Overview / Commentary
100 East Forest Avenue
Girard, KS 66743

Girard National Bank is headquartered in Girard and is the 19th largest bank in the state of Kansas. It is also the 1,171st largest bank in the nation. It was established in 1929 and as of June of 2018, it had grown to 170 employees at 15 locations. Girard National Bank has a B+ health rating.

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Health Grade Components

FDIC Certificate #4673
Year Established1929
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD10.56%
Annual Interest Income$14.3MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$627.5MM$648.2MM
LoansQ2 2018vs Q2 2017$440.9MM$440.5MM
DepositsQ2 2018vs Q2 2017$495.2MM$514.3MM
Equity CapitalQ2 2018vs Q2 2017$78.2MM$77.5MM
Loan Loss AllowanceQ2 2018vs Q2 2017$7.8MM$7.4MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$7.7MM$12.6MM
Real Estate OwnedQ2 2018vs Q2 2017$419.00K$587.00K

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