Global Credit Union is headquartered in Spokane and is the 24th largest credit union in the state of Washington. It is also the 603rd largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 115 employees and 44,342 members at 10 locations. Global Credit Union has an A health rating.
Global Credit Union of Washington is open to the residents and the people that maintain employment within the entire state of Washington or these qualified counties of Idaho: Kootenai, Benewah, Shoshone, and Latah, as well as the current and retired members or an affiliated contractor of the Fairchild or Aviano Air Force Base and Camp Ederle or Darby.
See current membership details
Low rates on loans, high rates on your accounts, nice people in person and on the phone. Have been waiting for a replacement debit card for a few weeks, but that's the only complaint. I called them again and they refunded my replacement card charge for the inconvenience of not having it yet. No surprise fees for anything, just a fair bank.
We have a small second mortgage with this credit union. They have played the shell game with our payment destination as half this crappy bank was swallowed up by some place in texas. They lost a payment and started harassing me for late payments and it was up to me to provide proof of payment including the cashed check! when I did so and the bank mgr faxed the proof to texas they were supposed to contact me and verify.. They never did and to this day they say I'm late and its been a year! They could care less about service or helping solve issues..They call and when I call back they never answer or return calls so I quit taking their calls. I guess they ripped me off for 278 dollars and are really quite happy doing so..If there is anyone I can dissuade from starting with this goat hole of a lending institution I will. This is absolutely the worst place to do business.
They closed my checking/savings account without telling me and opened a new one because of possible fraud on my account. Someone had stolen a check that I had written out of the mail (I had already stopped payment), and the police had apprehended the individual and retrieved the stolen check. I didn't authorize closing my account and they never told me that they were going to. I found out after going on the internet to check my balance. All of my bills are paid by debit and my checks from work are automatic deposit. I am disabled and it is difficult for me to get around to set everything up again. I asked them to undo it and they said no. Meanwhile, I have no access to my money unless I can get to the bank to set the new account up. I am worried about my electricity being shut off.
This is not the first time there was a problem. Previously, when I bought a car with my husband, the dealer did not put both our names on the car but both the names were on the loan. I said it's not a problem, I have signed for the loan. Global said it is a problem. They said I had an unsecured loan and the interest rate would go to 19%. The guy at the dealer said he would change it. Meantime Global lost the car title, threatened me about it. I was tired of it and just paid the vehicle off and said "you lost my car title, you fix it." Of course I ended up fixing it by getting a duplicate title, etc. What a scary place. I'm moving my account.
I was a member of Global Credit Union for years. I had a car loan, had a checking and savings account, even did direct deposit with them. After all my loyalty, I had the last I could handle with them last week. I signed up for paperless statements long ago with them because I move around a lot. However, when I checked my account activity, I noted a "returned mail fee" of $5.00. After being frustrated with the fact I was being charged for mail I didn’t want, I transferred the money out of the account. Several days later I closed my account with them; however, they sent me a check for the amount I already transferred, so I shredded the check. Subsequently, the transfer I previously made was reversed, so now I’m out all the money and the check. When I called Global to get it figured out, they insist I pay a $20 re-submittal fee for the check, and an additional $3.00 on top of the $3.00 they already charged me to cut the first check. So all in all in fees I will be paying $31.00 in fees over a period of 5 days. Does anyone else think that is ridiculous?!
|Return on Assets - YTD||0.7%|
|Return on Equity - YTD||8.07%|
|Annual Interest Income||$16.3MM|
|Assets and Liabilities|
|Assets||Q4 2018vs Q4 2017||$453.8MM$449.6MM|
|Loans||Q4 2018vs Q4 2017||$370.3MM$363.4MM|
|Deposits||Q4 2018vs Q4 2017||$388.6MM$378.6MM|
|Equity Capital||Q4 2018vs Q4 2017||$39.0MM$35.9MM|
|Loan Loss Allowance||Q4 2018vs Q4 2017||$2.5MM$2.0MM|
|Unbacked Noncurrent Loans||Q4 2018vs Q4 2017||$950.00K$935.00K|
|Real Estate Owned||Q4 2018vs Q4 2017||$0$0|
Rates for Global Credit Union are currently being reviewed.
|Branch Office||Aviano Air Base Castella Postale 3000||Aviano, 30018|
|Coeur D Alene Branches|
|Branch Office||320 E Neider Ave||Coeur D Alene, ID 83815|
|Fairchild Afb Branches|
|Branch Office||107 E Spaatz Rd||Fairchild Afb, WA 99011-9682|
|Post Falls Branches|
|Branch Office||3640 E Seltice Way||Post Falls, ID 83854-9760|
|Branch Office||2401 W Wellesley Ave Ste F||Spokane, WA 99205-5009|
|Branch Office||1500 W 4th Ave||Spokane, WA 99201-7257|
|Spokane Valley Branches|
|Branch Office||315 S Sullivan Rd Ste A||Spokane Valley, WA 99037-6018|
|Branch Office||9227 E Montgomery Ave||Spokane Valley, WA 99206-5947|
|Branch Office||Camp Darby Army Post Bldg 206 Via Veckicca Livornese||Tombolo, Italy|
|Branch Office||Caserma Carlo Ederle Bldg 243 Viale Della Pace||Vicenza, 36100|