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Overview / Commentary
888-432-5890
144-51 Northern Boulevard
Flushing, NY 11354

iGObanking.comĀ®, a division of Flushing Savings Bank, FSB, is an online bank that allows you to manage your money simply and securely. We offer high-yielding savings, money market savings, checking and CD products that can be opened online, or by mail. Once your iGObankingĀ® account is opened, you can automatically make deposits and withdrawals to and from your regular banking account.

Related Posts

iGObanking Boosts 24-Month CD Rate - 12/4/2017

iGObanking (internet division of Flushing Bank) has raised the rate on its 24-month iGOCD to 2.10% APY. Minimum deposit is $1k, with no stated balance cap.

iGObanking Hikes 18-Month CD Rate - 5/13/2017

iGObanking (internet bank) has boosted the rate on its 18-month iGOCD (1.50% APY) by 135 bps. The minimum opening deposit is $1k.

iGObanking Boosts 24- And 36-Month iGOCD Rates - 4/13/2017

iGObanking (internet bank) has raised the rates on its 36-month iGOCD (1.90% APY) and 24-month iGOCD (1.60% APY). Minimum deposit is $1k. Also as IRAs.

View all posts from:

11/24/14 - Igobanking 3 Year CD Rate Hike
11/9/14 - iGObanking Raises Rate On 24-month CD To Competitive Level
9/25/14 - Igobanking Ups 5-Year CD To 2.05% APY
9/18/14 - iGObanking Raises Rate on iGOsavings and Offers New 6-month CD
9/16/14 - Igobanking--1% APY 6-Month CD
9/4/14 - 6 Month 1.00% APY CD, Igobanking.
5/14/14 - Igo Banking 5 Year CD Rate Drop
12/16/13 - Top Internet Bank 5-Year CD Rate at iGObanking.com
12/14/13 - New 5-Year Rate
10/4/13 - Big Increase in Money Market Rate at iGObanking.com
10/2/13 - Igo 5Yr CD Rate Cut
8/17/13 - Drivers License Required For Existing Customer To Open CD
7/18/13 - Big Increase in 5-Year CD Rate at iGObanking.com
7/23/12 - Big Increase in iGObanking.com's Early Withdrawal Penalty
7/20/12 - Change Of Withdrawal Policy
7/17/12 - New Competitive CD Rates at iGObanking.com
11/14/11 - Two Top CD & IRA CD Rates at iGObanking.com
8/11/11 - iGObanking Slashes Their Long-Term CD Rates
7/5/11 - New Long-Term CDs with Top Rates at iGObanking.com - Available Nationwide
12/9/10 - Igobanking.Com Slashes Savings Account Rate
11/22/10 - iGObanking.Com Cuts Savings Account Rates
11/18/10 - CD Rates Drastically Slashed At Igo Banking
11/16/10 - 1.50% 15-Month CD At Igobanking.Com
11/10/10 - CD Rate Changes at iGObanking.com & iPad Gift Package at GiftsforBanking.com
10/20/10 - Hot 2-Year CD Rate at iGObanking.com - Available Nationwide
9/16/10 - Igobanking Raises 2-Year CD Rate As It Lowers Its 3-Month CD Rate
3/9/10 - iGObanking.com Savings Account Yield Falls to 1.21%
3/4/10 - CD Gift Program and Competitive CD Rates at GiftsforBanking.com
3/3/10 - New CD Gift Program at iGOBanking.com
2/3/10 - Competitive 5-Year CD at iGOBanking.com - Available Nationwide
12/19/09 - New 5.30% No-Min Online Savings Account - iGObanking
7/26/09 - 3.25% 24-Month CD at iGObanking.com - Nationally Available
2/22/09 - 3.80% Online Checking Account and $50 Bonus at iGObanking.com
11/22/08 - iGObanking.com Update - 4.30% 15-Month CD, 3.80% Checking Account, $50 Bonus
11/6/08 - 4.15% 9-Month CD at iGObanking.com
8/8/08 - $50 Checking Account Bonus at iGObanking.com
5/13/08 - iGObanking.com Launches High Interest Checking
3/6/08 - 4.30% 60-Month and 4.00% 15-Month Online CDs at iGObanking.com
2/15/08 - More Savings Account and CD Rate Cuts

