2. GO Federal Credit Union

GO Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
1.00%5-year CD
2.23% - National Average
0.70%4-year CD
1.95% - National Average
2.50%Reward Checking
1.25% - Axos Bank Rewards Checking - 3 Qualifications
View all GO Federal Credit Union rates »

Overview / Commentary
www.mygofcu.org
214-742-6551
10501 N Central Expy Ste 300
Dallas, TX 75231

GO Federal Credit Union is headquartered in Dallas and is the 114th largest credit union in the state of Texas. It is also the 1,407th largest credit union in the nation. It was established in 1937 and as of September of 2018, it had grown to 47 employees and 15,512 members at 3 locations. GO Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Dallas County and immediate family of current members.
See current membership details

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Reviews (3)

Dallas Telco Credit Union

Posted by: Anonymous | Jan 1, 2012

This credit union does not nickle and dime you. Sure, they have their share of fees, but if you are active in managing your money, you can avoid them. I feel everyone should have a credit union account. Their only MINOR disadvantage is that there are not many branches across Dallas, Texas.

2

No Fee HSA with a High Interest Rate

Posted by: TexasNick | Jan 2, 2015

At Go Federal Credit Union (FCU), Dallas, TX residents have the opportunity to earn a relatively high interest rates above the standard for Health Savings Accounts (HSA). While it is required to be there in person to set up an account, this information can be taken care of quickly by helpful staff. I was able to transition funds from an HSA that only earned 0.60% APY to 1.50% APY. Also, there was no set up fee, and there is no annual fee to keep the HSA open. These aspects of the account really made sense for me. Also, if any additional deposits need to be made while you are not in the Dallas area, it is possible to sign and email forms to GO FCU representatives. In all, the ability to have a high interest HSA, great access to customer service, and the ability to email transfer documents make my decision to switch to Go FCU valuable asset when planning for my future health care needs.

1

Amazingly High Early Withdrawal Penalty On Certificates Of Deposit

Posted by: Out_West | Feb 13, 2012

Their early withdrawal penalty on a five year certificate of deposit is two and a one-half years interest vs. one-half year by the biggest credit union.  So their penalty is an amazing five times higher.   

6


Health
B+

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #2073
Year Chartered1937
Employees47
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD4.23%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$125.8MM$125.9MM
LoansQ3 2018vs Q3 2017$106.4MM$105.7MM
DepositsQ3 2018vs Q3 2017$114.6MM$115.4MM
Equity CapitalQ3 2018vs Q3 2017$10.0MM$9.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$326.00K$297.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$274.00K$143.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not GO Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

GO Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$100-Health Savings Account (HSA Checking)
0.75%*-$20kKasasa Saver
OTHER TIERS: 0.25% → $20k+
0.10%$100-Christmas Club Account
0.10%$100-Vacation Club
0.10%$25-Kid's Club
0.10%$25-Smart Start Club
0.05%$500-Share Savings
0.05%$25-IRA Share Savings

GO Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$300k*-Money Market Account
OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $300k

GO Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$10kKasasa Cash
OTHER TIERS: 0.25% → $10k+
0.10%$2.5k-Prestige Checking
0.05%$500-Traditional Checking

GO Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$10k*-60 Month Promo Certificate - New Money
OTHER TIERS: 1.00% → $1k - $10k
2.95%$1k-36 Month Promo Certificate - New Money
2.85%$1k-24 Month Promo Certificate - New Money
2.55%$1k-18 Month Promo Certificate - New Money
2.00%$1k-12 Month Promo Certificate - New Money
1.20%$99k-5 Year Jumbo Certificate
1.10%$50k$99k5 Year Mini-Jumbo Certificate
1.00%$1k-5 Year Term Share Certificate
0.90%$99k-4 Year Jumbo Certificate
0.80%$50k$99k4 Year Mini-Jumbo Certificate
0.70%$1k-4 Year Term Share Certificate
0.70%$1k-7 Month Promo Certificate - New Money
0.60%$99k-2 Year Jumbo Certificate
0.60%$99k-3 Year Jumbo Certificate
0.55%$99k-18 Month Jumbo Certificate
0.50%$50k$99k2 Year Mini-Jumbo Certificate
0.50%$50k$99k3 Year Mini-Jumbo Certificate
0.50%$99k-1 Year Jumbo Certificate
0.45%$50k$99k18 Month Mini-Jumbo Certificate
0.40%$1k-2 Year Term Share Certificate
0.40%$1k-3 Year Term Share Certificate
0.40%$50k$99k1 Year Mini-Jumbo Certificate
0.35%$1k-18 Month Term Share Certificate
0.30%$1k-1 Year Term Share Certificate
0.20%$1k-6 Month Term Share Certificate

GO Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$1k-60 Month Promo IRA Term Share Certificate - New Money
2.95%$1k-36 Month Promo IRA Term Share Certificate - New Money
2.85%$1k-24 Month Promo IRA Term Share Certificate - New Money
2.55%$1k-18 Month Promo IRA Term Share Certificate - New Money
2.00%$1k-12 Month Promo IRA Term Share Certificate - New Money
0.70%$500-4 Year IRA Term Share Certificate
0.70%$1k-7 Month Promo IRA Term Share Certificate - New Money
0.40%$500-3 Year IRA Term Share Certificate
Locations


GO Federal Credit Union Locations
Branch Office3200 W Pleasant Run RdLancaster, TX 75146-1073
Branch Office4040 N Central ExpyDallas, TX 75204-3158
Branch Office10501 N Central Expy Ste 300Dallas, TX 75231-2219

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