yielding savings, money market savings, checking and CD products that can be opened online, or by mail. Once your iGObanking® account is opened, you can automatically make deposits and withdrawals to and from your regular banking account.
Related Posts
6/6 - iGObanking CD Specials: 2.35% APY 12-Month / 2.75% 24-Month
3/23 - iGObanking Hikes 12-month iGOCD Rate
3/2 - iGObanking Adds 210 Basis Points To 18-Month iGOCD
2/6 - iGObanking Ups 24-Month CD Rate
5/13 - iGObanking Hikes 18-Month CD Rate
4/13 - iGObanking Boosts 24- And 36-Month iGOCD Rates
12/24 - 6-Month CD--1.10% APY
3/29 - iGObanking Hikes Rate On 24-Month iGOCD
3/28 - Igobanking 2 Year CD Rate Hike
5/27/15 - iGobanking Raises Rates On 24-Month CD And Money Market Account
5/26/15 - Money Market Rate Hike To 1.10%
2/10/15 - iGObanking Offers Top Rate 12-month CD, Available Nationally
11/24/14 - Igobanking 3 Year CD Rate Hike
11/9/14 - iGObanking Raises Rate On 24-month CD To Competitive Level
9/25/14 - Igobanking Ups 5-Year CD To 2.05% APY
9/18/14 - iGObanking Raises Rate on iGOsavings and Offers New 6-month CD
9/16/14 - Igobanking--1% APY 6-Month CD
9/4/14 - 6 Month 1.00% APY CD, Igobanking.
5/14/14 - Igo Banking 5 Year CD Rate Drop
12/16/13 - Top Internet Bank 5-Year CD Rate at iGObanking.com
12/14/13 - New 5-Year Rate
10/4/13 - Big Increase in Money Market Rate at iGObanking.com
10/2/13 - Igo 5Yr CD Rate Cut
8/17/13 - Drivers License Required For Existing Customer To Open CD
7/18/13 - Big Increase in 5-Year CD Rate at iGObanking.com
7/23/12 - Big Increase in iGObanking.com's Early Withdrawal Penalty
7/20/12 - Change Of Withdrawal Policy
7/17/12 - New Competitive CD Rates at iGObanking.com
11/14/11 - Two Top CD & IRA CD Rates at iGObanking.com
8/11/11 - iGObanking Slashes Their Long-Term CD Rates
7/5/11 - New Long-Term CDs with Top Rates at iGObanking.com - Available Nationwide
12/9/10 - Igobanking.Com Slashes Savings Account Rate
11/22/10 - iGObanking.Com Cuts Savings Account Rates
11/18/10 - CD Rates Drastically Slashed At Igo Banking
11/16/10 - 1.50% 15-Month CD At Igobanking.Com
11/10/10 - CD Rate Changes at iGObanking.com & iPad Gift Package at GiftsforBanking.com
10/20/10 - Hot 2-Year CD Rate at iGObanking.com - Available Nationwide
9/16/10 - Igobanking Raises 2-Year CD Rate As It Lowers Its 3-Month CD Rate
3/9/10 - iGObanking.com Savings Account Yield Falls to 1.21%
3/4/10 - CD Gift Program and Competitive CD Rates at GiftsforBanking.com
3/3/10 - New CD Gift Program at iGOBanking.com
2/3/10 - Competitive 5-Year CD at iGOBanking.com - Available Nationwide
12/19/09 - New 5.30% No-Min Online Savings Account - iGObanking
7/26/09 - 3.25% 24-Month CD at iGObanking.com - Nationally Available
2/22/09 - 3.80% Online Checking Account and $50 Bonus at iGObanking.com
11/22/08 - iGObanking.com Update - 4.30% 15-Month CD, 3.80% Checking Account, $50 Bonus
11/6/08 - 4.15% 9-Month CD at iGObanking.com
8/8/08 - $50 Checking Account Bonus at iGObanking.com
5/13/08 - iGObanking.com Launches High Interest Checking
3/6/08 - 4.30% 60-Month and 4.00% 15-Month Online CDs at iGObanking.com
2/15/08 - More Savings Account and CD Rate Cuts
Good concept, could use a bit more human touch
Using iGo was one of my first experiences in using something that is newer to the world and a bit more unfamiliar. I decided to give them a try as their interest rate was the best I could find so I decided to place $500 in and see how the experience was. Doing bank to bank transfers is easy and they have a pretty good web setup to do just that. It's also easy to see what your current balance is and how much interest you are drawing from your divided. What needs work is their customer support. To be blunt, it's basically non-existent as they've poured all their money into the web experience. If they want to complete long-term, they will have no choice but to hire human beings or face an uncertain future.
igobanking - Good Savings Rate
I've been an igobanking customer for over 5 years now and find it a good, but not great online-only bank. They deliver on their promise of a high savings interest rate which has consistently remained in the 1% APR-area since I opened an account. To get that rate, they dial way back on the customer service and mobile interface, in fact, I barely use their mobile app as I find it too frustrating and just use the web interface. That being said, I can do all I need to do in terms of transferring money. It took awhile to learn where everything was on their site, but they haven't redesigned the site in years, which I believe to be a good thing, so I can find everything now with ease.
