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888-432-5890
144-51 Northern Boulevard
Flushing, NY 11354

iGObanking.comĀ®, a division of Flushing Savings Bank, FSB, is an online bank that allows you to manage your money simply and securely. We offer high-yielding savings, money market savings, checking and CD products that can be opened online, or by mail. Once your iGObankingĀ® account is opened, you can automatically make deposits and withdrawals to and from your regular banking account.

Related Posts

iGObanking Adds 95 Basis Points To 6-Month CD Rate - 12/26/2016

iGobanking (internet arm of Flushing Bank) has raised the rate on its 6-month iGOCD (1.10% APY). MInimum deposit is $1k, with no balance cap. Also as an IRA.

6-Month CD--1.10% APY - 12/24/2016

For those with the energy to jump over iGO's Patriot Act hurdles, and unsure of variable rate savings and money market accounts, I see the online bank is now offering a 1.10% APY on 6-month CDs. 

iGObanking Hikes Rate On 24-Month iGOCD - 3/29/2016

iGObanking, the internet division of Flushing Bank, has raised the rate on its 24-month iGOCD (1.55% APY). The minimum opening deposit is $1k, with no balance cap.

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12/16/13 - Top Internet Bank 5-Year CD Rate at iGObanking.com
12/14/13 - New 5-Year Rate
10/4/13 - Big Increase in Money Market Rate at iGObanking.com
10/2/13 - Igo 5Yr CD Rate Cut
8/17/13 - Drivers License Required For Existing Customer To Open CD
7/18/13 - Big Increase in 5-Year CD Rate at iGObanking.com
7/23/12 - Big Increase in iGObanking.com's Early Withdrawal Penalty
7/20/12 - Change Of Withdrawal Policy
7/17/12 - New Competitive CD Rates at iGObanking.com
11/14/11 - Two Top CD & IRA CD Rates at iGObanking.com
8/11/11 - iGObanking Slashes Their Long-Term CD Rates
8/10/11 - Updated Comparison of Ally and iGObanking Long-Term CDs
7/27/11 - Rates and Early Withdrawal Penalties of the Best Long-Term CDs
7/11/11 - The Lure of the Long-Term CD Rates - iGObanking vs Ally Bank
7/5/11 - New Long-Term CDs with Top Rates at iGObanking.com - Available Nationwide
12/9/10 - Igobanking.Com Slashes Savings Account Rate
11/22/10 - iGObanking.Com Cuts Savings Account Rates
11/18/10 - CD Rates Drastically Slashed At Igo Banking
11/16/10 - 1.50% 15-Month CD At Igobanking.Com
11/10/10 - CD Rate Changes at iGObanking.com & iPad Gift Package at GiftsforBanking.com
10/20/10 - Hot 2-Year CD Rate at iGObanking.com - Available Nationwide
9/16/10 - Igobanking Raises 2-Year CD Rate As It Lowers Its 3-Month CD Rate
3/9/10 - iGObanking.com Savings Account Yield Falls to 1.21%
3/4/10 - CD Gift Program and Competitive CD Rates at GiftsforBanking.com
3/3/10 - New CD Gift Program at iGOBanking.com
2/3/10 - Competitive 5-Year CD at iGOBanking.com - Available Nationwide
12/19/09 - New 5.30% No-Min Online Savings Account - iGObanking
7/26/09 - 3.25% 24-Month CD at iGObanking.com - Nationally Available
4/19/09 - Top Online Savings Accounts - Best Yields and the Strongest Banks
2/22/09 - 3.80% Online Checking Account and $50 Bonus at iGObanking.com
11/22/08 - iGObanking.com Update - 4.30% 15-Month CD, 3.80% Checking Account, $50 Bonus
11/6/08 - 4.15% 9-Month CD at iGObanking.com
8/8/08 - $50 Checking Account Bonus at iGObanking.com
5/13/08 - iGObanking.com Launches High Interest Checking
3/6/08 - 4.30% 60-Month and 4.00% 15-Month Online CDs at iGObanking.com
2/22/08 - More Falling Savings Account Rates - Big Drop at OneUnited
2/15/08 - More Savings Account and CD Rate Cuts
11/7/07 - Another Round of Falling Rates: CitiBank, Cap One, WaMu, iGoBanking, ...
9/28/07 - Online Savings Account Rates Continue to Fall, Emigrant, iGobanking

Seems Good To Me!

I was really surprised to read all the bad reviews for iGo Bank and thought I'd post a positive one. I read that the website is awful, but I found it really easy to navigate and it took very little time to complete all the necessary steps to open a new account - far shorter time than I have had with some of the other on-line banks. Perhaps they have updated the website recently, but it seems good to me and very clear.

The messages back to me on completing everything seem concise and detailed, and I have the account # and all the other information such as contact telephone numbers and e-mails (again, you don't always get that with some of the other banks). I know I need to wait for a PIN # to arrive before I can access the website, but that's OK, and I was advised to actually open and acknowledge all the terms for the account.  

