GO Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.00%	5-year CD	5 Year Term Share Certificate 2.35% - Synchrony Bank 60 Month CD
0.70%	4-year CD	4 Year Term Share Certificate 1.50% - Ally Bank Raise Your Rate 4-Year CD
0.30%	1-year CD	1 Year Term Share Certificate 1.40% - Synchrony Bank 12 Month CD

View all GO Federal Credit Union rates »

Overview / Commentary

www.mygofcu.org

214-742-6551

10501 N Central Expy Ste 300
Dallas, TX 75231

GO Federal Credit Union is headquartered in Dallas and is the 110^th largest credit union in the state of Texas. It is also the 1,382^nd largest credit union in the nation. It was established in 1937 and as of March of 2017, it had grown to 47 employees and 16,141 members at 3 locations. GO Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Dallas County and immediate family of current members.
See current membership details

Dallas Telco Credit Union

Posted by: Anonymous | Jan 1, 2012

This credit union does not nickle and dime you. Sure, they have their share of fees, but if you are active in managing your money, you can avoid them. I feel everyone should have a credit union account. Their only MINOR disadvantage is that there are not many branches across Dallas, Texas.

Comment

1

No Fee HSA with a High Interest Rate

Posted by: TexasNick | Jan 2, 2015

At Go Federal Credit Union (FCU), Dallas, TX residents have the opportunity to earn a relatively high interest rates above the standard for Health Savings Accounts (HSA). While it is required to be there in person to set up an account, this information can be taken care of quickly by helpful staff. I was able to transition funds from an HSA that only earned 0.60% APY to 1.50% APY. Also, there was no set up fee, and there is no annual fee to keep the HSA open. These aspects of the account really made sense for me. Also, if any additional deposits need to be made while you are not in the Dallas area, it is possible to sign and email forms to GO FCU representatives. In all, the ability to have a high interest HSA, great access to customer service, and the ability to email transfer documents make my decision to switch to Go FCU valuable asset when planning for my future health care needs.

Comment

1

Amazingly High Early Withdrawal Penalty On Certificates Of Deposit

Posted by: Out_West | Feb 13, 2012

Their early withdrawal penalty on a five year certificate of deposit is two and a one-half years interest vs. one-half year by the biggest credit union. So their penalty is an amazing five times higher.

Comment

6

Health

B+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	2073
Year Chartered	1937
Employees	47
Primary Regulator

Profit Margin
Return on Assets - YTD	0.54%
Return on Equity - YTD	7.48%
Annual Interest Income	$1.1MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$126.2MM$125.5MM
Loans	Q1 2017vs Q1 2016	$106.4MM$104.3MM
Deposits	Q1 2017vs Q1 2016	$116.4MM$115.0MM
Equity Capital	Q1 2017vs Q1 2016	$9.0MM$9.0MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$357.00K$310.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$83.00K$227.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.