Overview / Commentary
Goetz Credit Union is headquartered in Saint Joseph and is the 33rd largest credit union in the state of Missouri. It is also the 1,988th largest credit union in the nation. It was established in 1937 and as of September of 2022, it had grown to 13 employees and 12,475 members at 1 location. Goetz Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Goetz Credit Union is open to those who live or work in the Missouri counties of Andrew, Buchanan, or Platte. Family members of current Goetz Credit Union members are also eligible to join.
See current membership details
Health
A
Data as of Q3 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Goetz Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 63606 |
| Year Chartered | 1937 |
| Employees | 13 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.84% |
| Return on Equity - YTD | 7.65% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2022vs Q3 2021 | $87.1MM$84.6MM |
| Loans | Q3 2022vs Q3 2021 | $54.6MM$45.3MM |
| Deposits | Q3 2022vs Q3 2021 | $76.6MM$74.6MM |
| Equity Capital | Q3 2022vs Q3 2021 | $9.7MM$8.9MM |
| Loan Loss Allowance | Q3 2022vs Q3 2021 | $287.00K$202.00K |
| Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $53.00K$295.00K |
| Real Estate Owned | Q3 2022vs Q3 2021 | $0$21.00K |