Gold Coast Federal Credit Union

Overview / Commentary
2226 S Congress Ave
Palm Springs, FL 33406-7681

Gold Coast Federal Credit Union is headquartered in Palm Springs and is the 50th largest credit union in the state of Florida. It is also the 1,068th largest credit union in the nation. It was established in 1936 and as of December of 2022, it had grown to 53 employees and 21,595 members at 4 locations. Gold Coast Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Gold Coast Federal Credit Union is open to employees of any primary or secondary public, private, parochial school, college or university in the Florida counties of Okeechobee, Palm Beach County, or St. Lucie. Individuals who live, work, or worship in the Delray Beach area also qualify for membership.
See current membership details

Reviews (1)

Gold Coast Federal Credit Union

Posted by: |

I have tried for over a year to work with their antiquated online account. It is impossible! I have spent hours and hours trying to access my account. Now they have changed the settings on my account so that I can only see my savings account and when I hit the tab for e statements I can only see my checking account up to the 15th of the previous month. I have spoken to them multiple times, sent written requests that they change this and never received a reply. Do Not Use This Bank!


Health Grade Components

NCUA #967
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD14.75%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$269.8MM$266.1MM
LoansQ4 2022vs Q4 2021$102.1MM$96.8MM
DepositsQ4 2022vs Q4 2021$252.1MM$241.9MM
Equity CapitalQ4 2022vs Q4 2021$13.6MM$21.1MM
Loan Loss AllowanceQ4 2022vs Q4 2021$169.00K$150.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$161.00K$19.00K
Real Estate OwnedQ4 2022vs Q4 2021$0$0

Rates for Gold Coast Federal Credit Union are currently being reviewed.


Gold Coast Federal Credit Union Locations
Branch Office145 N Main St Ste 103Belle Glade, FL 33430-2644
Branch Office10469 Southern BlvdRoyal Palm Beach, FL 33411-4340
Branch Office10570 S US Highway 1 Ste 100Port Saint Lucie, FL 34952-5606
Branch Office2226 S Congress AvePalm Springs, FL 33406-7606

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