Gold Coast Federal Credit Union

Overview / Commentary
2226 S Congress Ave
Palm Springs, FL 33406-7606

Gold Coast Federal Credit Union is headquartered in Palm Springs and is the 49th largest credit union in the state of Florida. It is also the 1,127th largest credit union in the nation. It was established in 1936 and as of December of 2019, it had grown to 59 employees and 21,469 members at 6 locations. Gold Coast Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Gold Coast Federal Credit Union is open to employees of any primary or secondary public, private, parochial school, college or university in the Florida counties of Okeechobee, Palm Beach County, or St. Lucie. Individuals who live, work, or worship in the Delray Beach area also qualify for membership.
See current membership details


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Health Grade Components

NCUA #967
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD8.14%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$185.0MM$178.0MM
LoansQ4 2019vs Q4 2018$91.3MM$90.0MM
DepositsQ4 2019vs Q4 2018$162.7MM$156.2MM
Equity CapitalQ4 2019vs Q4 2018$20.5MM$18.8MM
Loan Loss AllowanceQ4 2019vs Q4 2018$289.00K$360.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$70.00K$189.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$3.00K

Rates for Gold Coast Federal Credit Union are currently being reviewed.


Gold Coast Federal Credit Union Locations
Branch Office145 N Main St Ste 103Belle Glade, FL 33430-2644
Branch Office10469 Southern BlvdRoyal Palm Beach, FL 33411-4340
Branch Office10570 S US Highway 1 Ste 100Port Saint Lucie, FL 34952-5606
Branch Office2226 S Congress AvePalm Springs, FL 33406-7606
Branch Office1301 N. Congress Ave.Boynton Beach, FL 33426
Branch Office8895 N. Military Tr. Suite 101-DPalm Beach Gardens, FL 33410

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