GO Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.00% | 5-year CD | 5 Year Term Share Certificate 1.85% - Synchrony Bank 60 Month CD |
| 0.70% | 4-year CD | 4 Year Term Share Certificate |
| 0.30% | 1-year CD | 1 Year Term Share Certificate 1.05% - Ally Bank High Yield 12-Month CD |
GO Federal Credit Union is headquartered in Dallas and is the 107th largest credit union in the state of Texas. It is also the 1,358th largest credit union in the nation. It was established in 1937 and as of June of 2016, it had grown to 47 employees and 16,493 members at 3 locations. GO Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, volunteer or attend school in Dallas County and immediate family of current members.
See current membership details
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Dallas Telco Credit Union
This credit union does not nickle and dime you. Sure, they have their share of fees, but if you are active in managing your money, you can avoid them. I feel everyone should have a credit union account. Their only MINOR disadvantage is that there are not many branches across Dallas, Texas.
No Fee HSA with a High Interest Rate
At Go Federal Credit Union (FCU), Dallas, TX residents have the opportunity to earn a relatively high interest rates above the standard for Health Savings Accounts (HSA). While it is required to be there in person to set up an account, this information can be taken care of quickly by helpful staff. I was able to transition funds from an HSA that only earned 0.60% APY to 1.50% APY. Also, there was no set up fee, and there is no annual fee to keep the HSA open. These aspects of the account really made sense for me. Also, if any additional deposits need to be made while you are not in the Dallas area, it is possible to sign and email forms to GO FCU representatives. In all, the ability to have a high interest HSA, great access to customer service, and the ability to email transfer documents make my decision to switch to Go FCU valuable asset when planning for my future health care needs.
Amazingly High Early Withdrawal Penalty On Certificates Of Deposit
Their early withdrawal penalty on a five year certificate of deposit is two and a one-half years interest vs. one-half year by the biggest credit union. So their penalty is an amazing five times higher.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 2073 |
| Year Chartered | 1937 |
| Employees | 47 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.11% |
| Return on Equity - YTD | 1.53% |
| Annual Interest Income | $2.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $124.9MM$122.2MM |
| Loans | Q2 2016vs Q2 2015 | $105.0MM$102.7MM |
| Deposits | Q2 2016vs Q2 2015 | $113.6MM$110.7MM |
| Equity Capital | Q2 2016vs Q2 2015 | $9.0MM$8.9MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $249.00K$373.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $122.00K$97.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not GO Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
GO Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $100 | - | Health Savings Account (HSA Checking) | |
| 0.10% | $100 | - | Christmas Club | |
| 0.10% | $100 | - | Vacation Club | |
| 0.10% | $25 | - | Kid's Club | |
| 0.10% | $25 | - | Smart Start Club | |
| 0.05% | $500 | - | Share Savings | |
| 0.05% | $25 | - | IRA Share Savings | |
| 0.05% | $25 | - | Roth IRA Share Savings | |
| 0.05% | $25 | - | Coverdell Education Savings Account |
GO Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $300k* | - | Money Market Account | ||
| OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $300k | |||||
GO Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $2,500 | - | Prestige Checking | |
| 0.05% | $500 | - | Traditional Checking | |
| 0.05% | $500 | - | Student Checking |
GO Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.20% | $99k | - | 5 Year Jumbo Certificate | |
| 1.10% | $50k | $99k | 5 Year Mini-Jumbo Certificate | |
| 1.00% | $1k | - | 5 Year Term Share Certificate | |
| 0.90% | $99k | - | 4 Year Jumbo Certificate | |
| 0.80% | $50k | $99k | 4 Year Mini-Jumbo Certificate | |
| 0.70% | $1k | - | 4 Year Term Share Certificate | |
| 0.60% | $99k | - | 2 Year Jumbo Certificate | |
| 0.60% | $99k | - | 3 Year Jumbo Certificate | |
| 0.55% | $99k | - | 18 Month Jumbo Certificate | |
| 0.50% | $50k | $99k | 2 Year Mini-Jumbo Certificate | |
| 0.50% | $50k | $99k | 3 Year Mini-Jumbo Certificate | |
| 0.50% | $99k | - | 1 Year Jumbo Certificate | |
| 0.45% | $50k | $99k | 18 Month Mini-Jumbo Certificate | |
| 0.40% | $1k | - | 2 Year Term Share Certificate | |
| 0.40% | $1k | - | 3 Year Term Share Certificate | |
| 0.40% | $50k | $99k | 1 Year Mini-Jumbo Certificate | |
| 0.35% | $1k | - | 18 Month Term Share Certificate | |
| 0.30% | $1k | - | 1 Year Term Share Certificate | |
| 0.20% | $1k | - | 6 Month Term Share Certificate |
GO Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $500 | - | 5 Year IRA Term Share Certificate | |
| 0.70% | $500 | - | 4 Year IRA Term Share Certificate | |
| 0.40% | $500 | - | 2 Year IRA Term Share Certificate | |
| 0.40% | $500 | - | 3 Year IRA Term Share Certificate | |
| 0.35% | $500 | - | 18 Month IRA Term Share Certificate | |
| 0.30% | $500 | - | 1 Year IRA Term Share Certificate | |
| 0.20% | $500 | - | 6 Month IRA Term Share Certificate |
| GO Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3200 W Pleasant Run Rd | Lancaster, TX 75146-1073 |
| Branch Office | 4040 N Central Expy | Dallas, TX 75204-3158 |
| Branch Office | 5429 Lbj Fwy Ste 100 | Dallas, TX 75240-2647 |