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888-432-5890
144-51 Northern Boulevard
Flushing, NY 11354

iGObanking.comĀ®, a division of Flushing Savings Bank, FSB, is an online bank that allows you to manage your money simply and securely. We offer high-yielding savings, money market savings, checking and CD products that can be opened online, or by mail. Once your iGObankingĀ® account is opened, you can automatically make deposits and withdrawals to and from your regular banking account.

Related Posts

iGObanking Hikes Rate On 24-Month iGOCD - 3/29/2016

iGObanking, the internet division of Flushing Bank, has raised the rate on its 24-month iGOCD (1.55% APY). The minimum opening deposit is $1k, with no balance cap.

Igobanking 2 Year CD Rate Hike - 3/28/2016

iGObanking raised the APY on its' 2 year CD to a very competitive 1.55% APY today, EWP=6 months, available nationwide. As Ken has warned, iGObanking has a reputation for quickly raising and lowering rates on CDs.

View all posts from:

12/16/13 - Top Internet Bank 5-Year CD Rate at iGObanking.com
12/14/13 - New 5-Year Rate
10/4/13 - Big Increase in Money Market Rate at iGObanking.com
10/2/13 - Igo 5Yr CD Rate Cut
8/17/13 - Drivers License Required For Existing Customer To Open CD
7/18/13 - Big Increase in 5-Year CD Rate at iGObanking.com
7/23/12 - Big Increase in iGObanking.com's Early Withdrawal Penalty
7/20/12 - Change Of Withdrawal Policy
7/17/12 - New Competitive CD Rates at iGObanking.com
11/14/11 - Two Top CD & IRA CD Rates at iGObanking.com
8/11/11 - iGObanking Slashes Their Long-Term CD Rates
8/10/11 - Updated Comparison of Ally and iGObanking Long-Term CDs
7/27/11 - Rates and Early Withdrawal Penalties of the Best Long-Term CDs
7/11/11 - The Lure of the Long-Term CD Rates - iGObanking vs Ally Bank
7/5/11 - New Long-Term CDs with Top Rates at iGObanking.com - Available Nationwide
12/9/10 - Igobanking.Com Slashes Savings Account Rate
11/22/10 - iGObanking.Com Cuts Savings Account Rates
11/18/10 - CD Rates Drastically Slashed At Igo Banking
11/16/10 - 1.50% 15-Month CD At Igobanking.Com
11/10/10 - CD Rate Changes at iGObanking.com & iPad Gift Package at GiftsforBanking.com
10/20/10 - Hot 2-Year CD Rate at iGObanking.com - Available Nationwide
9/16/10 - Igobanking Raises 2-Year CD Rate As It Lowers Its 3-Month CD Rate
3/9/10 - iGObanking.com Savings Account Yield Falls to 1.21%
3/4/10 - CD Gift Program and Competitive CD Rates at GiftsforBanking.com
3/3/10 - New CD Gift Program at iGOBanking.com
2/3/10 - Competitive 5-Year CD at iGOBanking.com - Available Nationwide
4/19/09 - Top Online Savings Accounts - Best Yields and the Strongest Banks
1/30/09 - 3.25% 24-Month CD at iGObanking.com - Nationally Available
11/21/08 - iGObanking.com Update - 4.30% 15-Month CD, 3.80% Checking Account, $50 Bonus
11/14/08 - 3.80% Online Checking Account and $50 Bonus at iGObanking.com
11/6/08 - 4.15% 9-Month CD at iGObanking.com
8/8/08 - $50 Checking Account Bonus at iGObanking.com
5/12/08 - iGObanking.com Launches High Interest Checking
3/6/08 - 4.30% 60-Month and 4.00% 15-Month Online CDs at iGObanking.com
2/22/08 - More Falling Savings Account Rates - Big Drop at OneUnited
2/15/08 - More Savings Account and CD Rate Cuts
11/7/07 - Another Round of Falling Rates: CitiBank, Cap One, WaMu, iGoBanking, ...
9/28/07 - Online Savings Account Rates Continue to Fall, Emigrant, iGobanking
11/27/06 - New 5.30% No-Min Online Savings Account - iGObanking

Seems Good To Me!

I was really surprised to read all the bad reviews for iGo Bank and thought I'd post a positive one. I read that the website is awful, but I found it really easy to navigate and it took very little time to complete all the necessary steps to open a new account - far shorter time than I have had with some of the other on-line banks. Perhaps they have updated the website recently, but it seems good to me and very clear.

