Overview / Commentary
GNC Community Federal Credit Union is headquartered in New Castle and is the 92nd largest credit union in the state of Pennsylvania. It is also the 1,960th largest credit union in the nation. It was established in 1936 and as of December of 2020, it had grown to 17 employees and 12,889 members at 2 locations. GNC Community Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership to GNC Community Federal Credit Union is open to those who live, work, worship or attend school in, and businesses and other legal entities located in the area of Lawrence County, Pennsylvania.
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Health
A
Data as of Q4 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. GNC Community Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 1542 |
| Year Chartered | 1936 |
| Employees | 17 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.1% |
| Return on Equity - YTD | 0.64% |
| Annual Interest Income | $2.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $82.0MM$72.4MM |
| Loans | Q4 2020vs Q4 2019 | $39.9MM$38.4MM |
| Deposits | Q4 2020vs Q4 2019 | $69.6MM$60.0MM |
| Equity Capital | Q4 2020vs Q4 2019 | $12.3MM$12.3MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $118.00K$100.00K |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $253.00K$293.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$39.00K |