Gold Coast Federal Credit Union

Overview / Commentary
2226 S Congress Ave
Palm Springs, FL 33406-7681

Gold Coast Federal Credit Union is headquartered in Palm Springs and is the 49th largest credit union in the state of Florida. It is also the 1,054th largest credit union in the nation. It was established in 1936 and as of June of 2022, it had grown to 52 employees and 21,412 members at 4 locations. Gold Coast Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Gold Coast Federal Credit Union is open to employees of any primary or secondary public, private, parochial school, college or university in the Florida counties of Okeechobee, Palm Beach County, or St. Lucie. Individuals who live, work, or worship in the Delray Beach area also qualify for membership.
See current membership details

Reviews (1)

Gold Coast Federal Credit Union

Posted by: |

I have tried for over a year to work with their antiquated online account. It is impossible! I have spent hours and hours trying to access my account. Now they have changed the settings on my account so that I can only see my savings account and when I hit the tab for e statements I can only see my checking account up to the 15th of the previous month. I have spoken to them multiple times, sent written requests that they change this and never received a reply. Do Not Use This Bank!


Health Grade Components

NCUA #967
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD10.49%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$273.6MM$258.1MM
LoansQ2 2022vs Q2 2021$91.6MM$89.4MM
DepositsQ2 2022vs Q2 2021$255.5MM$233.3MM
Equity CapitalQ2 2022vs Q2 2021$14.2MM$21.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$140.00K$253.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$191.00K$9.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gold Coast Federal Credit Union Savings Account Rates

0.10%*$15k*-Savings Account
OTHER TIERS: 0.05% $5 - $15k
0.05%$5-Club Account

Gold Coast Federal Credit Union Money Market Rates

0.25%*$100k*-Money Market
OTHER TIERS: 0.05% $5k - $25k | 0.10% $25k - $50k | 0.20% $50k - $100k

Gold Coast Federal Credit Union CD Rates

0.60%$1k$250k5 Year Share Certificate
0.50%$1k$250k2 1/2 Year Share Certificate
0.40%$1k$250k12 Month Share Certificate
0.40%$250$10k12 Month Student Share Certificate
0.25%$1k$250k6 Month Share Certificate
0.25%$250$10k6 Month Student Share Certificate

Gold Coast Federal Credit Union Locations
Branch Office145 N Main St Ste 103Belle Glade, FL 33430-2644
Branch Office10469 Southern BlvdRoyal Palm Beach, FL 33411-4340
Branch Office10570 S US Highway 1 Ste 100Port Saint Lucie, FL 34952-5606
Branch Office2226 S Congress AvePalm Springs, FL 33406-7606

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