Gold Coast Federal Credit Union

Overview / Commentary
2226 S Congress Ave
Palm Springs, FL 33406-7681

Gold Coast Federal Credit Union is headquartered in Palm Springs and is the 48th largest credit union in the state of Florida. It is also the 1,059th largest credit union in the nation. It was established in 1936 and as of March of 2024, it had grown to 61 employees and 22,362 members at 4 locations. Gold Coast Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Gold Coast Federal Credit Union is open to employees of any primary or secondary public, private, parochial school, college or university in the Florida counties of Okeechobee, Palm Beach County, or St. Lucie. Individuals who live, work, or worship in the Delray Beach area also qualify for membership.
See current membership details

Reviews (2)

What The Actual?

Posted by: |

This has to be, by far the worst bank I have ever dealt with. Their incompetence is out of control. Their banking application continuously crashes at the most inconvenient times which seems to be every day for hours at a time. When I need yo see what's in my account, you can't. How can you possibly stay open and operate, if you can't even maintain a simple application. Fire your tech team and hire people that know what their doing. I am pulling my accounts, and would advise everyone else to do the same. This is absolutely pathetic.

Gold Coast Federal Credit Union

Posted by: |

I have tried for over a year to work with their antiquated online account. It is impossible! I have spent hours and hours trying to access my account. Now they have changed the settings on my account so that I can only see my savings account and when I hit the tab for e statements I can only see my checking account up to the 15th of the previous month. I have spoken to them multiple times, sent written requests that they change this and never received a reply. Do Not Use This Bank!


Health Grade Components

NCUA #967
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD9.89%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$280.6MM$278.4MM
LoansQ1 2024vs Q1 2023$112.7MM$109.4MM
DepositsQ1 2024vs Q1 2023$257.5MM$256.6MM
Equity CapitalQ1 2024vs Q1 2023$18.9MM$17.1MM
Loan Loss AllowanceQ1 2024vs Q1 2023$510K$224K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$0$161K
Real Estate OwnedQ1 2024vs Q1 2023$0$0

Rates for Gold Coast Federal Credit Union are currently being reviewed.


Gold Coast Federal Credit Union Locations
Branch Office145 N Main St Ste 103Belle Glade, FL 33430-2644
Branch Office10469 Southern BlvdRoyal Palm Beach, FL 33411-4340
Branch Office10570 S US Highway 1 Ste 100Port Saint Lucie, FL 34952-5606
Branch Office2226 S Congress AvePalm Springs, FL 33406-7606

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