The messages back to me on completing everything seem concise and detailed, and I have the account # and all the other information such as contact telephone numbers and e-mails (again, you don't always get that with some of the other banks). I know I need to wait for a PIN # to arrive before I can access the website, but that's OK, and I was advised to actually open and acknowledge all the terms for the account.  

It all seems very clear and easy to me, so I am posting 5 stars for ease of access, good rate (best as of today for the CD I was opening), and clear and concise messaging. If I have problems with any customer service in the future, I can always come back and revise this review, but for the moment it's all good so far.

Gifts For Banking

Posted by: ricsue | Nov 22, 2011

I opened two $25k gifts for banking CD's, I did receive the promotional rate. I have another CD at IgoBanking, yet they are asking for my proof of address to be mailed to bank? CSR stated don't worry, but I sent it anyway to make sure that nothing holds up the process.

Initially, I was told by CSR that a few days afte the account was funded, would receive an email to select gift, and gift would take up to 3 weeks for delivery. Today, I called, since it's been 4 days since funded, I was told that the email to first select the gift will take 3 weeks and then up to 3 weeks after ordering, for delivery.

I was hoping to have these gifts for Christmas, but does not look like that is going to be a possibility, if in fact, it's 3 weeks to first receive the email to select a gift! The CSR advised this is stated on the website. I've looked thru the FAQ and do not find a 'timeframe' of when the email will be sent, it merely states, after the account is funded you will receive an email. It should be clarified on the website that it will be up to a 6 week process to select and receive the gift.

Customer Service

If you are used to dealing with Ally Bank or American Express bank or Discover bank etc, do not expect same service from IGo bank. Customer service is non existent and reps not knowledgeable. Customer service hours- Few, Wait time very long.It is a regular brick and mortar bank which wants to dabble into on line banking. Good rates bad service. Very bad service. Reps have no knowledge of on-line banking side.

Read All Fine Print

Posted by: carcpa | Dec 19, 2015

The set-up is easy. The rate very good. BUT your withdrawals are limited. I noticed there was a limit to the number of withdrawals in a month but not a limit on the amount.
I asked for a waiver and am still waiting on a response (2 weeks). Finally asked them to close the account at the end of November. Now December 17th and no communication, no money and they have locked my online access.
Revising to a 2 star, simply because of the rate. There are other banks with similar rates and much easier access of YOUR money.

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Health
A

Health Grade Components

Overall
FDIC Certificate #58564
Year Established2007
Employees454
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.37%
Return on Equity - YTD15.38%
Annual Interest Income$111.5MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$5.99B$5.37B
LoansQ2 2016vs Q2 2015$4.67B$4.01B
DepositsQ2 2016vs Q2 2015$3.94B$3.70B
Equity CapitalQ2 2016vs Q2 2015$539.8MM$493.3MM
Loan Loss AllowanceQ2 2016vs Q2 2015$22.2MM$23.1MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$22.5MM$28.4MM
Real Estate OwnedQ2 2016vs Q2 2015$3.7MM$4.3MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not iGObanking; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

iGObanking Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--iGOsavings

iGObanking Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$25k-iGOmoneymarket

iGObanking Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--iGOchecking

iGObanking CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-12 Month iGOCD
0.35%$1k-36 Month iGOCD
0.35%$1k-48 Month iGOCD
0.35%$1k-60 Month iGOCD
0.35%$1k-29 Month iGOCD
0.35%$1k-7 Year iGOCD
0.35%$1k-10 Year iGOCD
0.15%$1k-3 Month iGOCD
0.15%$1k-6 Month iGOCD
0.15%$1k-8 Month iGOCD
0.15%$1k-9 Month iGOCD
0.15%$1k-13 Month iGOCD
0.15%$1k-15 Month iGOCD
0.15%$1k-18 Month iGOCD
0.15%$1k-24 Month iGOCD

iGObanking IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$1k-36 Month iGOIRA
0.35%$1k-48 Month iGOIRA
0.35%$1k-60 Month iGOIRA
0.35%$1k-29 Month iGOIRA
0.15%$1k-6 Month iGOIRA
0.15%$1k-8 Month iGOIRA
0.15%$1k-9 Month iGOIRA
0.15%$1k-12 Month iGOIRA
0.15%$1k-13 Month iGOIRA
0.15%$1k-15 Month iGOIRA
0.15%$1k-18 Month iGOIRA
0.15%$1k-24 Month iGOIRA
Locations

iGObanking is an Internet only bank and does not have branch locations. Its headquarters is located at 144-51 Northern Boulevard - Flushing, NY 11354