Global Credit Union

Overview / Commentary
1500 W 4th Ave
Spokane, WA 99201

Global Credit Union is headquartered in Spokane and is the 23rd largest credit union in the state of Washington. It is also the 630th largest credit union in the nation. It was established in 1954 and as of June of 2021, it had grown to 153 employees and 45,930 members at 12 locations. Global Credit Union's savings rates are 13X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Global Credit Union of Washington is open to the residents and the people that maintain employment within the entire state of Washington or these qualified counties of Idaho: Kootenai, Benewah, Shoshone, and Latah, as well as the current and retired members or an affiliated contractor of the Fairchild or Aviano Air Force Base and Camp Ederle or Darby.
See current membership details

Reviews (4)

Good Folks

Posted by: |

Low rates on loans, high rates on your accounts, nice people in person and on the phone. Have been waiting for a replacement debit card for a few weeks, but that's the only complaint. I called them again and they refunded my replacement card charge for the inconvenience of not having it yet. No surprise fees for anything, just a fair bank.

NEVER Bank Here

We have a small second mortgage with this credit union. They have played the shell game with our payment destination as half this crappy bank was swallowed up by some place in texas. They lost a payment and started harassing me for late payments and it was up to me to provide proof of payment including the cashed check! when I did so and the bank mgr faxed the proof to texas they were supposed to contact me and verify.. They never did and to this day they say I'm late and its been a year! They could care less about service or helping solve issues..They call and when I call back they never answer or return calls so I quit taking their calls. I guess they ripped me off for 278 dollars and are really quite happy doing so..If there is anyone I can dissuade from starting with this goat hole of a lending institution I will. This is absolutely the worst place to do business.

Bad Customer Service

Posted by: |

They closed my checking/savings account without telling me and opened a new one because of possible fraud on my account. Someone had stolen a check that I had written out of the mail (I had already stopped payment), and the police had apprehended the individual and retrieved the stolen check. I didn't authorize closing my account and they never told me that they were going to. I found out after going on the internet to check my balance. All of my bills are paid by debit and my checks from work are automatic deposit. I am disabled and it is difficult for me to get around to set everything up again. I asked them to undo it and they said no. Meanwhile, I have no access to my money unless I can get to the bank to set the new account up. I am worried about my electricity being shut off.

This is not the first time there was a problem. Previously, when I bought a car with my husband, the dealer did not put both our names on the car but both the names were on the loan. I said it's not a problem, I have signed for the loan. Global said it is a problem. They said I had an unsecured loan and the interest rate would go to 19%. The guy at the dealer said he would change it. Meantime Global lost the car title, threatened me about it. I was tired of it and just paid the vehicle off and said "you lost my car title, you fix it." Of course I ended up fixing it by getting a duplicate title, etc. What a scary place. I'm moving my account.

Terrible Institution

Posted by: |

I was a member of Global Credit Union for years.  I had a car loan, had a checking and savings account, even did direct deposit with them.  After all my loyalty, I had the last I could handle with them last week.  I signed up for paperless statements long ago with them because I move around a lot.  However, when I checked my account activity, I noted a "returned mail fee" of $5.00.  After being frustrated with the fact I was being charged for mail I didn’t want, I transferred the money out of the account.  Several days later I closed my account with them; however, they sent me a check for the amount I already transferred, so I shredded the check.  Subsequently, the transfer I previously made was reversed, so now I’m out all the money and the check.  When I called Global to get it figured out, they insist I pay a $20 re-submittal fee for the check, and an additional $3.00 on top of the $3.00 they already charged me to cut the first check.  So all in all in fees I will be paying $31.00 in fees over a period of 5 days.  Does anyone else think that is ridiculous?!


Health Grade Components

NCUA #68237
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD10.65%
Annual Interest Income$10.2MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$571.4MM$501.4MM
LoansQ2 2021vs Q2 2020$410.8MM$364.9MM
DepositsQ2 2021vs Q2 2020$517.2MM$449.9MM
Equity CapitalQ2 2021vs Q2 2020$49.2MM$45.3MM
Loan Loss AllowanceQ2 2021vs Q2 2020$4.3MM$3.6MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$3.7MM$2.3MM
Real Estate OwnedQ2 2021vs Q2 2020$0$93.00K
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Always verify rates and promotions with the bank or credit union. We are not Global Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Global Credit Union Savings Account Rates

6.50%*-$650Smart Savings
OTHER TIERS: 0.10% $650+
0.25%--IRA Savings
0.25%--Health Savings Account
0.15%--Business Share Account (Savings)

Global Credit Union Money Market Rates

0.25%*$500k*-Advantage Business Money Market
OTHER TIERS: 0.08% $2k - $25k | 0.15% $25k - $50k | 0.18% $50k - $100k | 0.20% $100k - $500k
0.25%*$100k*-Advantage Money Market
OTHER TIERS: 0.08% $2k - $25k | 0.15% $25k - $50k | 0.18% $50k - $75k | 0.20% $75k - $100k

Global Credit Union Checking Account Rates

1.51%*-$10keVelocity Checking - Qualifying
OTHER TIERS: 0.25% $10k+
0.05%--Business Share Draft Account (Advantage Plus Checking)
0.05%--Advantage Plus Checking

Global Credit Union CD Rates

0.75%$1k-60 Month CD
0.75%$1k-Business 60 Month Sky's the Limit CD
0.50%$1k-36 Month CD
0.50%$1k-Business 36 Month Sky's the Limit CD
0.40%$1k-24 Month CD
0.40%$1k-Business 24 Month Sky's the Limit CD
0.35%$1k-18 Month CD
0.25%$1k-12 Month CD
0.25%$1k-12 Month Sky's the Limit CD
0.25%$1k-Business 12 Month Sky's the Limit CD
0.23%$100-12 Month Super Saver CD
0.23%$100-Business 12 Month Super Saver CD
0.20%$1k-6 Month CD
0.20%$1k-Business 6 Month Sky's the Limit CD
0.10%$1k-3 Month CD
0.10%$1k-Business 3 Month Super Saver CD

Global Credit Union IRA Rates

0.75%$1k-60 Month IRA
0.50%$1k-36 Month IRA
0.40%$1k-24 Month IRA
0.35%$1k-18 Month IRA
0.25%$1k-12 Month IRA
0.23%$500-12 Month Sky's the Limit IRA
0.20%$1k-6 Month IRA
0.10%$1k-3 Month IRA


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