Overview / Commentary
100 East Forest Avenue
Girard, KS 66743

GNBank is headquartered in Girard and is the 18th largest bank in the state of Kansas. It is also the 1,050th largest bank in the nation. It was established in 1929 and as of December of 2019, it had grown to 172 employees at 16 locations. GNBank has an A health rating.

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Health Grade Components

FDIC Certificate #4673
Year Established1929
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD8.37%
Annual Interest Income$32.0MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$737.8MM$641.5MM
LoansQ4 2019vs Q4 2018$482.0MM$458.1MM
DepositsQ4 2019vs Q4 2018$585.8MM$502.0MM
Equity CapitalQ4 2019vs Q4 2018$88.1MM$80.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$7.9MM$7.5MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$10.4MM$5.3MM
Real Estate OwnedQ4 2019vs Q4 2018$102.00K$206.00K

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