Gold Coast Federal Credit Union


Overview / Commentary
561-965-1000
2226 S Congress Ave
Palm Springs, FL 33406-7681

Gold Coast Federal Credit Union is headquartered in Palm Springs and is the 49th largest credit union in the state of Florida. It is also the 1,065th largest credit union in the nation. It was established in 1936 and as of September of 2023, it had grown to 56 employees and 22,326 members at 4 locations. Gold Coast Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Gold Coast Federal Credit Union is open to employees of any primary or secondary public, private, parochial school, college or university in the Florida counties of Okeechobee, Palm Beach County, or St. Lucie. Individuals who live, work, or worship in the Delray Beach area also qualify for membership.
See current membership details

Reviews (2)

What The Actual?

Posted by: |

This has to be, by far the worst bank I have ever dealt with. Their incompetence is out of control. Their banking application continuously crashes at the most inconvenient times which seems to be every day for hours at a time. When I need yo see what's in my account, you can't. How can you possibly stay open and operate, if you can't even maintain a simple application. Fire your tech team and hire people that know what their doing. I am pulling my accounts, and would advise everyone else to do the same. This is absolutely pathetic.

Gold Coast Federal Credit Union

Posted by: |

I have tried for over a year to work with their antiquated online account. It is impossible! I have spent hours and hours trying to access my account. Now they have changed the settings on my account so that I can only see my savings account and when I hit the tab for e statements I can only see my checking account up to the 15th of the previous month. I have spoken to them multiple times, sent written requests that they change this and never received a reply. Do Not Use This Bank!



Health
B+

Health Grade Components

Overall
NCUA #967
Year Chartered1936
Employees56
Primary Regulator
Profit Margin
Return on Assets - YTD1.43%
Return on Equity - YTD24.54%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$270.9MM$271.1MM
LoansQ3 2023vs Q3 2022$112.7MM$94MM
DepositsQ3 2023vs Q3 2022$250.7MM$255.3MM
Equity CapitalQ3 2023vs Q3 2022$15.8MM$12.4MM
Loan Loss AllowanceQ3 2023vs Q3 2022$348K$151K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$53K$85K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates

Rates for Gold Coast Federal Credit Union are currently being reviewed.

Locations


Gold Coast Federal Credit Union Locations
Branch Office145 N Main St Ste 103Belle Glade, FL 33430-2644
Branch Office10469 Southern BlvdRoyal Palm Beach, FL 33411-4340
Branch Office10570 S US Highway 1 Ste 100Port Saint Lucie, FL 34952-5606
Branch Office2226 S Congress AvePalm Springs, FL 33406-7606

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