Overview / Commentary
100 East Forest Avenue
Girard, KS 66743

GNBank is headquartered in GIRARD and is the 20th largest bank in the state of Kansas. It is also the 1,025th largest bank in the nation. It was established in 1929 and as of March of 2023, it had grown to 153 employees at 16 locations. GNBank has a B+ health rating.


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Health Grade Components

FDIC Certificate #4673
Year Established1929
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD10.43%
Annual Interest Income$9.5MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$957.1MM$954.2MM
LoansQ1 2023vs Q1 2022$530.3MM$454.5MM
DepositsQ1 2023vs Q1 2022$742.7MM$769.3MM
Equity CapitalQ1 2023vs Q1 2022$90.2MM$91.4MM
Loan Loss AllowanceQ1 2023vs Q1 2022$7.8MM$7.6MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$1.8MM$5.8MM
Real Estate OwnedQ1 2023vs Q1 2022$132.00K$96.00K

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