Competitive 4-Year & 5-Year CD Rates at Dallas Telco FCU in Texas - Local Only


Dallas Telco Federal Credit Union has a few competitive long-term CD and IRA CD rates. The best are the Jumbo CDs that require a $100K minimum deposit and include a 2.70% APY 5-year CD and a 2.45% APY 4-year CD. The mini-Jumbo CDs that require a $50K minimum have rates that are 10 basis points lower, and the regular CDs that require a $1K minimum have rates that are 20 basis points lower than the Jumbo rates. The shorter-term rates are not nearly as competitive. These rates are listed in the credit union's deposit rates page as of 10/25/2010.

As a comparison to internet banks, the best 5-year CD rate is 2.75% APY at Sallie Mae Bank and the best 4-year CD rate is 2.31% APY at Bank of Internet USA.

Membership in Dallas Telco FCU is open to those who live, work, worship, volunteer or attend school in Dallas County, Texas. Please refer to the credit union's Who Can Join page for the full details. Membership requires a minimum balance of $25 in the share savings account.

The credit union's overall health score at is 3 out of 5 with a Texas Ratio of 13.95% (excellent) based on June 2010 data. Please refer to our financial overview of Dallas Telco Federal Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 2073).

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Related Pages: CD rates, IRA rates

4.00% 12-Month CD at a Texas CU (Dallas Telco).
Update 5/3/08: The CD special has ended.

Dallas Telco FCU is offering a special term share certificate with a yield as high as 4.20% APY for a 12-month term. The 4.20% APY requires a minimum deposit of $100,000. A yield of 4.10% APY is available with a $50,000 minimum, and a yield of 4.00% APY is available with a $1,000 minimum. This is also available as an IRA CD.

I last reported on this credit union in February when they had high CD rates on all terms. When I contacted the credit...

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4.85% 60-Month / 4.60% 12-Month CD at a Texas CU (Dallas Telco).
Update 2/23/08: The rates have gone down. Please check the institution's website for the latest rates.

Dallas Telco Federal Credit Union has some competitive rates on its certificates. The Jumbo certificates have the highest rates which range from 4.60% APY for the 12-month term to 4.85% APY for the 60-month term. These have a minimum deposit of $99,000. The yields on the mini-jumbo certificates ($50,000 minimum) are 10 basis points lower, and the yields on the regular certificates ($1,000 minimum) are 20 basis points lower. The IRA certificate yields have the...

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