Gold Coast Federal Credit Union

Overview / Commentary
2226 S Congress Ave
Palm Springs, FL 33406-7681

Gold Coast Federal Credit Union is headquartered in Palm Springs and is the 48th largest credit union in the state of Florida. It is also the 1,067th largest credit union in the nation. It was established in 1936 and as of December of 2020, it had grown to 59 employees and 20,955 members at 6 locations. Gold Coast Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Gold Coast Federal Credit Union is open to employees of any primary or secondary public, private, parochial school, college or university in the Florida counties of Okeechobee, Palm Beach County, or St. Lucie. Individuals who live, work, or worship in the Delray Beach area also qualify for membership.
See current membership details


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Health Grade Components

NCUA #967
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD4.01%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$234.9MM$185.0MM
LoansQ4 2020vs Q4 2019$79.9MM$91.3MM
DepositsQ4 2020vs Q4 2019$211.1MM$162.7MM
Equity CapitalQ4 2020vs Q4 2019$21.5MM$20.5MM
Loan Loss AllowanceQ4 2020vs Q4 2019$244.00K$289.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$63.00K$70.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gold Coast Federal Credit Union Savings Account Rates

0.10%*$15k*-Savings Account
OTHER TIERS: 0.05% $5 - $15k
0.05%$5-Club Account

Gold Coast Federal Credit Union Money Market Rates

0.25%*$100k*-Money Market
OTHER TIERS: 0.05% $5k - $25k | 0.10% $25k - $50k | 0.20% $50k - $100k

Gold Coast Federal Credit Union CD Rates

0.60%$1k$250k5 Year Share Certificate
0.50%$1k$250k2 1/2 Year Share Certificate
0.40%$1k$250k12 Month Share Certificate
0.40%$250$10k12 Month Student Share Certificate
0.25%$1k$250k6 Month Share Certificate
0.25%$250$10k6 Month Student Share Certificate

Gold Coast Federal Credit Union Locations
Branch Office145 N Main St Ste 103Belle Glade, FL 33430-2644
Branch Office10469 Southern BlvdRoyal Palm Beach, FL 33411-4340
Branch Office10570 S US Highway 1 Ste 100Port Saint Lucie, FL 34952-5606
Branch Office2226 S Congress AvePalm Springs, FL 33406-7606
Branch Office1301 N. Congress Ave.Boynton Beach, FL 33426
Branch Office8895 N. Military Tr. Suite 101-DPalm Beach Gardens, FL 33410

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