Wonder What The I Stands For...
The i can't stand for internet, when I asked about an electronic funds transfer at maturity, this is the reply I received. That is absurd, will not be using iGObanking in the future.
"Thank you for your recent message and we are sorry that you have decided to close out your account. We can certainly assist with your CD close out but we do not have the ability to transfer CD funds electronically. We do have the ability to mail a cashiers check upon maturity to your address of record. If you would like to proceed with the account closeout upon maturity and wish to have a check mailed for the balance please reply to this message with instructions. Thank you."
No Problems
No idea what everyone is complaining about...
Easy to setup...website does what I need it to do.
Rates are worth considering. I have transferred money in and out of my account depending on how competitive the rates move...never had a problem!
Used to be one of the higher rates out there....not so much any more. But that would be the only reason I would move on to another institution.
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 58564 |
| Year Established | 2007 |
| Employees | 451 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.86% |
| Return on Equity - YTD | 8.69% |
| Annual Interest Income | $62.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $6.48B$6.24B |
| Loans | Q1 2018vs Q1 2017 | $5.29B$4.95B |
| Deposits | Q1 2018vs Q1 2017 | $4.71B$4.43B |
| Equity Capital | Q1 2018vs Q1 2017 | $639.0MM$622.6MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $20.5MM$22.2MM |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $22.3MM$18.8MM |
| Real Estate Owned | Q1 2018vs Q1 2017 | $638.00K$0 |
This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.
iGOmoneymarket Rate Now 2.00% APY
$25,000+ minimum balance.
New accounts and new money only.
iGObanking CD Specials: 2.35% APY 12-Month / 2.75% 24-Month
$1000 Minimum Deposit
Not available for IRA CDs
https://www.igobanking.com/rates.aspx
Always verify rates and promotions with the bank or credit union. We are not iGObanking; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
iGObanking Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | iGOsavings |
iGObanking Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $25k | - | iGOmoneymarket (New Money Only) |
iGObanking Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | iGOchecking |
iGObanking CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.75% | $1k | - | 24 Month iGOCD | |
| 2.50% | $1k | - | 12 Month iGOCD | |
| 0.35% | $1k | - | 36 Month iGOCD | |
| 0.35% | $1k | - | 48 Month iGOCD | |
| 0.35% | $1k | - | 60 Month iGOCD | |
| 0.35% | $1k | - | 29 Month iGOCD | |
| 0.35% | $1k | - | 7 Year iGOCD | |
| 0.35% | $1k | - | 10 Year iGOCD | |
| 0.15% | $1k | - | 3 Month iGOCD | |
| 0.15% | $1k | - | 6 Month iGOCD | |
| 0.15% | $1k | - | 8 Month iGOCD | |
| 0.15% | $1k | - | 9 Month iGOCD | |
| 0.15% | $1k | - | 13 Month iGOCD | |
| 0.15% | $1k | - | 15 Month iGOCD | |
| 0.15% | $1k | - | 18 Month iGOCD |
iGObanking IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $1k | - | 36 Month iGOIRA | |
| 0.35% | $1k | - | 48 Month iGOIRA | |
| 0.35% | $1k | - | 60 Month iGOIRA | |
| 0.35% | $1k | - | 29 Month iGOIRA | |
| 0.15% | $1k | - | 6 Month iGOIRA | |
| 0.15% | $1k | - | 8 Month iGOIRA | |
| 0.15% | $1k | - | 9 Month iGOIRA | |
| 0.15% | $1k | - | 12 Month iGOIRA | |
| 0.15% | $1k | - | 13 Month iGOIRA | |
| 0.15% | $1k | - | 15 Month iGOIRA | |
| 0.15% | $1k | - | 18 Month iGOIRA | |
| 0.15% | $1k | - | 24 Month iGOIRA |
iGObanking is an Internet only bank and does not have branch locations. Its headquarters is located at 144-51 Northern Boulevard - Flushing, NY 11354