No Problems

No idea what everyone is complaining about...
Easy to setup...website does what I need it to do.
Rates are worth considering. I have transferred money in and out of my account depending on how competitive the rates move...never had a problem!
Used to be one of the higher rates out there....not so much any more. But that would be the only reason I would move on to another institution.

i go banking experinece with deposits

Posted by: Mandatrac | Dec 7, 2017

My experience with I go banking checking account was and is truly great. My credit is not the best and I had no problem with getting a checking account with them. The best part of having a checking account with them is that with my pay check being directly deposited into my account it goes into my account a day early! Wow, what is better than that? Plus if I get a check and I wanted to deposit it into my account I can use my cell phone to deposit it and it goes right in, so if I'm traveling poof I can deposit a check in to my account. Plus the bill paying service online is great! I am not one to go to a bank in person, so to have a great online bank works great for me and this I go bank is perfect!

Customer Service

If you are used to dealing with Ally Bank or American Express bank or Discover bank etc, do not expect same service from IGo bank. Customer service is non existent and reps not knowledgeable. Customer service hours- Few, Wait time very long.It is a regular brick and mortar bank which wants to dabble into on line banking. Good rates bad service. Very bad service. Reps have no knowledge of on-line banking side.

Would Never Recommend This Bank!

Posted by: PSinPS | Oct 31, 2017

iGoBanking is still in the dark ages. What is the most amazing to me it that I can not change my ATM card pin! They offer no way to change it to a pin of my choosing! I have never heard of that.

Their phone service is awful. Because they are owned by Flushing Bank, even though I was careful to pick the correct option on the sizable phone tree, I still got to Flushing Bank customer service. Even when they transferred me to iGoBanking, I still got to Flushing Bank.

The process to open an account is slow and cumbersome, like it is their first time in banking. I have to image that just about every other online bank has far better service than iGoBanking.

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Health

Health Grade Components

Overall
FDIC Certificate #58564
Year Established2007
Employees466
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD8.37%
Annual Interest Income$178.2MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$6.27B$6.01B
LoansQ3 2017vs Q3 2016$5.05B$4.72B
DepositsQ3 2017vs Q3 2016$4.46B$4.05B
Equity CapitalQ3 2017vs Q3 2016$636.8MM$542.1MM
Loan Loss AllowanceQ3 2017vs Q3 2016$25.3MM$21.8MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$18.1MM$22.4MM
Real Estate OwnedQ3 2017vs Q3 2016$0$2.8MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not iGObanking; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

iGObanking Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--iGOsavings

iGObanking Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$25k-iGOmoneymarket (New Money Only)

iGObanking Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--iGOchecking

iGObanking CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$1k-24 Month iGOCD
1.75%$1k-12 Month iGOCD
0.35%$1k-36 Month iGOCD
0.35%$1k-48 Month iGOCD
0.35%$1k-60 Month iGOCD
0.35%$1k-29 Month iGOCD
0.35%$1k-7 Year iGOCD
0.35%$1k-10 Year iGOCD
0.15%$1k-3 Month iGOCD
0.15%$1k-6 Month iGOCD
0.15%$1k-8 Month iGOCD
0.15%$1k-9 Month iGOCD
0.15%$1k-13 Month iGOCD
0.15%$1k-15 Month iGOCD
0.15%$1k-18 Month iGOCD

iGObanking IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$1k-36 Month iGOIRA
0.35%$1k-48 Month iGOIRA
0.35%$1k-60 Month iGOIRA
0.35%$1k-29 Month iGOIRA
0.15%$1k-6 Month iGOIRA
0.15%$1k-8 Month iGOIRA
0.15%$1k-9 Month iGOIRA
0.15%$1k-12 Month iGOIRA
0.15%$1k-13 Month iGOIRA
0.15%$1k-15 Month iGOIRA
0.15%$1k-18 Month iGOIRA
0.15%$1k-24 Month iGOIRA
Locations

iGObanking is an Internet only bank and does not have branch locations. Its headquarters is located at 144-51 Northern Boulevard - Flushing, NY 11354