Deposits held and insured by Flushing Bank

Overview / Commentary
260E RXR Plaza
Uniondale, NY 11556
Deposits held and insured by Flushing Bank

iGObanking.com®, a division of Flushing Savings Bank, FSB, is an online bank that allows you to manage your money simply and securely. We offer high-yielding savings, money market savings, checking and CD products that can be opened online, or by mail. Once your iGObanking® account is opened, you can automatically make deposits and withdrawals to and from your regular banking account.

Related Posts

iGObanking 48-Month CD Rate Upped By 400 BPS - 8/21/2023

iGObanking (internet bank) has hiked the rate on its nationally available 48-month iGOCD by 400 bps. Minimum opening deposit is $1k, with no stated balance cap.

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12/4/17 - iGObanking Boosts 24-Month CD Rate
5/13/17 - iGObanking Hikes 18-Month CD Rate
4/13/17 - iGObanking Boosts 24- And 36-Month iGOCD Rates
12/26/16 - iGObanking Adds 95 Basis Points To 6-Month CD Rate
12/24/16 - 6-Month CD--1.10% APY
3/29/16 - iGObanking Hikes Rate On 24-Month iGOCD
3/28/16 - Igobanking 2 Year CD Rate Hike
9/23/15 - iGObanking Increases Rate On 12-month iGOCD
5/27/15 - iGobanking Raises Rates On 24-Month CD And Money Market Account
5/26/15 - Money Market Rate Hike To 1.10%
2/10/15 - iGObanking Offers Top Rate 12-month CD, Available Nationally
11/24/14 - Igobanking 3 Year CD Rate Hike
11/9/14 - iGObanking Raises Rate On 24-month CD To Competitive Level
9/25/14 - Igobanking Ups 5-Year CD To 2.05% APY
9/18/14 - iGObanking Raises Rate on iGOsavings and Offers New 6-month CD
9/16/14 - Igobanking--1% APY 6-Month CD
9/4/14 - 6 Month 1.00% APY CD, Igobanking.
5/14/14 - Igo Banking 5 Year CD Rate Drop
12/16/13 - Top Internet Bank 5-Year CD Rate at iGObanking.com
12/14/13 - New 5-Year Rate
10/4/13 - Big Increase in Money Market Rate at iGObanking.com
10/2/13 - Igo 5Yr CD Rate Cut
8/17/13 - Drivers License Required For Existing Customer To Open CD
7/18/13 - Big Increase in 5-Year CD Rate at iGObanking.com
7/23/12 - Big Increase in iGObanking.com's Early Withdrawal Penalty
7/20/12 - Change Of Withdrawal Policy
7/17/12 - New Competitive CD Rates at iGObanking.com
11/14/11 - Two Top CD & IRA CD Rates at iGObanking.com
8/11/11 - iGObanking Slashes Their Long-Term CD Rates
7/5/11 - New Long-Term CDs with Top Rates at iGObanking.com - Available Nationwide
12/9/10 - Igobanking.Com Slashes Savings Account Rate
11/22/10 - iGObanking.Com Cuts Savings Account Rates
11/18/10 - CD Rates Drastically Slashed At Igo Banking
11/16/10 - 1.50% 15-Month CD At Igobanking.Com
11/10/10 - CD Rate Changes at iGObanking.com & iPad Gift Package at GiftsforBanking.com
10/20/10 - Hot 2-Year CD Rate at iGObanking.com - Available Nationwide
9/16/10 - Igobanking Raises 2-Year CD Rate As It Lowers Its 3-Month CD Rate
3/9/10 - iGObanking.com Savings Account Yield Falls to 1.21%
3/4/10 - CD Gift Program and Competitive CD Rates at GiftsforBanking.com
3/3/10 - New CD Gift Program at iGOBanking.com
2/3/10 - Competitive 5-Year CD at iGOBanking.com - Available Nationwide
12/19/09 - New 5.30% No-Min Online Savings Account - iGObanking
7/26/09 - 3.25% 24-Month CD at iGObanking.com - Nationally Available
2/22/09 - 3.80% Online Checking Account and $50 Bonus at iGObanking.com
11/22/08 - iGObanking.com Update - 4.30% 15-Month CD, 3.80% Checking Account, $50 Bonus
11/6/08 - 4.15% 9-Month CD at iGObanking.com
8/8/08 - $50 Checking Account Bonus at iGObanking.com
5/13/08 - iGObanking.com Launches High Interest Checking
3/6/08 - 4.30% 60-Month and 4.00% 15-Month Online CDs at iGObanking.com
2/15/08 - More Savings Account and CD Rate Cuts

