Overview / Commentary
Goetz Credit Union is headquartered in Saint Joseph and is the 36th largest credit union in the state of Missouri. It is also the 2,114th largest credit union in the nation. It was established in 1937 and as of December of 2019, it had grown to 14 employees and 11,125 members at 2 locations. Goetz Credit Union's savings rates are 44% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Goetz Credit Union is open to those who live or work in the Missouri counties of Andrew, Buchanan, or Platte. Family members of current Goetz Credit Union members are also eligible to join.
See current membership details
Health
A
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Goetz Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 63606 |
| Year Chartered | 1937 |
| Employees | 14 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.74% |
| Return on Equity - YTD | 5.62% |
| Annual Interest Income | $2.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $61.6MM$57.6MM |
| Loans | Q4 2019vs Q4 2018 | $42.9MM$38.8MM |
| Deposits | Q4 2019vs Q4 2018 | $52.5MM$49.2MM |
| Equity Capital | Q4 2019vs Q4 2018 | $8.0MM$7.8MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $382.00K$369.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $267.00K$189.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |