Featured Savings Rates
Featured Accounts

iGObanking

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.15%2-year CD24 Month iGOCD
1.70%Money MarketiGOmoneymarket (New Money Only)
2.87%5-year CD60 Month iGOCD

Overview / Commentary
888-432-5890
144-51 Northern Boulevard
Flushing, NY 11354

iGObanking.comĀ®, a division of Flushing Savings Bank, FSB, is an online bank that allows you to manage your money simply and securely. We offer high-yielding savings, money market savings, checking and CD products that can be opened online, or by mail. Once your iGObankingĀ® account is opened, you can automatically make deposits and withdrawals to and from your regular banking account.

Related Posts

iGObanking Hikes 12-month iGOCD Rate - 3/23/2018

iGObanking has upped the rate on its 12-month iGOCD (2.20% APY) and 60-month iGOCD (2.87% APY). Either iGOCD can be opened with a $1k minimum deposit.

iGObanking Adds 210 Basis Points To 18-Month iGOCD - 3/2/2018

iGObanking (internet bank) has just added 210 bps to its 18-month iGOCD (2.25% APY), resulting in the highest APY in more than eight years. Minimum deposit is $1k.

iGObanking Ups 24-Month CD Rate - 2/6/2018

iGObanking (internet bank) has raised the rates on its 24-month iGOCD to 2.35% APY ($1k minimum) and iGOmoneymarket to 1.50% APY ($25k minimum new money).

View all posts from:

9/23/15 - iGObanking Increases Rate On 12-month iGOCD
5/27/15 - iGobanking Raises Rates On 24-Month CD And Money Market Account
5/26/15 - Money Market Rate Hike To 1.10%
2/10/15 - iGObanking Offers Top Rate 12-month CD, Available Nationally
11/24/14 - Igobanking 3 Year CD Rate Hike
11/9/14 - iGObanking Raises Rate On 24-month CD To Competitive Level
9/25/14 - Igobanking Ups 5-Year CD To 2.05% APY
9/18/14 - iGObanking Raises Rate on iGOsavings and Offers New 6-month CD
9/16/14 - Igobanking--1% APY 6-Month CD
9/4/14 - 6 Month 1.00% APY CD, Igobanking.
5/14/14 - Igo Banking 5 Year CD Rate Drop
12/16/13 - Top Internet Bank 5-Year CD Rate at iGObanking.com
12/14/13 - New 5-Year Rate
10/4/13 - Big Increase in Money Market Rate at iGObanking.com
10/2/13 - Igo 5Yr CD Rate Cut
8/17/13 - Drivers License Required For Existing Customer To Open CD
7/18/13 - Big Increase in 5-Year CD Rate at iGObanking.com
7/23/12 - Big Increase in iGObanking.com's Early Withdrawal Penalty
7/20/12 - Change Of Withdrawal Policy
7/17/12 - New Competitive CD Rates at iGObanking.com
11/14/11 - Two Top CD & IRA CD Rates at iGObanking.com
8/11/11 - iGObanking Slashes Their Long-Term CD Rates
7/5/11 - New Long-Term CDs with Top Rates at iGObanking.com - Available Nationwide
12/9/10 - Igobanking.Com Slashes Savings Account Rate
11/22/10 - iGObanking.Com Cuts Savings Account Rates
11/18/10 - CD Rates Drastically Slashed At Igo Banking
11/16/10 - 1.50% 15-Month CD At Igobanking.Com
11/10/10 - CD Rate Changes at iGObanking.com & iPad Gift Package at GiftsforBanking.com
10/20/10 - Hot 2-Year CD Rate at iGObanking.com - Available Nationwide
9/16/10 - Igobanking Raises 2-Year CD Rate As It Lowers Its 3-Month CD Rate
3/9/10 - iGObanking.com Savings Account Yield Falls to 1.21%
3/4/10 - CD Gift Program and Competitive CD Rates at GiftsforBanking.com
3/3/10 - New CD Gift Program at iGOBanking.com
2/3/10 - Competitive 5-Year CD at iGOBanking.com - Available Nationwide
12/19/09 - New 5.30% No-Min Online Savings Account - iGObanking
7/26/09 - 3.25% 24-Month CD at iGObanking.com - Nationally Available
2/22/09 - 3.80% Online Checking Account and $50 Bonus at iGObanking.com
11/22/08 - iGObanking.com Update - 4.30% 15-Month CD, 3.80% Checking Account, $50 Bonus
11/6/08 - 4.15% 9-Month CD at iGObanking.com
8/8/08 - $50 Checking Account Bonus at iGObanking.com
5/13/08 - iGObanking.com Launches High Interest Checking
3/6/08 - 4.30% 60-Month and 4.00% 15-Month Online CDs at iGObanking.com
2/15/08 - More Savings Account and CD Rate Cuts

