Featured Savings Rates
Featured Accounts


Popular Accounts at this Bank

2.75%2-year CD24 Month iGOCD
2.00%Money MarketiGOmoneymarket (New Money Only)
0.35%5-year CD60 Month iGOCD

Overview / Commentary
144-51 Northern Boulevard
Flushing, NY 11354

iGObanking.comĀ®, a division of Flushing Savings Bank, FSB, is an online bank that allows you to manage your money simply and securely. We offer high-yielding savings, money market savings, checking and CD products that can be opened online, or by mail. Once your iGObankingĀ® account is opened, you can automatically make deposits and withdrawals to and from your regular banking account.

Related Posts

iGOmoneymarket Rate Now 2.00% APY - 7/14/2018

iGOmoneymarket 2.00% APY $25,000+ minimum balance. New accounts and new money only.

iGObanking CD Specials: 2.35% APY 12-Month / 2.75% 24-Month - 6/6/2018

APYs are effective as of 6/4/18 $1000 Minimum Deposit Not available for IRA CDs https://www.igobanking.com/rates.aspx

iGObanking Hikes 12-month iGOCD Rate - 3/23/2018

iGObanking has upped the rate on its 12-month iGOCD (2.20% APY) and 60-month iGOCD (2.87% APY). Either iGOCD can be opened with a $1k minimum deposit.

View all posts from:

9/23/15 - iGObanking Increases Rate On 12-month iGOCD
5/27/15 - iGobanking Raises Rates On 24-Month CD And Money Market Account
5/26/15 - Money Market Rate Hike To 1.10%
2/10/15 - iGObanking Offers Top Rate 12-month CD, Available Nationally
11/24/14 - Igobanking 3 Year CD Rate Hike
11/9/14 - iGObanking Raises Rate On 24-month CD To Competitive Level
9/25/14 - Igobanking Ups 5-Year CD To 2.05% APY
9/18/14 - iGObanking Raises Rate on iGOsavings and Offers New 6-month CD
9/16/14 - Igobanking--1% APY 6-Month CD
9/4/14 - 6 Month 1.00% APY CD, Igobanking.
5/14/14 - Igo Banking 5 Year CD Rate Drop
12/16/13 - Top Internet Bank 5-Year CD Rate at iGObanking.com
12/14/13 - New 5-Year Rate
10/4/13 - Big Increase in Money Market Rate at iGObanking.com
10/2/13 - Igo 5Yr CD Rate Cut
8/17/13 - Drivers License Required For Existing Customer To Open CD
7/18/13 - Big Increase in 5-Year CD Rate at iGObanking.com
7/23/12 - Big Increase in iGObanking.com's Early Withdrawal Penalty
7/20/12 - Change Of Withdrawal Policy
7/17/12 - New Competitive CD Rates at iGObanking.com
11/14/11 - Two Top CD & IRA CD Rates at iGObanking.com
8/11/11 - iGObanking Slashes Their Long-Term CD Rates
7/5/11 - New Long-Term CDs with Top Rates at iGObanking.com - Available Nationwide
12/9/10 - Igobanking.Com Slashes Savings Account Rate
11/22/10 - iGObanking.Com Cuts Savings Account Rates
11/18/10 - CD Rates Drastically Slashed At Igo Banking
11/16/10 - 1.50% 15-Month CD At Igobanking.Com
11/10/10 - CD Rate Changes at iGObanking.com & iPad Gift Package at GiftsforBanking.com
10/20/10 - Hot 2-Year CD Rate at iGObanking.com - Available Nationwide
9/16/10 - Igobanking Raises 2-Year CD Rate As It Lowers Its 3-Month CD Rate
3/9/10 - iGObanking.com Savings Account Yield Falls to 1.21%
3/4/10 - CD Gift Program and Competitive CD Rates at GiftsforBanking.com
3/3/10 - New CD Gift Program at iGOBanking.com
2/3/10 - Competitive 5-Year CD at iGOBanking.com - Available Nationwide
12/19/09 - New 5.30% No-Min Online Savings Account - iGObanking
7/26/09 - 3.25% 24-Month CD at iGObanking.com - Nationally Available
2/22/09 - 3.80% Online Checking Account and $50 Bonus at iGObanking.com
11/22/08 - iGObanking.com Update - 4.30% 15-Month CD, 3.80% Checking Account, $50 Bonus
11/6/08 - 4.15% 9-Month CD at iGObanking.com
8/8/08 - $50 Checking Account Bonus at iGObanking.com
5/13/08 - iGObanking.com Launches High Interest Checking
3/6/08 - 4.30% 60-Month and 4.00% 15-Month Online CDs at iGObanking.com
2/15/08 - More Savings Account and CD Rate Cuts

