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Overview / Commentary
100 East Forest Avenue
Girard, KS 66743

Girard National Bank is headquartered in Girard and is the 19th largest bank in the state of Kansas. It is also the 1,142nd largest bank in the nation. It was established in 1929 and as of December of 2017, it had grown to 169 employees at 15 locations. Girard National Bank has a B+ health rating.

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Health Grade Components

FDIC Certificate #4673
Year Established1929
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD7.36%
Annual Interest Income$27.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$644.0MM$649.2MM
LoansQ4 2017vs Q4 2016$435.1MM$437.4MM
DepositsQ4 2017vs Q4 2016$511.7MM$518.6MM
Equity CapitalQ4 2017vs Q4 2016$77.5MM$76.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$7.7MM$6.9MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$6.9MM$6.4MM
Real Estate OwnedQ4 2017vs Q4 2016$614.00K$692.00K

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