No Problems

No idea what everyone is complaining about...
Easy to setup...website does what I need it to do.
Rates are worth considering. I have transferred money in and out of my account depending on how competitive the rates move...never had a problem!
Used to be one of the higher rates out there....not so much any more. But that would be the only reason I would move on to another institution.

Gifts For Banking

Posted by: |

I opened two $25k gifts for banking CD's, I did receive the promotional rate. I have another CD at IgoBanking, yet they are asking for my proof of address to be mailed to bank? CSR stated don't worry, but I sent it anyway to make sure that nothing holds up the process.

Initially, I was told by CSR that a few days afte the account was funded, would receive an email to select gift, and gift would take up to 3 weeks for delivery. Today, I called, since it's been 4 days since funded, I was told that the email to first select the gift will take 3 weeks and then up to 3 weeks after ordering, for delivery.

I was hoping to have these gifts for Christmas, but does not look like that is going to be a possibility, if in fact, it's 3 weeks to first receive the email to select a gift! The CSR advised this is stated on the website. I've looked thru the FAQ and do not find a 'timeframe' of when the email will be sent, it merely states, after the account is funded you will receive an email. It should be clarified on the website that it will be up to a 6 week process to select and receive the gift.

I Think I'll Pass

Posted by: |

I applied for a 3 month CD with this bank. I completed the funding and hours later I get 2 identical emails requesting that I verify my email. I verified then I was asked to supply my account number. I was never given an account number during my application. I called their so -called solutions center and encountered the most dumbed down people I have ever spoken with. After getting nowhere with this clown show I see no money waa taken out of my checking account. Im not out anything.
Interest rates are steadily rising with the field of high performers broadening. I'm confident I can do better somewhere else.

What's Under The Rate?

Posted by: |

Great rate at 4.45%, however the hula hoops are vast Although call center is there 24/7 the person I spoke to spoke broken english, pulled up the product on her screen to discuss unfortunately. Things to be aware of that deal break it for me: 5k/daily limit to transfer funds, call in ONLY for a one time exception, 250k/M. Beneficiary information can be set up after opening the account on line or through a secure message to through your online account. IGO Bank is the online platform for Flushing Bank est. 1929 NY. Supposedly first transfer into account takes up to 48 hours, once established again supposedly will take 24 hours. Dashboard only reflects interest at the end of the month not ongoing like the Emigrant online platrform provides.



Data as of Q2 2023

Data displayed below is for insuring bank: Flushing Bank
Learn why bank health matters

Health Grade Components

FDIC Certificate #58564
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD3.75%
Annual Interest Income$191.3MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$8.47B$8.34B
LoansQ2 2023vs Q2 2022$6.79B$6.72B
DepositsQ2 2023vs Q2 2022$6.73B$6.42B
Equity CapitalQ2 2023vs Q2 2022$893.1MM$834.2MM
Loan Loss AllowanceQ2 2023vs Q2 2022$38.6MM$39.4MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$17.5MM$30.1MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not iGObanking; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

iGObanking Savings Account Rates

0.50%*-$5kiGOsavings Plus - New Money
OTHER TIERS: 0.25% $5k+

iGObanking Money Market Rates

5.05%$25k$500kiGOmoneymarket - New Money Only
4.78%$25k-iGOindexmoneymarket - New Money Only

iGObanking CD Rates

5.45%$1k-9 Month iGOCD
5.35%$1k-3 Month iGOCD
5.25%$1k-12 Month iGOCD
4.75%$1k-36 Month iGOCD
4.75%$1k-48 Month iGOCD
3.00%$25k$250kGiftsforBanking 3 Year CD
2.95%$25k$250kGiftsforBanking 2 Year CD
1.00%$25k$250kGiftsforBanking 5 Year CD

iGObanking is an Internet only bank and does not have branch locations. Its headquarters is located at 260E RXR Plaza - Uniondale, NY 11556

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.