No Problems

No idea what everyone is complaining about...
Easy to setup...website does what I need it to do.
Rates are worth considering. I have transferred money in and out of my account depending on how competitive the rates move...never had a problem!
Used to be one of the higher rates out there....not so much any more. But that would be the only reason I would move on to another institution.

igoBanking - Good Products, Barebones Interface

Posted by: RyneG | Dec 1, 2016

I've been using igobanking products for over 7 years now. Specifically, I've had a savings and checking account, although I abandoned the checking account long ago. But I can't say I've ever run into any problems with the bank or any of my funds. It's a pretty straight forward Internet-only bank. The set-up was minimal and the rates were some of the best I could find at the time (over 1% on savings), although still nothing that will really make you any money. I've been able to link to all my numerous other accounts and freely transfer money in and out as needed. I've changed addresses a few times with no problems and have received all necessary documents (tax and otherwise) as needed. The interface is a little clunky, but you get use to it fast enough. If you know what you're doing and have experience with Internet-only banks, I think the rates are good enough to give it a try.

Customer Service

If you are used to dealing with Ally Bank or American Express bank or Discover bank etc, do not expect same service from IGo bank. Customer service is non existent and reps not knowledgeable. Customer service hours- Few, Wait time very long.It is a regular brick and mortar bank which wants to dabble into on line banking. Good rates bad service. Very bad service. Reps have no knowledge of on-line banking side.

Variable Rates

I've had a few issues with this bank but not at first. I've tried to set my account up with other banks for the purposes of being able to do electronic transfers into and out of the account through other banks (because they have transfer limits through their interface) but when my other banks try to do those small verification deposits, I never receive them even though my bank says they were able to deposit and withdraw those funds. So I can't seem to verify this bank for that purpose even after talking to customer service and re-verifying my account data, attempting the small deposits multiple times. It seems like they don't want you to be able to make withdrawals on purpose! Then their money market accounts are supposed to be a "variable rate." When they decide to lower it, they have no problem getting that done as quickly as possible but when the rate goes up, you have to complain before they will increase it. All other online banks I have dealt with have just automatically increased the "variable rate". I'm DONE with this bank.

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Health

Health Grade Components

Overall
FDIC Certificate #58564
Year Established2007
Employees456
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD6.98%
Annual Interest Income$239.5MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$6.30B$6.06B
LoansQ4 2017vs Q4 2016$5.16B$4.81B
DepositsQ4 2017vs Q4 2016$4.39B$4.22B
Equity CapitalQ4 2017vs Q4 2016$634.1MM$612.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$20.4MM$22.2MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$24.1MM$20.1MM
Real Estate OwnedQ4 2017vs Q4 2016$0$533.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not iGObanking; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

iGObanking Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--iGOsavings

iGObanking Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%$25k-iGOmoneymarket (New Money Only)

iGObanking Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--iGOchecking

iGObanking CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.87%$1k-60 Month iGOCD
2.20%$1k-12 Month iGOCD
0.35%$1k-36 Month iGOCD
0.35%$1k-48 Month iGOCD
0.35%$1k-29 Month iGOCD
0.35%$1k-7 Year iGOCD
0.35%$1k-10 Year iGOCD
0.15%$1k-3 Month iGOCD
0.15%$1k-6 Month iGOCD
0.15%$1k-8 Month iGOCD
0.15%$1k-9 Month iGOCD
0.15%$1k-13 Month iGOCD
0.15%$1k-15 Month iGOCD
0.15%$1k-18 Month iGOCD
0.15%$1k-24 Month iGOCD

iGObanking IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$1k-36 Month iGOIRA
0.35%$1k-48 Month iGOIRA
0.35%$1k-60 Month iGOIRA
0.35%$1k-29 Month iGOIRA
0.15%$1k-6 Month iGOIRA
0.15%$1k-8 Month iGOIRA
0.15%$1k-9 Month iGOIRA
0.15%$1k-12 Month iGOIRA
0.15%$1k-13 Month iGOIRA
0.15%$1k-15 Month iGOIRA
0.15%$1k-18 Month iGOIRA
0.15%$1k-24 Month iGOIRA
Locations

iGObanking is an Internet only bank and does not have branch locations. Its headquarters is located at 144-51 Northern Boulevard - Flushing, NY 11354

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.