Overview / Commentary
America's Credit Union (TX) is headquartered in GARLAND and is the 70th largest credit union in the state of Texas. It is also the 816th largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 130 employees and 32,564 members at 6 locations. America's Credit Union (TX) has an A+ health rating.
Field of Membership Restrictions
America's Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Collin, Dallas, or Rockwell. Employees of Kraft Heinz, Don Johnson's Tobacco World, or Commercial Metals Company, in Springfield, Missouri are also eligible to join. Family members of anyone eligible to join also qualify for membership.
See current membership details
Health
A+
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67470 |
| Year Chartered | 1934 |
| Employees | 130 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.22% |
| Return on Equity - YTD | 1.55% |
| Annual Interest Income | $5.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $434MM$392.2MM |
| Loans | Q1 2025vs Q1 2024 | $282MM$267.2MM |
| Deposits | Q1 2025vs Q1 2024 | $369.8MM$335.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $60.1MM$53.1MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $863K$826K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.8MM$1.3MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |