iGObanking.com®, a division of Flushing Savings Bank, FSB, is an online bank that allows you to manage your money simply and securely. We offer high-yielding savings, money market savings, checking and CD products that can be opened online, or by mail. Once your iGObanking® account is opened, you can automatically make deposits and withdrawals to and from your regular banking account.
Related Posts
2/6 - Igobanking Money Market Up To 2.40% From 2.25%
7/14 - iGOmoneymarket Rate Now 2.00% APY
6/6 - iGObanking CD Specials: 2.35% APY 12-Month / 2.75% 24-Month
3/23 - iGObanking Hikes 12-month iGOCD Rate
3/2 - iGObanking Adds 210 Basis Points To 18-Month iGOCD
2/6 - iGObanking Ups 24-Month CD Rate
5/13 - iGObanking Hikes 18-Month CD Rate
4/13 - iGObanking Boosts 24- And 36-Month iGOCD Rates
12/24/16 - 6-Month CD--1.10% APY
3/29/16 - iGObanking Hikes Rate On 24-Month iGOCD
3/28/16 - Igobanking 2 Year CD Rate Hike
9/23/15 - iGObanking Increases Rate On 12-month iGOCD
5/27/15 - iGobanking Raises Rates On 24-Month CD And Money Market Account
5/26/15 - Money Market Rate Hike To 1.10%
2/10/15 - iGObanking Offers Top Rate 12-month CD, Available Nationally
11/24/14 - Igobanking 3 Year CD Rate Hike
11/9/14 - iGObanking Raises Rate On 24-month CD To Competitive Level
9/25/14 - Igobanking Ups 5-Year CD To 2.05% APY
9/18/14 - iGObanking Raises Rate on iGOsavings and Offers New 6-month CD
9/16/14 - Igobanking--1% APY 6-Month CD
9/4/14 - 6 Month 1.00% APY CD, Igobanking.
5/14/14 - Igo Banking 5 Year CD Rate Drop
12/16/13 - Top Internet Bank 5-Year CD Rate at iGObanking.com
12/14/13 - New 5-Year Rate
10/4/13 - Big Increase in Money Market Rate at iGObanking.com
10/2/13 - Igo 5Yr CD Rate Cut
8/17/13 - Drivers License Required For Existing Customer To Open CD
7/18/13 - Big Increase in 5-Year CD Rate at iGObanking.com
7/23/12 - Big Increase in iGObanking.com's Early Withdrawal Penalty
7/20/12 - Change Of Withdrawal Policy
7/17/12 - New Competitive CD Rates at iGObanking.com
11/14/11 - Two Top CD & IRA CD Rates at iGObanking.com
8/11/11 - iGObanking Slashes Their Long-Term CD Rates
7/5/11 - New Long-Term CDs with Top Rates at iGObanking.com - Available Nationwide
12/9/10 - Igobanking.Com Slashes Savings Account Rate
11/22/10 - iGObanking.Com Cuts Savings Account Rates
11/18/10 - CD Rates Drastically Slashed At Igo Banking
11/16/10 - 1.50% 15-Month CD At Igobanking.Com
11/10/10 - CD Rate Changes at iGObanking.com & iPad Gift Package at GiftsforBanking.com
10/20/10 - Hot 2-Year CD Rate at iGObanking.com - Available Nationwide
9/16/10 - Igobanking Raises 2-Year CD Rate As It Lowers Its 3-Month CD Rate
3/9/10 - iGObanking.com Savings Account Yield Falls to 1.21%
3/4/10 - CD Gift Program and Competitive CD Rates at GiftsforBanking.com
3/3/10 - New CD Gift Program at iGOBanking.com
2/3/10 - Competitive 5-Year CD at iGOBanking.com - Available Nationwide
12/19/09 - New 5.30% No-Min Online Savings Account - iGObanking
7/26/09 - 3.25% 24-Month CD at iGObanking.com - Nationally Available
2/22/09 - 3.80% Online Checking Account and $50 Bonus at iGObanking.com
11/22/08 - iGObanking.com Update - 4.30% 15-Month CD, 3.80% Checking Account, $50 Bonus
11/6/08 - 4.15% 9-Month CD at iGObanking.com
8/8/08 - $50 Checking Account Bonus at iGObanking.com
5/13/08 - iGObanking.com Launches High Interest Checking
3/6/08 - 4.30% 60-Month and 4.00% 15-Month Online CDs at iGObanking.com
2/15/08 - More Savings Account and CD Rate Cuts
No Problems
No idea what everyone is complaining about...
Easy to setup...website does what I need it to do.
Rates are worth considering. I have transferred money in and out of my account depending on how competitive the rates move...never had a problem!
Used to be one of the higher rates out there....not so much any more. But that would be the only reason I would move on to another institution.
With Drawn A Full Grand
I checked my account and saw that a grand was withdrawn from my account so I placed a call to see why. They came up with a bogus excuse to why my account was deducted from. I was able to resolve the issue but it was a bit disturbing to deal with.
Wonder What The I Stands For...
The i can't stand for internet, when I asked about an electronic funds transfer at maturity, this is the reply I received. That is absurd, will not be using iGObanking in the future.
"Thank you for your recent message and we are sorry that you have decided to close out your account. We can certainly assist with your CD close out but we do not have the ability to transfer CD funds electronically. We do have the ability to mail a cashiers check upon maturity to your address of record. If you would like to proceed with the account closeout upon maturity and wish to have a check mailed for the balance please reply to this message with instructions. Thank you."
Bait And Switch. Terrible Service
This bank "baits and switches" by luring new customers with very attractive short term competitive rates, and then upon CD renewal, offering a new rate that is totally non competitive--- and much lower than short term rates. My expiring, 5 year CD in 2018, had a 2.02% APY. The renewal was at 0.35%, at a time, when interest rates had gone up appreciably.... Talk about inverted yield curve--- with short term savings rates o rates that are multiples higher than long term CD rates. This appears to be an unsound financial and business practice, sure to alienate existing customers.
The service also is terrible. I waited more than 11 minutes for a customer service rep, before giving up. Horrible bank, horrible service. Avoid. Avoid
Data as of Q2 2019
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 58564 |
| Year Established | 2007 |
| Employees | 465 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.63% |
| Return on Equity - YTD | 6.47% |
| Annual Interest Income | $141.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $6.95B$6.47B |
| Loans | Q2 2019vs Q2 2018 | $5.62B$5.31B |
| Deposits | Q2 2019vs Q2 2018 | $4.89B$4.61B |
| Equity Capital | Q2 2019vs Q2 2018 | $671.3MM$646.0MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $21.5MM$20.2MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $16.7MM$20.3MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $239.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not iGObanking; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
iGObanking Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.90% | - | - | iGOsavings |
iGObanking Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.10% | $25k | $500k | iGOmoneymarket - New Money Only |
iGObanking Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $1 | - | iGOchecking |
iGObanking CD Rates
iGObanking IRA Rates
iGObanking is an Internet only bank and does not have branch locations. Its headquarters is located at 144-51 Northern Boulevard - Flushing, NY 11354