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Overview / Commentary
100 East Forest Avenue
Girard, KS 66743

Girard National Bank is headquartered in Girard and is the 20th largest bank in the state of Kansas. It is also the 1,172nd largest bank in the nation. It was established in 1929 and as of September of 2017, it had grown to 170 employees at 15 locations. Girard National Bank has a B health rating.

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Health Grade Components

FDIC Certificate #4673
Year Established1929
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD7.94%
Annual Interest Income$20.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$629.2MM$645.2MM
LoansQ3 2017vs Q3 2016$426.5MM$435.8MM
DepositsQ3 2017vs Q3 2016$496.1MM$496.1MM
Equity CapitalQ3 2017vs Q3 2016$78.1MM$79.7MM
Loan Loss AllowanceQ3 2017vs Q3 2016$7.7MM$6.5MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$12.9MM$5.9MM
Real Estate OwnedQ3 2017vs Q3 2016$645.00K$1.2MM

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