It all seems very clear and easy to me, so I am posting 5 stars for ease of access, good rate (best as of today for the CD I was opening), and clear and concise messaging. If I have problems with any customer service in the future, I can always come back and revise this review, but for the moment it's all good so far.

igoBanking - Good Products, Barebones Interface

Posted by: RyneG | Dec 1, 2016

I've been using igobanking products for over 7 years now. Specifically, I've had a savings and checking account, although I abandoned the checking account long ago. But I can't say I've ever run into any problems with the bank or any of my funds. It's a pretty straight forward Internet-only bank. The set-up was minimal and the rates were some of the best I could find at the time (over 1% on savings), although still nothing that will really make you any money. I've been able to link to all my numerous other accounts and freely transfer money in and out as needed. I've changed addresses a few times with no problems and have received all necessary documents (tax and otherwise) as needed. The interface is a little clunky, but you get use to it fast enough. If you know what you're doing and have experience with Internet-only banks, I think the rates are good enough to give it a try.

Customer Service

If you are used to dealing with Ally Bank or American Express bank or Discover bank etc, do not expect same service from IGo bank. Customer service is non existent and reps not knowledgeable. Customer service hours- Few, Wait time very long.It is a regular brick and mortar bank which wants to dabble into on line banking. Good rates bad service. Very bad service. Reps have no knowledge of on-line banking side.

Can't Believe It!!!!!!!!!!!!!!!!!!!!!!

Posted by: Al Scott | Dec 14, 2016

I have had an online savings account for years. I tried multiple times to open a money market account on line. It timed out before you were able to submit all the information. After two times, I gave up. Fast forward about 6 months.

I tried to open a CD to be funded from my saving account. I was excited that I got the info in before it timed out.

Ten days after applying online for the CD, I was denied opening the CD account, I've had a credit freeze for several years. Since I had a credit freeze, they requested some additional information. We submitted photocopies of our drivers license and replied to their emails as they requested. I had phoned in to customer service yesterday to see what was going on, they said it was still in process. I explained that I have current saving account with IGO and had applied for a new CD. I had submitted the information that they had requested in regards to the CD application. He checked my application and saving account. He said I should hear something soon. It looked like they had everything they needed. Today, I received an email denial of my CD application. I can't imagine how hard it will be to withdraw my money if they won't even let me transfer funds it to open a CD!!!!! I don't know if a banking regulator can help me with this. IGO does have good rates, but customer service is non-existent. This bank is scaring me, after having an account for years with them. My original account was opened in 2007. This is no way to treat a long time customer.

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Health

Health Grade Components

Overall
FDIC Certificate #58564
Year Established2007
Employees450
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD12.97%
Annual Interest Income$167.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$6.01B$5.51B
LoansQ3 2016vs Q3 2015$4.72B$4.18B
DepositsQ3 2016vs Q3 2015$4.05B$3.73B
Equity CapitalQ3 2016vs Q3 2015$542.1MM$502.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$21.8MM$23.0MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$22.4MM$28.4MM
Real Estate OwnedQ3 2016vs Q3 2015$2.8MM$4.9MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

6-Month CD--1.10% APY

ChasR   |  
For those with the energy to jump over iGO's Patriot Act hurdles, and unsure of variable rate savings and money market accounts, I see the online bank is now offering a 1.10% APY on 6-month CDs. 

Rates
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Always verify rates and promotions with the bank or credit union. We are not iGObanking; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

iGObanking Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--iGOsavings

iGObanking Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$25k-iGOmoneymarket

iGObanking Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--iGOchecking

iGObanking CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$1k-6 Month iGOCD
0.35%$1k-36 Month iGOCD
0.35%$1k-48 Month iGOCD
0.35%$1k-60 Month iGOCD
0.35%$1k-29 Month iGOCD
0.35%$1k-7 Year iGOCD
0.35%$1k-10 Year iGOCD
0.15%$1k-3 Month iGOCD
0.15%$1k-8 Month iGOCD
0.15%$1k-9 Month iGOCD
0.15%$1k-12 Month iGOCD
0.15%$1k-13 Month iGOCD
0.15%$1k-15 Month iGOCD
0.15%$1k-18 Month iGOCD
0.15%$1k-24 Month iGOCD

iGObanking IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$1k-36 Month iGOIRA
0.35%$1k-48 Month iGOIRA
0.35%$1k-60 Month iGOIRA
0.35%$1k-29 Month iGOIRA
0.15%$1k-6 Month iGOIRA
0.15%$1k-8 Month iGOIRA
0.15%$1k-9 Month iGOIRA
0.15%$1k-12 Month iGOIRA
0.15%$1k-13 Month iGOIRA
0.15%$1k-15 Month iGOIRA
0.15%$1k-18 Month iGOIRA
0.15%$1k-24 Month iGOIRA
Locations

iGObanking is an Internet only bank and does not have branch locations. Its headquarters is located at 144-51 Northern Boulevard - Flushing, NY 11354