Good concept, could use a bit more human touch

Using iGo was one of my first experiences in using something that is newer to the world and a bit more unfamiliar. I decided to give them a try as their interest rate was the best I could find so I decided to place $500 in and see how the experience was. Doing bank to bank transfers is easy and they have a pretty good web setup to do just that. It's also easy to see what your current balance is and how much interest you are drawing from your divided. What needs work is their customer support. To be blunt, it's basically non-existent as they've poured all their money into the web experience. If they want to complete long-term, they will have no choice but to hire human beings or face an uncertain future.

igobanking - Good Savings Rate

I've been an igobanking customer for over 5 years now and find it a good, but not great online-only bank. They deliver on their promise of a high savings interest rate which has consistently remained in the 1% APR-area since I opened an account. To get that rate, they dial way back on the customer service and mobile interface, in fact, I barely use their mobile app as I find it too frustrating and just use the web interface. That being said, I can do all I need to do in terms of transferring money. It took awhile to learn where everything was on their site, but they haven't redesigned the site in years, which I believe to be a good thing, so I can find everything now with ease.

Wonder What The I Stands For...

Posted by: badbadba | Apr 20, 2018

The i can't stand for internet, when I asked about an electronic funds transfer at maturity, this is the reply I received. That is absurd, will not be using iGObanking in the future.

"Thank you for your recent message and we are sorry that you have decided to close out your account. We can certainly assist with your CD close out but we do not have the ability to transfer CD funds electronically. We do have the ability to mail a cashiers check upon maturity to your address of record. If you would like to proceed with the account closeout upon maturity and wish to have a check mailed for the balance please reply to this message with instructions. Thank you."

No Problems

No idea what everyone is complaining about...
Easy to setup...website does what I need it to do.
Rates are worth considering. I have transferred money in and out of my account depending on how competitive the rates move...never had a problem!
Used to be one of the higher rates out there....not so much any more. But that would be the only reason I would move on to another institution.



Health Grade Components

FDIC Certificate #58564
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD8.69%
Annual Interest Income$62.0MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$6.48B$6.24B
LoansQ1 2018vs Q1 2017$5.29B$4.95B
DepositsQ1 2018vs Q1 2017$4.71B$4.43B
Equity CapitalQ1 2018vs Q1 2017$639.0MM$622.6MM
Loan Loss AllowanceQ1 2018vs Q1 2017$20.5MM$22.2MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$22.3MM$18.8MM
Real Estate OwnedQ1 2018vs Q1 2017$638.00K$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

iGOmoneymarket Rate Now 2.00% APY

JDubs   |  
iGOmoneymarket 2.00% APY

$25,000+ minimum balance.
New accounts and new money only.

iGObanking CD Specials: 2.35% APY 12-Month / 2.75% 24-Month

JDubs   |  
APYs are effective as of 6/4/18
$1000 Minimum Deposit
Not available for IRA CDs


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Always verify rates and promotions with the bank or credit union. We are not iGObanking; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

iGObanking Savings Account Rates


iGObanking Money Market Rates

2.00%$25k-iGOmoneymarket (New Money Only)

iGObanking Checking Account Rates


iGObanking CD Rates

2.75%$1k-24 Month iGOCD
2.50%$1k-12 Month iGOCD
0.35%$1k-36 Month iGOCD
0.35%$1k-48 Month iGOCD
0.35%$1k-60 Month iGOCD
0.35%$1k-29 Month iGOCD
0.35%$1k-7 Year iGOCD
0.35%$1k-10 Year iGOCD
0.15%$1k-3 Month iGOCD
0.15%$1k-6 Month iGOCD
0.15%$1k-8 Month iGOCD
0.15%$1k-9 Month iGOCD
0.15%$1k-13 Month iGOCD
0.15%$1k-15 Month iGOCD
0.15%$1k-18 Month iGOCD

iGObanking IRA Rates

0.35%$1k-36 Month iGOIRA
0.35%$1k-48 Month iGOIRA
0.35%$1k-60 Month iGOIRA
0.35%$1k-29 Month iGOIRA
0.15%$1k-6 Month iGOIRA
0.15%$1k-8 Month iGOIRA
0.15%$1k-9 Month iGOIRA
0.15%$1k-12 Month iGOIRA
0.15%$1k-13 Month iGOIRA
0.15%$1k-15 Month iGOIRA
0.15%$1k-18 Month iGOIRA
0.15%$1k-24 Month iGOIRA

iGObanking is an Internet only bank and does not have branch locations. Its headquarters is located at 144-51 Northern Boulevard - Flushing, NY 11354

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.