Overview / Commentary
100 East Forest Avenue
Girard, KS 66743

GNBank is headquartered in Girard and is the 19th largest bank in the state of Kansas. It is also the 1,040th largest bank in the nation. It was established in 1929 and as of June of 2022, it had grown to 159 employees at 16 locations. GNBank has an A health rating.


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Health Grade Components

FDIC Certificate #4673
Year Established1929
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD3.94%
Annual Interest Income$14.6MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$935.5MM$928.8MM
LoansQ2 2022vs Q2 2021$479.3MM$479.2MM
DepositsQ2 2022vs Q2 2021$749.9MM$736.8MM
Equity CapitalQ2 2022vs Q2 2021$85.7MM$102.7MM
Loan Loss AllowanceQ2 2022vs Q2 2021$7.8MM$7.5MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$2.7MM$12.0MM
Real Estate OwnedQ2 2022vs Q2 2021$27.00K$80.00K

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