iGObanking.com®, a division of Flushing Savings Bank, FSB, is an online bank that allows you to manage your money simply and securely. We offer high-yielding savings, money market savings, checking and CD products that can be opened online, or by mail. Once your iGObanking® account is opened, you can automatically make deposits and withdrawals to and from your regular banking account.
No idea what everyone is complaining about...
Easy to setup...website does what I need it to do.
Rates are worth considering. I have transferred money in and out of my account depending on how competitive the rates move...never had a problem!
Used to be one of the higher rates out there....not so much any more. But that would be the only reason I would move on to another institution.
I checked my account and saw that a grand was withdrawn from my account so I placed a call to see why. They came up with a bogus excuse to why my account was deducted from. I was able to resolve the issue but it was a bit disturbing to deal with.
Great rate at 4.45%, however the hula hoops are vast Although call center is there 24/7 the person I spoke to spoke broken english, pulled up the product on her screen to discuss unfortunately. Things to be aware of that deal break it for me: 5k/daily limit to transfer funds, call in ONLY for a one time exception, 250k/M. Beneficiary information can be set up after opening the account on line or through a secure message to through your online account. IGO Bank is the online platform for Flushing Bank est. 1929 NY. Supposedly first transfer into account takes up to 48 hours, once established again supposedly will take 24 hours. Dashboard only reflects interest at the end of the month not ongoing like the Emigrant online platrform provides.
I've easily opened and funded an iGOmoneymarket account @ 4.45% APY, but, upon getting funds, they blocked my access to the account and were not able to give any explanations when I called them regarding this.
Overall | |
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FDIC Certificate # | 58564 |
Year Established | 2007 |
Employees | 550 |
Primary Regulator | FDIC |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.09% |
Return on Equity - YTD | 10.61% |
Annual Interest Income | $147.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2022vs Q2 2021 | $8.34B$8.16B |
Loans | Q2 2022vs Q2 2021 | $6.72B$6.68B |
Deposits | Q2 2022vs Q2 2021 | $6.42B$6.37B |
Equity Capital | Q2 2022vs Q2 2021 | $834.2MM$780.4MM |
Loan Loss Allowance | Q2 2022vs Q2 2021 | $39.4MM$42.7MM |
Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $30.1MM$19.1MM |
Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not iGObanking; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.50% | - | - | iGOsavings | ||
0.50%* | - | $5k | iGOsavings Plus - New Money | ||
OTHER TIERS: 0.25% → $5k+ | |||||
0.50% | - | $25k | iGOsavings Plus w/Bonus - New Money |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.45% | $25k | $500k | iGOmoneymarket - New Money Only | |
3.90% | $25k | - | iGOindexmoneymarket - New Money Only |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.75% | $1k | - | 15 Month iGOCD | |
4.50% | $1k | - | 12 Month iGOCD | |
3.00% | $25k | $250k | GiftsforBanking 3 Year CD | |
2.95% | $25k | $250k | GiftsforBanking 2 Year CD | |
1.00% | $25k | $250k | GiftsforBanking 5 Year CD |
iGObanking is an Internet only bank and does not have branch locations. Its headquarters is located at 144-51 Northern Boulevard - Flushing, NY 11354